शैडोइंग अभ्यास: How to Talk at the Bank in English | English Conversation Practice - YouTube के साथ अंग्रेजी बोलना सीखें

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432 वाक्य

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Hello!

Welcome back to Daily English Talk.

Hi everyone.

We're so happy you're here with us today.

I'm Emma.

And I'm Jack.

On this channel, we help you practice real, everyday English.

If you like learning with us,

please remember to like this video and subscribe to our channel.

Today, we are going to the bank.

We will learn what to say at the bank.

That's right.

Let's get started.

So, Emma, how are you today?

I'm very well.

Thank you, Jack. And you?

I'm good, I'm good.

A little tired.

I went for a long walk this morning.

Oh, that's nice.

Where did you go?

Just in the park near my house.

The weather is so beautiful today.

Yes, it is.

A perfect day.

So are you ready to go to the bank?

I think so.

I need to go to the bank, too.

I need some money.

Well, that's perfect.

Let's go together.

Okay.

Here we are.

At the bank.

It looks very nice. And clean. And quiet.

We need to be quiet, right?

Not too quiet, Jack.

Just use your normal voice.

But look, there is a line.

We need to wait.

A line.

Oh, I see.

A queue.

We wait here?

Yes.

See the sign?

It says, please wait here for the next available teller.

Available teller.

That means a teller who is free, with no customer.

Exactly.

You are learning fast.

Thank you.

So, what are you doing at the bank today, Emma?

I need to withdraw some money.

I'm going shopping later.

Withdraw.

That means to take money out.

Perfect. And you?

I need to withdraw money too, for pizza tonight.

But I also have a question about euros.

Euros.

For your trip?

Yes, for my trip to Spain.

I need to know how to get euros.

Ah, you need to exchange currency.

Exchange currency.

That's a good phrase.

I will use that.

Teller.

Next, please.

Oh, it's our turn.

You can go first, Jack.

Me?

But you were first in the line.

It's okay.

Go ahead.

Okay.

Thank you.

Hello.

How can I help you?

Hi.

I would like to, um, withdraw some money, please.

Certainly.

Do you have an account with us?

Yes, I do.

I have an account here.

Great.

And do you have your bank card?

My bank card?

I am.

I am going to Spain.

What is the exchange rate today?

Let me check that for you.

Today the exchange rate is one US dollar to 0.94 euros.

0.94.

So, if I give you $100, I get 94 euros?

That is correct.

The rate changes every day.

100

I understand.

101

And can I do that now?

102

Yes, you can.

103

How much would you like to exchange?

104

I would like to exchange $100 for euros, please.

105

Okay.

106

So, I will take $100 from you and I will give you 94 euros.

107

Do you understand?

108

Yes, I understand.

109

Here you are.

110

94 euros.

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And here is a receipt for the exchange.

112

Wow, look at the money.

113

It looks different.

114

Thank you.

115

You're welcome.

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Enjoy your trip to Spain.

117

Thank you.

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I will.

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Well done, Jack.

120

Thank you.

121

It was easy.

122

Your turn, Emma.

123

Hello again.

124

Hello.

125

What can I do for you today?

126

I would like to withdraw $200, please.

127

No problem.

128

Do you have your card?

129

Yes, right here.

130

Thank you.

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Please insert it and enter your PIN whenever you're ready.

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OK.

133

$200.

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And would you like your receipt?

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Yes, please.

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Here is your cash, your receipt, and your card.

137

Anything else for you?

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Actually, yes.

139

I need to deposit a check as well.

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Deposit.

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That means to put money in.

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Yes.

143

I have a check from my friend for my birthday.

144

Oh, happy birthday!

145

Thank you.

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So, how do I deposit it?

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Do you have the check with you?

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Yes, I do.

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Here it is.

150

Great!

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You can just give it to me.

152

I need you to sign the back of the check, please.

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Write, for deposit only.

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Sign the back.

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For deposit only.

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Okay, just a moment.

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There you go.

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Perfect.

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I will process this for you.

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The money will be in your account tomorrow.

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Thank you so much.

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My pleasure.

163

Emma, I have another question.

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For the teller.

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Yes.

166

Excuse me.

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Sorry for another question.

168

It's no problem at all.

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I'm here to help.

170

What is the difference between a savings account and a checking account?

