シャドーイング練習: Advanced Finance & Money Vocabulary | 20 MOST Important Words to Know - YouTubeで英語スピーキングを学ぶ
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Hello, my favorite English language learners.
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Hello, my favorite English language learners.
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It is your favorite English teacher here, Amy Joy.
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And many of you really enjoyed one of my other videos on 40 words about the economy.
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So today I am back with more.
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And in this video, you will learn 20 advanced words to talk about finance and banking in the United States.
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So let's go ahead and get started.
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And our first word is asset.
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This is a noun and it refers to anything valuable that you own.
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It could be houses, jewelry,
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land, cars, etc. And in a sentence we can say,
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after my father died, I inherited all his assets,
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including his home, cars, and stocks.
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So I received everything valuable that he owned.
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Two, net worth.
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This is a great collocation that refers to the value of all of your assets combined minus any money that you owe.
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And obviously we want to grow our net worth.
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And this can be done in many ways.
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For example, investing, saving, budgeting, and planning for retirement.
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And in a sentence we can say,
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by paying off my debts,
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saving diligently, and investing in the stock market,
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I increased my net worth 10% this year.
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Which leads me to word number three,
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to invest or the noun form investment.
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Now notice the preposition that collocates with this word.
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We use invest plus the preposition in.
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We say to invest in something.
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And this means to put money into assets like stocks
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or real estate with the expectation of making more money or earning a profit.
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And usually we invest in the stock market.
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And the stock market is a place where shares or little pieces of a public company are bought and sold.
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So we can see these words in this sentence,
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which says, every morning, Jeff checks the stock market to see how his investments are performing.
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And word number five, share.
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You probably know this word as a verb,
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but in finance, this is actually used as a noun.
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So we can say a share.
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And this refers to a piece of a company that you buy and own.
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And when you buy shares of a company,
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you become a part owner of that company.
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And this is where we get the word shareholders.
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And this refers to people who have invested in or bought shares of a company.
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For example, when the company released a successful new product,
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the value of each share increased,
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benefiting all of the shareholders.
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Now, in addition to investing in the stock market,
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we also invest in real estate.
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And real estate refers to property,
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including the land and buildings on it.
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And some common collocations with real estate are real estate agent,
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or the person who helps you buy and sell real estate,
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the real estate market, which refers to all of the real estate being bought and sold and real estate portfolio.
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This is simply a collection of all of the real estate that you own.
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So in a sentence,
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we can say Sarah is an experienced real estate agent who knows a lot about the real estate market
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and she helps people create a real estate portfolio with different kinds of properties like houses and buildings.
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Now, in order to buy real estate,
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you often need to take out a loan and a loan is money
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that you borrow or take with an agreement to repay it.
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And word number eight, mortgage is a specific type of loan that helps you pay for a house or other real estate.
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And notice the collocation that we use.
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We often say take out a loan or mortgage.
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And word number nine is interest.
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This is simply extra money that you pay when borrowing money,
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but the amount of interest that you pay will depend on the interest rate.
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And this is the percentage that is charged on a loan or mortgage.
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So for example, if you take out a loan for a hundred dollars and the interest rate is 10%,
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you're going to pay the original hundred dollars plus 10% of that.
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So in total you will pay $110.
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So in a sentence, we can say,
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When they took out a mortgage to buy their new house,
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they saved a lot of money by getting a low interest rate.
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Okay.
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And before we move on to the topic of banking,
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I want to remind you if you are studying for the TOEFL,
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the IELTS, or just want to expand your advanced English vocabulary,
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then you might be interested in my ebook 75 advanced C1 C2 level words.
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In this book, I teach you 75 advanced words along with their collocations and grammar.
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So you not only understand these words,
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but can also use them in your everyday life or on that language exam you might be taking.
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So after this video, go to my website,
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your favorite English teacher.com and buy my book today to improve your English vocabulary.
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Okay.
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Let's move on to the topic of banking in the United States.
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When opening a bank account in the United States,
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you will often be asked to open two different accounts,
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a savings account and a checking account.
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And these two accounts are a little bit different.
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A savings account is a bank account whose purpose is to save money and earn interest.
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We usually don't take money out of this account except for when we make large transfers to other accounts.
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And your checking account is the bank account that you use for making everyday purchases.
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And word number 13 is to deposit.
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This means to put money into a bank account.
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It can also be used as a noun,
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a deposit, and you can also use the collocation to make a deposit.
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I need to go to the bank to make a deposit.
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And oppositely, number 14 is to withdraw.
