シャドーイング練習: Let's talk Money! B2 Advanced English - 動画で英語スピーキングを学ぶ
レッスンを作成中...
1
you Hey, everybody, welcome back to High Level Listening.
2
Today's lesson is all about that B2 English listening practice.
3
And we are talking about one of those topics that everybody thinks about, but not everyone feels comfortable talking about and discussing.
4
And that would be money.
5
Yes, exactly.
6
And we're not just talking about money in the sense of shopping or the prices of things.
7
To really challenge your English listening skills and stretch your B2 English vocabulary, We're going to talk about the slightly thorny, awkward side of money.
8
Things like, should couples combine their finances?
9
Is it rude to ask someone how much they earn?
10
Or should friends talk openly about their salaries, their debts, or other financial pressures?
11
Or is money just one of those things that should always stay private?
12
Yeah, for sure.
13
So I think this is a perfect B2 and definitely into the C1 level.
14
This is a really good conversation topic because it's personal, it's cultural, it can feel a bit emotional and slightly uncomfortable.
15
And if you want to get the most out of these conversations, maybe you feel like you can understand this video, but you can't actively use these ideas out in the real world.
16
sense with step -by -step guided opinion building exercises.
17
This is really going to help you take that kind of passive learning and turn it into some active speaking.
18
You've also got all the vocabulary along with the phrase list to help you build your opinions
19
and remember all of the vocabulary that we talked about today.
20
And that really should help you out.
21
And that is in the description and in the comments link below.
22
Okay, so let's get into part one.
23
I think the most balanced part and a good place to start is with this idea.
24
Money is personal, but complete silence around money can create real problems.
25
Now, I want to be clear,
26
I completely understand why people don't want to reveal every detail of their financial situation. and sometimes even shame.
27
I mean, remember the last time you felt ashamed about the bank account balance that you had in your bank?
28
If someone earns a lot, they might worry that they might be coming across kind of arrogant
29
or out of touch if they try to talk about money.
30
On the other hand, if someone's earning very little, they might feel very exposed, embarrassed, or judged by their peers.
31
And if someone is dealing with debt, which a lot of people are, they might carry a sense of shame, even though debt is far more common than many people realize.
32
So I do understand why people avoid full financial transparency.
33
But in many cases, privacy is not just about being secretive.
34
It's about a way of protecting your dignity and keeping certain parts of your life from being public discussion.
35
Yes, I agree.
36
It could definitely be a can of worms once someone's financial situation becomes exposed.
37
I also think the problem is that complete privacy can easily turn into a culture of silence, which isn't healthy either.
38
This is very common in the UK as well.
39
If friends never talk honestly about their own financial struggles or pressures,
40
then everyone's forced to pretend that they're doing fine and maybe doing better than they are, even if they're actually struggling.
41
but with no real practical understanding about savings, debts, rent, how to budget or how to plan for the future as well.
42
So I get that while it can be a a tricky or awkward topic that makes people uncomfortable, and that privacy can protect people,
43
the silence creates this confusion, maybe unrealistic expectations, and even some unfairness.
44
Yeah, absolutely.
45
I mean, I definitely didn't grow up talking about money, not even at school.
46
I guess we learned how to balance a checkbook, but we don't even do that anymore.
47
I mean, talking about the big picture of money as well, we never talked about that in my family.
48
So I think that's where the distinction becomes really important.
49
We need to separate this personal curiosity from practical necessity.
50
And there may be no clear reason for asking other than someone might be kind of nosy
51
and just want to compare themselves to someone else.
52
Right.
53
It could put the other person on the spot and make that other person feel caught off guard or uncomfortable.
54
And talking about money is not just gossip or being intrusive.
55
It's useful information that can aid in making sound financial decisions.
56
Yeah, I think that's a very important point.
57
Talking openly about money can be very helpful and that there is a time and a place for it.
58
And talking about money is still easier said than done.
59
It's still such a difficult obstacle for people to overcome because the stigma...
60
around money and how much you have or if you're struggling, that stigma is still really strong.