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My friend told me about them.

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That's a very good question.

173

A checking account is for your everyday money.

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You use it for shopping,

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for bills, for taking out cash.

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It's very easy to access.

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Easy to access?

178

So, like my card for pizza?

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Exactly.

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A savings account is for money you want to save for a long time,

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for a future goal, like a new car or a house or a big trip.

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sometimes the bank gives you a little extra money for keeping it in a savings account.

183

That's called interest.

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That's right.

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A small amount of interest.

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Interest?

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So my money can make a little more money?

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Yes, it can.

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That sounds like a good idea.

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Maybe I should open a savings account.

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We can certainly help with that.

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You would need to speak with one of our advisors and fill out an application form.

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An application form?

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Is it difficult?

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It's not difficult.

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They just ask for your name,

197

your address, and some other information.

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I see.

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Maybe I will do that next time.

200

I need to think about it. Of course.

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Take your time.

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I think we have taken a lot of your time.

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Thank you for being so patient.

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It's absolutely my pleasure.

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Is there anything else at all?

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I think that is everything for me.

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Thank you for the money and the euros and the information.

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Yes, thank you so much.

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You are both very welcome.

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Have a wonderful day.

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You too.

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Goodbye.

213

Okay, Jack.

214

Mission accomplished.

215

Yes.

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We withdrew money, you deposited a check,

217

I got euros, and we learned about saving savings accounts.

218

That is a very successful trip to the bank.

219

I think so too.

220

Now about that pizza.

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Do you like pizza?

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I love pizza.

223

Great.

224

My treat.

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I have $150.

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Jack, the pizza does not cost $150.

227

Oh, right.

228

Maybe just a small pizza then.

229

That was a very useful conversation, Jack.

230

It was.

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I think I used my brain a lot today.

232

So many new words.

233

I know.

234

Let's take a minute to talk about them.

235

It's good for our memory.

236

And for our viewers.

237

Everyone, repeat with us if you can.

238

Let's start with the first word.

239

I used it first.

240

The word is withdraw.

241

withdraw.

242

To withdraw money.

243

It means to take money out of your bank account.

244

That's perfect.

245

For example, I said, I would like to withdraw $100.

246

And I said, I would like to withdraw $150 for pizza.

247

A very important sentence.

248

Very important.

249

Can you think of another example, Jack?

250

Hmm.

251

Okay.

252

I need to withdraw some money to buy a new book.

253

Or, you can withdraw money at an ATM.

254

Excellent!

255

Okay, the next word is the opposite.

256

I used it with my check.

257

The word is deposit.

258

Deposit.

259

To deposit money.

260

This means to put money into your bank account.

261

Yes.

262

You can deposit cash, or you can deposit a check, like I did.

263

So, withdraw is out, deposit is in.

264

It's like a door.

265

You go out, you go in.

266

I like that.

267

It is like a door for your money.

268

So, viewers, repeat.

269

I need to deposit this check.

270

Or, I will deposit my salary into my account.

271

Salary is the money from your job.

272

Very good.

273

Thank you.

274

Now, the next word was very important for my trip.

275

Exchange rate.

276

Yes, the exchange rate.

277

This is a number.

278

It tells you the value of your money in another country's money.

279

So for me, it was one US dollar equals 0.94 euros.

280

That number, .94, is the exchange rate.

281

Exactly.

282

If the exchange rate is high,

283

you get more foreign money.

284

If it is low, you get less.

285

So, I always want a high exchange rate.

286

Everyone does.

287

Let's say it together.

288

What is the exchange rate for Japanese yen?

289

Good one.

290

Okay.

291

Next word.

292

This is the person who helps us.

293

Bank teller.

294

A bank teller is the person who works behind the counter at the bank.

295

They help you with your transactions.

296

Transactions?

297

What does that mean?

298

A transaction is one action with your money.

299

Withdrawing is a transaction.

300

Depositing is a transaction.

301

Ah, I see.

302

So the bank teller helps with transactions.

303

Our bank teller was very nice.

304

She was.

305

So, everyone, repeat.

306

The bank teller was very helpful.

307

Now, let's talk about two more words.

308

The first one is PIN.

309

Oh yes, PIN.

310

This is a secret number for your bank card.

311

It is like a key.

