Shadowing Practice: 리스닝 실력 쑥쑥 UP 영어 뉴스 쉐도잉 I 머니맥싱 트렌드 - Learn English Speaking with Video
Creating lesson...
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Let's practice listening with the latest news.
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First, listen twice without subtitles.
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Americans are still pinching pennies, even as inflation went slightly down from 3.5% in June and now easing to 3.4% in July.
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So walk us through how the younger generation and really all Americans can start money maxing today.
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The money maxing really is getting the most out of your dollar, meaning getting out of debt, budgeting, investing, All of that is so key because people are sick
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and tired of working hard and not having nothing to show for it.
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And so taking control of your money is so important.
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Yeah.
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So your advice is so solid and so time tested, Rachel, because when you talk about budgeting,
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saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
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And I think families are feeling a real pinch
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and we see energy is up 15 percent from last year food is up 3%.
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So they are feeling this in their budgets.
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But the problem is when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it, and actually save some money,
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save a thousand dollar emergency fund and start working your way out of debt
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because your income is your most powerful wealth building tool.
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You actually have margin back in your life, but that's going to require sacrifice but it is worth it.
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If you don't have the money, you probably shouldn't buy it, but that's not how we live.
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And so your behavior has to change.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
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Americans are still pinching pennies, even as inflation went slightly down from 3.5% in June and now easing to 3.4% in July.
23
So walk us through how the younger generation and really all Americans can start money maxing today.
24
So money maxing really is getting the most out of your dollar, meaning getting out of debt, budgeting, investing, all of that is so key because people are sick
25
and tired of working hard and not having nothing to show for it.
26
And so taking control of your money is so important.
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Yeah, so your advice is so solid and so time-tested, Rachel, because when you talk about budgeting,
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saving, building wealth, but also staying out of debt.
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That last one seems to be such a problem.
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And I think families are feeling a real pinch.
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And we see energy is up 15% from last year.
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Food is up 3%.
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So they are feeling this in their budgets.
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But the problem is when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it, and actually save some money,
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save $1,000 emergency fund, and start working your way out of debt because your income is your most powerful wealth-building tool.
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You actually have margin back in your life, but that's going to require sacrifice, but it is worth it.
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If you don't have the money, you probably shouldn't buy it, but that's not how we live.
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And so your behavior has to change.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
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Listen again and focus on the pronunciation and intonation.
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Americans are still pinching pennies.
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Americans are still pinching pennies.
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Americans are still pinching pennies.
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Even as inflation went slightly down from 3.5% in June and now easing to 3.4% in July.
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Even as inflation went slightly down from 3.5% in June and now easing to 3.4% in July.
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Even as inflation went slightly down from 3.5% in June.
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And now easing to 3.4% in July.
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Even as inflation went slightly down from 3.5% in June.
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And now easing to 3.4.
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In July, even as inflation went slightly down from 3.5% in June.
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And now easing to 3.4% in July.
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And now easing to 3.4% in July and now easing to 3.4% in July.
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Even as inflation went slightly down from 3.5% in June, and now easing to 3.4% in July.
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Even as inflation went slightly down from 3.5% in June, and now easing to 3.4% in July.
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So walk us through how the younger generation and really all Americans can start money maxing today.
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So walk us through how the younger generation
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and really all Americans can start money maxing today
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so walk us through how the other generation and really all Americans can start money maxing today
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so walk us through how the other generation and really all Americans can start money maxing today
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so walk us through how the other generation and really all Americans can start money maxing today
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so walk us through how the other generation and really all Americans Can start money maxing today.
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So walk us through how the younger generation.
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And really all Americans.
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Can start money maxing today.
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All Americans can start money maxing today.
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All Americans can start money maxing today.
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So walk us through how the younger generation.
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And really all Americans.
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Can start money maxing today.
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So walk us through how the younger generation.
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And really all Americans can start money maxing today.
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So money maxing really is getting the most out of your dollar.
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So money maxing really is getting the most out of your dollar.
