쉐도잉 연습: How I Spend My $250K Software Engineer Income - 영상으로 영어 말하기 배우기

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all right so today we are going to talk about money.

I was inspired by Stefan Graham because he was talking about his multiple income sources

but because I'm an idiot

or a baller you know tomato tomato I feel like it's more fitting that I show you guys my reckless spending.

So as you know I got $45 ,000 in bonus with my new software engineering job.

So what I did was that I took $19 ,000 of it and put it into my 401k

So that the company dude, I'm kidding man, dude.

I'm not a loser I don't do 401ks.

Also, you didn't click this video for this.

You clicked it for my reckless spending

So I'm gonna show you so as you can see if I do my spending over time

It's pretty much a hockey stick.

I mean usually people would be pretty happy about hockey stick graph

But I mean if this is my spending so I don't think that's a great thing

so as you can see according to this my last month spending was $18 ,900

and well I mean you know but I mean we should dig deeper into it

because it's not always accurate because sometimes the program they they look at transfers

and they think that's a spending but it's actually not

or I actually spend more and it just wasn't recorded on this program

so we're going to try to export all of that into an Excel spreadsheet, and then I'll dive deep into it.

All right, before we continue this video, I just want to say that viewers discretion is advised.

I made this video for entertainment purposes.

Please do not spend all your money recklessly like me.

And you have to know that my net worth is totally fine.

It has been growing faster than ever.

So please spend responsibly do not do like me it's only for entertainment

and if you're wondering how's my net worth still growing

so fast despite me spending so much well i'm not gonna tell you is it

because i'm a trust fund baby i don't know is it because of my bitcoins i don't know enjoy the video

all right so I'm having I'm having problems with the autofocus

so I'm gonna have to put this in the background

so in case you were wondering why I have a bitmoji

this is what I use it for all right okay there we go all right

so now what we're gonna do is I'm going to rename the description just for one privacy reasons

and also two so that I actually remember what it is

because you know sometimes the names are quite cryptic it doesn't mean anything

so I'm gonna do that first

and then secondly what I'm gonna do I'm going to separate them into buckets of spendings

because I don't like the preset spendings that they use so I'm gonna bucket them into birthday gift, business expense, charity, entertainment, food,

I don't effing know, materialistic desires, medical, other, rent, self -improvement, transportation, and travel.

Before you ask me what they are, I'm going to go through them, okay?

So don't worry about it.

And the I don't effing know is just because I didn't want to sort them anymore.

There were a lot of small purchases from Amazon and I didn't, I don't have time.

I don't have time to search through all of them okay all right

so I got it I did a lot of data cleaning

because you know I'm a I'm a data scientist

so I ordered it by the amount spent

so you could see it in order of amount spent all right

so let's go to the summary now I made a pivot table and then you know a graph because

why not honestly it's not even necessary but

if you look at the breakdown the the biggest expense is this line here

which is materialistic desires which is everything that's related to shopping and stuff that I don't need.

So that is the highest spending with $4 ,000.

And then the next highest is entertainment.

That is like concerts.

What else?

It's like concerts, comedy shows, stuff like that.

And then here, it's like business expense.

This is related to like cameras, anything that I need to run my YouTube channel.

Well, I mean, I actually don't need it.

It's more

okay fine some of it can go to materialistic spending but it's related to youtube so i'll put in business expense

and then we have food which is a thousand dollars which includes you know restaurants

actually it only includes restaurants i never do groceries

so it's it's mainly restaurants and then we got rent

which is my rent i mean i don't pay 4600 i don't know

if you saw my other video

and i said i paid 4600 chill man i have roommates it was only clickbait okay i only pay 1900

and then we have self -improvement

which is the smallest bucket of my spending for self -improvement I have a personal training

and maybe audible or something like that

but yeah as you can see I don't spend a lot on

that I don't do a lot of self -improvement and then transportation

which is like uber

and what the one thousand dollars dude I might as well rent a tesla

or something fuck so here it says 22 ,000 I'm not sure

if that's true maybe like I'm going to like clean it up a little bit okay

so let's look at it deep dive style

so monthly rent $1 ,900 okay the Apple Watch Hermes 1 ,400 KCON LA tickets I bought three of them

