Shadowing Practice: rich girl habits that elevated my finances - Learn English Speaking with Video
Bir pratik modu seçin
Her mod tam ekran bir pratik odası açar.
149 cümleler
Cümleler çok kısa veya çok uzun ise, ayarlamak için Düzenle'ye tıklayın.
1
Okay, between you and me, you need to stop thinking that rich girl habits are just buying matcha
2
and investing in ETFs because the habits that actually elevated my finances had way more to do with protecting my time,
3
energy, attention span, and decision making.
4
Hi muses, welcome back to my channel where we talk about how women can have their cake and eat it too.
5
I'm your host Nadine and I'm here to rebuild the village women once had
6
so we can have the right conversations and create lives that feel as good as it looks.
7
Please like, subscribe, and turn on the notification bell so you don't miss anything.
8
I think social media has made rich girl habits look very aesthetic and surface level.
9
Like, okay, sure, the Pilates membership is cute, the silver card holder is cute, the business class flight is nice,
10
but genuinely smart women with money, they think very strategically.
11
They think in systems.
12
They think in sustainability.
13
They think long-term.
14
And most importantly, they think about how to make their life easier, calmer, and more efficient.
15
A lot of financial stress actually comes from emotional spending, poor planning, or decision fatigue.
16
So today, I wanted to share six tips
17
that genuinely changed the way I approach money and honestly made me feel significantly more intelligent and in control with my finances.
18
This is not financial advice, just what has personally worked for me.
19
As always, we don't gatekeep, so let's step into it.
20
Tip number one, price purchases in three currencies.
21
One of the smartest habits I have ever developed was learning to stop pricing things only in literal dollars
22
because money is not the only thing you spend when you buy something.
23
Now, I price purchases in three currencies, obviously money, but also time and energy.
24
So for example, how many hours of work does this item actually cost me?
25
How many sales would I need to make? how much mental bandwidth is this going to require?
26
Does this simplify my life or complicate it?
27
Because something can technically be cheap financially and still be extremely expensive emotionally.
28
Like buying some trendy organizational system
29
that creates 45 new micro tasks for you to do every day sounds like an energetic nightmare.
30
So this is expensive, but a $300 service that saves me 25 hours of stress every month and gives me back my weekend, totally worth it.
31
Smart rich girls understand that everything has a cost.
32
When I was learning how to expand my money mindset and get out of scarcity thinking, one of the things I heard a lot of people say is to stop saying I can't afford it and start asking,
33
how can I afford this?
34
This is great because it puts you into creative action problem solving mode, but I want you to take it one step further and start asking, what is this actually costing me?
35
Because that solidifies belief and gives you an actual perspective on whether
36
or not you need something is not having this costing you time and energy.
37
Will having this save you time and energy?
38
This gives you justification for your decision and it makes it stick.
39
Tip number two, the minimum effective luxury rule.
40
So this habit changed my spending so much.
41
So the minimum effective luxury rule basically means that instead of automatically choosing the most expensive option,
42
I choose the option that gives me the experience I actually want with the least amount of waste.
43
It's always this balancing game in my head where I want to save
44
and invest but I also want to enjoy life because we work so hard for our money.
45
So sometimes we need to enjoy ourselves.
46
My money mindset has always been that I want to give myself the best experiences and best things without being financially irresponsible.
47
So an example of the minimum effective luxury role is when I used to go on vacations, I would upgrade everything to the maximum possible if I could.
48
Flights, hotels, car service, dining, what can I say?
49
I like nice things.
50
But now I care way more about the utility and experience.
51
So let's say for a hotel, instead of upgrading to a huge suite I'll barely be in,
52
maybe I'll get the beautiful deluxe room with an amazing location and use the extra money for sightseeing, spa treatments, or a flight upgrade.
53
That to me is smart luxury because sometimes people overspend chasing the identity of wealth instead of the experience of wealth.
54
Like do it for the convenience and comfort and access, okay?
55
Smart rich girls optimized for enjoyment, not just optics.
56
And the craziest part is a lot of genuinely wealthy people are actually very intentional spenders.
