Shadowing Practice: Intangible assets expected to spur business growth | Vietnam Today - Learn English Speaking with Video

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In other news, the draft law on supporting small and medium-sized enterprises enabled intangible assets such as tech solutions,
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data or patents to be used as loan collateral.
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It is expected to smooth out the choke points in capital access for small and medium-sized enterprises, especially tech startups.
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For the law to reach its full potential, Expert point to the need for robust valuation methods and transparent risk assessment mechanisms.
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This company holds four patents for its load balancing technology, allowing charging stations to optimize profit while reducing charging time for EV owners.
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Meanwhile, this global B2C e-commerce company derives its core value from sales data and customer networks,
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one backed by innovation, the other by data.
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But at the end of the day, they wonder the same thing, a fair valuation mechanism to determine how much their intangible assets can be converted into loans to field growth.
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We lack professionals capable of accurately assessing intangible assets, given that they are unconventional.
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Technologies that require significant investment or are developed by leading scientists don't necessarily yield the highest profit.
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A B2C seller brings a dashboard of platform data
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and the bank doesn't know how to score it
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so the same healthy business gets turned away or pushed to high-cost niche lenders with tiny limits.
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The use of intangible assets as collateral also poses challenges for banks which have long played it safe with tangible assets.
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For banks, I think the challenge is to build a new capabilities.
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So bank needs multifunctional teams that combine financial expertise with technology, data and legal knowledge.
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Vietnamese laws are evolving to catch up with the financial market.
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The Ministry of Finance Circular 37 sets out standards for valuing intangible assets, which include intellectual property, commercial rights and databases,
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the types of assets that NextSeller, Voltera and other startups have in hand.
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However, experts suggest that the key to the policy's effectiveness is a legal basis for clarifying intangible assets by risk.
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We need to start with low-risk digital assets, IP first.
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When the law evolves and we have more experience, we can continue with other maybe higher-risk digital assets like data,
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even like AI model and also other emerging technology as well.
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Experts say the shift goes beyond expanding credit and supports a transition from a labor-driven to a knowledge-based economy.
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Greater access to capital can help start-up scale, drive innovation and redirect investment towards high-value sectors.

Why practice speaking with this video?

Engaging with the video "Intangible assets expected to spur business growth | Vietnam Today" offers a unique opportunity to learn English with YouTube in a real-world business context. This video discusses the evolving landscape of intangible assets in the Vietnamese economy, making it suitable for those interested in business English and current economic trends. By practicing your speaking skills through this video, you can not only enhance your vocabulary but also gain insights into critical concepts influencing startup growth and innovation. Additionally, discussing these themes can enrich your English speaking practice by familiarizing you with industry-specific jargon and expressions used in business settings.

Grammar & Expressions in Context

Below are some key grammatical structures and expressions used in the transcript that are essential for advanced English learners:

  • Passive voice: “Intangible assets are expected to spur business growth.” This construction emphasizes the action rather than the subject, a common feature in formal English.
  • Present continuous tense: “Banks are evolving to catch up with the financial market.” This usage highlights ongoing changes and developments, crucial in discussing dynamic topics.
  • Modal verbs for speculation: “Experts suggest that the key to the policy's effectiveness is a legal basis.” Modal verbs like "suggest" imply a degree of uncertainty or possibility, commonly used in academic discussions.
  • Present simple tense for facts: “The Ministry of Finance Circular 37 sets out standards.” This structure is often used to state facts or habitual actions, essential for presenting information clearly.

Common Pronunciation Traps

While engaging with the video, learners may encounter several pronunciation challenges. Here are a few words and phrases to pay special attention to:

  • Intangible - The ‘in’ may be pronounced quickly, leading to confusion. Practice saying it slowly first: /ɪnˈtæn.dʒə.bəl/.
  • Valuation - This word can be a mouthful, often mispronounced. Break it down: /ˌvæl.juˈeɪ.ʃən/.
  • Collateral - The stress is on the second syllable (lat). Many learners mispronounce it by stressing the ‘co’. Correctly pronounce it as /kəˈlæt.ər.əl/.
  • Innovation - This term is crucial in the context. Ensure you stress 'no' and pronounce: /ˌɪn.əˈveɪ.ʃən/.

As you watch and listen, try to improve English pronunciation by repeating after the speaker, focusing on these tricky words. Shadowing the video can significantly boost your pronunciation and fluency, especially if you are preparing for IELTS speaking practice or other speaking tests.

What is the Shadowing Technique?

Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.