Pratique du Shadowing: The Psychology of Making Money - Apprendre l'anglais à l'oral avec YouTube

The single greatest skill that separates broke people from wealthy people is not intelligence or luck, okay?

⏸ En pause

Vitesse :

469 phrases

Si les phrases sont trop courtes ou trop longues, cliquez sur Edit pour les ajuster.

The single greatest skill that separates broke people from wealthy people is not intelligence or luck, okay?

It is mastering the psychology of money.

I went from being 100 pounds overweight,

broke, arrested six times, to building companies worth hundreds of billions of dollars,

and it is not because I'm special,

I am no different from you,

is because I stopped letting my broke mindset run my actual life.

So if you want to build real wealth,

you need to break free from these six limiting beliefs that are keeping you broke.

The first limiting belief or system of beliefs that is keeping you poor is what I call the money script.

Every financial decision that you make,

what job you take, how much you charge,

how guilty you feel spending a certain amount of money,

is all controlled by this subconscious script that you probably didn't even write yourself.

And this is actual science.

There's research by financial psychologists that talk about the four types of money scripts that predict financial behavior.

And these scripts are actually formed in childhood before you're even conscious enough to understand what money is.

As I go through each of these,

I want you to think about which one you unconsciously follow yourself.

I will tell you what I am at the end,

or at least how I grew up.

Okay, the first one is a money avoider.

These people believe that money is bad and that they don't deserve it.

Okay, they will sabotage their own success.

They often work in helping professions that have very low pay,

and they feel guilty about wanting to have money.

So if you grew up hearing people say,

rich people are greedy, money is the root of all evil,

that's probably the script that you have in your head.

Now, on the other hand,

we also have money worshippers.

Okay, so if you're a money worshipper,

you believe that money will solve all your problems and bring you happiness.

Okay, so a money worshipper,

they chase money obsessively, but they never feel like they have enough.

They hoard, they prioritize work over relationships,

always believing that a certain amount of more money is going to bring them happiness oh,

I just haven't made enough yet.

I need to make a million dollars.

Now it's 10 million.

Now it's 100 million in order to be happy.

Now there's the money status script.

People who suffer from the money status script tie their self-worth to their net worth.

They overspend because they want to keep up appearances,

hide their finances, even from like spouses,

if it's not what they think it should be.

And they feel anxious when other people are wealthier than them.

So it's like the typical keeping up the Joneses.

Like you're looking in the yard of your neighbor and you're like,

dude, I need to have a better yard than him.

Research shows that this script is actually linked to lower well-being and increased on happiness.

Now, why is that?

Because you're constantly comparing yourself, right?

The last one is money-vigilant people.

Okay, these are people who are chronic savers,

who live below their means,

but they experience constant anxiety about their financial future.

They're usually secretive about money.

They never feel secure, even when they have plenty.

So I want you to think about,

of those four, you might be a mix of a couple of them,

but think about the one that you identify with the most.

Think about how it affected you growing up.

So when I went through these,

I was like, I definitely identify the most with money vigilant,

which probably sounds weird because you're looking at me and you're like,

I see jewelry and I see makeup and hair and all this.

I'm gonna be really honest with you guys.

I spend nothing compared to how much money I have to the degree that when I had $100 million net worth,

I didn't even want to spend over a couple million dollars on the house.

In fact, I rented for three years at that point in my life and didn't even own a home.

And that is because it's the constant anxiety of like never feeling secure,

even when you have plenty.

So Alex actually knows this about me,

which is a terrible habit,

but when I feel like I'm not making as much money or less profit for a couple months,

even though it affects nothing about my personal life,

because I don't even take money from my business,

I just start to spend less money.

I don't look at things, I don't buy stuff.

I tell people, I'm like,

don't buy that, what are we doing?

I tell my whole assistant team,

I'm like, ah, we don't need that.

No, let's cut here.

Let's go through our finances and cut stuff that we don't need.

I realized it was a pattern that I had in my past

that I was bringing into my current day life that wasn't serving me.

And so something I tried to start doing the last few times that's happened where I've just felt

that urge to spend less money,

I go spend more money.

It's probably a worse behavior,

but it's telling my brain like,

listen, you're gonna listen to me.

This is irrational.

I'm not going to listen to you.

And so I will spend money,

even when I have that impulse not to,

to teach myself it's okay because the evidence shows it is.

100

And whatever's happening in my brain has nothing to do with what's happening on the outside.

101

So here's what I want you to do.

