शैडोइंग अभ्यास: How to Talk About Salary & Money in English | English Podcast for Beginners - YouTube के साथ अंग्रेजी बोलना सीखें

Hello everyone, and welcome back to Everyday English Academy,

⏸ रुका हुआ

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397 वाक्य

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Hello everyone, and welcome back to Everyday English Academy,

where speaking English feels natural and fun.

I'm Sarah.

Hello Sarah, and hello to all of you wonderful learners out there.

It is fantastic to be here with you today.

It really is.

Mike, how are you feeling today?

I am feeling great, thank you.

I had my morning coffee and I am ready to talk about a very important topic.

How about you?

I am excellent.

I am a little bit nervous,

though, because our topic today is something many people find uncomfortable.

Ooh, uncomfortable.

What is it?

Grammar rules?

No, no. It is something we all need but hate discussing.

I think I know.

Is it money?

Yes.

Today we are going to talk about how to discuss salary and money in English.

Money talk.

That is a tricky one,

even in our own language.

Exactly.

But it is so important.

We need to ask about prices,

negotiate salaries, and talk about expenses.

I agree.

And in English, there are special ways to be polite when we talk about money.

That is what we are going to teach today.

But first, we have a small request for all of you.

Yes, if you enjoy learning with us,

please subscribe to Everyday English Academy.

And please give this episode a like and share it with anyone who wants to improve their English.

It helps us reach more learners like you.

Thank you so much.

Okay, Mike, before we start with phrases,

let's explain some important words about money.

Oh, that is a great idea.

Money vocabulary can be confusing.

Let's start with a very important word, salary.

Salary.

This is the money you receive from your job every month or every year.

Exactly.

For example, my salary is $3,000 per month.

It is the regular payment you get for your work.

It is different from wage.

Yes.

A wage is usually paid by the hour or by the day.

So, factory workers or restaurant staff often get wages.

Office workers usually get a salary.

Good explanation.

What is the next word?

Let's talk about the word afford.

Afford.

This word means you have enough money to buy something.

For example, I cannot afford a new car right now.

That means the car is too expensive for me.

Or you can say, can you afford this apartment?

You are asking if the person has enough money.

It is a very useful word when we discuss prices and expenses.

Perfect.

Now, what about the word budget?

Ah, budget.

A budget is your plan for spending money.

Yes, it shows how much money you have and how you will use it.

For example, my monthly budget for food is $400.

That means you plan to spend $400 on food each month.

Exactly.

Some people have a tight budget.

That means they do not have much extra money.

And some people have a flexible budget.

They have more money to spend.

Great word.

What is next?

Let's explain negotiate.

Negotiate.

This is when you discuss something to reach an agreement.

Yes, you can negotiate your salary.

That means you talk to your employer to get more money.

Or you can negotiate the price of a car or a house.

It is like a friendly conversation where both people try to find a fair solution.

I think we have one more important word.

Yes, the word expensive.

Expensive means something costs a lot of money.

The opposite is cheap or affordable.

For example, this restaurant is very expensive.

The meal costs $100.

Or these shoes are cheap.

They only cost $20.

Now we know the vocabulary,

let's learn how to use it in real conversations.

Yes.

Mike, imagine you were looking for a new job.

How do you ask about the salary?

Hmm.

Can I just say, how much money do I get?

Well, you can, but it sounds very direct.

100

In English, we like to be a little more polite.

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Ah, I see.

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So, what should I say?

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You can say, what is the salary range for this position?

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Salary range.

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That means the minimum and maximum amount.

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Exactly.

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For example, the salary range is $40,000 to $50,000 per year.

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That is much better than just saying, how much?

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Or you can ask, what are the compensation details?

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Compensation.

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That is a more formal word for payment.

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Yes, it includes salary, bonuses,

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and benefits, like health insurance.

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So, what are the compensation details sounds very professional.

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Another good phrase is, could you tell me about the salary structure?

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I like that.

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It sounds polite and professional.

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Exactly.

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Now, Mike, what if you want to negotiate?

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What if you think the salary is too low?

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Oh, negotiating.

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That is scary.

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I always accept the first offer.

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No, no, Mike.

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You should always try to negotiate.

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It is normal.

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Okay, so how do I start?

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You can say, I was hoping for something closer to $55,000.