so this shouldn't really be 1 ,300 I should divide this by three

so let's see this divide by three

so then $1 ,000 for my new bedsheets bedding duvet

and all that totally worth it because now

when I sleep naked it feels like you know

so silky hands are all over my body it feels really good

and then here is Hamilton tickets I bought a Hamilton ticket for my brother his fiance

and me and yeah it's on me

so this one I have to leave it there

because even though I bought three of them they're not paying me back all right

and then next we have ax oh this is trevor noah yeah

so for trevor noah i bought two tickets that was um yeah

that was for me and another friend and

that cost 964 i can't divide that by two

because they're not paying me back okay

and then i bought a pixel 3xl uh

it's right here why did i buy it um no idea

i think it's like it's a hedge you know in case one day android becomes better than iphone

or that one day

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iPhones are not cool anymore

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so at least the transition will be a lot easier for me

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because I now I use both

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so it's a lot easier for me to transition into Android

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when the time comes and then the next spending three of them $640

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that is my flight ticket to Japan

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because I am going to Japan this year I bought them for my friends

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but they will pay me back

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so I will delete these two okay oh wait oh shit

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I want to say the joke I wanted to say oh yeah

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and the reason why I bought three tickets to Japan is

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because I want both of the seat next to me to be empty so I bought all three of them

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but no I'm not that rich

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and then all right $633 this is a business expense

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it's it's it's kind of like a box

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it's for doing live videos using my camera I use it for my tech interview pro

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might as well plug tech interview pro now good news we added new videos about system design

117

and also about how to transition into software engineering

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and then the reason why i bought this live video thing is

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that we do live videos every two weeks for the facebook group

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and then you could ask us q and a's and stuff like

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that if you're interested click on techinterviewpro .com all right

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and then next we got ticket master what is this it's 544 bucks what did i buy

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i don't remember the fuck the fuck did i buy july 4th

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oh shit what the fuck

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oh god i got it okay okay okay okay okay got it oh yeah

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so i bought tickets for ali wong front seat okay actually

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not front seat the the row before the front seat

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because i don't want to get i don't want them to talk to me

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while they do their show because i always get nervous

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so next we have wow that's a lot we have four facebook uh charges two of them is for advertising I mean,

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you know, how do you expect my channel to grow?

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You really think that I make good content, which is how I grow my channel?

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Don't be so naive.

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I pay for my subscribers.

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And then the other two is for Mental Health America, which is a charity.

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I'm doing a fundraiser, and I put in $500.

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It's not $1 ,000, so this is wrong, because I kind of did it twice by accident.

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So it's only $500.

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I'll talk about that later.

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I don't want to...

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I don't want you guys to think I'm a good person or anything.

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All right.

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And then, oh, $440.

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That is my virtual assistant.

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I pay for a virtual assistant so that they can manage my calendar.

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They can respond to some emails.

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They can help me do some invoicing and stuff like that.

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Very useful.

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Highly recommend it if you're rich.

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And then the next one, Tomon.

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That's actually just a guitar.

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So I bought a guitar.

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You can see it right here.

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Yeah.

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let's see and then i got a lot of uh business expense here zapier wordpress venmo

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why the fuck did i buy wordpress

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i don't know okay some of it is pretty dumb okay

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i guess you got the gist of it you got the bulk of my spending

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and let's go back to the pivot table

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and see how it looks it's not that bad it's it's it's it's still $19 ,000 okay

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crazy thing honestly I am okay with everything but what the hell transportation is so high let me look at that

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so clearly I like uber more but holy shit $1 ,000 is

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that right dude I spent $1 ,000 in a month holy shit dude

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I might as well just pay for a Tesla

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or something oh you know what you live

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and learn all right anyways I'm gonna wrap this video in terms of money wise

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so as you can see travel nine hundred dollars it's not

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that bad actually transportation one thousand dollars I could do better in

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that self -improvement I shouldn't worry about spending more in self -improvement

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but clearly I don't care about my self improvement

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that much rent 1900 I can't change anything those are some utility costs whatever other

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I don't want to go into that

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but wait what is an other let me go check cash advance interest I don't know what

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that is virtual assistant was an other oh maid cleaning service I also put

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that other that's I recommend that too especially if you're lazy right

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so okay that's that's not

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that bad I'm not going to change anything there entertainment I don't want to I don't want to change that

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because entertainment is important right let's go back to entertainment

