Shadowing Practice: IELTS English Podcast - Speaking Topic: Money - Learn English Speaking with Video

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Hello students it's your IELTS tutor Jack.
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Welcome back to another episode of the IELTS plus English podcast.
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Today's topic is something I was quite looking forward to actually.
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I do like talking about money.
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How about you?
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I think money can be kind of it splits people into people
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that really enjoy talking about money
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and those who don't you know it's kind of stressful
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or unpleasant as a subject for me i do enjoy it
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and i'm looking forward to answering some questions before
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i start just a quick announcement firstly for my korean listeners i do have an academy here in gangnam seoul
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so if you're interested if you'd like to come
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and see me you can contact me you can find everything on jacks -english .com
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if you are an international listener i do apologize I would love to meet you all, but I can't.
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However, I am working on a textbook that will go with this podcast.
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It will have lots of IELTS scripts and tips and strategies and all these different things.
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I'm really excited to show you, but I am making it at the moment.
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I'll give you further announcements in the future
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so we're talking about money last lesson i mentioned hypotheticals
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so i just want to give you a quick extra explanation before
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we start today's topic about hypotheticals this is called the second conditional
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you don't need to memorize what it's called the second conditional i do want you to memorize the
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if clause with a would action so an example would be
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if you won the lottery what would you do all i want to say to you is this
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if you get a hypothetical you've got to catch
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that wood in the question you must hear it
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and you must use it in your answer if you don't
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if you say
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if i won the lottery i will buy a car in the ielts exam
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you'll be marked down in real life it just sounds awkward
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so please be careful of wood topics you know hypotheticals imagined scenarios imagined conditions
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so to practice please answer the following question in your head
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or comment in the youtube comments whatever you want to do
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and it's this if i gave you a million dollars what would you do
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if i gave you a million dollars what would you do of course
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this is not real i'm not going to give you a million dollars
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so we must use wood because it's imagined hypothetical in case you're interested
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if i won a million dollars or
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if you gave me a million dollars I would buy my dream house in England in the countryside.
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You know what my dream house is
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because we did home a few weeks ago so you can hear all about my dream house there.
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Great let's get into some questions.
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Today's first question is a part one.
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How important is money to you?
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Money is very important to me
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because it allows me to do the things I want to do
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and provide the lifestyle that I want to provide to my daughter and family.
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I'm quite a frugal person not stingy you know stingy is a bit too negative I'm quite frugal
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so my because my goal is to save money
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and for the have the the lifestyle I want in the future are you more of a spender
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or a saver well as i said i'm frugal
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so i'm definitely more of a saver i do like to treat myself
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sometimes to things like technology you know i love phones laptops cameras
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that kind of stuff so sometimes i treat myself
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but generally i'm a saver
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and i i like to put my money in the bank good i'm warmed up i'm feeling comfortable
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so we're going to do a part two question
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i put two minutes on the clock today's question is describe something you want to buy
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but can't afford okay well i'm gonna adjust this um you know i want to buy my dream house
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but i've talked about my dream house so i'm gonna change it today
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so two minutes are on the clock starting now i'd like to tell you about a campervan
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In the past, I did a lot of hiking.
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I've talked about this story a lot, but I did a lot of hiking and particularly I did a lot of caravanning.
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My family had a caravan.
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It was a caravan that you tow on the back of a car
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and we would go to campsites
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and stay there it was uh less luxurious you know it's nothing like staying in a hotel
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but it was a very it was wonderful it was a fantastic experience
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and great to experience a more simpler lifestyle
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so let me tell you more about the camper van
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i would like to buy it's something i definitely can't afford
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it costs a lot of money i mean tens of thousands of dollars
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but a camper van there are so many different types nowadays i would like something that's more of
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an suv type car that has been converted into something
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that you can sleep in
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and even has kind of cooking equipment in it you know almost built into the car
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i've seen it on youtube and
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And basically you can you have the freedom to go anywhere you want and you can comfortably sleep at any location.
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Of course, there are rules and regulations set by the government.
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You can't just park on the side of the road.
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But this kind of camper van would allow me and my family to really get into the mountains, have barbecues,
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sleep um it kind of excites me to think about sleeping in quite rough conditions like rain
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or snow perhaps the reality would not be as enjoyable anyway for me personally camping is uh
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wow i didn't get very far in my structure i was just about to give my opinion about camping
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and then i would talk about the future okay let's do some part three questions
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and see if we can get some of this vocabulary in.
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How much money is enough?
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Well that's a difficult question because it very much depends on the person.
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In my case enough money is the amount of money required for me to be financially independent meaning
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I don't have to work
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but I can choose to work on the things i enjoy
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this would allow me to uh do the things i want to do to have the hobbies
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that i want to to engage in i don't need to be well off
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that's not something that's important to me
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but yeah for me enough money is it's it allows me not to work okay well
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we're doing well we're getting through some of this vocabulary let's
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do another part three do you think parents should give pocket money to kids
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i think yes parents should give pocket money to kids obviously
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it depends on the financial situation are the is are the parents able to give pocket money to their kids
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that's the important thing firstly but
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if they are able to i think
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it's good to set up a system where the kid can gather the money
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and learn how to manage money learn how to save and
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if they have a target in mind some kind of toy they can set aside money collect it together
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and and learn how to save for something i think that's a really important skill in my case
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when i was my parents did give me pocket money it wasn't much compared to some people
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but it was enough that it allowed me to learn how to save
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and buy the things I wanted to buy
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so very valuable lesson
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I think final question today what problems does money cause in your society well that's a very good question
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and I will talk about career because I maybe
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because I'm an adult now
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and I see issues caused by money most importantly
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I see issues with competition people seem to buy things to show off
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they are buying things in order to look maybe look richer wealthier to look more you know higher in society
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so they buy things like handbags watches expensive cars sports cars
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which i think for some people it's fine they have the money but when it comes to problems
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It's people who are buying things outside of their financial ability, you know, outside of the amount of money they have.
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So the competition causes people to make extravagant purchases, totally unnecessary.
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I see it around me among my friends and I really try to avoid it.
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Excellent.
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Easy to talk about today again
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and something as i said i really enjoy you will have topics you enjoy
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so i i do hope you get those topics in the ielts exam that's everything i have for you today
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and i hope you enjoyed today's episode i really appreciate
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you all joining me on youtube on your podcast platform as i always say please leave me a like
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and subscribe leave comments be an active member of the ielts plus community
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because i love to have you have a great week this week
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and i will see you next week for another topic
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which will be music oh okay music an interesting one
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so have a nice week study hard as always and i'll see you soon bye