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I was hoping for.

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That sounds gentle.

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Yes.

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You are not demanding, you are expressing your wish.

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What if they say no?

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Then you can ask, is there any flexibility with the salary?

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Flexibility.

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That means can it change?

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Exactly.

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You are asking if they can offer more money.

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And if they still say no?

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You can talk about other benefits.

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You can say, would it be possible to discuss additional benefits?

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Like more vacation days or remote work options.

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Exactly.

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Sometimes companies cannot change the salary,

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but they can offer other things.

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That is very smart, Sarah.

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Thank you.

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Now let's talk about a different situation,

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talking about money with friends.

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Oh, this is also tricky.

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Sometimes friends ask me how much I earn.

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I feel uncomfortable.

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Yes.

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In many cultures, asking about salary is considered rude.

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So, what do I say if someone asks?

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You can be polite but private.

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You can say, I'd rather not discuss specific numbers.

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I would rather not.

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That is a gentle way to say no. Yes.

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Or you can say, I prefer to keep that private.

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That is very polite.

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What if I want to give them a general idea?

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You can say, I earn enough to be comfortable.

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Ah, that gives information without exact numbers.

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Or you can say, I'm doing okay financially.

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Financially.

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That means about money.

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Exactly.

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These phrases are friendly but protect your privacy.

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What if someone asks me how much my rent is?

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Same idea.

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You can say, it's within my budget,

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or it's affordable for me.

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Perfect.

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Now, what about shopping?

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How do I ask about prices politely?

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Good question.

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The simplest way is, how much is this?

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That is easy.

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Or you can say, what's the price of this item?

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More formal.

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Yes.

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And if you think something is too expensive,

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you can say, that's a bit out of my price range.

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Out of my price range.

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I like that.

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It means too expensive for me.

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Exactly.

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It is much more polite than saying, that's too expensive.

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What if I want to ask for a discount?

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You can say, do you offer any discounts?

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Simple and direct.

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is there any room for negotiation on the price?

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Room for negotiation.

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That is a good phrase.

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Yes, in some countries, negotiating prices is normal.

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In others, it is not.

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That is true.

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I need to know the culture.

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Absolutely.

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Now, Mike, let's practice a full conversation.

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I am the employer.

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You are applying for a job.

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Okay.

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I am nervous already.

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Do not worry.

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Just remember the phrases.

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So, Mike, we really liked your interview.

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We would like to offer you the position.

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Oh, thank you so much.

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I am very excited about this opportunity.

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The salary for this position is $45,000 per year.

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I appreciate the offer.

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I was hoping for something closer to $50,000, based on my experience.

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I understand.

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Unfortunately, our budget for this role is fixed at $45,000.

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I see.

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Is there any flexibility with other benefits,

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such as vacation time or professional development opportunities?

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Yes, we can offer you an additional week of vacation and a training budget of $2,000 per year.

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That sounds very fair.

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I accept the offer.

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Wonderful!

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Welcome to the team.

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Wow, that was actually fun.

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See?

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Negotiating is not scary when you know the right phrases.

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I felt confident because I had the words.

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Exactly.

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Now let's try another scenario.

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We are friends meeting for coffee.

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Okay, I will be myself.

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So, Mike, have you been saving money for your vacation?

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Yes, I have been putting aside $200 every month.

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That is great.

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How much do you think you will need?

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I estimate about $2,000 for the whole trip.

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Wow, where are you going?

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I am planning to visit Japan.

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Flights are a bit expensive.

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I bet.

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How much are the flights?

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Around $800 round trip.

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That is not too bad.

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And how much is your hotel?

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I found a nice place for about $100 per night.

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I am staying for 10 nights, so that's $1,000.

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So flights and hotel are $1,800.

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You are almost at your budget.

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Yes, the remaining $200 is for food and activities.

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That sounds like a wonderful trip.

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You planned your budget very well.

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Thank you.

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I am trying to be smart with my money.

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That was excellent, Mike.

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You talked about money naturally.

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It felt easy because we used real-life numbers and situations.

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Exactly.

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Now let's talk about some common mistakes people make when discussing money in English.

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Oh, I probably make all of them.

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The first mistake is being too direct.

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What do you mean?

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For example, saying, how much do you earn to someone you just met?

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Ah, that is too personal.

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Yes.