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So money maxing really is getting the most out of your dollar.
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So money maxing really is getting the most out of your dollar.
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Meaning getting out of debt, budgeting, investing, all of that is so key.
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Meaning getting out of debt, budgeting, investing, all of that is so key.
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Meaning getting out of debt, budgeting, investing, all of that is so key.
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Meaning getting out of debt, budgeting, investing, all of that is so key.
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Because people are sick and tired of working hard and not having nothing to show for it.
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Because people are sick and tired of working hard and not having nothing to show for it.
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Because people are sick and tired of working hard
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and not having nothing to show for it because people are sick
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and tired of working hard and not having nothing to show for it.
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People are sick and tired of working hard.
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People are sick and tired of working hard and not having nothing to show for it
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and not having nothing to show for it.
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I've worked for years and I have nothing to show for it.
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I've worked for years and I have nothing to show for it.
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She spent years studying, but she had nothing to show for it.
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She spent years studying, but she had nothing to show for it.
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you need to take control of your spending you need to take control of your spending
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I'm trying to take control of my life I'm trying to take control of my life
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so taking control of your money is so important yeah so your advice is so solid and so time Yeah,
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so your advice is so solid and so time-tested Rachel.
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Yeah, so your advice is so solid and so time-tested Rachel.
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She gave me some solid advice.
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solid advice?
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Yeah.
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So your advice is so solid and so time-tested, Rachel.
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Yeah.
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So your advice is so solid and so time-tested, Rachel, because when you talk about budgeting,
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saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
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Because when you talk about budgeting, saving, building wealth, but also staying out of debt.
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That last one seems to be such a problem.
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Because when you talk about budgeting, saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
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Because when you talk about budgeting, saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
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I'm trying to stay out of debt.
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I'm trying to stay out of debt.
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The best way to stay out of debt is to live within your means.
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The best way to stay out of debt is to live within your means.
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Because when you talk about budgeting, saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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And I think families are feeling a real pinch.
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We see energy is up 15% from last year.
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Food is up 3%.
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Energy is up 15% from last year.
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Food is up 3% percent energy is up 15 percent from
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last year food is up three percent we see energy is
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up 15 from last year food is up three percent
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so they are feeling this in their budgets
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so they are feeling this in their budgets
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so they are feeling this in their budgets
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so they are feeling this in their budgets but the problem is
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when you depend on credit cards as your emergency fund
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when something goes wrong you go deeper into the problem
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but the problem is when you depend on credit cards as your emergency fund.
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When something goes wrong, you go deeper into the problem.
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But the problem is when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
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But the problem is when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem as your emergency fund.
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As your emergency fund.
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When something goes wrong, you go deeper into the problem.
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When something goes wrong, you go deeper into the problem.
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But the problem is, when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
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But the problem is, when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
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And so our goal is for you to be completely debt-free.
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Something extreme, cut up the credit cards, don't even depend on it.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it.
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And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it.
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I want to be debt free by the time I'm 40.
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Living debt free gives you more financial freedom.
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He decided to cut up his credit cards and pay off his debt.
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And actually save some money, save $1,000 emergency fund.
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And actually save some money, save $1,000 emergency fund.
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And actually save some money, save $1,000 emergency fund.
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And actually save some money, save $1,000 emergency fund and start working your way out of debt because your income is your most powerful wealth-building tool.
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And start working your way out of debt because your income is your most powerful wealth-building tool.
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And start working your way out of debt because your income is your most powerful wealth-building tool.
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and start working your way out of debt because your income is your most powerful wealth-building tool.
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And start working your way out of debt.
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And start working your way out of debt.
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And start working your way out of debt.
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She worked her way up from an entry-level position.
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She worked her way up from an entry-level position.
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And start working your way out of debt because your income is your most powerful wealth-building tool.
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And start working your way out of debt because your income is your most powerful wealth-building tool.
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You actually have margin back in your life.
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We don't have much margin in our budget.