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i want to see what i pay for entertainment yeah like like totally worth

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it right spotify i have to showtime gotta hamilton tickets

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you know it's for my brother it's important a fan to go movie totally important

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i don't know what oh in -flight wi -fi that's important too patreon i don't know why it says gym

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but patreon i gotta support the patreon members tiffany young tickets k -pop really important

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we're gonna skip this one we're gonna skip

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that one nintendo digital i could take

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that off it's only four dollars trevor noah that

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that was worth it that was really you know

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that i mean what are you gonna do with your money

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if you're not gonna have fun with it k -con la tickets totally worth it ali wong totally worth it

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so yeah i'm not gonna change anything in my entertainment business expense dude's business expense man's

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you know to recap yes i spent a lot this month

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but that's probably not every month I hope

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and there's two reasons why I spend

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so much the first reason is consumption smoothing all right

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it's an econ term learn it every time every time

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I spend too much that's my excuse I'm just doing consumption smoothing

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and then the second reason is I don't plan on saving for retirement

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because I'm banking on the fact that one of my investments will pan out and will make me rich.

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So that saving a few thousands here and there would be irrelevant.

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Oh, what kind of investment?

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Stocks?

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Real estate?

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Bitcoins?

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No, you plebs.

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Okay, I'm investing in my future kids.

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I'm banking on the fact that one of them will be extremely rich, and that will pay dividends to me.

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It didn't work out for my parents.

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But I'm optimistic for my kids.

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I should really call my parents.

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Ooh, a new K -pop video.

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Anyways, now I want to talk about the charity section.

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So I got all these corgis from Thousand Skies, so thank you so much.

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But I don't know what to do with them.

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I'm not going to keep them in my place forever.

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So I decided to give them out in exchange for a donation to my fundraiser in Mental Health America.

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So that's when I decided to donate 500 to bootstrap my fundraiser

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so that it doesn't look like a total failure if I don't have anyone donating.

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So if you're in the Bay Area, SF Bay Area, you could you know for a small donation even just two bucks,

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you could just give two bucks and then I could personally hand you the corgi

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and I could meet you and I could give you a corgi.

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But if you're not in the SF Bay Area, unfortunately I can't deliver it to you.

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But if you really want one, you can go on thousandskies .com.

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In case you want to know, they're not paying me for this.

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I just really, really like the corgis because there's a sentimental value to it.

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If you watched my videos from the beginning, you'd understand why.

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It's because many times I interacted with the corgi on one of my videos that went really, really popular.

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And I kind of associate my success to these corgis and yeah

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and I kind of want to pay homage to it anyways

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that's it for now the video is long enough unless I edit it really well I'm not sure

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but thanks for watching really appreciate it

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and I'll leave some links down below like for example the fundraiser link

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and the thousand skies link and yeah I hope you enjoy it

233

so I'll leave you with this don't spend recklessly spend responsibly but remember self -worth before net worth see ya

234

No one ever sees me, sees me, I'm losing every battle.

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이 레슨의 어휘와 말하기 포인트

이 말하기 레슨은 영상 “How I Spend My $250K Software Engineer Income”을(를) 바탕으로 합니다. 가장 자주 반복되는 단어는 다음과 같습니다: spending, ticket, bought. 이 영상에는 섀도잉할 문장 234개와 단어 2588개가 있습니다. 말하는 구간의 길이는 15:30입니다. 화자는 분당 약 167단어로, 일상 대화에 가까운 자연스러운 속도로 말합니다. 단어의 82%가 영어에서 가장 많이 쓰이는 3,000단어에 속합니다. 나머지는 연습 전에 미리 확인해 두세요.

이 영상의 핵심 어휘

영상에 나오는 익혀 둘 만한 단어 15개를 발음, 뜻과 함께 정리했습니다.