102

I want you to think about the phrases that you heard growing up.

103

Maybe it's, you know, one,

104

money doesn't grow on trees,

105

be grateful for what you have, rich people are greedy.

106

Okay, those things are not lessons.

107

They're other people's thoughts that you took on.

108

And so once they get written into your subconscious,

109

then they start dictating everything about your life.

110

What jobs you take, how much money you charge,

111

what you believe you deserve,

112

how much money you spend,

113

when you should be anxious versus excited about spending money.

114

So here's how we want to rewire our brains to think about money differently.

115

Write down your earliest memory about money.

116

What did your parents say about it?

117

How did they behave with it?

118

That's probably your money script.

119

And once you see it, you can rewrite it.

120

And so your new script,

121

for example, could be money is a tool that lets me create freedom and help more people.

122

Once you change that internal script,

123

your external results will start to update.

124

It takes a lot of the emotion out of it.

125

And once you associate positive feelings with that new narrative,

126

you start to actually see that your behaviors align with it more.

127

The next limiting belief keeping you poor is what we call a wealth ceiling.

128

Here's the truth about it.

129

You will sabotage, say it's a $200,000 opportunity,

130

if you still see yourself as somebody who only pursues a $50,000 opportunity.

131

Now, why is that?

132

The amount of money that you have is capped by how you see yourself.

133

Just like the partner that you have,

134

just like the job that you have,

135

just like the house that you live in.

136

The research on this is very clear your self-concept acts as a thermostat.

137

If you see yourself as somebody who earns $100,000,

138

you'll unconsciously strive to maintain that level, right?

139

And you will not pursue a level above it.

140

That's a really important piece.

141

Now, if you make $150,000, you'll probably spend an additional $50,000.

142

If you make $80,000, you'll stress and work until you're back at the $100,000.

143

See what I'm saying?

144

So for me, for years,

145

I was, I'm scrappy, I'm surviving, I'm getting by.

146

And I remember because I got stuck when I was in my first job making around $85,000 a year.

147

It was like I created this identity around it.

148

I knew logically that I could make more.

149

But one, I remember the moment I started making more,

150

I started to compete.

151

And then all my money started going to competition fees.

152

The second piece is that I remember so many times when I knew I was about to start making more.

153

It's like I would almost sabotage myself by getting wound up in it.

154

I was like, oh my God, what if I up?

155

What if I mess up?

156

What if I don't actually make more?

157

And I didn't realize at the time that that was like me regulating my internal temperature.

158

And so if your identity is,

159

I'm somebody who struggles with money,

160

you find ways to keep struggling.

161

But if it's, I'm someone who creates and manages my wealth and can make more money if I choose to,

162

then you're going to find a way to live that out.

163

So here's how you change this.

164

Okay.

165

I want you to write this down.

166

I'm the kind of person who,

167

and then finish the sentence honestly,

168

whatever your current financial identity is.

169

I overspend.

170

I underspend.

171

I save too much.

172

I save nothing.

173

Then I want you to put a line down that piece of paper on the other side, right?

174

I'm the kind of person who builds and manages wealth with ease.

175

You don't need to feel like that person yet.

176

You don't need to act like them just yet.

177

I just want you to actually write it down and not be repulsed by what you see on the piece of paper.

178

I'm serious.

179

Every time you now make a decision for money,

180

I want you to pull up that piece of paper.

181

That's all I want you to do right now.

182

And the thing is, is that the moment that your self-image expands,

183

because you're constantly reading that,

184

reminding yourself of it, writing a new sentence to put in your brain,

185

your income is going to follow that.

186

The next limiting belief people have is thinking that they should buy liabilities instead of assets,

187

maybe just not even knowing the difference.

188

You were programmed to consume,

189

not to build things, and that's why a lot of people stay broke.

190

Okay, Robert Kiyosaki, he wrote Rich Dad,

191

Poor Dad, one of the first books I read on money.

192

He put it very simply.

193

He said, the rich buy assets,

194

the middle class buys liabilities thinking they are assets.

195

Wealth is actually fairly simple.

196

There are two categories, assets, liabilities.

197

An asset puts money in your pocket.

198

A liability takes money out of your pocket.

199

And a lot of people spend their entire lives buying liabilities and wondering why they can't get ahead.

200

They ask, can I afford this?

201

Instead of, will this pay me back?

202

What's my return on this?

203

Now, how do you know the difference between an asset and a liability?

204

I'll break it down in the most common cases that you probably can relate to.