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We don't have much margin in our budget.
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I need some margin in my schedule.
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I need some margin in my schedule.
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You actually have margin back in your life.
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You actually have margin back in your life.
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I finally have some free time back in my life.
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I finally have some free time back in my life.
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But that's going to require sacrifice, but it is worth it.
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But that's going to require sacrifice, but it is worth it.
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If you don't have the money, you probably shouldn't buy it, but that's not how we live.
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And so your behavior has to change.
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If you don't have the money, you probably shouldn't buy it, but that's not how we live.
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And so your behavior has to change.
182
If you don't have the money, you probably shouldn't buy it, but that's not how we live.
183
And so your behavior has to change.
184
If you don't have the money, you probably shouldn't buy it, but that's not how we live.
185
And so your behavior has to change.
186
And that's one reason I even love when you're getting out of debt.
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You pay off the smallest one first.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
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I finally paid off my credit card debt.
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I finally paid off my credit card debt.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
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And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
194
Americans are still pinching pennies, even as inflation went slightly down from 3.5% in June and now easing to 3.4% in July.
195
So walk us through how the younger generation and really all Americans can start money maxing today.
196
The money maxing really is getting the most out of your dollar, meaning getting out of debt, budgeting, investing.
197
All of that is so key because people are sick
198
and tired of working hard and not having nothing to show for it.
199
And so taking control of your money is so important.
200
Yeah.
201
So your advice is so solid and so time tested, Rachel, because when you talk about budgeting,
202
saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
203
And I think families are feeling a real pinch.
204
And we see energy is up 15% from last year.
205
Food is up 3%.
206
So they are feeling this in their budgets.
207
But the problem is when you depend on credit cards as your emergency fund, when something goes wrong, you go deeper into the problem.
208
And so our goal is for you to be completely debt-free, something extreme.
209
Cut up the credit cards.
210
Don't even depend on it.
211
And actually save some money, save $1,000 emergency fund and start working your way out of debt because your income is your most powerful wealth building tool.
212
You actually have margin back in your life, but that's going to require sacrifice.
213
But it is worth it.
214
If you don't have the money, you probably shouldn't buy it, but that's not how we live.
215
And so your behavior has to change.
216
And that's one reason I even love when you're getting out of debt, you pay off the smallest one first.
217
Americans are still pinching pennies,
218
even as inflation went slightly down from three and a half percent in June and now easing to 3.4 in July.
219
So walk us through how the younger generation and really all Americans can start money maxing today.
220
So money maxing really is getting the most out of your dollar, meaning getting out of debt, budgeting, investing.
221
All of that is so key because people are sick
222
and tired of working hard and not having nothing to show for it.
223
And so taking control of your money is so important.
224
Yeah.
225
So your advice is so solid and so time-tested, Rachel, because when you talk about budgeting,
226
saving, building wealth, but also staying out of debt, that last one seems to be such a problem.
227
And I think families are feeling a real pinch.
228
And we see energy is up 15% from last year, food is up 3%.
229
So they are feeling this in their budgets.
230
But the problem is when you depend on credit cards as your emergency fund.
231
When something goes wrong, you go deeper into the problem.
232
And so our goal is for you to be completely debt-free, something extreme, cut up the credit cards, don't even depend on it, and actually save some money,
233
save a thousand dollar emergency fund and start working your way out of debt
234
because your income is your most powerful wealth building tool.
235
You actually have margin back in your life, but that's going to require sacrifice, but it is worth it.
236
If you don't have the money, you probably shouldn't buy it, but that's not how we live.
237
And so your behavior has to change.
238
And that's one reason I even love when you're getting out of debt, you pay off the smallest one first,
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Vocabulary and speaking notes for this lesson
This B1 speaking lesson is built on the video “리스닝 실력 쑥쑥 UP 영어 뉴스 쉐도잉 I 머니맥싱 트렌드”. The speaker keeps coming back to these words: debt, maxing, credit, card, Americans. This video has 238 sentences and 3002 words to shadow. The speech runs for 18:44. The speaker talks at a natural 160 words per minute, close to everyday conversation. 92% of the words are among the 3,000 most common in English, so the vocabulary is easy to follow.
