쉐도잉 연습: BTN Teen Financial Anxiety - 영상으로 영어 말하기 배우기
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49 문장
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NEWS REPORT: In breaking news, the RBA has delivered an increase in the cash rate.
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NEWS REPORT: Australia’s cost-of-living is predicted to further increase over the next year.
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PERSON: It's just like inflation's gone up so much and stuff recently, and it's just tough on everybody.
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PERSON: I mean, I think the housing crisis is something that's on everyone's minds at the moment.
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NEWS REPORT: Australia’s property market is charging in 2026 with prices still on the rise.
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PERSON: If I'm feeling that worry at 16 years old, then it's probably a problem.
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NEWS REPORT: Rents surged almost three times faster than wages.
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PERSON: Trying to escape getting caught in rent and being able to buy a house for example, is seeming more and more unrealistic as time goes by.
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NEWS REPORT: The wage price index rose 0.8 per cent over the December quarter. It’s below the rate of inflation, which means real wages fell.
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JOE BARONIO, BTN REPORTER: We've been hearing for a while now that a lot of people are struggling with the cost of living, and increasingly, young Aussies say they're not just worried about now, but also what it means for the future.
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PERSON: It has been definitely on my mind, and every paycheck I'm like, ‘okay, what can I buy, what can I not buy?’ So yeah, definitely on my mind.
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Late last year, UNICEF Australia released a study which looked into the wellbeing of children and youth across the country, and of the more than two-thousand 12 to 17-year-olds surveyed, 55 per cent have mixed or unsure feelings about the future, saying financial security and housing is a top concern. Likewise, in Mission Australia's 2025 Youth Survey of more than 17,000 14 to 19-year-olds, the most pressing issue for young people was the cost of living, with one-in-five agreeing that they felt money-stress. And reports from Curtin University and Monash University in 2025 also found financial difficulties to be a top concern.
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PERSON: Your parents talk about how they were, you know, looking to moving out at this stage and settling down and building their families and like it just, it seems like it's not like really that achievable anymore or maybe it's like starting to slip away.
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PERSON: I do think it is something that I am a little bit concerned about because house prices seem to just like continually increase like disproportionately to incomes.
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PERSON: I think when I was 18, coming out of high school, I would have liked to have moved out as soon as possible. And I now realise that's quite unrealistic.
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PERSON: I've realised now that I'll probably never, if I'm still living in the city after uni, I'll probably never be able to own, I won't be able to own my own house for a, a long time.
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AUCTIONEER: And sold to you! Congratulations Sir!
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KATRINA SAMIOS, FINANCIAL BASICS FOUNDATION: I think it is tougher for young people, but it's definitely not hopeless.
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This is Katrina. She's the CEO of the Financial Basics Foundation, a not-for-profit organisation helping young people learn about their personal finances. She says that young people can start their financial literacy journey at any age, but the earlier the better, ideally starting from primary school age, which is something some Aussie kids miss out on.
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KATRINA SAMIOS: That is actually part of the problem and the fact that money is still a taboo topic and that we're not speaking about it more openly, not only in the school environment, but at, at home, that it's not being spoken about at home, that's where the foundations come from and the confidence.
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PERSON: Mum and Dad talked about, never really talked about finances a whole lot.
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It's important because obviously your parents are there to set you up for your future, and finance is a little bit a part of that.
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PERSON: Definitely yeah, and not to put a stress on your child or whatever, but just sort of showing them a bit of what it's about and teaching them.
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PERSON: We grew up as like second generation immigrants, so I think that was really big for my family growing up and yeah, investing, saving money, you know, eating at home instead of going out to eat when we can, and all that kind of thing, I think was really big growing up. In terms of like taxes and more like the adult finance or stuff, I haven't really had much of that.
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PERSON: For my parents, they're both immigrants from overseas. So, saving was a really big thing for them because they came from nothing.
