쉐도잉 연습: English conversation, At The Bank|Opening a Bank Account|Listening and Speaking Skills|Daily Life| - YouTube로 영어 말하기 배우기
B1
Welcome to English 101, where you'll receive the most intensive English training through stories.
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1
Welcome to English 101, where you'll receive the most intensive English training through stories.
2
Let's try listening.
3
Opening a bank account.
4
Good morning.
5
How can I help you today?
6
Good morning.
7
I'd like to open a bank account, please. Of course.
8
Are you looking to open a savings account or a checking account?
9
I'm not sure.
10
Could you explain the difference?
11
Certainly.
12
A savings account is designed for saving money and earns interest over time.
13
It's good for long-term savings.
14
A checking account is for daily transactions like paying bills or shopping,
15
but it typically doesn't earn interest.
16
I see.
17
I think I'd like a savings account.
18
Great choice.
19
Do you already have an account with us,
20
or is this your first time?
21
This is my first time opening an account here.
22
Perfect.
23
I'll just need a few things to get started.
24
Could you provide your ID and proof of address,
25
like a utility bill or rental agreement?
26
Sure.
27
Here's my ID and a copy of my electricity bill.
28
Thank you.
29
Everything looks good.
30
Now, I'll have you fill out this form with your personal information,
31
name, date of birth, contact details, and a signature.
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Okay, I've completed the form.
33
Excellent.
34
Would you like to add an initial deposit to your account today?
35
Yes, I'd like to deposit $1,000.
36
Perfect.
37
I'll process that for you.
38
Are you also interested in receiving a debit card for your savings account?
39
Yes, that would be helpful.
40
Wonderful.
41
Your debit card will be mailed to your address within 5 to 7 business days.
42
You'll also receive instructions on how to activate it.
43
Sounds good.
44
Can I also set up online banking for this account?
45
Absolutely.
46
I'll register your account for online banking now.
47
Once it's set up, you'll receive an email with a link to create your username and password.
48
Perfect.
49
Is there a minimum balance I need to maintain for the savings account?
50
Yes, there is a minimum balance of $500.
51
If your balance falls below this amount,
52
there may be a small monthly fee.
53
Got it.
54
Thank you for letting me know.
55
You're welcome.
56
Your account is now set up.
57
Here's your account information, and I'll provide a temporary passbook if you'd like to keep track of your transactions.
58
That's great.
59
Thank you for your help.
60
My pleasure.
61
If you have any further questions or need assistance in the future,
62
feel free to visit us or call customer service.
63
Have a wonderful day.
64
Thank you.
65
You too.
66
Depositing money.
67
Hello.
68
How can I assist you today?
69
I want to deposit money into my account.
70
Course.
71
How much are you depositing?
72
$300.
73
Do you have your account number?
74
Yes, here it is.
75
Thanks.
76
The deposit is complete.
77
Withdrawing money.
78
Hi.
79
How may I help?
80
I'd like to withdraw some cash.
81
Sure.
82
How much?
83
$150, please.
84
Could you swipe your card and enter your PIN?
85
Okay.
86
Here's your cash.
87
Have a great day.
88
Transferring money.
89
Good afternoon.
90
What can I do for you?
91
I need to transfer money to someone's account.
92
Is the recipient in the same bank or another bank?
93
Another bank.
94
I'll need their account number and bank name, please.
95
Sure, here's the information.
96
How much are you transferring?
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$500.
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Done.
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Here's your receipt.
100
Reporting a lost card.
101
Hello.
102
How can I help you?
103
I lost my debit card and need to block it.
104
I'm sorry to hear that.
105
Could you show me your ID?
106
Sure, here it is.
107
Thank you.
108
Your card is now blocked.
109
Would you like to order a replacement?
110
Yes, please.
111
Applying for a loan.
112
Good morning.
113
What brings you in today?
114
I'd like to apply for a loan.
115
Absolutely.
116
What type of loan are you looking for?
117
A car loan.
118
Got it.
119
I'll need some documents, your ID,
120
income proof, and the car details.
121
Okay, I have them here.
122
Perfect.
123
We'll process your application and you'll hear from us soon.
124
Currency exchange How can I assist you today?
125
I need to exchange currency What currency do you have and what do you need?
126
I have US dollars and need euros.
127
How much are you exchanging? $200.
128
The exchange rate today is 1 US dollar equals 0.90 euros.
129
You'll get 180 euros.
130
Sounds good.
131
Closing a bank account.
132
Hi, how can I help you?
133
I want to close my bank account.
134
I'm sorry to see you go.
135
Could you provide your ID and account details?
136
Here they are.
137
Thank you.
138
The account is now closed and the remaining balance has been transferred to you.
139
Thank you.
140
Next, let's take a look at some interesting phrases.
