Pratica di Shadowing: financial freedom starter pack 2026 - Impara a parlare inglese con i video
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casio f91w used toyota that's fully paid off fidelity brokerage account roth ira
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that's fully maxed out costco membership amex food cash preferred
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if you have any of these things
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or combination maybe even have all of them
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that's basically the full financial freedom starter pack of 2026 this tells me
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that you know you are very serious about investing
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and having a good future providing for your family
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and your kids one day while still being able to enjoy your youth enjoy your time
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and have fun it shows me that you have a balance you're not
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so overly hyperly fixated on money
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and locked in to the point where you're not enjoying your life where you're just a slave to money
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and not doing anything else
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but you also are having a good outlook on life having
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a good balance being able to still enjoy your time you know go
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and seek new opportunities travel explore create good memories with your friends
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and enjoy the life you have found the middle ground
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which is right where you want to be at
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and the younger you get here the longer time you have for your you know money to compound
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and grow in the market and just accelerate your financial freedom
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and these are the kind of markers
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that just show me value in a human being
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when i see someone young who has these kind of things
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they have a used kind of beat up car
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they have a fidelity account they have a roth ira
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you know they wear a casio watch they might not wear the nicest clothes
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they don't drive a bmw they don't have a house
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that they can't afford they have a credit card that they're capitalizing their points off,
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this just shows me that this is someone that I want to spend more time around.
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This is someone that knows what they're doing, who has a good head on their shoulders, and just does the right thing,
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even when other people aren't watching.
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That's exactly what this tells me about other people.
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Maybe I'm overanalyzing it, but I think more people need to start having this approach, especially the younger generation, right?
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I'm 23 years old.
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I was born in 2003.
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A lot of people in my generation are so hyper fixated, obsessed with Instagram, social media, Snapchat, flexing their APs, Rolexes,
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BMWs, Mercedes, buying a house at 23, you know, investment properties, real estate,
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all this mumbo jumbo, like they're so obsessed with this stuff that they lose focus of what actually matters.
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Take inspiration from people like Adam Sandler, people like Bill Gates, who they might have a lot of money,
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but they live, they clearly do live so far below their means.
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And they've mastered the craft of finding a balance between enjoying your money
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and taking you know investing and saving seriously but not letting it control
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and dictate your whole entire life and when you're at a young age
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when you're starting off in your journey to financial freedom it's really hard to find that balance
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and me myself i'm even struggling with it right i have all these things i was talking about
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and i've done pretty well for myself up to this point
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so much so like i've focused on investing and saving
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so much the past couple years
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that I do have this weird strong desire to just reward myself
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and spend a large lump sum amount of money on like a new car
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or like an investment property or like just something right I just
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or a tattoo like I have this desire to do it
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but I know in the back of my mind
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that this desire giving into this desire is what sets people off right
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they're on a good track you've already built the foundation in my opinion I've already built a very good foundation
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and now that I have this foundation it's so easy and
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so tempting to just just to stray off just a little bit
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but straying off just a little bit can just lead to
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a path of just making the wrong decisions buying the wrong
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things putting money in places where it really shouldn't be going especially at my age especially
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while i'm living at home and it's so challenging with social media
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and seeing all these people all these kids flexing these nice stuff
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and even though you know realistically a lot of them probably
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aren't in the best financial situation even though they have these things
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that doesn't make you want it any less right like let's say
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i see someone with a kid
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you know like 25 years old with a bmw m3 with a rolex living in brickle miami
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you know he has a modded out you know uh valvetronic exhaust
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and you know he's living at the beach eating all these
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nice meals going to steak dinners every night obviously like in my mind i know
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that even though this kid has of stuff he's probably not necessarily financially free i know
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that but that doesn't make me want any of these things any less just
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because i know that if
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that makes sense right it's some it's like this weird psychological thing where even though you know
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that that there's some lies behind that image that persona that
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that person is giving off it still is attractive right it's there's still something attractive
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and desirable about that lifestyle that we can't necessarily get rid of
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but understanding what is behind that just makes it a lot easier to stay on track
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and that is kind of the battle
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that i'm facing right now i you know
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i have a really good uh foundation for investments
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i'm closing up on hitting 100k net worth at the age of 23
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i have a fully paid off car you know
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i don't dress super nice i don't spend a ridiculous amount of money the thing
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that i spend the most amount of money on is literally groceries and food
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and um i feel like i live a relatively frugal lifestyle given my financial circumstance
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i live at home i save and invest two thousand dollars every single month
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and i try to um only spend my money on things
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that matters like i'm willing to spend a decent amount of money on food traveling new experiences
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and creating memories with friends all right to me those things have always been worth the money
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that doesn't mean i'm going to overspend
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and you know put all my money towards that but it means
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that when opportunities
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that satisfy those criteria come up i am going to jump on them
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i'm going to take advantage of them even if
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that means spending a little bit extra money to achieve those things
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and get those memories
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because i know based on past experiences those things will always be worth
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it to me whereas you know having a nice car having nice shoes having nice clothes
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and buying a house those things aren't going to matter in the long run
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i have experienced it myself i went from driving a 2005 honda civic
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that literally broke down on the highway to getting a brand new 2023 toyota camry off the lot zero miles
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and guess what it was fine it was cool for the first two weeks you know no one really cared
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because it was a camry obviously
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but like it was cool having a new nice reliable car
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for the first two weeks for the first month for the first two months
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and then it just becomes normal it becomes your everyday thing
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and you start to appreciate it less and less and less
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and even though you know
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that's not the right way to go about it your brain psychologically cannot deter you from that path
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when you have an old beat up used toyota that's fully paid off you don't have a car payment
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and you're young automatically tells me
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you don't care what other people think about you you care more about doing the right thing
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and creating the steps in order to work towards financial freedom
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and work towards your dreams rather than the image that you give off to other people.