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Vocabulary and speaking notes for this lesson

This speaking lesson is built on the video “IELTS English Podcast - Speaking Topic: Money”. The speaker keeps coming back to these words: ielts, topic, dollars. This video has 131 sentences and 1596 words to shadow. The speech runs for 11:06. The speaker talks at a steady 144 words per minute, a comfortable pace for shadowing. 83% of the words are among the 3,000 most common in English; the rest is worth studying before you start.

Key vocabulary in this video

15 words from the video worth learning, with pronunciation and meaning:

WordPronunciationMeaning
topic noun/ˈtɑpɪk/A subject; a theme; a category or general area of interest.
hypothetical adjective/ˌhaɪpəˈθɛtɪkəl/Based upon a hypothesis; conjectural.
pocket noun/ˈpɑ.kɪt/A bag stitched to an item of clothing, used for carrying small items.
lifestyle noun/ˈlaɪfˌstaɪl/A style of living that reflects the attitudes and values of a person or group.
podcast noun/ˈpɑdˌkæst/A program, especially an audio program, produced on a regular basis, delivered over the Internet in a compressed digital format and designed for playback on…
lesson noun/ˈlɛs.ən/A section of learning or teaching into which a wider learning content is divided.
clock noun/klɑk/A chronometer, an instrument that measures time, particularly the time of day.
announcement noun/əˈnaʊns.mənt/An act of announcing, or giving notice.
examination noun/ɪɡˌzæm.ɪˈneɪ.ʃən/The act of examining.
depend verb/dɪˈpɛnd/To be contingent or conditioned; to have something as a necessary condition
lottery noun/ˈlɑtɚi/A scheme for the distribution of prizes by lot or chance, especially a gaming scheme in which one or more tickets bearing particular numbers draw prizes, the…
hike noun/haɪk/A long walk, usually for pleasure or exercise.
vocabulary noun/vəˈkæb.jə.lə.ɹi/A usually alphabetized and explained collection of words e.g. of a particular field, or prepared for a specific purpose, often for learning.
firstly adverb/ˈfɜɹstli/In the first place; before anything else; first.
caravan noun/ˈkæɹəvæn/A convoy or procession of travellers, their cargo and vehicles, and any pack animals, especially camels crossing a desert.

Phrasal verbs you will hear

WordPronunciationMeaning
look forward to verbTo anticipate, expect, or wait for, especially with a feeling of approval or pleasure; to be excited or eager to.
get through verb/ɡɛt ˈθɹu/To overcome; to endure.
set aside verb/sɛt.əˈsaɪd/To separate and reserve something for a specific purpose.
set up verb/ˌsɛt ˈʌp/To make ready for use.
show off verbTo exhibit the best attributes of something.
warm up verb/ˌwɔː(ɹ)m ˈʌp/To become warmer.

Grammar in this video

The structures the speaker uses most, with the exact words from the video:

StructureIn the video
Conditional sentences if + clause, will/would + verb — a condition and its resultif you're interested if you'd like · if clause with a would action · if you won the lottery what would you
Present perfect have/has + past participle — a past action that still matters nowi've talked · has been converted · i've seen
Passive voice be + past participle — the focus is on what happens, not who does itis called · be marked · has been converted
Relative clauses who / which + clause — extra information about a person or thingthose who don · people who are

Pronunciation to watch

The speaker uses 41 contractions and reduced forms, such as I'm, don't, can't. Say them the short way, as you hear them.

  • The “th” sounds: hypothetical /ˌhaɪpəˈθɛtɪkəl/, gather /ˈɡæðɚ/, wealthy /ˈwɛl.θi/
  • The “sh” and “zh” sounds: examination /ɪɡˌzæm.ɪˈneɪ.ʃən/, conditional /kənˈdɪʃ.ə.nəl/, explanation /ˌɛkspləˈneɪʃən/, regulation /ˌɹɛɡjʊˈleɪʃən/, luxurious /lʌɡˈʒʊəɹi.əs/
  • Long words — get the stress right: hypothetical /ˌhaɪpəˈθɛtɪkəl/, examination /ɪɡˌzæm.ɪˈneɪ.ʃən/, vocabulary /vəˈkæb.jə.lə.ɹi/, conditional /kənˈdɪʃ.ə.nəl/, explanation /ˌɛkspləˈneɪʃən/

How to practise with this video

  1. Listen to the whole video once without speaking and note the words you do not know.
  2. Shadow it sentence by sentence at normal speed, repeating each one until your rhythm matches the speaker.
  3. Record yourself and compare with the original, paying attention to words like topic, hypothetical, pocket.

What is the Shadowing Technique?

Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.

Shadowing technique: read the full step-by-step guide →