57
People have this idea that just because people have money, they spend it however they want.
58
And while part of that is true, from my experience working with wealthy individuals, they spend it on what they think is worth it and has some sort of value to them.
59
Now their threshold for what they think is worth it or valuable, that's on a different scale.
60
Tip number three, quality audits before aspirational purchases.
61
One thing I had to learn very quickly is that branding and quality are not the same thing.
62
Okay, just because something is expensive does not mean it's well made, especially in the last 10 years or so,
63
a moment of silence for many luxury brands that I used to love.
64
So before any aspirational large purchases, I started doing what I call quality audits.
65
I look at the material, the construction, the warranty, any resale value, cost per wear, and cost to maintain.
66
This is an important one that not a lot of people think about, okay?
67
If you have to constantly dry clean or hand wash your clothing item, that takes more time and energy and money.
68
Or let's say you buy a car that you have to always bring to the shop, nightmare.
69
I also audit by something I call the annoyance factor because
70
respectfully if something wrinkles instantly stains easily breaks quickly snags or like requires babying,
71
I definitely consider and then reconsider.
72
Because the older I get, the more I value ease, okay?
73
Ease is luxury.
74
Longevity is luxury.
75
Things functioning beautifully over time is luxury.
76
And unfortunately, nowadays, if you want something that is non-toxic and doesn't ruin your health, apparently that is a luxury too.
77
So things I absolutely will splurge on that aren't really aspirational purchases,
78
but like daily life needs are quality silk or cotton pajamas,
79
good athleisure and intimates because it's touching our skin all the time for how long we wear them.
80
The news with Lululemon products being terrible for women's reproductive health, I honestly thought we all knew that.
81
Like PFAs, forever chemicals, anything polyester and microplastics.
82
Also bedding, so pillows, mattress, sheets, comforters, duvet covers, the whole nine yards, okay?
83
Then it's cookware, and then skincare, including body care and hair care.
84
Now for aspirational purchases, because your girl loves handbags,
85
shoes, and jewelry, I absolutely look at the craftsmanship and the quality of jewelry and treat those as investment pieces.
86
You girls probably notice I wear the same jewelry all the time
87
and I'm okay with that because they are pieces I really love that can also withstand time.
88
Can't say the same about some of the large luxury brands and their shoes and handbags anymore, but there are still a few brands that I really love.
89
Moving on to tip number four, protect your high output hours.
90
This one directly affected my income.
91
I realized I had very specific hours during the day where my brain is significantly smarter, works faster, and just more creative and focused.
92
Like it's peak flow state for me and my brain is just going.
93
So those I consider my high output hours, you do not give your high output hours to menial tasks like running errands,
94
random meetings, texting, or low value admin work like paying bills.
95
Okay.
96
This is when your brain is functioning at its best.
97
So you structure your life to protect those hours where you can generate the most value.
98
So for me, that's when I'm scripting my YouTube episodes
99
or planning my content or figuring out new strategies or solving really important problems and everything else gets scheduled around that.
100
So if my brain is amazing from 11 to 3 PM, those are my protected hours where no one,
101
and I mean no one and nothing can touch or book them unless it's an emergency.
102
I get things done faster and I understand things quicker
103
and it helps me save time later on
104
because I'm able to do more during this period and set myself up for success.
105
If you spend a few minutes just auditing how you spend your time, you'll realize that you don't always need more hours.
106
You just need to better allocate your high functioning ones.
107
Tip number five, create a profit first lifestyle.
108
And here's what I mean.
109
A lot of people like to spend first and then hope
110
that there's money left for investing and saving at the end of the month.
111
But what this means is that you are building your future from leftovers.
112
And that lack of intention just didn't sit right with me.
113
So I flipped it.
114
Before fund money, I fund future me first and then rainy day money.
115
And then essentials like bills I have to pay, not things like Pilates or gym memberships, actual overhead costs.
116
And then what's left, that becomes my fun money for my lifestyle.
117
This helped me become more responsible with how I was using my money and honestly, helped me get really organized as well
118
because I needed to know where the money was going and I had a purpose for every account I opened.