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When you have a Casio F91W or any Casio in general, it tells me that you don't care about having this Rolex.
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You could probably go in debt to buy this Rolex, to buy this
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Omega Speedmaster or whatever, show off to other people.
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You care more about practicality, usability, while you still have some level of class and fashion to yourself.
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When you have a Fidelity traditional brokerage account
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that you're putting money towards every single month it tells me
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that you're locked in and that you understand the value of sacrificing now
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so that you can have more later
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when you have a Roth IRA that's fully maxed out
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or you're working on fully maxing out every single year tells me
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that you have the ability to critically think
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and to save now even you know you're saving
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and putting in money now for something
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that you can't touch until like you're 65 until years and years 50 years plus down the future.
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That tells me that you have financial discipline.
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You understand the value of a dollar and you understand
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that sacrificing something now can give you 10 times that return in the future when it's more valuable as well.
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And it just shows me so much about the type of person you are.
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When you have a Costco membership, it tells me that, I don't know, to be honest, I don't buy that much stuff from Costco,
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but I have it under my mom because I get gas from Costco.
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So that one doesn't really tell me much, but it shows me that you also understand the value of money, that you understand
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that buying things in bulk keeping it in the freezer using it over a period of time
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if you do the math is actually cheaper yeah like you can go buy a ribeye for twenty dollars
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or you can buy you know the whole entire free uh ribeye
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that isn't cut yet from costco for 120 get like 13
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to 12 steaks from it for ten dollars a steak same quality
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but you save money and
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that just says a lot about the type of person you are especially
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if you have these things at a young age the next thing is amex blue cash preferred
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now it doesn't necessarily matter what credit card you have but
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if you have something that's you know a little bit more niche like not i'm not like an amex gold
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or amex platinum those are all kind of like flexor cards in my opinion they're not actually
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that good but
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if you have something like amex blue cash preferred uh chase sapphire preferred chase freedom flex discover
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it secured all of those cards tell me a lot about the type of person you are honestly
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if you want to know the type of person you are just tell them to pull out their wallet
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and see what credit cards they have because
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if they have all these flexor cards a lot of people have amex platinums
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but they don't own a business a lot of people have amex golds
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but they eat out all the time like a lot of these things just aren't adding up
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they're getting the card for the wrong reason
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and recently i actually switched credit cards um to the amex blue cash preferred
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because i looked at my finances
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i was like what am i spending the most amount of money on every single month
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i realized it was food and gas mainly food and
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when i say food i don't mean eating out i mean groceries i spent a lot of money in groceries
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so i found that the amex blue cash prefer gives me six percent back on all groceries
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which is insane very low annual fee
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and you know i just decided it was the best card for me it's the way
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that i'm going to be able to maximize on the stuff
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that i already buy a lot of people buy these credit cards travel credit cards
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and then they start traveling a lot of people buy these
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credit cards that are good on gas
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and then they start going on you know using more gas get a card
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that already supports what you already spend the most amount of
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money on without having to pay extremely high annual fees
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or having to go out of your way to get all these incentives like
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if you have to spend five thousand dollars in the first month
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but you normally only spend two thousand dollars in the first month is it really worth
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it to spend you know 50 more just to get
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that bonus probably not
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and that's why this card works perfectly for me you know
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i honestly haven't heard a lot of people talk about this card either amex blue cash preferred um
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if you're someone like me who spends a lot of money on groceries on eating shows me
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that you're probably locked in on your diet locked in on your fitness
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and you should probably consider getting a card that maximizes the groceries
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that you buy or you know the food that you eat out
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or the gas that you get so yeah i mean i've loved this card
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so far and
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if you guys want to get a card i think
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i'm pretty sure i have a um not an affiliate link
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but like because i got the card
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if i share a link it gives me some money it gives you guys some extra money i believe
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so i'll put that link if in the description
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if you guys uh do want to get the amx blue
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cash preferred just like a shared uh friends referred link but yeah
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if you have any of these things you guys are already doing good just keep it up stay locked in
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and just do the right thing
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Vocabolario e note di pronuncia per questa lezione
Questa lezione di conversazione si basa sul video “financial freedom starter pack 2026”. Le parole che ritornano più spesso: card, spend, amex. Questo video contiene 192 frasi e 2373 parole da ripetere con lo shadowing. Il parlato dura 11:22. Chi parla va veloce, circa 209 parole al minuto: aspettati suoni legati e ridotti. Il 85% delle parole rientra nelle 3.000 più comuni dell’inglese; conviene studiare le altre prima di iniziare.
