Luyện nói tiếng Anh bằng Shadowing qua video: BREAKING: The FED Cancels ALL Rate Cuts - Market Selloff Has Begun!

What's up guys, it's Graham here, and I hope you're prepared for what just happened.

⏸ Tạm dừng

Tốc độ:

216 câu

Nếu các câu quá ngắn hoặc quá dài, hãy bấm Edit để chỉnh sửa.

What's up guys, it's Graham here, and I hope you're prepared for what just happened.

Believe it or not, as of a few hours ago, the Federal Reserve just completely flipped their entire outlook for the economy,

inflation, and most importantly, your money to the point where we're about to see a complete financial reversal,

and almost no one's prepared for how quickly everything is going to change.

After all, from this point on, Kevin Warsh has officially replaced Jerome Powell as the head of the Federal Reserve.

The market is freaking out because they're now planning to increase interest rates sometime in 2026.

And all of this is happening during what's being called the most overvalued market in history.

That's why we really got to break down exactly what the Federal Reserve just said, the changes that are about to take place as soon as next month, and then what this means for you, your money and your investments.

Because the decisions being made right now are about to determine who gets rich and who quietly gets left behind.

Although before we start, as usual, if you appreciate me making this entire video after spending 18 hours flying across the entire world,

it would mean the world to me if you hit the like button and subscribed if you haven't done that already.

It really means a lot, that's all I ask, and as a thank you for doing that, here's a picture of a bird.

So thanks so much, and also a big thank you to Policy Genius for sponsoring this video, but more on that later.

Alright, so to bring you up to speed with exactly what's going on, we gotta talk about the one subject that's nearly destroying the value of almost everything in 2026,

And that would be, you guessed it, inflation.

See, here's what most people don't realize.

Even though rising prices were steadily trending downwards, over the last few months, inflation has returned back to a three-year high,

with CPI now coming in at a whopping 4.2% increase.

Why?

Well, when you really dig into the numbers, almost all of the inflation comes down to one source.

And that's energy.

Like, as you can see, this has nearly doubled in the last six months as a result of the conflict throughout the Middle East.

And with inflation starting to tear through the value of almost everything, the big question then becomes, what's next?

And to look at that, we have to see what's called PPI.

For those unaware, this stands for the Producer Price Index, and it measures what businesses pay before they pass on the price to you.

Kinda like what's coming down the pipeline.

And in terms of the most recent numbers, it was a lot worse than expected.

This puts the Federal Reserve in a genuinely impossible spot, because if inflation doesn't come down,

they might be forced to raise interest rates to prevent prices from skyrocketing out of control.

But if oil falls, then they're going to have to wait and see for another few months before making their next move, because the moment a deal falls through or something mysteriously happens,

oil jumps right back up again.

That's why if the Federal Reserve gets this next move wrong, or waits a little longer than necessary, the consequences are going to be felt almost immediately,

especially throughout the stock market.

First of all, I think it goes without saying

that this has been one of the most eventful stock markets that I have seen in years, highlighted by the largest IPO ever in history, SpaceX.

However, when it comes to buying into an IPO like this and hopefully making money, here's where things get very interesting.

One analysis looked at every single tech IPO over a billion dollars since 2010,

and on the surface, the returns have been pretty incredible the average IPO company was up 248% in just five years.

But the catch here is that the average is skewed up heavily by a few incredible winners, like Shopify and Palantir, which have both increased by thousands of percent.

So when you take those out of the equation, believe it or not, the Mediantech IPO is actually down 7.4% six months after its first trading day,

and was still down 3.5% a full year later.

On top of that, when it comes to SpaceX specifically, the reason that some of the big winners like Shopify and Palantir did so well is because they IPO'd small,

and then they grew into $100 billion market giants.

But SpaceX is already trading at over a $2 trillion valuation, meaning that 30x returns from here are extremely unlikely,

and this post sums it up pretty perfectly.

Of course, in defense of Elon Musk and SpaceX, he's not the type of person you ever want to bet against.