119
You have to realize that a lot of money anxiety comes from avoidance.
120
People feel stressed when they look at their accounts, but you only gain financial confidence when you learn about your money habits
121
or how you're using your money and getting a clear game plan.
122
A smart rich girl identity is built through repeated responsible financial habits.
123
Don't overspend just to keep up with your friends and neglect your own future.
124
Last tip, tip number six, have a weekly board meeting with yourself.
125
Every week, Sunday afternoon, I have a personal board meeting with myself.
126
And yes, that sounds mildly insane, but stick with me.
127
I review my bank accounts around seven things what came in, what went out, what needs attention, what's wasting my time, what's draining my energy,
128
what's creating momentum, and what needs to be cut.
129
You can remember this by your MOVE MO, M-O-V-E-M-O, okay?
130
Your money operating system.
131
Money in, outflow, vision, energy, momentum, and out.
132
Because time is money.
133
Energy is money.
134
Attention is money.
135
You audit, review, and adjust.
136
Don't just wait until everything is on fire.
137
The CEO version of you needs to sit down with emotionally impulsive you once a week to check in.
138
At some point, you have to realize
139
that smart rich girl habits is less about looking rich and more about reducing friction so you can actually build wealth.
140
Because while you do need to accumulate to build wealth, there are often obstacles that block you from doing it smoothly.
141
Things like your capacity or clarity or stability or not having the right systems in place to actually support you.
142
I really do think becoming a financially intelligent woman is one of the most empowering things you can do for yourself, not because money is everything,
143
but because having money gives you options that change your life.
144
Anyway, muses, let me know in the comments which habit resonated with you the most or if you want a part two.
145
That's all the cake I have for you today.
146
Thank you so much for watching until the end.
147
I appreciate it so much.
148
And if you enjoyed our little chat today, please like, subscribe, and leave a comment to share your thoughts.
149
And I'll see you in the next episode you
Uygulamayı İndir
Akıcı konuşmak için ihtiyacınız olan her şey
AI TelaffuzHer cümleyi puanla
IPA AlıştırmasıHer sesi ustalaştır
Kelime BilgisiKelime bankanızı oluşturun
Kelime OyunuOynarken öğrenin
Aynı Kanal
B24
10 social rules every smart woman should know
Daily ConversationWorking Adults
B26
can i tell you something? | getting in my own way, inner thoughts, chit chat
Daily ConversationWorking Adults
B22
you're not too late | most people quit, consistency is a superpower
Business EnglishUniversity StudentsWorking Adults
B27
8 smart girl mindsets i live by | be confident, successful, and unbothered
Business EnglishUniversity StudentsWorking Adults
B23
allow me to de-influence you | relationship edition
Business EnglishDaily ConversationUniversity Students
B210
why you need more time alone | the art of solitude
Business EnglishUniversity StudentsWorking Adults
B25
the social skills every smart woman needs
Business EnglishWorking Adults
B29
the harsh reality of outgrowing friends | how to handle it
Daily ConversationUniversity StudentsWorking Adults
B21
how to be chic | underconsumption | developing your taste
Business EnglishUniversity StudentsWorking Adults
B25
how to be respected as a woman | stop being nice, self-betrayal, people pleasing
Business EnglishUniversity StudentsWorking Adults
B23
the mindset shift that changed my 30s | why you still feel stuck
