Shadowing Practice: English Conversation Practice | Everyday Dialogues - Learn English Speaking with Video

Les maken...
1
We should open a savings account. For what? For our vacation fund.
2
That is a great idea.
3
A joint account.
4
Both are names.
5
Which bank should we use?
6
First National has good interest rates.
7
How much interest? About 4% for savings. That is pretty good.
8
We need to bring our IDs.
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Driver's license?
10
Yes, and our social security numbers.
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I have mine in my wallet.
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How much should we deposit first?
13
Maybe $500.
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Then add $100 every month.
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In one year, that is $1,700.
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Enough for a nice vacation.
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Let's go after this coffee.
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Drink up.
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I'm hurrying.
20
Welcome to First National Bank.
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Hi.
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We want to open a savings account.
23
A joint account?
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Yes, for both of us.
25
Do you have your IDs?
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Yes, two thiver's licenses. And Social Security numbers?
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We have those too.
28
Do you already bank with us?
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No, we are new customers.
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No problem.
31
Our banker will help you.
32
What types of savings accounts do you have?
33
Regular savings and high-yield savings.
34
What is high yield?
35
higher interest rate 4.2 percent any minimum balance $500 to start that works for us
36
welcome I am Jason your banker today hi Jason we want a high yield savings account Great choice!
37
Let me get the forms.
38
What information do you need?
39
Full names, address, and birth dates.
40
Here are our driver's licenses.
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Thank you.
42
I will copy these.
43
Do we get debit cards?
44
Savings accounts do not have debit cards.
45
How do we access the money?
46
Online banking or at the ATM.
47
Can we set up automatic transfers?
48
Yes, from your checking account.
49
$100 every month.
50
Easy to set up online.
51
How much to open the account today?
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The minimum is $500.
53
We will deposit $500.
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Cash or check?
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Check, please.
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Perfect.
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Sign here and here.
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Done.
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We have a savings account.
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Congratulations.
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Welcome to First National.
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Can you show us the app? Of course.
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Download it here.
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Is it free?
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Yes, completely free.
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Now I log in?
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Use this temporary password.
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Then I change it?
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Yes, make a strong one.
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I can see our balance.
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$500.
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Can I transfer money here?
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Yes.
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Tap Transfer at the bottom.
75
How about bill pay?
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That is for checking accounts.
77
Can I set up alerts?
78
Yes, for deposits and withdrawals. That is very convenient.
79
You can also deposit checks by phone.
80
Take a photo of the check?
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Exactly, front and back.
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Technology is amazing.
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Any other questions?
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I think we are all set.
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My card is here.
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Call anytime.
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Let me try the ATM.
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Put the card in first. Which way?
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Chip side in, face up.
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Now my PIN number?
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Yes, cover the keypad.
92
Good habit for safety.
93
always cover it I want to check the balance press balance inquiry $500 it is real our vacation fund is growing. Should I withdraw some?
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No, we just deposited it.
95
Just kidding!
96
Do not scare me like that.
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The receipt shows our balance.
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Keep it for our records.
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I feel like a real grown-up.
100
We are grown-ups.
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With a real savings account.
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Just a few things today.
103
Find everything okay?
104
Yes, thank you.
105
Do you have coupons?
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Check our app.
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Many digital coupons.
108
I downloaded it last week.
109
You saved $3 today.
110
Every dollar counts.
111
You are very smart with money.
112
We just opened a savings account.
113
That is a great step.
114
We want to save for a vacation.
115
Where do you want to go?
116
Maybe Hawaii.
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Beautiful place.
118
Worth saving for.
119
Do you use a budgeting app?
120
Yes, it tracks all my spending.
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I will try it.
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Your total is $23.
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Here's my card.
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Let's make a monthly budget.
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How much do we earn each month? About $4,000 after taxes.
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Rent is $1,500.
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Groceries are about $400.
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Car payment is $300.
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Gas and insurance, $200.
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Phone and internet 100. That leaves 1,500.
131
100 goes to savings. Can we do 200?
132
If we eat out less?
133
We eat out three times a week.
134
Let's cut it to once a week. That saves about 150.
135
More than enough for savings.
136
200 a month to savings.
137
In one year, that is $2,400.
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Plus interest.
139
Hawaii, here we come.
140
Kevin, long time no see.
141
Sarah, how have you been?
142
Good.
143
What are you doing now?
144
I work at an investment firm.
145
An investment firm?
146
That sounds interesting.
147
I help people manage their money.
148
Like stocks and bonds?
149
Yes, and mutual funds too.
150
I want to learn about investing.
151
It is easier than you think.
152
Where should a beginner start?
153
Start with index funds, very low risk.
154
How much money do I need?
155
Even $50 a month works.
156
That is not much at all.
157
Small amounts grow over time.
158
What about individual stocks?
159
More risky.
160
Learn the basics first.
161
Any books you recommend?
162
The Simple Path to Wealth.
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Very clear.
164
I will look for it at the library.
165
I found the book Kevin recommended.
166
The Simple Path to Wealth?
167
Yes, it is very easy to read.
168
What did you learn so far?
169
Index funds follow the whole market.
170
Not just one company?
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Right, many companies at once.
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That is why it is safer.
173
The book says to start early.
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We are starting now.
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It also talks about compound interest.
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What is compound interest?
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Your interest earns more interest.
178
Like a snowball getting bigger?
179
Exactly.
180
Time is the key.
181
So the earlier we invest, the better.
182
After we build our emergency savings first.
183
How much for emergencies?
184
Three to six months of expenses.
185
That is a lot of money.
186
We go step by step.
187
Savings first, emergency fund next, then invest.
188
I love having a clear plan.
189
This book was a great recommendation.