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Instead, you can talk about your field generally.

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People in my industry usually earn between X and Y.

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That gives information without being too personal.

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The second mistake is using the wrong currency terms.

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Currency terms?

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Yes.

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In America, we say dollars and cents.

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In the UK, they say pounds and pence.

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So I need to know which country I am in.

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Exactly.

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And always check if you are talking about salary per month or per year.

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That is important.

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$50,000 per year is very different from $50,000 per month.

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Laughing.

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Very different, indeed.

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The third mistake is not knowing informal money expressions.

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Like slang words?

283

Yes.

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In English, we have many informal ways to talk about money.

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Can you give me some examples?

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Sure.

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Bucks means dollars.

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That costs 20 bucks.

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I have heard that one.

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Grand means $1,000.

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I paid five grand for my car.

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Five grand is $5,000.

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Got it.

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Broke means you have no money.

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I can't go out tonight.

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I'm broke.

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I have been broke many times.

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means very rich.

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He drives a Ferrari.

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He must be loaded.

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These are fun.

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What else?

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Ripoff means something is too expensive for its value.

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Ten dollars for a coffee?

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That's a ripoff.

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I agree.

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That is a ripoff.

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And a steal means something is very cheap.

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I got this jacket for $5.

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What a steal.

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So a steal is a good price.

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A ripoff is a bad price.

313

Exactly.

314

Now you sound like a native speaker.

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I feel like a native speaker.

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This is great.

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Now, Mike, I want to ask you something.

318

What is the hardest part about talking about money for you?

319

Hmm.

320

I think it is the fear of sounding greedy.

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Greedy?

322

Yes.

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When I negotiate salary, I worry the employer will think I only care about money.

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That is a common fear.

325

But remember, negotiating is professional.

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It shows you know your value.

327

That is true.

328

Everyone wants fair payment for their work.

329

Exactly.

330

And if you negotiate politely,

331

no one will think you are greedy.

332

What about asking friends to split a bill at a restaurant.

333

I always feel awkward.

334

Oh, that is a good topic.

335

In English, we have nice phrases for this.

336

Please tell me.

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You can say, should we split the bill?

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Or, should we go Dutch?

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Go Dutch?

340

Yes, it means everyone pays for their own meal.

341

That is a funny expression.

342

Or you can say, let's divide it evenly.

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Divide it evenly.

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That means everyone pays the same amount.

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Yes.

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And if you want to pay for everything,

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you can say, this one's on me.

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This one is on me.

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I like that.

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It sounds generous.

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It is.

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And your friends will appreciate it.

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What if I want to thank someone who paid for me?

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You can say, thank you so much.

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I'll get the next one.

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I will get the next one.

357

That means I will pay next time.

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Exactly.

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It keeps the friendship balanced.

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Sarah, I feel so much more confident about money conversations now.

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That is wonderful, Mike.

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You have learned so many useful phrases today.

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I really have.

364

I think the key is being polite and knowing the right expressions.

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Absolutely.

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And remember, it is okay to feel uncomfortable at first.

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Even native speakers feel uncomfortable talking about money sometimes.

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That is right.

369

It is a sensitive topic for everyone.

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But with practice, it becomes easier.

371

Exactly.

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Now, Mike, we are coming to the end of our conversation.

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Already?

374

Time really does fly when we are learning.

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It does.

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But before we finish, we have something for our listeners.

377

Yes, we want you to practice with us.

378

We have a challenge for you.

379

Write in the comments below.

380

Tell us one money phrase you learned today.

381

It can be salary range or out of my price range or any phrase you like.

382

Write it in a sentence so you can practice.

383

For example, I asked my boss about the salary range for the new position.

384

We will read your comments and we love to see your progress.

385

And please remember to subscribe to Everyday English Academy.

386

Hit that subscribe button so you do not miss our next lesson.

387

And give this video a like if you found it helpful.

388

Share it with anyone who wants to talk about money confidently in English.

389

Thank you so much for learning with us today, everyone.

390

You are all doing an amazing job.

391

Keep practicing and keep speaking.

392

Remember, talking about money does not have to be scary.

393

With the right words, you can discuss anything confidently.

394

We will see you in the next episode of Everyday English Academy.

395

Until then, take care and happy learning.

396

Goodbye, everyone.

397

Bye-bye.

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