All of his companies have seemingly just defied the odds and have done incredibly well.

But it is a reminder that buying into the hype usually produces below average market returns

and eventually things tend to cool off, especially as the existing shareholders within the company start offloading their shares,

which is expected to happen over the next six months.

Oh, and by the way, speaking of SpaceX, for anyone curious about my own thoughts on this, if it's a good time to buy and what I think is going to happen in the future, I just posted an update for all the channel members.

That video is now live for anyone who wants to see it.

There you go.

That's my way to post unfiltered content there and I hope you enjoy it.

Separate from that, second, I definitely see this narrative

that the record-breaking SpaceX IPO is going to signal a market top in the middle of an AI bubble

and that private investors are using this as a way to cash out before the entire stock market comes crumbling down.

So are they right?

Well, Yahoo Finance actually laid out two really good arguments.

If you believe the market's going down, well, the data says that you'd probably be correct.

Historically, bursts of giant money-losing IPOs have often clustered near market peaks, and SpaceX fits the profile.

On top of that, the S&P 500's P.E ratio now sits near 40, a level it's only touched once before during the dot-com bubble.

Bank of America warns that the S&P 500 is overvalued on 17 of the 20 valuation metrics, with eight of those metrics exceeding the levels we saw during the peak of 2000.

However, as pessimistic as all of this might sound,

keep in mind that the exact same Bank of America checklist hit 70% back in February of 2025,

when the S&P 500 was sitting around $61.44.

And if you had panic sold back then, you would have missed out on another 20% increase.

In addition to that, AI activity is skyrocketing.

Even Google said that our cloud revenue would have been higher if we're able to meet the demand.

That's why now, more than ever, you need to be careful with your money, avoid buying into the hype, and position yourself for both sides.

Because now could either be the start of the next major market rally, or the beginning of a much worse problem beneath the surface.

Although in terms of what this means for the future, and what Kevin Warsh just said about our economy for the first time ever in history, here's what you need to know.

Although before we get onto that, I think this is a good reminder that a lot of our financial life is built around things that we can't control, like inflation, interest rates, and the Federal Reserve.

However, there are a few things that we can control, like making sure the people who financially rely on you are protected in the event something were to happen.

Because look, we could spend all day talking about interest rates, but if something unexpected happens, and there's no plan in place, nothing is more important than making sure your family is taken care of.

That's why when it comes to planning ahead, our sponsor policy genius is there to help.

For those unaware, Policy Genius makes it easy to compare life insurance quotes from

America's top insurers with just a few clicks to find the coverage that fits your needs and budget.

In fact, with Policy Genius, you could find 20-year life insurance policies, starting at just $276 a year, for a million dollars of coverage.

On top of that, since life insurance isn't a one-size-fits-all product, Policy Genius lays out all of your options clearly, from coverage amounts, prices, and terms,

so there's There's no guesswork, just clarity.

Plus their team of licensed, award-winning agents work for you and not the insurance companies, so they can walk you through the entire process step by step, answer any questions you have,

and help you make decisions with confidence, with thousands of five-star reviews on Google and Trustpilot.

So instead of focusing on whether or not you have the right coverage, if you're overpaying, or if your family would be financially okay if something were to happen,

PolicyGenius takes that off your plate so that you can focus on what actually matters.

All you have to do to get started is just head

to policygenius.com slash gram with the link down below in the

description to compare free life insurance quotes from top insurers and see how much you could save.

Again

that is policygenius.com slash gram with the link down below in

the description to finally check life insurance off your summer to-do list today.

Thank you so much and now let's get back to the video.

Alright so before we talk about what's about to happen throughout our economy, Kevin Warsh's latest warning for everyone watching,

and then most importantly what you can do about there are a few more topics worth discussing.

The first one being the housing market.

Now, this is a topic I've been paying extremely close attention to over the last few months,

because I just listed and sold another property in Los Angeles that's actually scheduled to close next week.

And I gotta say, over the last few months, the market has shifted substantially.

