쉐도잉 연습: How to Talk About Salary & Money in English | English Podcast for Beginners - YouTube로 영어 말하기 배우기
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Hello everyone, and welcome back to Everyday English Academy,
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Hello everyone, and welcome back to Everyday English Academy,
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where speaking English feels natural and fun.
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I'm Sarah.
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Hello Sarah, and hello to all of you wonderful learners out there.
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It is fantastic to be here with you today.
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It really is.
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Mike, how are you feeling today?
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I am feeling great, thank you.
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I had my morning coffee and I am ready to talk about a very important topic.
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How about you?
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I am excellent.
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I am a little bit nervous,
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though, because our topic today is something many people find uncomfortable.
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Ooh, uncomfortable.
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What is it?
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Grammar rules?
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No, no. It is something we all need but hate discussing.
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I think I know.
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Is it money?
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Yes.
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Today we are going to talk about how to discuss salary and money in English.
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Money talk.
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That is a tricky one,
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even in our own language.
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Exactly.
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But it is so important.
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We need to ask about prices,
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negotiate salaries, and talk about expenses.
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I agree.
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And in English, there are special ways to be polite when we talk about money.
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That is what we are going to teach today.
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But first, we have a small request for all of you.
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Yes, if you enjoy learning with us,
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please subscribe to Everyday English Academy.
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And please give this episode a like and share it with anyone who wants to improve their English.
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It helps us reach more learners like you.
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Thank you so much.
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Okay, Mike, before we start with phrases,
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let's explain some important words about money.
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Oh, that is a great idea.
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Money vocabulary can be confusing.
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Let's start with a very important word, salary.
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Salary.
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This is the money you receive from your job every month or every year.
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Exactly.
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For example, my salary is $3,000 per month.
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It is the regular payment you get for your work.
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It is different from wage.
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Yes.
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A wage is usually paid by the hour or by the day.
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So, factory workers or restaurant staff often get wages.
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Office workers usually get a salary.
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Good explanation.
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What is the next word?
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Let's talk about the word afford.
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Afford.
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This word means you have enough money to buy something.
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For example, I cannot afford a new car right now.
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That means the car is too expensive for me.
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Or you can say, can you afford this apartment?
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You are asking if the person has enough money.
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It is a very useful word when we discuss prices and expenses.
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Perfect.
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Now, what about the word budget?
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Ah, budget.
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A budget is your plan for spending money.
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Yes, it shows how much money you have and how you will use it.
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For example, my monthly budget for food is $400.
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That means you plan to spend $400 on food each month.
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Exactly.
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Some people have a tight budget.
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That means they do not have much extra money.
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And some people have a flexible budget.
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They have more money to spend.
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Great word.
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What is next?
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Let's explain negotiate.
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Negotiate.
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This is when you discuss something to reach an agreement.
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Yes, you can negotiate your salary.
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That means you talk to your employer to get more money.
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Or you can negotiate the price of a car or a house.
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It is like a friendly conversation where both people try to find a fair solution.
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I think we have one more important word.
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Yes, the word expensive.
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Expensive means something costs a lot of money.
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The opposite is cheap or affordable.
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For example, this restaurant is very expensive.
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The meal costs $100.
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Or these shoes are cheap.
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They only cost $20.
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Now we know the vocabulary,
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let's learn how to use it in real conversations.
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Yes.
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Mike, imagine you were looking for a new job.
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How do you ask about the salary?
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Hmm.
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Can I just say, how much money do I get?
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Well, you can, but it sounds very direct.
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In English, we like to be a little more polite.
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Ah, I see.
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So, what should I say?
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You can say, what is the salary range for this position?
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Salary range.
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That means the minimum and maximum amount.
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Exactly.
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For example, the salary range is $40,000 to $50,000 per year.
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That is much better than just saying, how much?
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Or you can ask, what are the compensation details?
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Compensation.
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That is a more formal word for payment.
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Yes, it includes salary, bonuses,
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and benefits, like health insurance.
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So, what are the compensation details sounds very professional.
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Another good phrase is, could you tell me about the salary structure?
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I like that.
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It sounds polite and professional.
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Exactly.
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Now, Mike, what if you want to negotiate?
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What if you think the salary is too low?
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Oh, negotiating.
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That is scary.
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I always accept the first offer.
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No, no, Mike.
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You should always try to negotiate.
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It is normal.
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Okay, so how do I start?
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You can say, I was hoping for something closer to $55,000.
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I was hoping for.
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That sounds gentle.
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Yes.
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You are not demanding, you are expressing your wish.
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What if they say no?
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Then you can ask, is there any flexibility with the salary?
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Flexibility.
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That means can it change?
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Exactly.
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You are asking if they can offer more money.
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And if they still say no?
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You can talk about other benefits.
