تدريب Shadowing: English conversation, At The Bank|Opening a Bank Account|Listening and Speaking Skills|Daily Life| - تعلم التحدث بالإنجليزية مع YouTube

Welcome to English 101, where you'll receive the most intensive English training through stories.

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Welcome to English 101, where you'll receive the most intensive English training through stories.

Let's try listening.

Opening a bank account.

Good morning.

How can I help you today?

Good morning.

I'd like to open a bank account, please. Of course.

Are you looking to open a savings account or a checking account?

I'm not sure.

Could you explain the difference?

Certainly.

A savings account is designed for saving money and earns interest over time.

It's good for long-term savings.

A checking account is for daily transactions like paying bills or shopping,

but it typically doesn't earn interest.

I see.

I think I'd like a savings account.

Great choice.

Do you already have an account with us,

or is this your first time?

This is my first time opening an account here.

Perfect.

I'll just need a few things to get started.

Could you provide your ID and proof of address,

like a utility bill or rental agreement?

Sure.

Here's my ID and a copy of my electricity bill.

Thank you.

Everything looks good.

Now, I'll have you fill out this form with your personal information,

name, date of birth, contact details, and a signature.

Okay, I've completed the form.

Excellent.

Would you like to add an initial deposit to your account today?

Yes, I'd like to deposit $1,000.

Perfect.

I'll process that for you.

Are you also interested in receiving a debit card for your savings account?

Yes, that would be helpful.

Wonderful.

Your debit card will be mailed to your address within 5 to 7 business days.

You'll also receive instructions on how to activate it.

Sounds good.

Can I also set up online banking for this account?

Absolutely.

I'll register your account for online banking now.

Once it's set up, you'll receive an email with a link to create your username and password.

Perfect.

Is there a minimum balance I need to maintain for the savings account?

Yes, there is a minimum balance of $500.

If your balance falls below this amount,

there may be a small monthly fee.

Got it.

Thank you for letting me know.

You're welcome.

Your account is now set up.

Here's your account information, and I'll provide a temporary passbook if you'd like to keep track of your transactions.

That's great.

Thank you for your help.

My pleasure.

If you have any further questions or need assistance in the future,

feel free to visit us or call customer service.

Have a wonderful day.

Thank you.

You too.

Depositing money.

Hello.

How can I assist you today?

I want to deposit money into my account.

Course.

How much are you depositing?

$300.

Do you have your account number?

Yes, here it is.

Thanks.

The deposit is complete.

Withdrawing money.

Hi.

How may I help?

I'd like to withdraw some cash.

Sure.

How much?

$150, please.

Could you swipe your card and enter your PIN?

Okay.

Here's your cash.

Have a great day.

Transferring money.

Good afternoon.

What can I do for you?

I need to transfer money to someone's account.

Is the recipient in the same bank or another bank?

Another bank.

I'll need their account number and bank name, please.

Sure, here's the information.

How much are you transferring?

$500.

Done.

Here's your receipt.

100

Reporting a lost card.

101

Hello.

102

How can I help you?

103

I lost my debit card and need to block it.

104

I'm sorry to hear that.

105

Could you show me your ID?

106

Sure, here it is.

107

Thank you.

108

Your card is now blocked.

109

Would you like to order a replacement?

110

Yes, please.

111

Applying for a loan.

112

Good morning.

113

What brings you in today?

114

I'd like to apply for a loan.

115

Absolutely.

116

What type of loan are you looking for?

117

A car loan.

118

Got it.

119

I'll need some documents, your ID,

120

income proof, and the car details.

121

Okay, I have them here.

122

Perfect.

123

We'll process your application and you'll hear from us soon.

124

Currency exchange How can I assist you today?

125

I need to exchange currency What currency do you have and what do you need?

126

I have US dollars and need euros.

127

How much are you exchanging? $200.

128

The exchange rate today is 1 US dollar equals 0.90 euros.

129

You'll get 180 euros.

130

Sounds good.

131

Closing a bank account.

132

Hi, how can I help you?

133

I want to close my bank account.

134

I'm sorry to see you go.

135

Could you provide your ID and account details?

136

Here they are.

137

Thank you.

138

The account is now closed and the remaining balance has been transferred to you.