61
I think in the UK it's been made such a personal favour to have money issues.
62
Like it's your fault if you're struggling.
63
So if a close friend came to me and said, I'm really struggling with rent this month.
64
That was something extremely personal.
65
That's an extremely intimate confession that would take a lot of confidence to admit, even to a really close friend.
66
And it's funny because if the same friend said they were having relationship trouble or issues at work, we'd be completely sympathetic.
67
And we'd be more than willing to lend an ear and accept it as just part of life.
68
But then as soon as it's money problems, we all kind of.. squirm and feel like we're intruding, even if we didn't even bring it up.
69
Yeah, so maybe kind of a neutral conclusion is that money should be private and it can be private, but it's not untouchable.
70
Right.
71
People deserve boundaries.
72
You know, you don't need to know everything about my life.
73
But they also need language in order to have these honest conversations.
74
Right.
75
Because when money becomes completely taboo, people end up dealing with financial pressure completely alone.
76
You know, so they compare themselves silently.
77
They assume everyone else is doing better than they are because, well, nobody needs to talk about it.
78
be doing pretty well for themselves, right?
79
Maybe they accept an unfair pay.
80
Maybe they avoid difficult conversations with their partners.
81
And sometimes this silence can definitely be more damaging than a simple conversation would have been.
82
Absolutely.
83
Yeah.
84
There was even an advertising campaign from a bank in the UK and they called it the M word.
85
Because again, they know people feel so uncomfortable talking about money that they don't even say the word.
86
money, like it's this incredibly private, embarrassing conversation.
87
And they were trying to encourage people to be more open about their finances.
88
And it was a very successful campaign.
89
But yeah, it's a good example of at the time.
90
Money doesn't need to be everyone's favorite topic, but yeah, it doesn't have to be a social competition and
91
if we never talk about it it just becomes harder to understand what's normal what's fair
92
and what financial problems people might be dealing with.
93
So the next point of this B2 money discussion is maybe a bit more contentious.
94
We're talking about splitting financial responsibilities with our significant others.
95
So maybe your wife, husband or partner.
96
So what's the best way for a couple to share the cost of living together?
97
who should pay for what and how much is fair.
98
All right, if I had to take a firm position, I'd say a 50 /50 split is only fair when both people are in a genuinely similar financial position.
99
On paper, I see how it looks reasonable.
100
It's two adults.
101
They share a home, so they split the rent, bills, groceries and holidays, even straight down the middle.
102
And it seems like a very elegant solution.
103
It avoids the awkwardness of calculating of who should pay more.
104
But this cookie cutter solution doesn't work for everyone.
105
Like if one person earns significantly more than the other, paying the same amount, doesn't create the same amount of financial pressure.
106
For one partner, half the rent might be perfectly manageable, but for the other, it might take a huge chunk out of their earnings every month.
107
It might force them to cut back on basic comforts or worry about unexpected expenses.
108
So, The real question is not, are we paying the same amount?
109
Maybe the better question is, are we carrying the same financial burden?
110
Well, yeah, and on paper, when you say a 50 /50 split, right, that sounds perfectly fair.
111
And but In reality, right, equal numbers can hide very unequal realities, right?
112
Because, again, that's just on paper.
113
Technically, yes, they are both contributing equally.
114
Right?
115
That sounds equal.
116
That sounds right.
117
But emotionally and practically, they are probably not experiencing that arrangement in the same way.
118
The lower earner of the couple might start to feel like they are constantly trying to keep up, especially if the higher earner wants a nicer apartment,
119
more expensive holidays, or a lifestyle that only really fits one person's income.
120
That's kind of where that pressure and that maybe even, maybe even resentment can start to build because they might agree to things.
121
because they don't want to seem difficult or financially irresponsible.
122
But underneath that, they may feel trapped by a person because of this fairness that's not actually fair.
123
Yeah, right.
124
I think that's where resentment, bitterness really starts to become a real risk, especially if the higher earner insists on splitting everything equally.