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You can say, would it be possible to discuss additional benefits?
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Like more vacation days or remote work options.
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Exactly.
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Sometimes companies cannot change the salary,
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but they can offer other things.
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That is very smart, Sarah.
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Thank you.
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Now let's talk about a different situation,
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talking about money with friends.
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Oh, this is also tricky.
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Sometimes friends ask me how much I earn.
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I feel uncomfortable.
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Yes.
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In many cultures, asking about salary is considered rude.
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So, what do I say if someone asks?
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You can be polite but private.
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You can say, I'd rather not discuss specific numbers.
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I would rather not.
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That is a gentle way to say no. Yes.
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Or you can say, I prefer to keep that private.
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That is very polite.
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What if I want to give them a general idea?
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You can say, I earn enough to be comfortable.
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Ah, that gives information without exact numbers.
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Or you can say, I'm doing okay financially.
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Financially.
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That means about money.
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Exactly.
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These phrases are friendly but protect your privacy.
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What if someone asks me how much my rent is?
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Same idea.
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You can say, it's within my budget,
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or it's affordable for me.
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Perfect.
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Now, what about shopping?
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How do I ask about prices politely?
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Good question.
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The simplest way is, how much is this?
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That is easy.
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Or you can say, what's the price of this item?
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More formal.
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Yes.
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And if you think something is too expensive,
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you can say, that's a bit out of my price range.
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Out of my price range.
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I like that.
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It means too expensive for me.
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Exactly.
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It is much more polite than saying, that's too expensive.
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What if I want to ask for a discount?
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You can say, do you offer any discounts?
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Simple and direct.
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is there any room for negotiation on the price?
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Room for negotiation.
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That is a good phrase.
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Yes, in some countries, negotiating prices is normal.
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In others, it is not.
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That is true.
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I need to know the culture.
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Absolutely.
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Now, Mike, let's practice a full conversation.
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I am the employer.
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You are applying for a job.
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Okay.
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I am nervous already.
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Do not worry.
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Just remember the phrases.
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So, Mike, we really liked your interview.
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We would like to offer you the position.
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Oh, thank you so much.
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I am very excited about this opportunity.
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The salary for this position is $45,000 per year.
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I appreciate the offer.
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I was hoping for something closer to $50,000, based on my experience.
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I understand.
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Unfortunately, our budget for this role is fixed at $45,000.
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I see.
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Is there any flexibility with other benefits,
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such as vacation time or professional development opportunities?
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Yes, we can offer you an additional week of vacation and a training budget of $2,000 per year.
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That sounds very fair.
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I accept the offer.
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Wonderful!
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Welcome to the team.
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Wow, that was actually fun.
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See?
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Negotiating is not scary when you know the right phrases.
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I felt confident because I had the words.
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Exactly.
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Now let's try another scenario.
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We are friends meeting for coffee.
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Okay, I will be myself.
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So, Mike, have you been saving money for your vacation?
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Yes, I have been putting aside $200 every month.
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That is great.
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How much do you think you will need?
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I estimate about $2,000 for the whole trip.
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Wow, where are you going?
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I am planning to visit Japan.
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Flights are a bit expensive.
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I bet.
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How much are the flights?
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Around $800 round trip.
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That is not too bad.
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And how much is your hotel?
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I found a nice place for about $100 per night.
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I am staying for 10 nights, so that's $1,000.
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So flights and hotel are $1,800.
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You are almost at your budget.
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Yes, the remaining $200 is for food and activities.
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That sounds like a wonderful trip.
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You planned your budget very well.
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Thank you.
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I am trying to be smart with my money.
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That was excellent, Mike.
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You talked about money naturally.
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It felt easy because we used real-life numbers and situations.
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Exactly.
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Now let's talk about some common mistakes people make when discussing money in English.
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Oh, I probably make all of them.
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The first mistake is being too direct.
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What do you mean?
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For example, saying, how much do you earn to someone you just met?
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Ah, that is too personal.
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Yes.
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Instead, you can talk about your field generally.
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People in my industry usually earn between X and Y.
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That gives information without being too personal.
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The second mistake is using the wrong currency terms.
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Currency terms?
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Yes.
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In America, we say dollars and cents.
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In the UK, they say pounds and pence.
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So I need to know which country I am in.
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Exactly.
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And always check if you are talking about salary per month or per year.
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That is important.
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$50,000 per year is very different from $50,000 per month.
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Laughing.
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Very different, indeed.
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The third mistake is not knowing informal money expressions.
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Like slang words?
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Yes.
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In English, we have many informal ways to talk about money.
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Can you give me some examples?
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Sure.
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Bucks means dollars.
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That costs 20 bucks.
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I have heard that one.
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Grand means $1,000.
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I paid five grand for my car.