Vocaboli chiave di questo video
15 parole del video che vale la pena imparare, con pronuncia e significato:
| Parola | Pronuncia | Significato |
|---|---|---|
| groceries sostantivo | /ˈɡɹoʊ.s(ə.)ɹiz/ | spesa |
| invest verbo | /ɪnˈvɛst/ | investire |
| necessarily avverbio | /ˌnɛs.əˈsɛɹ.ə.li/ | necessariamente, a tutti i costi |
| steak sostantivo | /steɪk/ | bistecca |
| flex verbo | /flɛks/ | piegare, flettere |
| membership sostantivo | iscrizione, appartenenza | |
| chase verbo | /t͡ʃeɪs/ | inseguire, cacciare |
| lifestyle sostantivo | /ˈlaɪfˌstaɪl/ | stile di vita |
| sacrifice sostantivo | /ˈsæk.ɹɪ.faɪs/ | sacrificio |
| cloth sostantivo | /klɒθ/ | stoffa, tessuto |
| platinum sostantivo | /ˈplæt.ɪn.əm/ | platino |
| stray verbo | /stɹeɪ/ | vagare, snodare |
| meal sostantivo | /ˈmiːl/ | pasto |
| everyday aggettivo | /ˈɛvɹiˌdeɪ/ | quotidiano, giornaliero |
| ridiculous aggettivo | /ɹɪˈdɪk.jə.ləs/ | ridicolo |
I phrasal verb che sentirai
| Parola | Pronuncia | Significato |
|---|---|---|
| pay off verbo | corrompere | |
| beat up verbo | picchiare, rompere le ossa | |
| add up verbo | sommarsi | |
| come up verbo | venire fuori, emergere | |
| give off verbo | /ɡɪv ɒf/ | emettere |
La grammatica di questo video
Le strutture che chi parla usa di più, con le parole esatte del video:
| Struttura | Nel video |
|---|---|
| Present perfect have/has + participio passato — un’azione passata che conta ancora adesso | have found · they've mastered · i've done |
| Forma passiva be + participio passato — conta ciò che accade, non chi lo fa | was born · isn't cut |
Pronuncia a cui fare attenzione
Chi parla usa 64 contrazioni e forme ridotte, come you're, I'm, don't. Pronunciale nella forma breve, così come le senti.
- I suoni “th”: cloth /klɒθ/, math /mæθ/
- I suoni “sh” e “zh”: inspiration /ˌɪn.spɪˈɹeɪ.ʃən/, shoe /ˈʃu/
- Parole lunghe — attenzione all’accento: necessarily /ˌnɛs.əˈsɛɹ.ə.li/, ridiculous /ɹɪˈdɪk.jə.ləs/, inspiration /ˌɪn.spɪˈɹeɪ.ʃən/, psychological /ˌsaɪ.kəˈlɑː.d͡ʒɪ.kl̩/, affiliate /əˈfɪl.i.eɪt/
I suoni difficili per chi parla italiano:
- /h/ — va soffiata, non è muta: whereas /(h)wɛɹˈæz/, honda /ˈhɑndə/, hyper /ˈhaɪ.pəɹ/
- Consonante finale — senza aggiungere una vocale dopo: groceries /ˈɡɹoʊ.s(ə.)ɹiz/, invest /ɪnˈvɛst/, steak /steɪk/, flex /flɛks/, chase /t͡ʃeɪs/
- /æ/ — più aperta della “e”: sacrifice /ˈsæk.ɹɪ.faɪs/, platinum /ˈplæt.ɪn.əm/, maximize /ˈmæksəmaɪz/, math /mæθ/, whereas /(h)wɛɹˈæz/
Come esercitarsi con questo video
- Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
- Inizia a velocità 0,75×, fai shadowing frase per frase e torna alla velocità normale quando diventa facile.
- Registrati e confronta con l’originale, facendo attenzione a parole come groceries, invest, necessarily.
Cos'è la tecnica dello Shadowing?
Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.