Pratique du Shadowing: English Conversation Practice | Everyday Dialogues - Apprendre l'anglais à l'oral avec la vidéo

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189 phrases
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1
We should open a savings account. For what? For our vacation fund.
2
That is a great idea.
3
A joint account.
4
Both are names.
5
Which bank should we use?
6
First National has good interest rates.
7
How much interest? About 4% for savings. That is pretty good.
8
We need to bring our IDs.
9
Driver's license?
10
Yes, and our social security numbers.
11
I have mine in my wallet.
12
How much should we deposit first?
13
Maybe $500.
14
Then add $100 every month.
15
In one year, that is $1,700.
16
Enough for a nice vacation.
17
Let's go after this coffee.
18
Drink up.
19
I'm hurrying.
20
Welcome to First National Bank.
21
Hi.
22
We want to open a savings account.
23
A joint account?
24
Yes, for both of us.
25
Do you have your IDs?
26
Yes, two thiver's licenses. And Social Security numbers?
27
We have those too.
28
Do you already bank with us?
29
No, we are new customers.
30
No problem.
31
Our banker will help you.
32
What types of savings accounts do you have?
33
Regular savings and high-yield savings.
34
What is high yield?
35
higher interest rate 4.2 percent any minimum balance $500 to start that works for us
36
welcome I am Jason your banker today hi Jason we want a high yield savings account Great choice!
37
Let me get the forms.
38
What information do you need?
39
Full names, address, and birth dates.
40
Here are our driver's licenses.
41
Thank you.
42
I will copy these.
43
Do we get debit cards?
44
Savings accounts do not have debit cards.
45
How do we access the money?
46
Online banking or at the ATM.
47
Can we set up automatic transfers?
48
Yes, from your checking account.
49
$100 every month.
50
Easy to set up online.
51
How much to open the account today?
52
The minimum is $500.
53
We will deposit $500.
54
Cash or check?
55
Check, please.
56
Perfect.
57
Sign here and here.
58
Done.
59
We have a savings account.
60
Congratulations.
61
Welcome to First National.
62
Can you show us the app? Of course.
63
Download it here.
64
Is it free?
65
Yes, completely free.
66
Now I log in?
67
Use this temporary password.
68
Then I change it?
69
Yes, make a strong one.
70
I can see our balance.
71
$500.
72
Can I transfer money here?
73
Yes.
74
Tap Transfer at the bottom.
75
How about bill pay?
76
That is for checking accounts.
77
Can I set up alerts?
78
Yes, for deposits and withdrawals. That is very convenient.
79
You can also deposit checks by phone.
80
Take a photo of the check?
81
Exactly, front and back.
82
Technology is amazing.
83
Any other questions?
84
I think we are all set.
85
My card is here.
86
Call anytime.
87
Let me try the ATM.
88
Put the card in first. Which way?
89
Chip side in, face up.
90
Now my PIN number?
91
Yes, cover the keypad.
92
Good habit for safety.
93
always cover it I want to check the balance press balance inquiry $500 it is real our vacation fund is growing. Should I withdraw some?
94
No, we just deposited it.
95
Just kidding!
96
Do not scare me like that.
97
The receipt shows our balance.
98
Keep it for our records.
99
I feel like a real grown-up.
100
We are grown-ups.
101
With a real savings account.
102
Just a few things today.
103
Find everything okay?
104
Yes, thank you.
105
Do you have coupons?
106
Check our app.
107
Many digital coupons.
108
I downloaded it last week.
109
You saved $3 today.
110
Every dollar counts.
111
You are very smart with money.
112
We just opened a savings account.
113
That is a great step.
114
We want to save for a vacation.
115
Where do you want to go?
116
Maybe Hawaii.
117
Beautiful place.
118
Worth saving for.
119
Do you use a budgeting app?
120
Yes, it tracks all my spending.
121
I will try it.
122
Your total is $23.
123
Here's my card.
124
Let's make a monthly budget.
125
How much do we earn each month? About $4,000 after taxes.
126
Rent is $1,500.
127
Groceries are about $400.
128
Car payment is $300.
129
Gas and insurance, $200.
130
Phone and internet 100. That leaves 1,500.
131
100 goes to savings. Can we do 200?
132
If we eat out less?
133
We eat out three times a week.
134
Let's cut it to once a week. That saves about 150.
135
More than enough for savings.
136
200 a month to savings.
137
In one year, that is $2,400.
138
Plus interest.
139
Hawaii, here we come.
140
Kevin, long time no see.
141
Sarah, how have you been?
142
Good.
143
What are you doing now?
144
I work at an investment firm.
145
An investment firm?
146
That sounds interesting.
147
I help people manage their money.
148
Like stocks and bonds?
149
Yes, and mutual funds too.
150
I want to learn about investing.
151
It is easier than you think.
152
Where should a beginner start?
153
Start with index funds, very low risk.
154
How much money do I need?
155
Even $50 a month works.
156
That is not much at all.
157
Small amounts grow over time.
158
What about individual stocks?
159
More risky.
160
Learn the basics first.
161
Any books you recommend?
162
The Simple Path to Wealth.
163
Very clear.
164
I will look for it at the library.
165
I found the book Kevin recommended.
166
The Simple Path to Wealth?
167
Yes, it is very easy to read.
168
What did you learn so far?
169
Index funds follow the whole market.
170
Not just one company?
171
Right, many companies at once.
172
That is why it is safer.
173
The book says to start early.
174
We are starting now.
175
It also talks about compound interest.
176
What is compound interest?
177
Your interest earns more interest.
178
Like a snowball getting bigger?
179
Exactly.
180
Time is the key.
181
So the earlier we invest, the better.
182
After we build our emergency savings first.
183
How much for emergencies?
184
Three to six months of expenses.
185
That is a lot of money.
186
We go step by step.
187
Savings first, emergency fund next, then invest.
188
I love having a clear plan.
189
This book was a great recommendation.