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KATRINA SAMIOS: We're asking young people to engage and make financial decisions the minute that they leave school, and yet we haven't prepared them for it. Certainly, the key is building your financial toolkit early so that you are more resilient, or you are resilient regardless of what's happening in the market and with those cost-of-living pressures.
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Part of that financial toolkit is saving, and despite the rising cost of well, everything really, a lot of young people have been putting money aside. In fact, new data from NAB shows that 18 to 29-year-olds are the most committed savers of any age group, with 89 per cent of young women and 85 per cent of young men actively putting money aside.
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PERSON: I don't necessarily put it into a savings account, but that's because I have such a, a strong foundation of saving in my mindset.
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PERSON: I do a lot of like saving, a lot of investing as well.
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PERSON: I'm not really earning enough to be able to do that, so it's kind of most of my money is coming in and then leaving by the next paycheck.
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PERSON: I make sure to like spend money and enjoy it, but like at the end of the day, I always make sure I have enough savings.
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PERSON: Unfortunately, I spend all of my money. So, I don't save much no.
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What do you spend it on?
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PERSON: Motorbikes, cars.
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Nice! PERSON: I don't have a savings account, but I do actively try and save money from my job, and not like splurge or buy anything super expensive.
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KATRINA SAMIOS: We understand that young people are navigating a very complex financial system now, one that previous generations never had to. And, the solution to that is building financial literacy because it helps, it arms you with the skills, the behaviours and the attitudes that you need.
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While Katrina believes personal finance should be more prominent in the Australian Curriculum to help future generations, she says teens and young adults now can start by setting up basic financial habits like keeping track of income and spending, putting away even tiny amounts into savings, and then looking at ways money can make you money in the long run.
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KATRINA SAMIOS: Which is understanding compound interest, understanding and exploring opportunities where you might invest in whatever way that you're comfortable with, risk, reward. So those kinds of concepts that not only is about the behaviour of that setting money aside but understanding how you can build wealth through that habit is, is a critical part of, of the whole opportunity that you have, if you have got that good saving plan in place.
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But if all those words sound a little confusing, there are lots of resources online to help.
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KATRINA SAMIOS: Certainly places like us, Financial Basics Foundation, the ATO, ASIC, all those government sites have really good quality, independent, credible information.
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And while things may be tough right now, these guys are optimistic about the future.
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PERSON: I'm hopeful. I hope it will be all right.
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PERSON: I've done, I’ve worked it out, I’ve done my budget, worked hard last year to get myself in a position where I can be quite comfortable at the moment and I'm the very start of my uni journey so I've still got like three, still got three years.
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PERSON: Yeah, it is going to be tough, but everything is and you'll just work your way through it.
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PERSON: Don't stress, because stress doesn't get you anywhere. But be smart and be conscious and really invest your money, not necessarily into investments, but into things that matter.
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PERSON: As long as you're committed to the bit, that's what I say, everything will work out...
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Commit to the bit?
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PERSON: And stress is the biggest killer so.
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PERSON: So just have a plan, know what you're doing and stick to it. That's it.
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이 레슨의 어휘와 말하기 포인트
이 영상에는 섀도잉할 문장 49개와 단어 1428개가 있습니다. 말하는 구간의 길이는 7:26입니다. 화자는 분당 약 192단어로 빠르게 말하므로 연음과 약하게 발음되는 소리가 많습니다. 단어의 85%가 영어에서 가장 많이 쓰이는 3,000단어에 속합니다. 나머지는 연습 전에 미리 확인해 두세요.
