シャドーイング練習: Five ways to save at the doctors - YouTubeで英語スピーキングを学ぶ
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For those people that are on a tight budget but still want to see a doctor,
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For those people that are on a tight budget but still want to see a doctor,
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how can they find one that bulk bills?
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So there's a couple of websites.
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So one of them is Clean Bill and they'll actually say this is the doctors that bulk bill locally.
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In certain areas, there just are no local bulk billing doctors.
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Most just actually can't afford to at all.
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Is there a perception that a bulk billing doctor isn't as good as a privately billing doctor?
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I don't think there's that perception,
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but I think the perception is often around how long they'll spend with their patients.
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Because if you choose to bulk bill,
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your timing and the costs often then mean that you've got less time to spend with that patient.
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For patients who aren't eligible for concessions and maybe,
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like you said, they're 10Ks away from a GP that does bulk bill,
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what can they do to make visiting the GP a little more affordable?
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Yeah, good question.
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So what I'd suggest is actually save up all of your questions for the one visit.
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So you need to go to your GP to get your pap smear done.
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Also get your blood pressure checked,
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get your regular routine heart check done,
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get your skin check done,
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get everything that you need to get done for that next 12 months in that visit.
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And if you don't know what those things are,
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your GP can tell you.
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So most of the time I encourage my patients,
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when they can, to only see me once a year
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because I want to see them and get all of that preventative health stuff done on that visit.
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And I don't want to see them for another 12 months.
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I noticed some stats from the Bureau of Statistics late last year
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that saw an increasing number of people delaying accessing health services.
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The one service that they are delaying the most is dental.
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What's the dangers of this?
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And are there any ways they can reduce their costs in accessing services like dental?
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Yeah, that's really scary because when people come to you and say,
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I need to decide between going to the dentist or paying for petrol.
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It's a really, really worrying time.
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Things we worry about with dentition isn't just cosmetics.
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It's not just how beautiful your smile is,
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but your dental health is really important because buildup of bacteria and gum disease can lead to lots of different problems,
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not just with your oral health,
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but with your heart health as well.
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And your teeth last your lifetime.
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So you need good dentition when you're a female in pregnancy,
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when you're young, so that you don't have problems when you're older.
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What you can do to make it cheaper,
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it's tricky because there's not a lot of funding for dental care.
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In lots of places in Sydney,
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there is some federally funded programs,
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but they've got really long wait lists.
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So Sutherland Hospital has one,
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there's one just outside of Central train station,
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but there is quite a long wait list for them.
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Telehealth.
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Absolutely.
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Access to calling your doctor or a video call with the doctor.
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Run us through the costs involved with that.
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Is it cheaper?
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Is it more expensive than seeing your doctor?
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And when is it a good thing to do and when is it not?
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How wonderful is it that we were given this option during COVID and people could continue to see their GP,
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someone they already know, someone they already trust.
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The cost, out-of-pocket costs, are probably about the same.
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So out-of-pocket, you will often be paying the same as if you did go in to see your GP.
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But what's different is your time because you can do it on your lunch break.
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You can do it before work.
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You can do it just after you've dropped the kids to school.
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You don't necessarily have to take time off work to go in for that doctor's visit.
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So that's where the real cost saving is.
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But as you say, it's not always appropriate.
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If you want me to look in your child's ear,
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I can't do it over telehealth.
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I probably can't assess your skin lesion over telehealth.
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I definitely can't listen to your lungs over telehealth.
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I can talk to you about mental health.
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I can talk to you about your pregnancy.
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I can talk to you about doing an STD check.
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There are so many things we can do with telehealth,
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but it's not appropriate for everything.
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And speaking of health, one other big cost when you're accessing services is private health insurance, right?
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At what point does someone really need to start thinking about,
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hey, A, do I need it?
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B, do I need to increase my cover?
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C, is it worth it?
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Yeah, great question.
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So often for females, that conversation happens when you're starting to think about babies.
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So as soon as you're starting to think about pregnancy and pregnancy care,
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that's a decision that you need to think about.
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And that's because your options are going to be public or private.
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And if you want to have a private obstetrician and have a private delivery,
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then you're going to need to have private health insurance or have very large costs.
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So that's when females usually think about it.
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In Australia, we're really lucky.
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Our trauma services, our cancer services,
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our public hospitals are fantastic.
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So if you don't have private health insurance,
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you will still have excellent medical care in the public system.
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If you have private health insurance, your options are increased.
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So it means you can see a private specialist without the additional fees or with a portion of those additional fees covered.
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So the decision of when to think about private health insurance is entirely based on your finances
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and when you can afford it.
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There are some tax benefits of having it.
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And so when you've met those tax thresholds,
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it's worth thinking about having it because it reduces your taxable income.
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And then what your Medicare needs are,
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what your medical needs are for the next 12 months,
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five years, 10 years ongoing.
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Thank you.
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