Business EnglishUniversity StudentsWorking Adults
B25
the hidden rules of life | cheat codes, main character energy, glow up
Business EnglishUniversity StudentsWorking Adults
B22
the 6 friendship rules i use to build a real village
Business EnglishDaily ConversationUniversity Students
B25
become your own case study | get hot, smart, and confident
Business EnglishUniversity StudentsWorking Adults
B26
the social playbook for smart women
Business EnglishUniversity StudentsWorking Adults
FOR YOU
Video Öner
B22
196 cümleler
The 50-Cent-a-Day Habit That Really CAN Build Wealth
Business EnglishInterview EnglishUniversity Students
B28
330 cümleler
10 spending habits that are keeping the girlies BROKE
American AccentBusiness EnglishUniversity StudentsWorking Adults
B23
172 cümleler
Why every woman needs her own money 💰
Business EnglishUniversity StudentsWorking Adults
B23
582 cümleler
What Chrishell Stause Has Learned From Million Dollar Deals | Richer Lives | Episode Four
Business EnglishUniversity StudentsWorking Adults
B23
105 cümleler
Japanese Frugal Habits to save you thousands in 2026 💸
Business EnglishUniversity StudentsWorking Adults
B22
588 cümleler
The Psychology of Money in 33 minutes | Animated Book Summary
Business EnglishUniversity StudentsWorking Adults
B28
228 cümleler
7 Habits of Top 1% Women
British AccentBusiness EnglishDaily ConversationUniversity Students
B21
449 cümleler
These Habits Keeps You Poor Forever! 💰💸 | Real English Conversation
Business EnglishUniversity StudentsWorking Adults
B21
130 cümleler
how to be the girl that get's sh*t done, without motivation | time management, focus & self-care
Business EnglishUniversity StudentsWorking Adults
B21
70 cümleler
BILLIONAIRE Sara Blakely on using THE LAW OF ATTRACTION & MANIFESTING WEALTH
Business EnglishUniversity StudentsWorking Adults
Bu dersin kelimeleri ve konuşma notları
Bu B2 seviyesindeki konuşma dersi “rich girl habits that elevated my finances” videosuna dayanıyor. En çok tekrarlanan kelimeler: luxury, habit, tip, energy. Bu videoda gölgeleme çalışması için 149 cümle ve 2041 kelime var. Konuşma bölümü 11:31 sürüyor. Konuşmacı dakikada yaklaşık 177 kelimeyle, günlük konuşmaya yakın doğal bir hızda konuşuyor. Kelimelerin %83’i İngilizcede en sık kullanılan 3.000 kelime arasında; geri kalanına başlamadan önce bakmakta fayda var.
Bu videodaki önemli kelimeler
Videodaki en ileri düzey 15 kelime, telaffuzu ve anlamıyla:
| Kelime | Telaffuz | Anlam |
|---|---|---|
| audit isim | /ˈɔːdɪt/ | denetim |
| jewellery isim | /ˈd͡ʒʊ-/ | mücevherat, ziynet |
| handbag isim | /ˈhændˌbæɡ/ | el çantası, çanta |
| muse fiil | /mjuːz/ | düşünceye dalmak, derin derin düşünmek |
| mindset isim | /ˈmaɪn(d)ˌsɛt/ | düşünce tarzı, zihniyet |
| subscribe fiil | /səbˈskɹaɪb/ | abone olmak |
| momentum isim | /ˌmə(ʊ)ˈmɛntəm/ | itki, momentum |
| nightmare isim | /ˈnaɪt.mɛɚ/ | kâbus, karabasan |
| allocate fiil | /ˈæl.ə.keɪt/ | tahsis etmek, ayırmak |
| comforter isim | /ˈkʌmfɚtɚ/ | yorgan |
| craftsmanship isim | /ˈkɹæfts.mən.ʃɪp/ | ustalık |
| errand isim | /ˈɛɹənd/ | edinme, tedarik |
| impulsive sıfat | /ɪmˈpʌlsɪv/ | fevri |
| leftover sıfat | artakalan, fazladan | |
| matcha isim | /ˈmɑ.t͡ʃə/ | toz yeşil çay, yeşil çay tozu |
Duyacağınız deyimsel fiiller
| Kelime | Anlam |
|---|---|
| figure out fiil | açığa çıkarmak |
| go out fiil | çıkmak |
Tekrar etmeye değer cümleler
Videodan, günlük konuşmada yeniden kullanabileceğiniz kısa ve tam cümleler:
- How many sales would I need to make?
- Does this simplify my life or complicate it?
- Will having this save you time and energy?
- Flights, hotels, car service, dining, what can I say?
- That's all the cake I have for you today.
