跟读练习: Social Security is on track to become insolvent by 2032, putting benefits at risk of a cut - 通过YouTube学习英语口语
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NOW WE HAVE A SERIOUS WARNING ABOUT THE MILLIONS OF DOLLARS AMERICANS RELY ON FOR RETIREMENT.
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NOW WE HAVE A SERIOUS WARNING ABOUT THE MILLIONS OF DOLLARS AMERICANS RELY ON FOR RETIREMENT.
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MORE THAN 62 MILLION PEOPLE GET BENEFITS FROM THE OLD AGENT SURVIVORS INSURANCE TRUST FUND.
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A NEW GOVERNMENT ANALYSIS SAYS IN JUST SIX YEARS THE FUND
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WILL ONLY HAVE ENOUGH MONEY TO PAY 78% OF ITS SCHEDULED BENEFITS.
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THIS CALLS FOR CBS NEWS BUSINESS ANALYST JILL SCHLESSENGER TO BREAK IT ALL DOWN FOR US.
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SO EXPLAIN TO US HOW DOES ALL OF THIS WORK?
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OKAY.
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SOCIAL SECURITY IS A PAY-AS- YOU GO SYSTEM MEANING WORKERS PAY FOR THE PEOPLE WHO ARE RETIRED.
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SO YOU'RE WORKING HARD RIGHT NOW.
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YOU SEE THAT FICA TAX COME OUT, 6.2% OF YOUR PAY.
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YOUR BOSS MATCHES 6.2% OF THE PAY.
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THAT GOES TO PAY FOR YOUR GRANDMA'S SOCIAL SECURITY BENEFITS.
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WHEN THERE ARE TONS OF BABY BOOMERS WORKING, WE BUILT UP EXTRA MONEY THAT WE DIDN'T ACTUALLY HAVE TO PAY OUT.
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THERE WERE SO MANY PEOPLE WORKING.
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NOW FLIPPED ON ITS HEAD, THE BOOMERS ARE ALL RETIRING.
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NOW WE DON'T HAVE ENOUGH MONEY OF ALL THOSE RESERVES THAT BUILT UP TO ACTUALLY PAY OUT THE PROMISED BENEFITS.
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SO THIS IS A REALLY IMPORTANT ISSUE BECAUSE WE'VE BEEN WARNING ABOUT THIS PROBABLY FOR ABOUT A DOZEN YEARS.
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YEP.
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AND IT TAKES CONGRESS TO ACT.
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SO IT IS NOT THAT THE SYSTEM IS GOING BROKE.
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IT'S THAT THOSE EXCESS RESERVES THAT BUILT UP, THOSE ARE GOING TO BE DEPLETED.
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SO WHAT HAPPENS IN 2032?
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OKAY.
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SO MAGIC YEAR 2032, WHICH IS ODDLY CLOSE TO THE YEAR I WOULD BE CLAIMING SOCIAL SECURITY.
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SOCIAL SECURITY IS STRUCTURED IS THAT IT AUTOMATICALLY WOULD MEAN THAT THERE ARE CUTS TO THE
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PROMISED BENEFITS.
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SO THAT WOULD MEAN A 22% REDUCTION AUTOMATICALLY GOING INTO EFFECT.
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CAN I PLAY THIS OUT?
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MOST AMERICANS ON AVERAGE RECEIVE A $2,000 MONTHLY CHECK.
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THAT WOULD MEAN AS OF 2032, YOU GET A LOPPED OFF AMOUNT AND IT IS REDUCED BY 22%.
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THAT'S SIGNIFICANT.
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THAT'S SIGNIFICANT.
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THAT'S SIGNIFICANT.
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THAT'S SIGNIFICANT.
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THAT'S SIGNIFICANT.
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THAT'S SO IMPORTANT.
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THAT'S THE PART.
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SO EVEN IF YOU ALREADY CLAIM BENEFITS FOR PEOPLE WHO ARE LIKE, OH, MY GOD, I'M GOING TO CLAIM EARLY, NO MATTER WHAT, EVERY SINGLE PERSON WILL TAKE A 22% REDUCTION.
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SO CAN ANYTHING BE DONE TO FIX THIS AND ARE THERE ANY IMMEDIATE ACTIONS?
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OKAY.
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SO NUMBER ONE, IT IS FIXABLE.
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IT REQUIRES CONGRESS.
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SO THAT MAY MEAN THAT YOU FEEL THEY CAN'T GO TO THE FIKA.
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THEY CAN'T GO TO THE FIKA.
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THEY CAN POUND THE PHONES, POUND THE E-MAILS, SEND YOUR POLITICAL REPRESENTATIVES A NOTE SAYING I'M WORRIED ABOUT THIS.
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I'VE BEEN SAYING THIS FOR YEARS.
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ABSOLUTELY.
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WHAT CAN THEY DO?
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THEY CAN ACTUALLY INCREASE THE AMOUNT OF MONEY ON WHICH FICA TAXES ARE PAID.
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THAT'S THE WAGE BASE.
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IT CAN GO FROM ABOUT 184,000, WE CAN LIFT IT TO 300,000.
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I KNOW, NOT GOING TO MAKE A LOT OF PEOPLE HAPPY BUT WE HAVE TO PAY FOR THE SYSTEM.
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IT'S A GOOD THING.
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I THINK IT'S A GOOD THING.
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I THINK IT'S A GOOD THING.
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I THINK IT'S A GOOD THING.
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IF YOU ARE A BLUE-COLLAR WORKER AND I'M SAYING YOU HAVE TO WORK UNTIL YOU'RE 75, THAT DOESN'T MAKE SO MUCH SENSE.
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CONGRESS CAN FIX THE PROBLEM.
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关于这节课
在这节课中，学习者将练习如何在快速对话中捕捉和理解美国社会保障体系的相关信息。通过分析和模仿视频中的对话，您可以提高您的英语发音，增强英语口语表达能力。我们将重点关注社会保障的运作机制及其即将面临的挑战，让您在真实场景中运用新知识。
关键词汇与短语
- 社会保障 (Social Security)
- 退休金 (Retirement Benefits)
- 支付系统 (Pay-as-you-go system)
- 税收 (Tax)
- 养老金 (Pension)
- 减少 (Reduction)
- 国会 (Congress)
- 修复 (Fix)
练习技巧
在观看视频并进行影子练习时，shadowspeak 是一个非常有效的方法。尽量跟随发言者的语速，模仿他们的语调和停顿。您可以开始时慢速播放，以便更好理解发音，然后逐渐提高播放速度。每次聆听后，尝试复述重要信息，如“社会保障是一个支付系统”，并将其融入您的日常对话中。
利用这个视频中涉及的实际情况，您可以在生活中找到更多相关话题展开讨论，例如退休金如何影响我们的未来。这种情境化的学习将帮助您在英语口语练习中变得更加自然。通过看YouTube学英语，您不仅能提高英语发音，还能获得对社会议题的深刻理解。
坚持每天进行这种形式的影子练习，您将会发现自己在英语交流中的自信和流利度显著提升。欢迎将您在练习过程中遇到的难题和收获分享给身边的人，共同提高英语口语能力。
什么是跟读法？
跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。