Woordenschat en spreektips bij deze les

Deze video bevat 188 zinnen en 923 woorden om na te spreken. Het gesproken deel duurt 10:16. De spreker praat langzaam, ongeveer 90 woorden per minuut, zodat je tijd hebt om elke klank na te doen. 84% van de woorden hoort bij de 3.000 meest gebruikte Engelse woorden; de rest kun je beter vooraf bekijken.

Belangrijke woorden in deze video

15 minder gangbare woorden uit de video, met uitspraak en betekenis:

  • deposit /dɪˈpɑ.zɪt/ (zelfstandig naamwoord) — afzetting, neerzetting. Sediment or rock that is not native to its present location or is different from the surrounding material. Sometimes refers to ore or gems.
  • vacation /veɪˈkeɪ.ʃən/ (zelfstandig naamwoord) — vakantie. An extended trip or journey away from home for rest or pleasure.
  • yield /jiːld/ (werkwoord) — voortbrengen. To give as a result or outcome; to produce or render.
  • earn /ɝn/ (werkwoord) — verdienen. To gain (success, reward, recognition) through applied effort or work.
  • compound /ˈkɑmpaʊnd/ (zelfstandig naamwoord) — verbinding. Anything made by combining several things.
  • coupon /ˈkuːˌpɑn/ (zelfstandig naamwoord) — coupon. A section of a ticket, showing the holder to be entitled to some specified accommodation or service, as to a passage over a designated line of travel, a…
  • banker /ˈbæŋkəː/ (zelfstandig naamwoord) — bankier. One who conducts the business of banking; one who, individually, or as a member of a company, keeps an establishment for the deposit or loan of money, or for…
  • debit /ˈdɛb.ɪt/ (zelfstandig naamwoord) — debet. In bookkeeping, an entry in the left hand column of an account.
  • temporary /ˈtɛmp(əˌɹ)ɛɹi/ (bijvoeglijk naamwoord) — tijdelijk. Not permanent; existing only for a period or periods of time.
  • congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/ — gefeliciteerd, proficiat. Expressing praise and approval, expressing approbation.
  • automatic /ˌɔː.təˈmæt.ɪk/ (bijvoeglijk naamwoord) — automatisch. Capable of operating without external control or intervention.
  • alert /əˈlɝt/ (bijvoeglijk naamwoord) — alert, waakzaam. Attentive; awake; on guard.
  • chip /t͡ʃɪp/ (zelfstandig naamwoord) — fiche. A small piece broken from a larger piece of solid material.
  • mutual /ˈmjuːt͡ʃuəl/ (bijvoeglijk naamwoord) — wederzijds. Having the same relationship, each to each other.
  • inquiry /ɪnˈkwaɪ(ə)ɹi/ (zelfstandig naamwoord) — navraag. The act of inquiring; a seeking of information by asking questions; interrogation; a question or questioning.

Phrasal verbs die je zult horen

  • set up /ˌsɛt ˈʌp/ (werkwoord) — bereiden, voorbereiden. To make ready for use.
  • grow up (werkwoord) — opgroeien. To mature and become an adult.
  • log in (werkwoord) — aanmelden, inloggen. To gain access to a computer system, usually by providing a previously registered username and password.
  • look for (werkwoord) — zoeken. To seek.

Uitspraak om op te letten

  • De “th”-klanken: withdraw /wɪðˈdɹɔ/, withdrawal /wɪðˈdɹɔ(ə)l/
  • De klanken “sh” en “zh”: vacation /veɪˈkeɪ.ʃən/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, recommendation /ˌɹɛkəmɛnˈdeɪʃən/
  • Lange woorden — let op de klemtoon: temporary /ˈtɛmp(əˌɹ)ɛɹi/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, automatic /ˌɔː.təˈmæt.ɪk/, inquiry /ɪnˈkwaɪ(ə)ɹi/, recommendation /ˌɹɛkəmɛnˈdeɪʃən/

Zo oefen je met deze video

  1. Luister de hele video één keer zonder te spreken en noteer de woorden die je niet kent.
  2. Spreek zin voor zin na op normale snelheid en herhaal elke zin tot je ritme gelijk is aan dat van de spreker.
  3. Neem jezelf op en vergelijk met het origineel; let daarbij op woorden als deposit, vacation, yield.

Grammatica in deze video

De structuren die de spreker het meest gebruikt, met de exacte woorden uit de video:

StructuurIn de video
Advies met “should” should + werkwoord — zeggen wat een goed idee isshould open · should we use · should we deposit
Toekomst met “will” will + werkwoord — een besluit, belofte of voorspellingwill help · will copy · will deposit
Present continuous am/is/are + -ing — iets dat nu of in deze periode gebeurtI'm hurrying · is growing · are starting

Wat is de Shadowing-techniek?

Shadowing is een wetenschappelijk onderbouwde taalleermethode die oorspronkelijk is ontwikkeld voor professionele tolkentraining en gepopulariseerd door polyglot Dr. Alexander Arguelles. De methode is eenvoudig maar krachtig: je luistert naar native Engelse audio en herhaalt het onmiddellijk hardop — als een schaduw die de spreker volgt met slechts 1–2 seconden vertraging. In tegenstelling tot passief luisteren of grammaticadrills, dwingt shadowing je hersenen en mondspieren om echte spraakpatronen tegelijkertijd te verwerken en te reproduceren. Onderzoek toont aan dat het de uitspraaknauwkeurigheid, intonatie, ritme, verbonden spraak, luisterbegrip en spreekvaardigheid aanzienlijk verbetert — waardoor het een van de meest effectieve methoden is voor IELTS Speaking-voorbereiding en echte Engelse communicatie.

Shadowing-techniek: lees de volledige stap-voor-stap-gids →