Bu videodaki dil bilgisi
Konuşmacının en çok kullandığı yapılar, videodaki sözcüklerin aynısıyla:
| Yapı | Videoda |
|---|---|
| “Used to” used to + fiil — artık geçerli olmayan eski bir alışkanlık ya da durum | used to go · used to love |
| Present perfect have/has + fiilin üçüncü hâli — geçmişte olan ama şimdi de önemli olan bir eylem | has made · has personally worked · have ever developed |
| Edilgen yapı be + fiilin üçüncü hâli — kimin yaptığı değil, ne olduğu önemli | is built · be cut |
Dikkat edilecek telaffuzlar
Konuşmacı don't, I'm, I'll gibi kısaltılmış biçimleri 20 kez kullanıyor. Bunları duyduğunuz gibi kısa söyleyin.
- “th” sesleri: athleisure /ˌæθˈliː.ʒɚ/, bandwidth /ˈbændwɪdθ/, withstand /wɪðˈstænd/, smoothly /ˈsmuːðli/, aesthetic /ɛsˈθɛ.tɪk/
- “sh” ve “zh” sesleri: aspirational /ˌæspəˈɹeɪʃənəl/, emotionally /ɪˈməʊʃənəli/, athleisure /ˌæθˈliː.ʒɚ/, craftsmanship /ˈkɹæfts.mən.ʃɪp/, friction /ˈfɹɪkʃən/
- Uzun kelimeler — vurguyu doğru yere koyun: aspirational /ˌæspəˈɹeɪʃənəl/, genuinely /ˈd͡ʒɛn.ju.ɪn.li/, emotionally /ɪˈməʊʃənəli/, momentum /ˌmə(ʊ)ˈmɛntəm/, accumulate /əˈkjuːmjʊˌleɪt/
Türkçe konuşanların zorlandığı sesler:
- /w/ — dudaklar yuvarlak, /v/ değil: bandwidth /ˈbændwɪdθ/, withstand /wɪðˈstænd/, warranty /ˈwɔɹ.ən.ti/, microwave /ˈmaɪkɹoʊˌweɪv/, suite /swiːt/
- Kelime başındaki ünsüz kümesi — araya ünlü eklemeyin: muse /mjuːz/, craftsmanship /ˈkɹæfts.mən.ʃɪp/, scarcity /ˈskɛɹsɪti/, skincare /ˈskɪn.kɛɹ/, spender /ˈspɛndɚ/
- /æ/ — “e”den daha açık: aspirational /ˌæspəˈɹeɪʃənəl/, handbag /ˈhændˌbæɡ/, allocate /ˈæl.ə.keɪt/, athleisure /ˌæθˈliː.ʒɚ/, craftsmanship /ˈkɹæfts.mən.ʃɪp/
Bu videoyla nasıl çalışılır
- Videonun tamamını konuşmadan bir kez dinleyin ve bilmediğiniz kelimeleri not edin.
- 0,75× hızla başlayın, cümle cümle tekrar edin ve kolaylaşınca normal hıza dönün.
- Kendinizi kaydedin ve orijinaliyle karşılaştırın; audit, jewellery, handbag gibi kelimelere özellikle dikkat edin.
Gölgeleme Tekniği Nedir?
Gölgeleme, başlangıçta profesyonel tercüman eğitimi için geliştirilen ve çok dilli Dr. Alexander Arguelles tarafından popüler hale getirilen, bilim destekli bir dil öğrenme tekniğidir. Yöntem basit ama güçlüdür: ana dili İngilizce olan bir sesi dinler ve hemen yüksek sesle tekrar edersiniz — konuşmacıyı 1-2 saniye gecikmeyle takip eden bir gölge gibi. Pasif dinleme veya dilbilgisi alıştırmalarının aksine, gölgeleme beyninizi ve ağız kaslarınızı gerçek konuşma kalıplarını eşzamanlı olarak işlemeye ve yeniden üretmeye zorlar. Araştırmalar, telaffuz doğruluğu, tonlama, ritim, bağlı konuşma, dinleme anlama ve konuşma akıcılığını önemli ölçüde geliştirdiğini göstermektedir — bu da onu IELTS Konuşma hazırlığı ve gerçek dünya İngilizce iletişimi için en etkili yöntemlerden biri yapar.