Shadowing-Übung: Advanced Finance & Money Vocabulary | 20 MOST Important Words to Know - Englisch Sprechen Lernen mit YouTube
C1
Hello, my favorite English language learners.
147 Sätze
Wenn Sätze zu kurz oder zu lang sind, klicke auf Edit, um sie anzupassen.
1
Hello, my favorite English language learners.
2
It is your favorite English teacher here, Amy Joy.
3
And many of you really enjoyed one of my other videos on 40 words about the economy.
4
So today I am back with more.
5
And in this video, you will learn 20 advanced words to talk about finance and banking in the United States.
6
So let's go ahead and get started.
7
And our first word is asset.
8
This is a noun and it refers to anything valuable that you own.
9
It could be houses, jewelry,
10
land, cars, etc. And in a sentence we can say,
11
after my father died, I inherited all his assets,
12
including his home, cars, and stocks.
13
So I received everything valuable that he owned.
14
Two, net worth.
15
This is a great collocation that refers to the value of all of your assets combined minus any money that you owe.
16
And obviously we want to grow our net worth.
17
And this can be done in many ways.
18
For example, investing, saving, budgeting, and planning for retirement.
19
And in a sentence we can say,
20
by paying off my debts,
21
saving diligently, and investing in the stock market,
22
I increased my net worth 10% this year.
23
Which leads me to word number three,
24
to invest or the noun form investment.
25
Now notice the preposition that collocates with this word.
26
We use invest plus the preposition in.
27
We say to invest in something.
28
And this means to put money into assets like stocks
29
or real estate with the expectation of making more money or earning a profit.
30
And usually we invest in the stock market.
31
And the stock market is a place where shares or little pieces of a public company are bought and sold.
32
So we can see these words in this sentence,
33
which says, every morning, Jeff checks the stock market to see how his investments are performing.
34
And word number five, share.
35
You probably know this word as a verb,
36
but in finance, this is actually used as a noun.
37
So we can say a share.
38
And this refers to a piece of a company that you buy and own.
39
And when you buy shares of a company,
40
you become a part owner of that company.
41
And this is where we get the word shareholders.
42
And this refers to people who have invested in or bought shares of a company.
43
For example, when the company released a successful new product,
44
the value of each share increased,
45
benefiting all of the shareholders.
46
Now, in addition to investing in the stock market,
47
we also invest in real estate.
48
And real estate refers to property,
49
including the land and buildings on it.
50
And some common collocations with real estate are real estate agent,
51
or the person who helps you buy and sell real estate,
52
the real estate market, which refers to all of the real estate being bought and sold and real estate portfolio.
53
This is simply a collection of all of the real estate that you own.
54
So in a sentence,
55
we can say Sarah is an experienced real estate agent who knows a lot about the real estate market
56
and she helps people create a real estate portfolio with different kinds of properties like houses and buildings.
57
Now, in order to buy real estate,
58
you often need to take out a loan and a loan is money
59
that you borrow or take with an agreement to repay it.
60
And word number eight, mortgage is a specific type of loan that helps you pay for a house or other real estate.
61
And notice the collocation that we use.
62
We often say take out a loan or mortgage.
63
And word number nine is interest.
64
This is simply extra money that you pay when borrowing money,
65
but the amount of interest that you pay will depend on the interest rate.
66
And this is the percentage that is charged on a loan or mortgage.
67
So for example, if you take out a loan for a hundred dollars and the interest rate is 10%,
68
you're going to pay the original hundred dollars plus 10% of that.
69
So in total you will pay $110.
70
So in a sentence, we can say,
71
When they took out a mortgage to buy their new house,
72
they saved a lot of money by getting a low interest rate.
73
Okay.
74
And before we move on to the topic of banking,
75
I want to remind you if you are studying for the TOEFL,
76
the IELTS, or just want to expand your advanced English vocabulary,
77
then you might be interested in my ebook 75 advanced C1 C2 level words.
78
In this book, I teach you 75 advanced words along with their collocations and grammar.
79
So you not only understand these words,
80
but can also use them in your everyday life or on that language exam you might be taking.
81
So after this video, go to my website,
82
your favorite English teacher.com and buy my book today to improve your English vocabulary.
83
Okay.
84
Let's move on to the topic of banking in the United States.
85
When opening a bank account in the United States,
86
you will often be asked to open two different accounts,
87
a savings account and a checking account.
88
And these two accounts are a little bit different.
89
A savings account is a bank account whose purpose is to save money and earn interest.
90
We usually don't take money out of this account except for when we make large transfers to other accounts.
91
And your checking account is the bank account that you use for making everyday purchases.
92
And word number 13 is to deposit.
93
This means to put money into a bank account.
94
It can also be used as a noun,
95
a deposit, and you can also use the collocation to make a deposit.
96
I need to go to the bank to make a deposit.
97
And oppositely, number 14 is to withdraw.
98
This means to take money out of a bank account.
99
The noun form is withdrawal,
100
and again, you can use the collocation to make a withdrawal.
101
So in an example, we can say,
102
I deposited my paycheck into my checking account for daily expenses and transferred some into my savings account for future savings.
103
Now, be careful when you are withdrawing money from your bank account that you don't overdraft.
104
This means to withdraw money or take more money out than you have in your account.
105
And if you do this,
106
sometimes you will be charged an overdraft fee,
107
which is an extra charge for taking too much money out of your account.
108
So in an example, we can say,
109
I accidentally withdrew too much money from my checking account and the bank charged me an overdraft fee of $50.
110
Now when opening a new bank account,
111
you will often also receive two different cards,
112
a credit card and a debit card.
113
And a credit card is a little plastic card that lets you buy things now,
114
but pay for them later.
115
Now if you don't pay the full amount that you owe by the deadline,
116
you will be charged interest.