205

Your car, liability, okay?

206

Loses value immediately, has insurance, which is bull .

207

Gas, maintenance, it happens to it all the time.

208

Your house you live in, liability.

209

I know this is very controversial, but it's true.

210

You have a mortgage, property tax, insurance, repairs.

211

It doesn't generate income.

212

The next one, a course that teaches you a skill, asset.

213

Now, how does that an asset?

214

Because it pays you back through increased income because you've invested in your skills.

215

A rental property, an asset.

216

It generates monthly income.

217

A designer handbag, sadly a liability, okay? loses value over time,

218

doesn't generate any income.

219

I've had that discussion with Alex before.

220

Equipment for your business, that is an asset if it helps you generate more revenue.

221

It's a liability if you don't use it and just sits there.

222

So when I started filtering all my purchases through that,

223

is this an asset or a liability?

224

My wealth compounded because I realized,

225

I was like, my money,

226

if I don't put into either of these things,

227

actually is just a liability.

228

Money sitting in the bank,

229

it's just deteriorating over time.

230

So my money actually can become a liability if I don't do something with it.

231

And that's when I really started learning how to invest in things that create money,

232

in skills that create money,

233

in learning that creates money,

234

and in assets for my business that create money.

235

Here's how you can start spending on what matters.

236

Okay.

237

I want you to look at the last 10 purchases that you made and then next to each one,

238

simply write asset or liability and be honest with yourself.

239

And then all I want you to do is just commit the next time that you buy something to just ask yourself,

240

is this a liability or an Does it put money in my pocket eventually?

241

Or does it take money out of my pocket?

242

The next limiting belief is one of the hardest ones to break.

243

I know this because I still find myself breaking it on a continuous basis in the weirdest ways,

244

but that is the scarcity mindset.

245

Okay, this sounds crazy, but having a scarcity mindset actually can make you dumber.

246

Here's the truth.

247

You either operate from scarcity or abundance.

248

And I don't want you to feel bad here because as humans,

249

we are supposed to operate from scarcity.

250

Which one you choose to lean towards and train yourself into will determine how much money you make.

251

The scarcity brain really just says there's never enough.

252

I need to protect what I have.

253

I need more.

254

You know, if that person has more,

255

it means less for me.

256

Think about what that meant like a thousand years ago.

257

It meant like somebody else has all the berries.

258

And you're like, I need more berries because I need berries to feed my children in my pack.

259

And like you're trying to get their berries because you're like, oh, you can't.

260

There's only a certain number of berries.

261

And I need to make sure I get them and not you because then what if my family dies?

262

It suddenly dies.

263

That's how your brain's working,

264

except it's working and thinking those thoughts about something that is not finite.

265

It's something that's infinite.

266

There's money being made every day.

267

Scarcity actually changes your brain the more that you give into it.

268

When you perceive resources as scarce that are not like money,

269

your cognitive bandwidth shrinks.

270

Okay, you make worse decisions.

271

You can't plan long term and you only focus on immediate value.

272

So we need to reprogram these thoughts.

273

People with a scarcity mindset, they hoard money.

274

They don't invest their money, right? only thinking short term, gotta survive, right?

275

And they see every opportunity as a threat.

276

If you can tap into training yourself to have an abundant mindset,

277

everything will change for you, okay?

278

Abundance mindsets, they say, there's always more to create.

279

I can afford to invest.

280

I can afford to give some berries to my neighbor.

281

I can take calculator risks because there are opportunities everywhere and it is not a finite resource.

282

It is seeing the world

283

and all of the things it has to offer as an infinite pie rather than a finite one.

284

So for me, for example,

285

when I operated from scarcity,

286

I was terrified to spend money on things that made my life better,

287

made me better, made my business better,

288

because I felt like, what if I never make money again?

289

What if it stops coming?

290

What if something changes?

291

Especially in the first few years of business,

292

I would say the first three,

293

it was really hard for me to get out of that habit.

294

And then the shift actually really happened when I realized money is almost infinite nowadays, okay?

295

But it is renewable skills,

296

relationships, opportunities, those things compound.

297

And so the more that I invest into myself

298

and the more I invest in my business and the more I invest in my life,

299

the more I get back tenfold.

300

And I realized that I needed to train myself out of that habit.

301

So I'll tell you the first thing I did.

302

I hired a coach that was $40,000 a month when we were literally making $50,000 a month, right?

303

And my scarcity brain was like,

304

oh my God, you just started making this money.