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Five grand is $5,000.
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Got it.
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Broke means you have no money.
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I can't go out tonight.
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I'm broke.
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I have been broke many times.
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means very rich.
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He drives a Ferrari.
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He must be loaded.
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These are fun.
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What else?
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Ripoff means something is too expensive for its value.
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Ten dollars for a coffee?
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That's a ripoff.
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I agree.
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That is a ripoff.
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And a steal means something is very cheap.
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I got this jacket for $5.
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What a steal.
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So a steal is a good price.
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A ripoff is a bad price.
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Exactly.
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Now you sound like a native speaker.
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I feel like a native speaker.
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This is great.
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Now, Mike, I want to ask you something.
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What is the hardest part about talking about money for you?
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Hmm.
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I think it is the fear of sounding greedy.
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Greedy?
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Yes.
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When I negotiate salary, I worry the employer will think I only care about money.
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That is a common fear.
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But remember, negotiating is professional.
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It shows you know your value.
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That is true.
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Everyone wants fair payment for their work.
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Exactly.
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And if you negotiate politely,
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no one will think you are greedy.
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What about asking friends to split a bill at a restaurant.
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I always feel awkward.
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Oh, that is a good topic.
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In English, we have nice phrases for this.
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Please tell me.
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You can say, should we split the bill?
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Or, should we go Dutch?
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Go Dutch?
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Yes, it means everyone pays for their own meal.
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That is a funny expression.
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Or you can say, let's divide it evenly.
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Divide it evenly.
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That means everyone pays the same amount.
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Yes.
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And if you want to pay for everything,
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you can say, this one's on me.
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This one is on me.
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I like that.
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It sounds generous.
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It is.
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And your friends will appreciate it.
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What if I want to thank someone who paid for me?
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You can say, thank you so much.
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I'll get the next one.
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I will get the next one.
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That means I will pay next time.
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Exactly.
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It keeps the friendship balanced.
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Sarah, I feel so much more confident about money conversations now.
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That is wonderful, Mike.
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You have learned so many useful phrases today.
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I really have.
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I think the key is being polite and knowing the right expressions.
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Absolutely.
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And remember, it is okay to feel uncomfortable at first.
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Even native speakers feel uncomfortable talking about money sometimes.
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That is right.
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It is a sensitive topic for everyone.
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But with practice, it becomes easier.
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Exactly.
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Now, Mike, we are coming to the end of our conversation.
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Already?
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Time really does fly when we are learning.
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It does.
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But before we finish, we have something for our listeners.
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Yes, we want you to practice with us.
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We have a challenge for you.
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Write in the comments below.
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Tell us one money phrase you learned today.
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It can be salary range or out of my price range or any phrase you like.
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Write it in a sentence so you can practice.
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For example, I asked my boss about the salary range for the new position.
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We will read your comments and we love to see your progress.
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And please remember to subscribe to Everyday English Academy.
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Hit that subscribe button so you do not miss our next lesson.
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And give this video a like if you found it helpful.
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Share it with anyone who wants to talk about money confidently in English.
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Thank you so much for learning with us today, everyone.
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You are all doing an amazing job.
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Keep practicing and keep speaking.
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Remember, talking about money does not have to be scary.
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With the right words, you can discuss anything confidently.
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We will see you in the next episode of Everyday English Academy.
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Until then, take care and happy learning.
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Goodbye, everyone.
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Bye-bye.
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문맥에서의 문법 및 표현
- 기본 용어 정리: "Salary"라는 단어는 월급을 의미합니다. 예를 들어, "제 월급은 한 달에 $3,000입니다."에서처럼 활용됩니다.
- 급여와 임금: "Wage"는 보통 시간당 또는 일당으로 지급되는 금액을 의미합니다. 이 두 표현을 혼동하지 않도록 주의하세요.
- 예의 표현: 돈에 대한 질문이나 협상 시, "Could you please tell me..." 또는 "I would like to know..."와 같은 공손한 표현을 사용하는 것이 좋습니다. 이 표현들은 당신의 대화가 더 원활해지도록 도와줄 것입니다.
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영어에서 돈과 급여에 대한 대화를 나눌 때 몇 가지 발음에서 어려움을 겪을 수 있습니다. Salary와 Wage의 발음은 특히 주의해야 합니다. "Salary"를 발음할 때는 세 음절로 발음하는 것이 중요하며, "Wage"는 긴 모음으로 발음되어야 합니다. 이 두 단어에서 오는 발음 차이를 익히면, 영어 발음 교정에 큰 도움이 될 것입니다. 또한, 강세를 올바르게 주어야 의사소통에 있어 더 효과적일 것입니다. 이를 통해 IELTS 스피킹 시험에서도 높은 점수를 받을 수 있는 기회를 놓치지 마세요.
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