312

You must never tell your PIN to anyone.

313

It is a secret.

314

My PIN is...

315

Oh no, I cannot say it.

316

That's right, don't say it!

317

You type your PIN on a small machine called a keypad.

318

So you can say, please enter your PIN.

319

Perfect!

320

And our last word for today is receipt.

321

Receipt.

322

I love receipts.

323

A receipt is a small piece of paper.

324

It is proof of your transaction.

325

Yes.

326

It shows the date, how much money you withdrew,

327

and how much money is left in your account.

328

It is very important to keep your receipts so you can remember.

329

For example, the teller asked me,

330

would you like a receipt?

331

And I said, yes, please.

332

And I always say yes to a receipt.

333

So let's practice.

334

Can I have a receipt, please?

335

Wonderful!

336

So we reviewed six words today.

337

Withdraw, deposit, exchange rate, bank teller, pin, and receipt.

338

That is a lot.

339

But now I remember them better.

340

Me too!

341

Repeating words is the best way to learn.

342

So everyone, write these words in your notebook.

343

withdraw, deposit, exchange rate, bank teller, pin, receipt.

344

And try to make your own sentences.

345

You can write them in the comments.

346

Yes, we would love to read your sentences.

347

Now my brain is tired.

348

I need pizza.

349

Let's go get that pizza.

350

Well, Jack, we did it.

351

We went to the bank and we survived.

352

We did more than survive, Emma.

353

We were fantastic.

354

We were bank experts.

355

OK, maybe experts is a strong word,

356

but we practiced a lot of very useful English.

357

Let's think about what we did.

358

First, we waited in a line, a very polite line.

359

That's right.

360

Then we talked to the bank teller.

361

You were a little nervous, Jack.

362

I was, but only for a second.

363

Then I said, I would like to withdraw $150.

364

It was easy.

365

It was, and you did something very smart.

366

You asked a question.

367

You said, I have a question about euros.

368

Yes, and then I learned the word exchange currency.

369

So I withdrew dollars, and then I exchanged them for euros.

370

You are a world traveler now.

371

Then it was my turn.

372

I also withdrew money.

373

And you did something I have never done.

374

You deposited a check.

375

For your birthday.

376

Yes, I did.

377

I signed the back and gave it to the teller.

378

The money will be in my account tomorrow.

379

So we practiced withdrawing, exchanging, and depositing.

380

That's three big things.

381

And then you had even more questions.

382

You asked about different types of accounts.

383

Ah, yes.

384

The savings account and the checking account.

385

The checking account is for every day like buying pizza.

386

And the savings account is for the future,

387

for dreams, maybe for a big pizza one day.

388

A very, very big pizza.

389

And the bank even gives you a little extra money called interest for your savings account.

390

So to all our viewers,

391

today you learned how to do many things at the bank in English.

392

You learned the key phrases and the important words.

393

We hope you feel more confident now.

394

If you go to a bank in an English-speaking country,

395

you can do it.

396

Absolutely.

397

Now it's time for our favorite part.

398

The question of the day.

399

Today's question is a little different.

400

We have two questions for you.

401

Two questions, double the practice.

402

The first question is, what is one thing you want to buy that you need to save money for?

403

It could be a phone,

404

a car, a trip, or even a pizza.

405

And the second question is,

406

what is your number one tip for saving money?

407

Do you have a good idea?

408

Please share it.

409

So please write your answers in the comments below.

410

Tell us what you want to save for and your best saving tip.

411

We read every single comment.

412

We love to see you practicing your English and we love to learn from you too.

413

Maybe we will find some great tips for saving money.

414

I need those tips.

415

Anyway, If you enjoyed this lesson,

416

if you learned something new,

417

please let us know by giving this video a thumbs up.

418

It really helps us.

419

And don't forget to subscribe to our channel,

420

Daily English Talk, and hit that little bell icon.

421

Why the bell, Jack?

422

So you get a notification every time we talk.

423

You don't want to miss our next adventure.

424

That's true.

425

Our next video will be about another everyday situation.

426

But it's a secret for now.

427

You will have to come back to see.

428

So from both of us,

429

thank you for being such a wonderful learning community.

430

Keep practicing, keep learning, and we will see you next time.

431

Bye-bye.

432

Goodbye.

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