141
Opening a bank account.
142
Good morning.
143
How can I help you today?
144
Good morning.
145
I'd like to open a bank account, please. Of course.
146
Are you looking to open a savings account or a checking account?
147
Savings account.
148
A bank account to save money and earn extra money.
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Interest.
150
Example.
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I put $500 in my savings account to save for a trip.
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Checking account.
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A bank account for daily spending,
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like paying bills or shopping.
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Example.
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I use my checking account to pay rent every month.
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I'm not sure.
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Could you explain the difference?
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Certainly.
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A savings account is designed for saving money and earns interest over time.
161
Earns interest.
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Extra money the bank gives you for keeping your money in a savings account.
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Example, my savings account earns interest every month.
164
It's good for long-term savings.
165
A checking account is for daily transactions like paying bills or shopping,
166
but it typically doesn't earn interest.
167
I see.
168
I think I'd like a savings account.
169
Great choice.
170
Do you already have an account with us,
171
or is this your first time?
172
This is my first time opening an account here.
173
Perfect.
174
I'll just need a few things to get started.
175
Could you provide your ID and proof of address?
176
Proof, a document that shows something is true.
177
Example, the bank asked for proof of my address to open the account.
178
Like a utility bill or rental agreement.
179
Rental agreement, a paper that explains the rules for renting a house or apartment.
180
Example, I gave my rental agreement to the bank to show where I live.
181
Sure, here's my ID and a copy of my electricity bill.
182
Thank you, everything looks good.
183
Now, I'll have you fill out this form with your personal information,
184
name, date of birth, contact details, and a signature.
185
Okay, I've completed the form.
186
Excellent.
187
Would you like to add an initial deposit to your account today?
188
Initial deposit.
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The first amount of money you put in a new account.
190
Example, I made an initial deposit of $200 to open my account.
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Yes, I'd like to deposit $1,000.
192
Perfect.
193
I'll process that for you.
194
Are you also interested in receiving a debit card for your savings account?
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Debit card, a card from the bank used to pay money or take out cash.
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Example, I use my debit card to buy groceries.
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Yes, that would be helpful.
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Wonderful.
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Your debit card will be mailed to your address within five to seven business days.
200
You'll also receive instructions on how to activate it.
201
Activate to make something start working.
202
Example, I called the bank to activate my new card.
203
Sounds good.
204
Can I also set up online banking for this account?
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Absolutely.
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I'll register your account for online banking now.
207
Register to sign up or create an account.
208
Example, I registered for online banking yesterday.
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Once it's set up, you'll receive an email with a link to create your username and password.
210
Perfect.
211
Perfect.
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Is there a minimum balance I need to maintain for the savings account?
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Balance.
214
The amount of money in your bank account.
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Example.
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I check my account balance every week.
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Maintain.
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To keep something at a certain level.
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Example.
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I must maintain $500 in my savings account.
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Yes, there is a minimum balance of $500.
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If your balance falls below this amount,
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there may be a small monthly fee.
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Monthly fee.
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Money the bank charges every month.
226
Example.
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This account has no monthly fee.
228
Got it.
229
Thank you for letting me know.
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You're welcome.
231
Your account is now set up.
232
Here's your account information and I'll provide a temporary passbook.
233
Passbook.
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A small book to record your bank transactions.
235
Example, I use my passbook to check my deposits.
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If you'd like to keep track of your transactions.
237
That's great.
238
Thank you for your help.
239
My pleasure.
240
If you have any further questions or need assistance in the future,
241
feel free to visit us or call customer service.
242
Have a wonderful day.
243
Thank you.
244
You too.
245
Depositing money.
246
Hello.
247
How can I assist you today?
248
I want to deposit money into my account.
249
Deposit.
250
To put money into a bank account.
251
Example.
252
I deposited $300 into my account today.
253
Course.
254
How much are you depositing?
255
$300.
256
Do you have your account number?
257
Yes, here it is.
258
Thanks.
259
The deposit is complete.
260
Withdrawing money.
261
Hi.
262
How may I help?
263
I'd like to withdraw some cash.
264
Withdraw to take money out of a bank account.
265
Example, I withdrew $50 from the ATM this morning.
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Sure.
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How much?
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$150, please.
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Could you swipe your card and enter your PIN?
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Okay.
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Here's your cash.
272
Have a great day.
273
Transferring money.
274
Good afternoon.
275
What can I do for you?
276
I need to transfer money to someone's account.
277
Transfer money.
278
To send money from one account to another.
279
Example, I transferred $100 to my friend's account yesterday.
280
Is the recipient in the same bank or another bank?
281
Another bank.
282
I'll need their account number and bank name, please.
283
Sure, here's the information.
284
How much are you transferring?
285
$500.
286
Done.
287
Here's your receipt.