Like, to put this in context, last year, I sold my house in LA.

100

I got multiple offers over asking, quick and easy.

101

But this one, I priced a little more aggressively.

102

And even though I still got multiple offers over asking, it just wasn't as strong as I expected it to be.

103

I'm also selling a third property pretty soon, and with mortgage rates having increased, I'm definitely noticing that the buyer pool is thinning out quite a bit.

104

To me, this is why it's just not surprising

105

that sellers are pulling their homes off the market at a near record pace.

106

Like at a certain point, if you don't get the price that you want, a lot of sellers just want to pull their home off the market and wait for things to recover, especially if they already have a record low interest rate.

107

Or basically, just from what I'm seeing, you still have a corner of the seller's market, who believe that their home is still worth what it was in 2021, so they're pricing it really high and if they don't sell it,

108

not a problem, they just take it off the market.

109

And buyers, on the other hand, are realizing that they're gaining some leverage, and they're submitting more aggressive offers with the understanding that if they don't get it, they just walk away.

110

This is why, according to Zillow, they believe that the housing market recovery is back on pause, while the typical home is only up 0.8% year over year.

111

However, I will say it is very important to understand that housing is very much location-based, and some places might do a lot better or worse than the average.

112

Like Zillow believes that prices will fall in places like Austin, New Orleans, Denver, the Sun Belt, and a big chunk of California.

113

Meanwhile, prices are expected to rise throughout a lot of the more affordable areas in the Midwest.

114

We're talking Rockford, Illinois, Rochester, Wisconsin, and Sarah Cruz, New York.

115

As those areas are attracting younger buyers who just want a more realistic price point to buy their first house.

116

That's why in terms of the housing market today, as weird as this sounds, the higher interest rates go, the more likely sellers are to pull their homes off the market.

117

But coincidentally, the fewer the homes that are on the market, the higher those remaining homes end up selling for.

118

So it's a weird paradox where housing prices should be falling more than they are, but they're not.

119

So here's my advice.

120

For buyers, don't be afraid to walk away, don't be afraid to submit an aggressive offer, And make sure to shop around your loan to get the lowest interest rate,

121

because even a small difference here could save you thousands of dollars a year for a very long time.

122

And for sellers, the strategy is actually the exact opposite.

123

You have to price aggressively up front if you actually want to sell your house.

124

The reality is, the longer your house sits on the market, the more leverage you lose, the more buyers begin to think that there's something wrong with it,

125

and you wind up accepting an offer that's probably going to

126

be a lot lower than had you just priced it appropriately from the get-go.

127

In fact, this type of leverage isn't just happening in real estate.

128

There's another market that's reacting to the exact same uncertainty, except much, much worse, and that would be Bitcoin.

129

Look, there's no way to sugarcoat it.

130

For all of you Bitcoin holders out there, it's been a rough ride.

131

Like over the last year, Bitcoin is down almost 40% from the all-time high of $124,000.

132

And even in the last month, it's fallen another 20% to its lowest point in over a year.

133

Why?

134

but a lot of people right now seem to be blaming one person, and that's Michael Saylor.

135

See, for those unaware, Michael Saylor runs a company called Strategy,

136

which is the largest corporate holder of Bitcoin in the world with slightly more than 4% of the entire supply.

137

This means that the Bitcoin market is now heavily exposed to the actions of one company, or in essence, one person,

138

who's built their entire reputation around the mantra of never selling.

139

However, on June 1st, it was disclosed that his company ended up selling 32 Bitcoin.

140

And right after that was made public, the entire market started to sell off.

141

Now, even though in the big picture, selling 32 Bitcoin out of 844,000 is basically nothing, one person summed it up perfectly.

142

They said that Saylor could buy 20,000 Bitcoin a week and nobody cares.

143

But the day he sells even a tiny amount, the whole market panics.

144

Or basically, to simplify this even further.

145

Strategy is buying Bitcoin by issuing shares in their company, and to entice people to buy, they're paying out a 12% dividend yield.