125
The lower owner may feel unsupported, Or maybe they might think that the partner is ignoring this obvious difference between their situations.
126
and they might think: you know, this is easy for you and stressful for me, but you still want me to pay the same anyway?
127
Yeah.
128
So it could make a relationship feel less like a partnership and more like a financial test.
129
But At the same time, I think we have to be fair to the other side.
130
If one person pays much more, they may also start to feel some resentment.
131
They might feel that they're carrying the relationship financially,
132
or they might start believing that they should have more influence over decisions because they contribute more money.
133
So, yeah, either way, money can very easily become tied to power,
134
pride, and control management.
135
Exactly.
136
And that's why that open communication is so vital, because once you start feeling that uneasiness, like don't let it sit there and become resentment.
137
Right.
138
So sooner or later, every couple needs to have that talk.
139
Don't let it build up.
140
You need to have it now.
141
Right.
142
And I mean, if you ask me, I really do think that proportional splitting can be a much more equitable model for a lot of couples.
143
that same proportion could feel more balanced, right?
144
I pay 70%, you pay 30%.
145
Both people are still contributing, but they're contributing according to what they can realistically afford, OK, based on their actual income.
146
It also avoids pretending that two very different salaries live in the same financial reality.
147
For example, if the rent is expensive, a proportional split might allow both partners to live in the same home without one person feeling financially squeezed every month.
148
But it has to be handled carefully.
149
There's no perfect solution.
150
Person paying more can't treat that extra contribution as a reason to control the relationship or the apartment or the house.
151
And the person paying less shouldn't feel ashamed or inferior, right?
152
The goal is not dependence.
153
The goal is shared stability.
154
right yeah as a relationship you should be a team at the end of the day
155
so yeah it should be a sustainable arrangement where both people feel respected they feel secure and still involved in the decisions.
156
And yeah, just like every couple, every couple's financial arrangement can be completely unique.
157
There's no standard or template.
158
What's critical is that they just talk about it At all.
159
So couples need to ask each other, do you feel comfortable with how much we contribute?
160
how do you want to handle paying bills or groceries or Does me paying this amount,
161
feel fair to you those questions matter more than the exact percentage you come up with
162
and in the end the fairer system is not the one
163
that looks equal on a spreadsheet but it's the one that both people can live with without this build -up of pressure, guilt or resentment.
164
Thank you.
165
Okay, so as we had this conversation, our part three just...
166
made a lot of sense.
167
So is your worth.. as a person is your worth tied to your salary.
168
Okay, so does money define you?
169
Does it become, is it how we look at each other?
170
Okay.
171
I don't need to talk about that anymore.
172
So as a person, is your worth tied to your salary?
173
Does the amount of money that you make make you more or less worthy as a person?
174
It's kind of interesting, right?
175
Because I think this is definitely the most emotional part of today's discussion because underneath all these conversations about 50 -50 splits,
176
financial transparency, privacy, or secret resentment, there's a much deeper question.
177
Do we secretly measure people's worth by how much money they make?
178
would instinctively say no. no it's not tied to your salary right because that sounds unfair and that sounds kind of shallow.
179
You know, we want to believe that we value people for their kindness, their loyalty, their intelligence, creativity, or the way they show up for people that they love.
180
But in reality, salary has a way of creeping up into how we evaluate people.
181
We may not say it directly, but we notice who owns a home, who can afford holidays, who's always anxious about rent, who appears to be thriving,
182
and who seems to be falling behind.
183
And that's where money becomes stops being just a practical tool and starts becoming a quiet social ranking system.
184
Yes, I do think that's often true.
185
Social media doesn't help when you see all your rich friends doing rich things and you feel even worse about yourself.
186
But to play...
187
Yeah, right.
188
To play devil's advocate i also understand though why people do connect money with certain qualities because A salary,
189
high salary, can reflect your effort, discipline, sacrifice or ambition.
190
And yeah, a salary can reflect the amount of effort, discipline or sacrifice you put into your job or how ambitious you are.