288
Reporting a lost card.
289
Hello.
290
How can I help you?
291
I lost my debit card and need to block it.
292
I'm sorry to hear that.
293
Could you show me your ID?
294
Sure.
295
Here it is.
296
Thank you.
297
Your card is now blocked.
298
Would you like to order a replacement?
299
Yes, please.
300
Applying for a loan.
301
Good morning.
302
What brings you in today?
303
I'd like to apply for a loan.
304
Loan.
305
Money you borrow from the bank that you must pay back later.
306
Example, I got a loan to buy a car.
307
Absolutely.
308
What type of loan are you looking for?
309
A car loan.
310
Got it.
311
I'll need some documents, your ID,
312
income proof, and the car details.
313
Okay, I have them here.
314
Perfect.
315
We'll process your application and you'll hear from us soon.
316
Currency exchange How can I assist you today?
317
I need to exchange currency.
318
Currency, the type of money a country uses.
319
Example, I exchange my U.S dollars for Japanese yen.
320
What currency do you have and what do you need?
321
I have U.S dollars and need euros.
322
How much are you exchanging?
323
$200 The exchange rate today is $1.00 equals 0.90 euros Rate A specific amount,
324
like the value of money exchange or interest Example The exchange rate today is $1.00 equals 0.90 euros
325
You'll get 180 euros Sounds good Closing a bank account How can I help you?
326
I want to close my bank account.
327
I'm sorry to see you go.
328
Could you provide your ID and account details?
329
Here they are.
330
Thank you.
331
The account is now closed and the remaining balance has been transferred to you.
332
Remaining balance.
333
The money left in your account after spending.
334
Example, my remaining balance after paying bills is $200.
335
Thank you.
336
Awesome.
337
Now let's listen to the story again.
338
Opening a bank account Good morning.
339
How can I help you today?
340
Good morning.
341
I'd like to open a bank account, please. Of course.
342
Are you looking to open a savings account or a checking account?
343
I'm not sure.
344
Could you explain the difference?
345
Certainly.
346
A savings account is designed for saving money and earns interest over time.
347
It's good for long-term savings.
348
A checking account is for daily transactions like paying bills or shopping,
349
but it typically doesn't earn interest.
350
I see.
351
I think I'd like a savings account.
352
Great choice.
353
Do you already have an account with us,
354
or is this your first time?
355
This is my first time opening an account here.
356
Perfect.
357
I'll just need a few things to get started.
358
Could you provide your ID and proof of address,
359
like a utility bill or rental agreement?
360
Sure.
361
Here's my ID and a copy of my electricity bill.
362
Thank you.
363
Everything looks good.
364
Now, I'll have you fill out this form with your personal information,
365
name, date of birth, contact details, and a signature.
366
Okay, I've completed the form.
367
Would you like to add an initial deposit to your account today?
368
Yes, I'd like to deposit $1,000.
369
Perfect.
370
I'll process that for you.
371
Are you also interested in receiving a debit card for your savings account?
372
Yes, that would be helpful.
373
Wonderful.
374
Your debit card will be mailed to your address within five to seven business days.
375
You'll also receive instructions on how to activate it.
376
Sounds good.
377
Can I also set up online banking for this account?
378
Absolutely.
379
I'll register your account for online banking now.
380
Once it's set up, you'll receive an email with a link to create your username and password.
381
Perfect.
382
Is there a minimum balance I need to maintain for the savings account?
383
Yes, there is a minimum balance of $500.
384
If your balance falls below this amount,
385
there may be a small monthly fee.
386
Got it.
387
Thank you for letting me know.
388
You're welcome.
389
Your account is now set up.
390
Here's your account information, and I'll provide a temporary passbook if you'd like to keep track of your transactions.
391
That's great.
392
Thank you for your help.
393
My pleasure.
394
If you have any further questions or need assistance in the future,
395
feel free to visit us or call customer service.
396
Have a wonderful day.
397
Thank you.
398
You too.
399
Depositing money.
400
Hello.
401
How can I assist you today?
402
I want to deposit money into my account. Of course.
403
How much are you depositing?
404
$300.
405
Do you have your account number?
406
Yes, here it is.
407
Thanks.
408
The deposit is complete.
409
Withdrawing money.
410
Hi.
411
How may I help?
412
I'd like to withdraw some cash.
413
Sure.
414
How much?
415
$150, please.
416
Could you swipe your card and enter your PIN?
417
Okay.
418
Here's your cash.
419
Have a great day.
420
Transferring money.
421
Good afternoon.
422
What can I do for you?
423
I need to transfer money to someone's account.
424
Is the recipient in the same bank or another bank?
425
Another bank.
426
I'll need their account number and bank name, please.
427
Sure, here's the information.
428
How much are you transferring?
429
$500.
430
Done.