단어	발음	뜻
expense 명사	/ɪkˈspɛns/	비용
transition 명사	/tɹænˈzɪʃ.ən/	전이, 변화
charity 명사	/ˈtʃæɹɪti/	자선
virtual 형용사	/ˈvɜɹt͡ʃuəl/	사실상의
divide 동사	/dɪˈvaɪd/	나누다, 가르다
bucket 명사	/ˈbʌkɪt/	양동이
guitar 명사	/ɡɪˈtɑɹ/	기타
android 명사	/ˈænˌdɹɔɪd/	안드로이드, 로봇
hockey 명사	/ˈhɑ.ki/	하키, 호케이
consumption 명사	/kənˈsʌmp.ʃən/	소비
bitcoin 명사	/ˈbɪtˌkɔɪn/	비트코인
dive 동사	/daɪv/	잠수하다
graph 명사	/ɡɹæf/	그래프, 도표
donation 명사	/doʊˈneɪʃən/	기부금
tomato 명사	/təˈmeɪ.toʊ/	토마토, 도마도

따라 말해 볼 만한 문장

영상에 나오는 짧고 완결된 문장으로, 일상 대화에서 그대로 쓸 수 있습니다:

Also, you didn't click this video for this.
I'll talk about that later.
Highly recommend it if you're rich.
It didn't work out for my parents.

이 영상의 문법

화자가 가장 많이 쓰는 문형을 영상 속 실제 표현과 함께 정리했습니다.

문형	영상 속 표현
관계절 who / which + 절 — 사람이나 사물에 대한 추가 정보	desires which is · food which is · content, which is
수동태 be + 과거분사 — 누가 하는지보다 무슨 일이 일어나는지에 초점	was inspired · wasn't recorded · is advised

주의할 발음

화자는 don't, I'm, gonna 같은 축약형과 약화된 형태를 114번 사용합니다. 들리는 대로 짧게 발음하세요.

“sh”와 “zh” 소리: transition /tɹænˈzɪʃ.ən/, consumption /kənˈsʌmp.ʃən/, donation /doʊˈneɪʃən/, associate /əˈsoʊʃi.ət/, discretion /dɪˈskɹɛʃən/
긴 단어 — 강세 위치에 주의: associate /əˈsoʊʃi.ət/, utility /juːˈtɪlɪti/, irrelevant /ɪˈɹɛləvənt/, optimistic /ˌɒptɪˈmɪstɪk/, materialistic /məˌtɪəɹ.i.əˈlɪs.tɪk/

한국어 화자가 어려워하는 소리:

/f/ — ㅍ(/p/)으로 바꾸지 말고 윗니를 아랫입술에 대기: fundraiser /ˈfʌnd.ɹeɪ.zɚ/, graph /ɡɹæf/, fiancé /fiˈɑnseɪ/
/v/ — ㅂ(/b/)과 구별하기: virtual /ˈvɜɹt͡ʃuəl/, divide /dɪˈvaɪd/, dive /daɪv/, privacy /ˈpɹaɪ.və.si/, invest /ɪnˈvɛst/
/z/ — ㅈ이 아니라 성대를 울리는 /s/: fundraiser /ˈfʌnd.ɹeɪ.zɚ/, transition /tɹænˈzɪʃ.ən/, anyways /ˈɛn.iˌweɪz/, lazy /ˈleɪ̯zi(ː)/, advise /ədˈvaɪz/

이 영상으로 연습하는 방법

먼저 말하지 않고 영상을 끝까지 듣고 모르는 단어를 적어 둡니다.
0.75배속으로 한 문장씩 섀도잉을 시작하고, 익숙해지면 보통 속도로 돌아갑니다.
자신의 목소리를 녹음해 원본과 비교하고, expense, transition, charity 같은 단어에 특히 주의합니다.

쉐도잉이란? 영어 실력을 빠르게 키우는 과학적 방법

쉐도잉(Shadowing)은 원래 전문 통역사 훈련을 위해 개발된 언어 학습 기법으로, 다언어 학자인 Dr. Alexander Arguelles에 의해 대중화된 방법입니다. 핵심 원리는 간단하지만 매우 강력합니다: 원어민의 영어를 들으면서 1~2초의 짧은 지연으로 즉시 소리 내어 따라 말하는 것——마치 '그림자(shadow)'처럼 화자를 따라가는 것입니다. 문법 공부나 수동적인 청취와 달리, 쉐도잉은 뇌와 입 근육이 동시에 실시간으로 영어를 처리하고 재현하도록 훈련합니다. 연구에 따르면 이 방법은 발음 정확도, 억양, 리듬, 연음, 청취력, 말하기 유창성을 크게 향상시킵니다. IELTS 스피킹 준비와 자연스러운 영어 소통을 원하는 분들에게 특히 효과적입니다.

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