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This means to take money out of a bank account.
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The noun form is withdrawal,
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and again, you can use the collocation to make a withdrawal.
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So in an example, we can say,
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I deposited my paycheck into my checking account for daily expenses and transferred some into my savings account for future savings.
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Now, be careful when you are withdrawing money from your bank account that you don't overdraft.
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This means to withdraw money or take more money out than you have in your account.
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And if you do this,
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sometimes you will be charged an overdraft fee,
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which is an extra charge for taking too much money out of your account.
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So in an example, we can say,
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I accidentally withdrew too much money from my checking account and the bank charged me an overdraft fee of $50.
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Now when opening a new bank account,
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you will often also receive two different cards,
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a credit card and a debit card.
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And a credit card is a little plastic card that lets you buy things now,
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but pay for them later.
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Now if you don't pay the full amount that you owe by the deadline,
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you will be charged interest.
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But a debit card allows you to pay for things by directly taking money out of your bank account.
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Now some people prefer using debit cards because they will not spend more money than is in their bank account.
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However, others prefer credit cards because they often get points and rewards for using them.
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And word number 18 is transaction.
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This is any financial activity that involves the transfer of money,
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such as purchasing something or transferring money between bank accounts.
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For example, last month my credit card bill was higher than I expected,
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so I had to review every transaction to find out why.
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And word number 19, exchange rate.
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This means how much one country's money or currency is worth in another country's money or currency.
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And word number 20, budget.
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This can be used as a noun or a verb to budget,
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and it is a plan that shows how much money you expect to receive
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and how you plan to spend it over a certain period of time.
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And you can see these two words in this sentence.
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When we traveled to Morocco,
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the exchange rate was 10 dirm for one dollar.
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This made traveling cheaper and allowed us to increase our budget.
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Now I know we just covered a lot of words,
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so in order to help a few of them stick,
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I I want you to choose two words that were new for you
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and use them in a sentence in the comments below.
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It's really important that when watching my videos,
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you not only listen to the words and understand what they mean,
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but that you put them into practice so you can use them too.
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Thank you so much for watching this video.
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I hope you learned something new.
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If you did, make sure you like this video
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and subscribe to my channel so you can keep improving your English with me.
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I'll see you next time.
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Bye!
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このレッスンについて
このレッスンでは、アメリカにおける金融と銀行業のための高度な語彙を学びます。特に、資産や投資に関連する重要な単語を使って、英語スピーキング練習を行います。このレッスンは、IELTS スピーキング対策を目指す学習者にも特に役立ちます。
重要な語彙とフレーズ
- 資産 (asset) - あなたが所有する価値のあるものを指します。
- ネットワース (net worth) - 所有する資産の合計額から、債務を差し引いた価値。
- 投資する (invest) - 利益を得るために、資産にお金を投じること。
- 株 (share) - 企業の所有権の一部を示します。
- 不動産 (real estate) - 土地や建物を含む財産。
練習のヒント
このビデオのスピードとトーンに合わせて、英語シャドーイングを行うことで、聞き取り能力と発音力を同時に向上させることができます。以下のステップで練習してみてください：
- 繰り返し聞く: ビデオを数回視聴し、自然なリズムやイントネーションに慣れる。
- ゆっくりシャドーイング: 音声をモードを「ゆっくり」にして、単語を正確に発音する練習をします。特に専門用語を意識することが大切です。
- 実際に声に出してみる: 単語やフレーズを自分の声で繰り返し、英語の発音を良くするチャンスとして活用しましょう。
このように実践を重ねることで、YouTubeで英語学習において実用的なスキルを養いながら、自信を持って英語でコミュニケーションを取れるようになります。
シャドーイングとは？英語上達に効果的な理由
シャドーイング（Shadowing）は、もともとプロの通訳者養成プログラムで開発された言語学習法で、多言語習得者として知られるDr. Alexander Arguelles によって広く普及されました。方法はシンプルですが非常に効果的：ネイティブスピーカーの英語を聞きながら、1〜2秒の遅延で声に出してすぐに繰り返す——まるで「影（shadow）」のように話者を追いかけます。文法ドリルや受動的なリスニングと異なり、シャドーイングは脳と口の筋肉が同時にリアルタイムで英語を処理・再現することを強制します。研究により、発音精度、抑揚、リズム、連音、リスニング力、そして会話の流暢さが大幅に向上することが確認されています。IELTSスピーキング対策や自然な英語コミュニケーションを目指す方に特におすすめです。