146

How could they afford that, you might ask?

147

Well, if the price of Bitcoin keeps going higher, they could issue more shares and use the appreciated price to pay the dividend.

148

But if the value falls, well, they might issue more shares of their common stock to raise more money,

149

which dilutes current shareholders, or they're going to have to sell their bitcoin to pay for their overhead costs, which could cause the market to fall,

150

causing them to sell even more bitcoin, causing the market to fall, essentially creating a death spiral.

151

Of course, in Michael Saylor's defense, he claims that if bitcoin appreciates by just 2% a year on average,

152

the company could cover all of its preferred dividends indefinitely without needing to issue more common shares.

153

And he did wind up buying even more bitcoin after the price fell.

154

So where do we go from here?

155

Well, even though it doesn't sound as dramatic, The real reason Bitcoin has been falling is because a lot of the excitement and money has been chasing recently IPOs,

156

AI, and tech.

157

Bitcoin's also been underperforming over the last five years, and people have grown tired of it.

158

And until everyone gets excited about Bitcoin again, we're probably going to see pretty choppy performance for the near future.

159

For example, Galaxy Research just reported that they believe Bitcoin may not have bottomed yet, with a base case that it could fall between 40 and 46,000 by late this year.

160

But on the other hand, Standard Chartered believes that the Bitcoin bottom is already in, at 59,000.

161

And Galaxy itself still believes that Bitcoin hits 250,000 by the end of 2027.

162

Although in terms of the main event, the new Fed chair, Kevin Warsh, and why everyone is panicking about what comes next, here is what you need to know.

163

As of a few hours ago, Kevin Warsh officially gave his first speech as chair of the Federal Reserve.

164

And just like Jerome Powell, he reiterated that they are committed to fighting inflation while protecting the broader economy.

165

Except, until recently, things weren't really going that well.

166

Inflation was rising, oil prices were skyrocketing, and it was unclear when the conflict was going to end.

167

Although I will say, maybe it was just a crazy coincidence, but right before this meeting, a peace agreement was tentatively reached with Iran,

168

which gives the Federal Reserve some room to eventually cut rates again when things start to subside.

169

The bad news is that, as of today, the market's pretty much confirming that we're unlikely going to see any rate cuts anytime soon.

170

In fact, they've just indicated a potential rate hike sometime this year, and that interest rates are expected to remain much more elevated than all of us were expecting.

171

On top of that, today's the day where we get what's called the Summary of Economic Projections,

172

which basically forecasts where the entire Federal Reserve thinks our economy is heading over the next few years.

173

And in terms of what they just said, like I mentioned earlier, they're now expecting interest rates to increase a little bit in 2026 before falling back down again in 2027

174

and once again in 2028.

175

They also expect inflation to remain elevated at 3.6% throughout 2026 before eventually falling back down again.

176

Funny enough, one of the ways

177

that we could tell where the market's heading in the future is based on what's called the dot plot, where every voting member gives the public full transparency as to what they think is best for the economy.

178

But wouldn't When you know it, Kevin Warsh wants to get rid of the dot plot entirely, under the impression that the Fed should signal less and do more.

179

Effectively meaning that we would all get zero guidance as to what's going to happen next.

180

It would be just a total shot in the dark.

181

Although even if he is able to accomplish this, each voting member would still be able to cast a vote as to what they want for the future, it's just, we wouldn't know it.

182

That's why Kevin Warsh cannot unilaterally lower interest rates without convincing the entire Federal Reserve to vote alongside with him.

183

And with Jerome Powell still on the board, it's unlikely that we're going to see any substantial changes until he eventually steps away.

184

However, there are rumors that since Kevin Warsh is Trump's pick, he'll attempt to use that freedom to make his case internally for far-reaching changes at the Fed,

185

all of which I promise I will keep you posted on as long as you're subscribed.

186

Anyway, in terms of my own thoughts about what just happened today and then what you could do about it, here's of course what you came for.

187

Overall, I tend to think that what everyone's saying about Kevin Warsh is a bit dramatic.