305

Like you're gonna go broke.

306

What if it stops tomorrow?

307

My abundant brain was like,

308

well, you made 10,000 a month,

309

then 30,000 a month, now 40.

310

Like next month, you're probably gonna make 100.

311

And this skill is gonna help you make even more.

312

And so I said, you know what?

313

I have to just ignore that voice.

314

I'm not gonna listen to it.

315

I can have those thoughts.

316

I don't need to listen to them and follow their directions.

317

I can go with this one instead.

318

And the cool thing is that that coach that I hired

319

that was $40,000 a month was the reason I was able to scale one of my companies to the degree I did,

320

which then I was able to sell the company for tens of millions of dollars.

321

I'm sure you're thinking, okay,

322

but how do you build an abundant mindset?

323

Okay, here's what I want you to do.

324

One is just become aware of when you make decisions from fear versus from possibility.

325

Okay, when you think, I can't afford this.

326

I want you to reframe it.

327

How could I afford this?

328

Simplest thing you can do.

329

The moment that you stop asking yourself,

330

how do I protect what I have?

331

And you start asking yourself,

332

how do I create more of what I have?

333

That's when you start asking,

334

I would say like higher level intelligence questions and you stop sabotaging your finances.

335

And that's the thing I realized for myself.

336

I was like, oh, I talk to myself like I'm poor even when I had a lot of money,

337

to be honest.

338

And it wasn't until I realized that

339

that I was like really able to step into that next realm where I was like,

340

I'm giving into like the survival mechanism that exists in all of us humans rather than retraining myself into this abundance mindset.

341

The next step we have is loss aversion, okay?

342

I want to define this for y'all.

343

Loss aversion is why you keep losing investments,

344

avoiding risk, and basically staying stuck where you are.

345

Because if you want to break this limiting belief,

346

I want you to listen closely what I'm about to explain.

347

There was a winning research by,

348

it was like Daniel Kahneman and some guy named Amos, okay?

349

And it showed that the pain of losing $100 is psychologically twice as powerful as the pleasure of gaining $100.

350

Losing feels twice as bad as winning feels.

351

This is why as humans,

352

we hold losing stocks, you know,

353

hoping that they're going to recover instead of just cutting our losses.

354

We stay in dead end jobs.

355

We stay in bad relationships.

356

We don't negotiate salaries.

357

We avoid investing because the fear of loss outweighs the potential gain.

358

So for me, for example,

359

I stayed at a terrible job for probably two years longer than I should have

360

because I felt like if I ended it, I was losing.

361

But the funny thing is like staying in that job cost me way more.

362

It was like money, mental energy,

363

mental health, who knows how many years off my life,

364

because the fear of loss was bigger than the logic of leaving.

365

Your brain is designed to protect what you have,

366

not to pursue what you could have could have.

367

And that is why most people never actually take risks to build well.

368

And then they say, oh,

369

there's something wrong with me.

370

I feel like, what if I lose?

371

I'm like, there's nothing wrong with you.

372

You're a human.

373

I don't know how many times I have to say this.

374

Like we're all wired this way.

375

I'm wired this way.

376

You're wired this way.

377

If I can do it, you could do it.

378

I promise.

379

Okay.

380

So here's how you break that cycle.

381

You need to reframe every loss as tuition.

382

If you lost $50,000 on a business venture,

383

abundance is gonna say, you paid $50,000 for an education that will make you millions.

384

When I changed that frame for myself,

385

the loss stopped controlling me.

386

In fact, recently I had a business decision and there was,

387

you know, about a $3 million delta between what somebody was saying something was and somebody else was saying something was.

388

And I ended up just going and agreeing with this person because I said,

389

I think this is the right way forward.

390

And I think that I actually should have defined terms earlier in the relationship to make it more clear.

391

I hadn't done that.

392

And so, you know, when I was telling the story about this,

393

it was just a week ago,

394

I said, yeah, I paid $3 million to learn this lesson.

395

And you know what? pay $3 million again to learn that lesson.

396

The last limiting belief might be the most important one to break.

397

And this is what we call the time trap.

398

Most people spend their entire lives trying to save money.

399

And that is what keeps them from making money, ironically.

400

They forget that money multiplies,

401

but time doesn't multiply, okay?

402

And that is why you want to save time instead of saving money.

403

So here's what I mean.

404

If you make $100 an hour,

405

doing anything worth less than $100 an hour is costing you money.