117
But a debit card allows you to pay for things by directly taking money out of your bank account.
118
Now some people prefer using debit cards because they will not spend more money than is in their bank account.
119
However, others prefer credit cards because they often get points and rewards for using them.
120
And word number 18 is transaction.
121
This is any financial activity that involves the transfer of money,
122
such as purchasing something or transferring money between bank accounts.
123
For example, last month my credit card bill was higher than I expected,
124
so I had to review every transaction to find out why.
125
And word number 19, exchange rate.
126
This means how much one country's money or currency is worth in another country's money or currency.
127
And word number 20, budget.
128
This can be used as a noun or a verb to budget,
129
and it is a plan that shows how much money you expect to receive
130
and how you plan to spend it over a certain period of time.
131
And you can see these two words in this sentence.
132
When we traveled to Morocco,
133
the exchange rate was 10 dirm for one dollar.
134
This made traveling cheaper and allowed us to increase our budget.
135
Now I know we just covered a lot of words,
136
so in order to help a few of them stick,
137
I I want you to choose two words that were new for you
138
and use them in a sentence in the comments below.
139
It's really important that when watching my videos,
140
you not only listen to the words and understand what they mean,
141
but that you put them into practice so you can use them too.
142
Thank you so much for watching this video.
143
I hope you learned something new.
144
If you did, make sure you like this video
145
and subscribe to my channel so you can keep improving your English with me.
146
I'll see you next time.
147
Bye!
App herunterladen
KI-Bewertung für jeden gesprochenen Satz
TRENDING
Beliebt
Warum mit diesem Video sprechen üben?
Das Üben des Sprechens mit diesem Video ist eine hervorragende Möglichkeit, Ihren Wortschatz im Bereich Finanzen und Banking zu erweitern. Indem Sie die 20 wichtigsten Begriffe, die in diesem Video behandelt werden, nachsprechen, verbessern Sie nicht nur Ihre Englische Aussprache, sondern gewinnen auch Vertrauen im Umgang mit spezifischen Fachbegriffen. Eine gute Beherrschung dieser Vokabeln ist entscheidend, um sich in verschiedenen finanziellen Kontexten sicher und kompetent äußern zu können. Zudem hilft Ihnen die Verwendung von shadowspeak Techniken dabei, Ihre sprachlichen Fähigkeiten in realen Gesprächen zu verbessern.
Grammatik & Ausdrücke im Kontext
Im Video verwendet die Lehrerin mehrere bedeutende Strukturen, die für Lernende hilfreich sind:
- „To invest in“: Diese Struktur lässt sich nutzen, um über Investitionen zu sprechen. Achten Sie darauf, diese mit der richtigen Präposition zu verwenden.
- „Net worth“: Dies ist eine geläufige Ausdrucksweise, die Ihnen hilft, über den finanziellen Gesamtwert zu sprechen. Versuchen Sie, Sätze wie „Mein Net Worth ist gestiegen“ nachzusprechen.
- „Share“ als Substantiv: Hier ist es wichtig, den Kontext zu verstehen, dass es sich um Aktien handelt. Sätze wie „Ich habe Anteile an mehreren Unternehmen“ sind nützlich zum Üben.
- „After X, Y“: Diese Struktur hilft, nachfolgende Ereignisse zu beschreiben, und wird häufig in finanziellen Erklärungen verwendet. Üben Sie Sätze wie „Nach dem Verkauf meiner Eigentumswohnung konnte ich investieren“.
Gemeinsame Aussprachefallen
Einige Wörter im Finanzkontext haben spezifische Ausspracheherausforderungen:
- „Assets“: Achten Sie auf die Betonung der Silben, um es klar auszudrücken.
- „Invest“: Hier könnte das schnelle Sprechen die Aussprache erschweren; üben Sie langsames, betontes Sprechen.
- „Real estate“: Diese Phrasenkombination kann in der Aussprache knifflig sein. Wiederholen Sie sie mehrmals, um Ihre fließende Aussprache zu verbessern.
- „Shares“: Die Pluralform sollte klar und präzise ausgesprochen werden, um Missverständnisse zu vermeiden.
Durch das gezielte Üben dieser Begriffe und Strukturen können Sie nicht nur Ihre Englische Aussprache verbessern, sondern auch ein tieferes Verständnis für finanzielle Gespräche entwickeln. Nutzen Sie die Methode des shadow speech, um sich die Aussprache der Lehrerin anzueignen und Ihre eigene Sprechweise zu verfeinern.
Was ist die Shadowing-Technik?
Shadowing ist eine wissenschaftlich fundierte Sprachlerntechnik, die ursprünglich für die professionelle Dolmetscherausbildung entwickelt und durch den Polyglotten Dr. Alexander Arguelles populär gemacht wurde. Die Methode ist einfach aber wirkungsvoll: Du hörst englisches Audio von Muttersprachlern und wiederholst es sofort laut — wie ein Schatten, der dem Sprecher mit nur 1–2 Sekunden Verzögerung folgt. Anders als passives Hören oder Grammatikübungen zwingt Shadowing dein Gehirn und deine Mundmuskulatur, gleichzeitig echte Sprachmuster zu verarbeiten und zu reproduzieren. Studien zeigen, dass es Aussprachegenauigkeit, Intonation, Rhythmus, verbundene Sprache, Hörverständnis und Sprechflüssigkeit signifikant verbessert — was es zu einer der effektivsten Methoden für die IELTS Speaking-Vorbereitung und reale englische Kommunikation macht.
☕ Kauf uns einen Kaffee
ShadowingEnglish bleibt 100% kostenlos dank deiner Unterstützung. Server- und KI-Kosten sind hoch — dein Kaffee hält uns am Laufen! 🙏