191
If someone has worked for years and years and years to build a career, maybe they've taken some risks and they've climbed the ladder within their industry,
192
then yeah, of course, their higher income may represent those kinds of traits in someone.
193
It might represent years of stress, long hours, difficult choices, and that high salary is a kind of.. reward so i don't think it's completely irrational
194
to see money as one sign of stability or competence in your work.
195
I guess the problem is when we turn that small sign into the whole story.
196
Because there are plenty of hardworking,
197
intelligent, responsible people who do not earn huge salaries especially if they work in certain industries like the care industry,
198
education, hospitality or creative industries, or maybe they've just had family obligations that limit their options.
199
If you treat the salary as the ultimate measure of someone's value, you probably end up rewarding their status more than their actual character.
200
Right.
201
And I mean, you can definitely see that with close friends and family.
202
Money can quietly alter the emotional atmosphere in a room.
203
If one sibling earns much more than the others, suddenly every family dinner can carry this invisible comparison.
204
Right.
205
Who's successful?
206
Who needs help?
207
Who who's not keeping up?
208
Right.
209
Who made the right choices based on their parenting?
210
Right.
211
Even among friends, money can create distance without anyone openly admitting it.
212
you know, in the group text suggest an expensive weekend away, someone else has to make an excuse because they definitely can't afford that.
213
They might say, oh, I'm just busy or can't really do
214
that that weekend when the truth is I don't want to admit that this is way beyond my budget, right?
215
So that kind of moment can start to feel a bit humiliating because people don't just feel short on money.
216
They feel exposed, right?
217
Like it's coming up into the light that they can't being quietly assessed and kind of found lacking, really.
218
And that's why this financial silence can be so damaging.
219
People might be struggling privately, not because they're irresponsible, because they're terrified of being seen as less successful
220
and or less accomplished than the people in their friends group.
221
Yeah, and that problem can become even more intense in a romantic relationship because the money's not.. just about lifestyle, it can touch on love,
222
respect, power, your identity and even your own self -worth.
223
If one partner earns much more, the lower earner might still feel like they bring less to the relationship, even if they contribute in other deep and meaningful ways.
224
Like they might cook, they might organise the home, or they might support the partner emotionally and create stability that, doesn't appear on a payslip.
225
But if a couple has absorbed the idea that income equals value,
226
then even those important contributions can start to feel invisible or underappreciated.
227
And then on top of that, the higher earner may also feel some pressure.
228
They might think that I'm carrying the financial weight and I'm the one keeping us secure.
229
So it can easily, again, turn into...
230
resentment if they feel taken for granted.
231
So the emotional danger is is not just that one person owns more, it's that maybe both people start using money as evidence of who matters more,
232
who deserves more influence and who has the right.
233
to feel proud.
234
Oh, yeah, the invisible workload, right?
235
And then, you know, and then it comes when it comes to work.
236
I mean, this becomes even more brutal because salary is often treated as a public symbol of professional worth.
237
Even when nobody says it out loud, people compare job titles, promotions, bonuses, office status, and who seems to be progressing faster.
238
And when colleagues discover that they're being paid differently, For similar work, it can feel deeply personal.
239
It's not just, oh, the numbers are different.
240
It's do they value me less?
241
Have I been naive?
242
Was I too hesitant to negotiate?
243
Do they undervalue me?
244
Do they assume I would just accept less because I was polite, loyal, a woman, or afraid to push back?
245
That kind of discovery can really undermine someone's confidence.
246
And that is kind of due to the lack of transparency.
247
If you're not in the break room talking about your salary, I know the bosses don't want you in the break room talking about your salaries, right?
248
This secrecy often protects the system way more than it protects the individuals, right?
249
If nobody talks about pay, all of this unfairness can actually hide behind professionalism.
250
People always say, oh, it's not professional to talk about your salaries at work,
251
when in reality, It's it's one of the best things that you can do to help each other out, right?
252
And if people do talk carefully and constructively, they can start to understand whether they are being treated fairly or unfairly, and whether their silence has been quietly exploited.