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Vocabulaire et conseils d’expression pour cette leçon

Cette vidéo contient 188 phrases et 923 mots à répéter en shadowing. La partie parlée dure 10:16. Le locuteur parle lentement, environ 90 mots par minute, ce qui laisse le temps d’imiter chaque son. 84 % des mots font partie des 3 000 mots les plus courants en anglais ; le reste mérite d’être vu avant de commencer.

Vocabulaire clé de cette vidéo

15 mots moins courants de la vidéo, avec leur prononciation et leur sens :

  • deposit /dɪˈpɑ.zɪt/ (nom) — dépôt, gisement. Sediment or rock that is not native to its present location or is different from the surrounding material. Sometimes refers to ore or gems.
  • vacation /veɪˈkeɪ.ʃən/ (nom) — vacances. An extended trip or journey away from home for rest or pleasure.
  • invest /ɪnˈvɛst/ (verbe) — investir, consacrer. To spend money, time, or energy on something, especially for some benefit or purpose; used with in.
  • yield /jiːld/ (verbe) — rapporter, retourner. To give as a result or outcome; to produce or render.
  • earn /ɝn/ (verbe) — gagner. To gain (success, reward, recognition) through applied effort or work.
  • compound /ˈkɑmpaʊnd/ (nom) — composé. Anything made by combining several things.
  • coupon /ˈkuːˌpɑn/ (nom) — bon. A section of a ticket, showing the holder to be entitled to some specified accommodation or service, as to a passage over a designated line of travel, a…
  • banker /ˈbæŋkəː/ (nom) — banquier, banquière. One who conducts the business of banking; one who, individually, or as a member of a company, keeps an establishment for the deposit or loan of money, or for…
  • debit /ˈdɛb.ɪt/ (nom) — débit. In bookkeeping, an entry in the left hand column of an account.
  • temporary /ˈtɛmp(əˌɹ)ɛɹi/ (adjectif) — temporaire, provisoire. Not permanent; existing only for a period or periods of time.
  • congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/ — félicitations. Expressing praise and approval, expressing approbation.
  • automatic /ˌɔː.təˈmæt.ɪk/ (adjectif) — automatique. Capable of operating without external control or intervention.
  • alert /əˈlɝt/ (adjectif) — alerte. Attentive; awake; on guard.
  • chip /t͡ʃɪp/ (nom) — brisure, fragment. A small piece broken from a larger piece of solid material.
  • mutual /ˈmjuːt͡ʃuəl/ (adjectif) — mutuel. Having the same relationship, each to each other.

Les verbes à particule que vous entendrez

  • set up /ˌsɛt ˈʌp/ (verbe) — mettre en place, installer. To make ready for use.
  • grow up (verbe) — grandir. To mature and become an adult.
  • log in (verbe) — s'identifier, se connecter. To gain access to a computer system, usually by providing a previously registered username and password.
  • look for (verbe) — chercher, rechercher. To seek.

Prononciation à surveiller

  • Les sons « th »: withdraw /wɪðˈdɹɔ/, withdrawal /wɪðˈdɹɔ(ə)l/
  • Les sons « sh » et « zh »: vacation /veɪˈkeɪ.ʃən/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, recommendation /ˌɹɛkəmɛnˈdeɪʃən/
  • Mots longs — placez bien l’accent: temporary /ˈtɛmp(əˌɹ)ɛɹi/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, automatic /ˌɔː.təˈmæt.ɪk/, inquiry /ɪnˈkwaɪ(ə)ɹi/, recommendation /ˌɹɛkəmɛnˈdeɪʃən/

Comment s’entraîner avec cette vidéo

  1. Écoutez la vidéo en entier une fois sans parler et notez les mots que vous ne connaissez pas.
  2. Répétez phrase par phrase à vitesse normale, en reprenant chacune jusqu’à ce que votre rythme corresponde à celui du locuteur.
  3. Enregistrez-vous et comparez avec l’original, en faisant attention à des mots comme deposit, vacation, invest.

La grammaire de cette vidéo

Les structures que le locuteur utilise le plus, avec les mots exacts de la vidéo :

StructureDans la vidéo
Conseil avec « should » should + verbe — dire ce qu’il vaut mieux faireshould open · should we use · should we deposit
Futur avec « will » will + verbe — une décision, une promesse ou une prédictionwill help · will copy · will deposit
Présent continu am/is/are + -ing — ce qui se passe en ce momentI'm hurrying · is growing · are you doing

Qu'est-ce que la technique du Shadowing ?

Le Shadowing est une technique d'apprentissage des langues fondée sur la science, développée à l'origine pour la formation des interprètes professionnels. Le principe est simple mais puissant : vous écoutez de l'anglais natif et le répétez immédiatement à voix haute — comme une ombre suivant le locuteur avec un décalage de 1 à 2 secondes. Les recherches montrent une amélioration significative de la précision de la prononciation, de l'intonation, du rythme, des liaisons, de la compréhension orale et de la fluidité.

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