139

Thank you.

140

Next, let's take a look at some interesting phrases.

141

Opening a bank account.

142

Good morning.

143

How can I help you today?

144

Good morning.

145

I'd like to open a bank account, please. Of course.

146

Are you looking to open a savings account or a checking account?

147

Savings account.

148

A bank account to save money and earn extra money.

149

Interest.

150

Example.

151

I put $500 in my savings account to save for a trip.

152

Checking account.

153

A bank account for daily spending,

154

like paying bills or shopping.

155

Example.

156

I use my checking account to pay rent every month.

157

I'm not sure.

158

Could you explain the difference?

159

Certainly.

160

A savings account is designed for saving money and earns interest over time.

161

Earns interest.

162

Extra money the bank gives you for keeping your money in a savings account.

163

Example, my savings account earns interest every month.

164

It's good for long-term savings.

165

A checking account is for daily transactions like paying bills or shopping,

166

but it typically doesn't earn interest.

167

I see.

168

I think I'd like a savings account.

169

Great choice.

170

Do you already have an account with us,

171

or is this your first time?

172

This is my first time opening an account here.

173

Perfect.

174

I'll just need a few things to get started.

175

Could you provide your ID and proof of address?

176

Proof, a document that shows something is true.

177

Example, the bank asked for proof of my address to open the account.

178

Like a utility bill or rental agreement.

179

Rental agreement, a paper that explains the rules for renting a house or apartment.

180

Example, I gave my rental agreement to the bank to show where I live.

181

Sure, here's my ID and a copy of my electricity bill.

182

Thank you, everything looks good.

183

Now, I'll have you fill out this form with your personal information,

184

name, date of birth, contact details, and a signature.

185

Okay, I've completed the form.

186

Excellent.

187

Would you like to add an initial deposit to your account today?

188

Initial deposit.

189

The first amount of money you put in a new account.

190

Example, I made an initial deposit of $200 to open my account.

191

Yes, I'd like to deposit $1,000.

192

Perfect.

193

I'll process that for you.

194

Are you also interested in receiving a debit card for your savings account?

195

Debit card, a card from the bank used to pay money or take out cash.

196

Example, I use my debit card to buy groceries.

197

Yes, that would be helpful.

198

Wonderful.

199

Your debit card will be mailed to your address within five to seven business days.

200

You'll also receive instructions on how to activate it.

201

Activate to make something start working.

202

Example, I called the bank to activate my new card.

203

Sounds good.

204

Can I also set up online banking for this account?

205

Absolutely.

206

I'll register your account for online banking now.

207

208

Example, I registered for online banking yesterday.

209

Once it's set up, you'll receive an email with a link to create your username and password.

210

Perfect.

211

Perfect.

212

Is there a minimum balance I need to maintain for the savings account?

213

Balance.

214

The amount of money in your bank account.

215

Example.

216

I check my account balance every week.

217

Maintain.

218

To keep something at a certain level.

219

Example.

220

I must maintain $500 in my savings account.

221

Yes, there is a minimum balance of $500.

222

If your balance falls below this amount,

223

there may be a small monthly fee.

224

Monthly fee.

225

Money the bank charges every month.

226

Example.

227

This account has no monthly fee.

228

Got it.

229

Thank you for letting me know.

230

You're welcome.

231

Your account is now set up.

232

Here's your account information and I'll provide a temporary passbook.

233

Passbook.

234

A small book to record your bank transactions.

235

Example, I use my passbook to check my deposits.

236

If you'd like to keep track of your transactions.

237

That's great.

238

Thank you for your help.

239

My pleasure.

240

If you have any further questions or need assistance in the future,

241

feel free to visit us or call customer service.

242

Have a wonderful day.

243

Thank you.

244

You too.

245

Depositing money.

246

Hello.

247

How can I assist you today?

248

I want to deposit money into my account.

249

Deposit.

250

To put money into a bank account.

251

Example.

252

I deposited $300 into my account today.

253

Course.

254

How much are you depositing?

255

$300.

256

Do you have your account number?

257

Yes, here it is.

258

Thanks.

259

The deposit is complete.

260

Withdrawing money.

261

Hi.

262

How may I help?

263

I'd like to withdraw some cash.