253
So yeah, you can see just how many different problems arise when you try and boil someone down into this quantifiable
254
number like a salary.
255
But I think the strongest conclusion is your salary matters.
256
but it should never be confused with your self -worth.
257
Money can affect your choices, your stress levels, your sense of security and your future.
258
And it's naive to pretend that money doesn't help or doesn't matter
259
but treating your income as a measure of your human value is just corrosive and unfair,
260
constrain friendships, can feel resentment in relationships.
261
It can make people feel small in the workplace.
262
And ultimately, a person's salary can tell you something about their circumstances, maybe just their industry they're in or what stage of their career that they're in.
263
But it cannot tell you how generous they are, how loyal they are or how hard they're trying or what they've had to overcome in the past.
264
So it's not everything.
265
All right.
266
So I think that's where we'll leave it today.
267
Money is never just about numbers.
268
There's a lot more going on in there for sure.
269
So yeah, now we'd love to hear from you.
270
What do you think about the ideas and opinions we discussed today?
271
Is talking about money quite taboo in your culture as well?
272
Or do you think people are maybe too uncomfortable talking about money?
273
Do you think couples should split things 50 -50?
274
There's lots to talk about.
275
Let us know your thoughts in the comments.
276
We read and reply to every single one we get on YouTube.
277
And if you're really interested in taking your English to the next level, especially the B2 and onwards into the C1 level,
278
check out our active speaking ebook for B2 and C1 debates and discussions.
279
If this kind of advanced conversation helps you improve your listening, vocabulary, and confidence in English, make sure you like our video, subscribe, and send us a comment down below.
280
Keep practicing with us here at High Level Listening, and we will see you for our next episode.
281
Bye.
📺 同じチャンネル
B24
B2 Advanced English: Discussion and Debate: Rent or Own?
High School StudentsUniversity Students+3
B21
Small Talk & Spoken English: Talking about the News!
University StudentsWorking Adults+1
B22
Your Daily English Podcast: Making Good Choices!
University StudentsBusiness English+2
B23
B2 English Podcast: Discussion and Debate! Comprehensible Input English
University StudentsBusiness English+2
B22
Job Interview in English | Talking About Your Weaknesses
University StudentsBusiness English+2
B24
Learn Real Life English: My Hobbies
High School StudentsUniversity Students+2
C16
B2 C1 English Listening: Aging Parents Advanced Discussion!
University StudentsWorking Adults+1
B23
Meet New People! Self Introduction in English: Business English at Work
University StudentsBusiness English+2
B21
English Small Talk Practice: How to Keep the Conversation Going
University StudentsBusiness English+2
B21
Can you Live without your Phone? English Learning Story B1 B2
High School StudentsUniversity Students+2
C19
English Podcast for Learning English B2 C1 Health and Wellness
University StudentsWorking Adults+1
C11
Advanced English Dialogues - British Restaurants & UK Dining Experiences - Real Everyday English
University StudentsWorking Adults+2
B21
Everyday English Conversation: Scrolling, Notifications & Muting | Real-Life English Phone Phrases
University StudentsBusiness English+2
B21
Daily English Podcast: Are you an Introvert or an Extrovert?
University StudentsBusiness English+2
C111
B2 C1 Advanced English Podcast: Work From Home or Back to Office
University StudentsBusiness English+2
C13
S2 E16: Healthy Eating & Diets - Important Vocabulary in Advanced English Podcast - American British
University StudentsBusiness English+2
C12
Real Teachers! B2 C1 English Listening Practice: Social Media
University StudentsBusiness English+2
B23
Feeling Stressed? Learn this Daily Vocabulary English
University StudentsBusiness English+2
B21
Learn English with Shadowing: Small Talk with Strangers!