이 영상의 핵심 어휘
영상에 나오는 익혀 둘 만한 단어 15개를 발음, 뜻과 함께 정리했습니다.
| 단어 | 발음 | 뜻 |
|---|---|---|
| wage 명사 | /weɪd͡ʒ/ | 임금, 급료 |
| habit 명사 | /ˈhæb.ɪt/ | 습관, 버릇 |
| immigrant 명사 | /ˈɪmɪɡɹənt/ | 이민, 이민자 |
| literacy 명사 | /ˈlɪtəɹəsi/ | 문해 |
| topic 명사 | /ˈtɑpɪk/ | 화제, 주제 |
| earn 동사 | /ɝn/ | 벌다 |
| killer 명사 | /ˈkɪlɚ/ | 살인자 |
| skill 명사 | /skɪl/ | 기술, 스킬 |
| resource 명사 | /ɹɪˈzɔːs/ | 자원 |
| difficulty 명사 | /ˈdɪfɪkəlti/ | 어려움 |
| prominent 형용사 | /ˈpɹɑmɪnənt/ | 돌출(突出)되다 |
| reward 명사 | /ɹɪˈwɔɹd/ | 상, 보수 |
| explore 동사 | /ɪkˈsploɹ/ | 탐험하다 |
| overseas 부사 | /ˌoʊvɚˈsiːz/ | 해외, 국외 |
| slip 동사 | /ˈslɪp/ | 미끄러지다 |
영상에 나오는 구동사
| 단어 | 뜻 |
|---|---|
| go up 동사 | 올라가다 |
주의할 발음
화자는 I'm, I've, don't 같은 축약형과 약화된 형태를 30번 사용합니다. 들리는 대로 짧게 발음하세요.
- “sh”와 “zh” 소리: organisation /ˈɔː.ɡə.naɪˌzeɪ.ʃən/, conscious /ˈkɑn.ʃəs/, inflation /ɪnˈfleɪ.ʃən/, disproportionately /ˈdɪs.pɹəˌpɔɹ.ʃən.ət.li/
- 긴 단어 — 강세 위치에 주의: necessarily /ˌnɛs.əˈsɛɹ.ə.li/, literacy /ˈlɪtəɹəsi/, organisation /ˈɔː.ɡə.naɪˌzeɪ.ʃən/, difficulty /ˈdɪfɪkəlti/, continually /kənˈtɪnjuəli/
이 영상으로 연습하는 방법
- 먼저 말하지 않고 영상을 끝까지 듣고 모르는 단어를 적어 둡니다.
- 0.75배속으로 한 문장씩 섀도잉을 시작하고, 익숙해지면 보통 속도로 돌아갑니다.
- 자신의 목소리를 녹음해 원본과 비교하고, wage, habit, immigrant 같은 단어에 특히 주의합니다.
이 영상의 문법
화자가 가장 많이 쓰는 문형을 영상 속 실제 표현과 함께 정리했습니다.
| 문형 | 영상 속 표현 |
|---|---|
| 현재완료진행 have/has been + -ing — 전에 시작해 지금도 계속되는 동작 | We've been hearing · have been putting |
| 현재완료 have/has + 과거분사 — 과거의 일이 지금도 관련이 있을 때 | has delivered · has been · I've realised |
| 수동태 be + 과거분사 — 누가 하는지보다 무슨 일이 일어나는지에 초점 | is predicted · being spoken |
| 관계절 who / which + 절 — 사람이나 사물에 대한 추가 정보 | inflation, which means · age, which is |
쉐도잉이란? 영어 실력을 빠르게 키우는 과학적 방법
쉐도잉(Shadowing)은 원래 전문 통역사 훈련을 위해 개발된 언어 학습 기법으로, 다언어 학자인 Dr. Alexander Arguelles에 의해 대중화된 방법입니다. 핵심 원리는 간단하지만 매우 강력합니다: 원어민의 영어를 들으면서 1~2초의 짧은 지연으로 즉시 소리 내어 따라 말하는 것——마치 '그림자(shadow)'처럼 화자를 따라가는 것입니다. 문법 공부나 수동적인 청취와 달리, 쉐도잉은 뇌와 입 근육이 동시에 실시간으로 영어를 처리하고 재현하도록 훈련합니다. 연구에 따르면 이 방법은 발음 정확도, 억양, 리듬, 연음, 청취력, 말하기 유창성을 크게 향상시킵니다. IELTS 스피킹 준비와 자연스러운 영어 소통을 원하는 분들에게 특히 효과적입니다.