Key vocabulary in this video
The 15 most advanced words in the video, with pronunciation and meaning:
| Word | Pronunciation | Meaning |
|---|---|---|
| depend verb | /dɪˈpɛnd/ | To be contingent or conditioned; to have something as a necessary condition |
| pinch verb | /pɪnt͡ʃ/ | To squeeze a small amount of a person's skin and flesh, making it hurt. |
| ease verb | /iz/ | To free (something) from pain, worry, agitation, etc. |
| margin noun | /ˈmɑɹ.d͡ʒɪn/ | The edge of the paper, typically left blank when printing but sometimes used for annotations etc. |
| inflation noun | /ɪnˈfleɪ.ʃən/ | An act, instance of, or state of expansion or increase in size, especially by injection of a gas or liquid. |
| invest verb | /ɪnˈvɛst/ | To spend money, time, or energy on something, especially for some benefit or purpose; used with in. |
| penny noun | /ˈpɛni/ | In the United Kingdom, a unit of currency worth ¹⁄₁₀₀ of a pound sterling, or a copper coin worth this amount. Abbreviation: p. |
| sacrifice noun | /ˈsæk.ɹɪ.faɪs/ | Originally, the killing (and often burning) of a human being or an animal as an offering to a deity; later, also the offering of an object to a deity. |
| pronunciation noun | /pɹəˌnʌn.siˈeɪ.ʃən/ | The formal or informal way in which a word is made to sound when spoken. |
| intonation noun | /ɪntəˈneɪʃən/ | The rise and fall of the voice in speaking. |
| subtitle noun | /ˈsʌbtaɪtəl/ | A heading below or after a title. |
| max adjective | /mæks/ | Maximum; maximal. |
| wealth noun | /wɛlθ/ | Riches; a great amount of valuable assets or material possessions. |
| extreme adjective | /ɪkˈstɹim/ | Of a place, the most remote, farthest or outermost. |
| dollar noun | /ˈdɑ.lɚ/ | Official designation for currency in some parts of the world, including Canada, the United States, Australia, New Zealand, Singapore, Hong Kong, and elsewhere… |
Phrasal verbs you will hear
| Word | Meaning |
|---|---|
| get out of verb | To leave, exit or escape from; to become free of. |
| pay off verb | To bribe, especially to deter oversight. |
| cut up verb | To cut upward. |
Sentences worth repeating
Short, complete lines from the video that you can reuse in everyday conversation:
- Let's practice listening with the latest news.
- I'm trying to stay out of debt.
- We don't have much margin in our budget.
Grammar in this video
The structures the speaker uses most, with the exact words from the video:
| Structure | In the video |
|---|---|
| Present perfect have/has + past participle — a past action that still matters now | I've worked |
| Superlatives the -est / the most … — the top or bottom of a group | the latest · the most out · the smallest |
| Verb + -ing enjoy, keep, stop… + -ing — verbs that are followed by the -ing form | practice listening · start working |
| Advice with “should” should + verb — saying what is a good idea | shouldn't buy |
Pronunciation to watch
The speaker uses 44 contractions and reduced forms, such as don't, you're, shouldn't. Say them the short way, as you hear them.
- The “sh” and “zh” sounds: inflation /ɪnˈfleɪ.ʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, intonation /ɪntəˈneɪʃən/, schedule /ˈʃɛd͡ʒuːl/
- Long words — get the stress right: pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, intonation /ɪntəˈneɪʃən/
How to practise with this video
- Listen to the whole video once without speaking and note the words you do not know.
- Start at 0.75× speed, shadow it sentence by sentence, then go back to normal speed once it feels easy.
- Record yourself and compare with the original, paying attention to words like depend, pinch, ease.
What is the Shadowing Technique?
Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.