264

Withdraw to take money out of a bank account.

265

Example, I withdrew $50 from the ATM this morning.

266

Sure.

267

How much?

268

$150, please.

269

Could you swipe your card and enter your PIN?

270

Okay.

271

Here's your cash.

272

Have a great day.

273

Transferring money.

274

Good afternoon.

275

What can I do for you?

276

I need to transfer money to someone's account.

277

Transfer money.

278

To send money from one account to another.

279

Example, I transferred $100 to my friend's account yesterday.

280

Is the recipient in the same bank or another bank?

281

Another bank.

282

I'll need their account number and bank name, please.

283

Sure, here's the information.

284

How much are you transferring?

285

$500.

286

Done.

287

Here's your receipt.

288

Reporting a lost card.

289

Hello.

290

How can I help you?

291

I lost my debit card and need to block it.

292

I'm sorry to hear that.

293

Could you show me your ID?

294

Sure.

295

Here it is.

296

Thank you.

297

Your card is now blocked.

298

Would you like to order a replacement?

299

Yes, please.

300

Applying for a loan.

301

Good morning.

302

What brings you in today?

303

I'd like to apply for a loan.

304

Loan.

305

Money you borrow from the bank that you must pay back later.

306

Example, I got a loan to buy a car.

307

Absolutely.

308

What type of loan are you looking for?

309

A car loan.

310

Got it.

311

I'll need some documents, your ID,

312

income proof, and the car details.

313

Okay, I have them here.

314

Perfect.

315

We'll process your application and you'll hear from us soon.

316

Currency exchange How can I assist you today?

317

I need to exchange currency.

318

Currency, the type of money a country uses.

319

Example, I exchange my U.S dollars for Japanese yen.

320

What currency do you have and what do you need?

321

I have U.S dollars and need euros.

322

How much are you exchanging?

323

$200 The exchange rate today is $1.00 equals 0.90 euros Rate A specific amount,

324

like the value of money exchange or interest Example The exchange rate today is $1.00 equals 0.90 euros

325

You'll get 180 euros Sounds good Closing a bank account How can I help you?

326

I want to close my bank account.

327

I'm sorry to see you go.

328

Could you provide your ID and account details?

329

Here they are.

330

Thank you.

331

The account is now closed and the remaining balance has been transferred to you.

332

Remaining balance.

333

The money left in your account after spending.

334

Example, my remaining balance after paying bills is $200.

335

Thank you.

336

Awesome.

337

Now let's listen to the story again.

338

Opening a bank account Good morning.

339

How can I help you today?

340

Good morning.

341

I'd like to open a bank account, please. Of course.

342

Are you looking to open a savings account or a checking account?

343

I'm not sure.

344

Could you explain the difference?

345

Certainly.

346

A savings account is designed for saving money and earns interest over time.

347

It's good for long-term savings.

348

A checking account is for daily transactions like paying bills or shopping,

349

but it typically doesn't earn interest.

350

I see.

351

I think I'd like a savings account.

352

Great choice.

353

Do you already have an account with us,

354

or is this your first time?

355

This is my first time opening an account here.

356

Perfect.

357

I'll just need a few things to get started.

358

Could you provide your ID and proof of address,

359

like a utility bill or rental agreement?

360

Sure.

361

Here's my ID and a copy of my electricity bill.

362

Thank you.

363

Everything looks good.

364

Now, I'll have you fill out this form with your personal information,

365

name, date of birth, contact details, and a signature.

366

Okay, I've completed the form.

367

Would you like to add an initial deposit to your account today?

368

Yes, I'd like to deposit $1,000.

369

Perfect.

370

I'll process that for you.

371

Are you also interested in receiving a debit card for your savings account?

372

Yes, that would be helpful.

373

Wonderful.

374

Your debit card will be mailed to your address within five to seven business days.

375

You'll also receive instructions on how to activate it.

376

Sounds good.

377

Can I also set up online banking for this account?

378

Absolutely.

379

I'll register your account for online banking now.

380

Once it's set up, you'll receive an email with a link to create your username and password.

381

Perfect.

382

Is there a minimum balance I need to maintain for the savings account?

383

Yes, there is a minimum balance of $500.