431
Here's your receipt.
432
Reporting a loss card.
433
Hello.
434
How can I help you?
435
I lost my debit card and need to block it.
436
I'm sorry to hear that.
437
Could you show me your ID?
438
Sure, here it is.
439
Thank you.
440
Your card is now blocked.
441
Would you like to order a replacement?
442
Yes, please.
443
Applying for a loan.
444
Good morning.
445
What brings you in today?
446
I'd like to apply for a loan.
447
Absolutely.
448
What type of loan are you looking for?
449
A car loan.
450
Got it.
451
I'll need some documents, your ID,
452
income proof, and the car details.
453
Okay, I have them here.
454
Perfect.
455
We'll process your application and you'll hear from us soon.
456
Currency exchange.
457
How can I assist you today?
458
I need to exchange currency.
459
What currency do you have and what do you need?
460
I have US dollars and need euros.
461
How much are you exchanging?
462
$200.
463
The exchange rate today is 1 USD equals 0.90 euros.
464
You'll get 180 euros.
465
Sounds good.
466
Closing a bank account.
467
Hi.
468
How can I help you?
469
I want to close my bank account.
470
I'm sorry to see you go.
471
Could you provide your ID and account details?
472
Here they are.
473
Thank you.
474
The account is now closed,
475
and the remaining balance has been transferred to you.
476
Thank you.
477
Awesome.
478
I'll believe you've learned a lot today.
479
Please support us by subscribing and liking.
480
See you in my next video.
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상황 및 배경
이번 영상은 은행에서 계좌를 여는 상황을 다루고 있습니다. 대화속에서 사용되는 문장은 일상적인 영어 회화의 원활한 진행을 돕기 위한 능력을 기르는 데 도움을 줍니다. 주고받는 대화는 은행 업무를 처음 접하는 사람들에게도 유용한 정보와 기술을 제공합니다. 이러한 실생활 대화는 영어를 배울 때 필요한 어휘와 표현을 익히는 좋은 기회를 제공합니다.
일상 커뮤니케이션을 위한 탑 5 구문
- Good morning. How can I help you today? (안녕하세요. 무엇을 도와드릴까요?)
- I’d like to open a bank account, please. (은행 계좌를 열고 싶습니다.)
- Could you explain the difference? (차이점을 설명해 주실 수 있나요?)
- Certainly. A savings account is designed for saving money. (물론입니다. 저축 계좌는 돈을 저축하기 위해 설계되었습니다.)
- Would you like to add an initial deposit to your account today? (오늘 계좌에 초기 입금을 추가하시겠습니까?)
단계별 쉐도잉 가이드
이 영상에서 다루는 내용을 효과적으로 연습하기 위해, 아래의 단계를 따라해 보세요. 영어 쉐도잉 기법을 활용하여 대화 속 표현들을 반복하여 연습할 수 있습니다.
- 먼저 영상을 처음부터 끝까지 시청하여 전체적인 흐름을 이해합니다.
- 이제 각 문장을 멈추고, 해당 문장을 듣고 따라 말해보세요. shadow speech 기법으로 말하는 속도를 조절하며 연습합니다.
- 중요 표현이나 새로운 단어를 메모하여 반복적으로 보세요. 이를 통해 기억에 남게 합니다.
- 대화 내용을 상황별로 연습합니다. 혼자서도 또는 친구와 함께 역할극을 통해 실제 상황처럼 연습하세요.
- 마지막으로, 자신이 연습한 내용을 녹음하고 들어 보세요. 이를 통해 발음이나 억양을 점검할 수 있습니다.
이와 같은 방법으로 유튜브 영어 공부를 통해 일상적인 표현들을 익히고, shadow speak 기술을 적용하여 영어 회화 실력을 향상시킬 수 있습니다.
쉐도잉이란? 영어 실력을 빠르게 키우는 과학적 방법
쉐도잉(Shadowing)은 원래 전문 통역사 훈련을 위해 개발된 언어 학습 기법으로, 다언어 학자인 Dr. Alexander Arguelles에 의해 대중화된 방법입니다. 핵심 원리는 간단하지만 매우 강력합니다: 원어민의 영어를 들으면서 1~2초의 짧은 지연으로 즉시 소리 내어 따라 말하는 것——마치 '그림자(shadow)'처럼 화자를 따라가는 것입니다. 문법 공부나 수동적인 청취와 달리, 쉐도잉은 뇌와 입 근육이 동시에 실시간으로 영어를 처리하고 재현하도록 훈련합니다. 연구에 따르면 이 방법은 발음 정확도, 억양, 리듬, 연음, 청취력, 말하기 유창성을 크게 향상시킵니다. IELTS 스피킹 준비와 자연스러운 영어 소통을 원하는 분들에게 특히 효과적입니다.
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