188

Like, in reality, the guy inherited an economy with 4.2% inflation, a war-driven oil shock, a divided Fed,

189

and a bond market that's already in shambles.

190

That's why, from my perspective, the only thing that matters over the next month is simply the peace deal.

191

If it goes smoothly and oil comes down to the point where inflation begins to subside, then potentially we could talk again about rate cuts.

192

But if something throws a wrench in that plan, and things happen when you least expect it, and inflation rises back up again, then all bets are off the table.

193

Basically, I am just cautiously optimistic at this point that things will work out, but I'm also hedged just in case they don't.

194

Plus, absolutely no one can predict what's going to happen next.

195

Like, just in the last week, we've seen the largest IPO ever in history, the hottest inflation in three years, a peace deal with Iran, and Bitcoin cut in half.

196

before the markets moved higher.

197

If you would have even tried to have predicted this a year ago, it would have been impossible.

198

That's why through all of this, I just keep saying that I'm a random dude making videos in a half-converted garage.

199

I have no idea what I'm talking about.

200

And the only thing I can consistently do

201

that has the highest chance of coming out ahead is just buying in as usual consistently.

202

I know people hate that I keep saying this, but like, my strategy's not going to change.

203

I've just, I've been doing this now for like 10 years openly on YouTube.

204

And so far, it's worked really well as long as you hit the like button

205

and subscribe if you haven't done that already so with

206

that said thank you

207

so much for watching make sure to check out our sponsor policy genius down below in the description

208

and as always

209

if you want bonus videos for me every single week along

210

with early access to content just like this feel free to join as a channel member

211

and as a special bonus

212

if you send me your investment portfolio i'm picking a few every other week

213

or or so to do a financial audit where I could go through all of your finances and give you my thoughts.

214

So if that sounds interesting, feel free to join.

215

Thank you so much.

216

And until next time.

Phương Pháp Shadowing Là Gì?

Shadowing là kỹ thuật học ngôn ngữ có cơ sở khoa học, ban đầu được phát triển cho chương trình đào tạo phiên dịch viên chuyên nghiệp và được phổ biến rộng rãi bởi nhà đa ngôn ngữ học Dr. Alexander Arguelles. Nguyên lý cốt lõi đơn giản nhưng cực kỳ hiệu quả: bạn nghe tiếng Anh của người bản xứ và lặp lại to ngay lập tức — như một "cái bóng" (shadow) đuổi theo người nói với độ trễ chỉ 1–2 giây. Khác với luyện ngữ pháp hay học từ vựng bị động, Shadowing buộc não bộ và cơ miệng phải đồng thời xử lý và tái tạo ngôn ngữ thực tế. Các nghiên cứu khoa học xác nhận phương pháp này cải thiện đáng kể phát âm, ngữ điệu, nhịp điệu, nối âm, kỹ năng nghe và độ lưu loát khi nói — đặc biệt hiệu quả cho người luyện IELTS Speaking và muốn giao tiếp tiếng Anh tự nhiên như người bản ngữ.

ShadowingEnglish.com – Luyện Nói Tiếng Anh Bằng Shadowing

Nói tiếng Anh lưu loát với phương pháp Shadowing — nghe người bản xứ, đọc theo từng câu, rèn phản xạ ngôn ngữ thật sự. Được hàng ngàn người học IELTS tin dùng.

Luyện nói tiếng Anh bằng Shadowing qua video: BREAKING: The FED Cancels ALL Rate Cuts - Market Selloff Has Begun!

Thông tin về bài học này

Từ vựng và cụm từ chính

Mẹo thực hành

Phương Pháp Shadowing Là Gì?

Luyện nói tiếng Anh bằng Shadowing qua video: BREAKING: The FED Cancels ALL Rate Cuts - Market Selloff Has Begun!

Tải Ứng Dụng

Thông tin về bài học này

Từ vựng và cụm từ chính

Mẹo thực hành

Phương Pháp Shadowing Là Gì?