384

If your balance falls below this amount,

385

there may be a small monthly fee.

386

Got it.

387

Thank you for letting me know.

388

You're welcome.

389

Your account is now set up.

390

Here's your account information, and I'll provide a temporary passbook if you'd like to keep track of your transactions.

391

That's great.

392

Thank you for your help.

393

My pleasure.

394

If you have any further questions or need assistance in the future,

395

feel free to visit us or call customer service.

396

Have a wonderful day.

397

Thank you.

398

You too.

399

Depositing money.

400

Hello.

401

How can I assist you today?

402

I want to deposit money into my account. Of course.

403

How much are you depositing?

404

$300.

405

Do you have your account number?

406

Yes, here it is.

407

Thanks.

408

The deposit is complete.

409

Withdrawing money.

410

Hi.

411

How may I help?

412

I'd like to withdraw some cash.

413

Sure.

414

How much?

415

$150, please.

416

Could you swipe your card and enter your PIN?

417

Okay.

418

Here's your cash.

419

Have a great day.

420

Transferring money.

421

Good afternoon.

422

What can I do for you?

423

I need to transfer money to someone's account.

424

Is the recipient in the same bank or another bank?

425

Another bank.

426

I'll need their account number and bank name, please.

427

Sure, here's the information.

428

How much are you transferring?

429

$500.

430

Done.

431

Here's your receipt.

432

Reporting a loss card.

433

Hello.

434

How can I help you?

435

I lost my debit card and need to block it.

436

I'm sorry to hear that.

437

Could you show me your ID?

438

Sure, here it is.

439

Thank you.

440

Your card is now blocked.

441

Would you like to order a replacement?

442

Yes, please.

443

Applying for a loan.

444

Good morning.

445

What brings you in today?

446

I'd like to apply for a loan.

447

Absolutely.

448

What type of loan are you looking for?

449

A car loan.

450

Got it.

451

I'll need some documents, your ID,

452

income proof, and the car details.

453

Okay, I have them here.

454

Perfect.

455

We'll process your application and you'll hear from us soon.

456

Currency exchange.

457

How can I assist you today?

458

I need to exchange currency.

459

What currency do you have and what do you need?

460

I have US dollars and need euros.

461

How much are you exchanging?

462

$200.

463

The exchange rate today is 1 USD equals 0.90 euros.

464

You'll get 180 euros.

465

Sounds good.

466

Closing a bank account.

467

Hi.

468

How can I help you?

469

I want to close my bank account.

470

I'm sorry to see you go.

471

Could you provide your ID and account details?

472

Here they are.

473

Thank you.

474

The account is now closed,

475

and the remaining balance has been transferred to you.

476

Thank you.

477

Awesome.

478

I'll believe you've learned a lot today.

479

Please support us by subscribing and liking.

480

See you in my next video.

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الأكثر شعبية

ما هي تقنية التظليل الصوتي؟

التظليل الصوتي (Shadowing) تقنية تعلم لغة مدعومة علمياً، طُورت أصلاً لتدريب المترجمين الفوريين المحترفين. الطريقة بسيطة لكنها قوية: تستمع لصوت إنجليزي أصلي وتكرره فوراً بصوت عالٍ — كظل يتبع المتحدث بتأخير 1-2 ثانية. تُظهر الأبحاث تحسناً كبيراً في دقة النطق والتنغيم والإيقاع وربط الأصوات والاستماع والطلاقة.

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تدريب Shadowing: English conversation, At The Bank|Opening a Bank Account|Listening and Speaking Skills|Daily Life| - تعلم التحدث بالإنجليزية مع YouTube

الأكثر شعبية

لماذا يجب ممارسة الحديث مع هذا الفيديو؟

القواعد والتعابير في السياق

الفخاخ الشائعة في النطق

ما هي تقنية التظليل الصوتي؟

تدريب Shadowing: English conversation, At The Bank|Opening a Bank Account|Listening and Speaking Skills|Daily Life| - تعلم التحدث بالإنجليزية مع YouTube

تنزيل التطبيق

لماذا يجب ممارسة الحديث مع هذا الفيديو؟

القواعد والتعابير في السياق

الفخاخ الشائعة في النطق

ما هي تقنية التظليل الصوتي؟