406

So if you spend two hours cleaning your house Instead of hiring someone $50,

407

you didn't save $50, you lost $150 because two hours at $100 minus the 50 you didn't pay.

408

Wealthy people understand this.

409

They buy time, they hire assistants,

410

meal prep services, housekeepers, not because they're lazy,

411

but because their time is worth more, they put it elsewhere.

412

Guess what?

413

I didn't just do this now when I had a lot of money.

414

I did this when I first had barely any money.

415

The first thing I hired was an assistant.

416

When I barely had enough money to hire six people for my team,

417

I hired an assistant because I said,

418

you know what, this is what rich people do.

419

They hire people to get their time back.

420

And if I have to like take care of this and that in the house,

421

then like I'm not going to be making money.

422

And it was the best decision I ever made.

423

Whereas poor and middle class,

424

they tend to sell time, right?

425

They're trading hours for dollars and do everything themselves to save money and then wonder why they're not getting ahead.

426

And so when I started filtering every decision through,

427

does this buy me time or cost me time?

428

Everything changed.

429

I stopped doing the $10 an hour tasks, hired help.

430

I automated things and I focused really on the work that was,

431

you know, say $1,000 an hour.

432

And you can calculate how much money you make per hour by asking yourself,

433

how much money do I make in a year?

434

And divide it by how many hours a year there are.

435

That's it.

436

So like right now, I know how much I make per hour.

437

So then I'll ask myself,

438

I even have it on one of my Asana cards for people.

439

I'll say, is this worth,

440

you know, $50,000 for Layla to do this,

441

if it's going to take an hour?

442

Now, here's the thing.

443

If you're able to do this,

444

you will make more money in less time,

445

which then you reinvest into more leverage and then that leverage creates freedom for you because things that you have leverage on,

446

they take less of your time and create money.

447

They're how you get free, right?

448

So how do you get out of that trap?

449

Calculate your hourly rate, your annual income divided by 2000 work hours.

450

Then audit your time.

451

Ask yourself, how many things am I doing that are not worth this?

452

My favorite thing that somebody will do in one of my companies is they'll come to me

453

and tell me that they're doing tasks that are not worth how much I'm paying them.

454

My favorite thing in the world,

455

I had someone do it recently.

456

They said, look how many hours I'm spending on admin tasks

457

and they had actually gone through their calendar for the last four weeks and they calculated it.

458

And I was horrified by how much time,

459

and I immediately hired them assistant,

460

and they started literally three days ago.

461

That's all, because anybody who thinks in terms of getting a good return,

462

I'm gonna hire that person for somebody else as well.

463

So here's my challenge for you.

464

I want you to pick just one of the shifts from this video,

465

and I want you to say,

466

this is the one where I think I'm gonna get the most gains.

467

I'm gonna start practicing it this week.

468

And if you like this video,

469

don't forget to check out my next one and subscribe.

TRENDING

Populaires

Qu'est-ce que la technique du Shadowing ?

Le Shadowing est une technique d'apprentissage des langues fondée sur la science, développée à l'origine pour la formation des interprètes professionnels. Le principe est simple mais puissant : vous écoutez de l'anglais natif et le répétez immédiatement à voix haute — comme une ombre suivant le locuteur avec un décalage de 1 à 2 secondes. Les recherches montrent une amélioration significative de la précision de la prononciation, de l'intonation, du rythme, des liaisons, de la compréhension orale et de la fluidité.

☕ Offrez-nous un café

ShadowingEnglish reste 100% gratuit grâce à votre soutien. Les coûts des serveurs et de l'IA sont élevés — votre café nous aide à continuer ! 🙏

Faire un don via PayPal

ShadowingEnglish.com – Pratique du Shadowing en Anglais

Parlez anglais couramment grâce au Shadowing. Écoutez des vidéos YouTube de locuteurs natifs, répétez phrase par phrase et développez une vraie prononciation et fluidité — utilisé par les candidats IELTS du monde entier.

Pratique du Shadowing: The Psychology of Making Money - Apprendre l'anglais à l'oral avec YouTube

Populaires

Why practice speaking with this video?

Grammar & Expressions in Context

Common Pronunciation Traps

Qu'est-ce que la technique du Shadowing ?

Pratique du Shadowing: The Psychology of Making Money - Apprendre l'anglais à l'oral avec YouTube

Télécharger l'application

Why practice speaking with this video?

Grammar & Expressions in Context

Common Pronunciation Traps

Qu'est-ce que la technique du Shadowing ?