University StudentsBusiness English+2
B21
Business English Vocabulary & Dialogues - Productivity and Work Efficiency - Native Speaker Teachers
University StudentsBusiness English+1
✨ おすすめ動画
B27
168 文
Improve Your English with Real Conversations (B1-B2) | English Listening Practice Podcast
University StudentsBusiness English+2
B233
35 文
English shadowing | Relationships and Communication | Level B2 | How to improve English
University StudentsBusiness English+2
B2826 文
Finance Expert: How You Talk About Money Matters Ft. Vivian Tu
American Accent, en-USUniversity Students+3
B2421 文
Level Up Your English: From B1 to B2, Stop Sounding Like a Beginner! | English Podcast!
High School StudentsUniversity Students+3
B22
95 文
🇬🇧 Real English Conversation - Money 🇬🇧 Intermediate English Listening Practice B1/B2
British Accent, en-GBUniversity Students+3
B29
209 文
Better English Conversations: Increase Your Economic Vocabulary
American Accent, en-USUniversity Students+3
B25
247 文
English Listening Practice - Inflation
American Accent, en-USUniversity Students+3
B21
451 文
The Things Money Can't Buy 🌱 ｜ Real English Conversation
University StudentsBusiness English+2
B26
506 文
The Truth About Money || The Shocking Truth That Will Change Your Life || Improve Your English ✅
University StudentsBusiness English+2
B23
197 文
The Financial Habits No One Talks About (But Everyone Needs)
University StudentsBusiness English+2
マネートークの背景と重要性
英語学習者にとって、「お金」は日常的に使うけれどもっとも話しにくいトピックのひとつです。この動画ではB2レベル向けに、カップルの財布の共有や給料の質問の礼儀、友人同士の経済的圧力の話し合いなど、少し棘のあるお金の話を取り上げています。お金は個人の尊厳にかかわるため秘密にしたいところですが、完全な沈黙は誤解や不公平を生むことも。こうした文化的・感情的な側面を含んだ会話は、IELTS スピーキング対策にも最適で、実生活での英語力を鍛えるのに役立ちます。
日常会話に使える5つのフレーズ
- can of worms：「厄介な問題」。例：「給料の話はcan of wormsだから慎重にしよう」
- out of touch：「世間知らず」。例：「高収入の人がお金の話をするとout of touchに見える」
- financial transparency：「財務の透明性」。例：「夫婦間でfinancial transparencyは必要か？」
- practical necessity：「実用的な必要性」。例：「お金の質問は好奇心ではなくpractical necessityか考えよう」
- nosy：「おせっかい」。例：「他人の給料を聞くのはnosyな行為だ」
シャドーイングのステップバイステップガイド
YouTubeで英語学習をするなら、この動画のような自然な会話はshadow speakの練習に最適です。まず、スピードを落とすことから始めましょう。動画を0.75倍速にして、発音やイントネーションを注意深く聞きます。次に、フレーズ単位で繰り返す。「Money is personal, but...」のような長い文は、意味のまとまりごとに分割してシャドーイングします。最後に、感情を入れる。話者の困惑や同意の気持ちを表す声のトーンを真似ることで、自然な会話力が身につきます。この方法は英語シャドーイングの基本で、IELTS スピーキング対策にも効果的です。
これらのフレーズと練習法を使えば、受動的なリスニングから能動的なスピーキングへとスキルが向上し、実生活でのお金の話も自信を持ってできるようになります。YouTubeで英語学習を続け、shadow speakの技術を磨いてみましょう！
シャドーイングとは？英語上達に効果的な理由
シャドーイング（Shadowing）は、もともとプロの通訳者養成プログラムで開発された言語学習法で、多言語習得者として知られるDr. Alexander Arguelles によって広く普及されました。方法はシンプルですが非常に効果的：ネイティブスピーカーの英語を聞きながら、1〜2秒の遅延で声に出してすぐに繰り返す——まるで「影（shadow）」のように話者を追いかけます。文法ドリルや受動的なリスニングと異なり、シャドーイングは脳と口の筋肉が同時にリアルタイムで英語を処理・再現することを強制します。研究により、発音精度、抑揚、リズム、連音、リスニング力、そして会話の流暢さが大幅に向上することが確認されています。IELTSスピーキング対策や自然な英語コミュニケーションを目指す方に特におすすめです。