Prática de Shadowing: Learn English Through Conversation | Money, Saving & Budgeting | A2-B1 - Aprenda a falar inglês com vídeo
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Hi friends, welcome back to Daily English Talk.
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Hey everyone, I'm Tom and this is Lily and we are your English learning friends.
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If you are new here, welcome to the family.
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We are so happy you found us.
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Every single day we help you speak English with more confidence.
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If you want the transcripts,
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vocabulary, and
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slow audio versions, check the join button below.
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And today, oh today, we are talking about something very important, something that everyone thinks about.
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Money!
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Money!
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Yes!
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We are talking about money today.
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And if this is your first time here, welcome to the family!
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We upload a new English lesson every single day, so please, subscribe, hit that button, it takes one second and it helps so much!
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And for everyone who is already part of the family, thank you!
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Thank you so much, you make this channel so special!
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Okay, today's episode is called "Let's Talk About Money: Easy Ways to Save
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and Budget." We have so much to teach you today.
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Vocabulary, grammar, real stories, real conversations, all in English.
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Let's go!
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But before we start, I have a question for you.
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Ooh, what is it?
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Tom did something very funny last week.
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Something about money.
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And at the end of this episode, I am going to tell you the full story.
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Lily, no, please don't.
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Oh, I am definitely telling them.
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So, here is your question for today.
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Tom went to the supermarket with a budget of $30.
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How much money did he spend?
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Was it $30?
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less than $30, or more than $30?
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Please say $30, please say $30.
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Think about it.
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Listen to today's episode, the answer is coming at the end.
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Stay with us.
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Okay, Tom, let's be honest.
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How are you with money?
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Ugh, Lily, I am not good with money.
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Really?
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Tell me more.
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Okay, so last month I opened my bank app and I looked at my balance and I thought, Where did all my money go?
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Oh no!
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What happened?
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I spent $40 on coffee.
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$40 just on coffee!
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Hang on!
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$40 on coffee?
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In one month?
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Yes!
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I go to the coffee shop every morning before work.
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The coffee's $5.
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$5 times 5 days a week times 4 weeks, that is $100 a month!
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Wait, it gets worse?
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Tom, I just did the math.
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It is actually $100.
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Oh, I need to go home.
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Don't cry.
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This is exactly why we are doing today's lesson.
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Because money management is a skill.
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And today, we are going to teach you that skill in English.
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Okay, you are right, let's learn together.
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And our listeners are going to learn with us, because we all spend money on things we don't need sometimes, right? So true.
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Even me.
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Especially me.
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Especially you.
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Ahem.
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Okay, before we go into our big lesson today, let's look at a grammar point,
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something that is very useful when we talk about money and habits.
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What grammar point?
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We are going to look at the present simple tense for habits and routines.
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Because when we talk about money, we often talk about things we do regularly.
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Like, "I spend money every week," or "She saves $10 every month." Exactly.
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The present simple tense is for actions that happen again and again.
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Regular habits, regular routines.
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The structure is very simple.
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For I, you, we, they, just use the base verb.
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For he, she, it, add an s to the verb.
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Let's practice.
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I will say a sentence and you repeat it.
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Ready?
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Ready!
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I save money every week.
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I save money every week.
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Now you say it at home, go!
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Great!
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Now try this one.
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She spends $50 a month.
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She spends $50 a month.
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Did you hear that S on spends?
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That is the he /she /it rule.
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Let's try one more.
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They make a budget every month.
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They make a budget every month.
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Beautiful!
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You are doing so well.
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And now we are going to use this grammar all through today's lesson.
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You are going to hear it again and again, so listen carefully.
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And every time you hear a present simple sentence about money, notice it
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that is good practice okay let's get into the lesson today
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we have five big ideas five steps to help you save money
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and manage your budget and for each step we have vocabulary examples
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and of course stories oh the story is my favorite part Your most embarrassing part.
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Also true.
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Step one, let's talk about spending money.
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Spending money.
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What does spending mean?
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Spending money means giving money to buy something.
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When you go to the shop and you pay for something, you are spending money.
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For example, "I spend money at the supermarket." Or,
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"She spends money on clothes." Let's practice together repeat after me i spend money every day i spend money every day
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He spends money on food.
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Now one more: We spend money on things we don't need.
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Oh, that one hits different.
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Okay, Tom, tell them about the jacket.
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So, last winter I walked past a shop and I saw this beautiful jacket in the window.
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It was brown, it had big buttons, it looked amazing. And?
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And I went inside, and I looked at the price tag.
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It was $150.
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A hundred and fifty?
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But I really wanted it, so I spent the money.
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I bought the jacket.
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And did you wear it?
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I wore it once.
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Once.
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A hundred and fifty dollars for one time.
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I know.
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It was very warm that one time.
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Okay, so here is the vocabulary word: spending money.
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And Tom spent money on a jacket he only wore once.
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That is spending money on a want, not a need.
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Correct.
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And that brings us to step two.
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Needs versus wants.
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What is the difference?
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A need is something you must have to live.
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Food, water, a home.
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Medicine.
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These are needs.
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A want is something you would like to have, but you can live without it.
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A new video game, expensive coffee, a beautiful jacket.
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A beautiful jacket you wear once.
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Yes, that.
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Let's practice.
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I will say something, you tell me.
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Is it a need or a want?
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Ready?
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Ready.
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Rent.
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Your apartment payment.
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Need.
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A new phone case with a cat on it.
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Want, definitely a want.
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Electricity for your home.
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Need.
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Bubble tea with extra pearls.
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Ooh, this one is hard.
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Tom?
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Want.
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It is a want.
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Good.
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Now you try at home.
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Think of five things you spend money on and ask yourself, is this a need? or a want.
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That simple question can change your budget completely.
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It changed mine, kind of.
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Tell them the story.
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Okay, so I was doing my budget one day, writing down all my expenses, and I wrote "streaming subscriptions." I had four different streaming services.
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Four?
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Four!
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And I was paying for all of them, but I only used one, the others I forgot about.
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Ahh, you were spending money every month for nothing. For nothing.
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So I asked myself, "need or want?" and I canceled three of them and I saved $60 a month.
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$60!
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Just by asking one question: need or want?
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One question, big difference.
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So listeners, this week, look at your expenses.
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Ask yourself, need, or want.
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It is the first step to saving money.
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Step 3.
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budget.
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This is a very important word.
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A budget.
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What is a budget?
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A budget is a simple plan.
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It shows two things: how much money comes in, and how much money goes out.
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Money in is your income, the money you earn from work.
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Money out is your expenses, the money you spend on things.
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The goal of a budget is to make sure your money in is bigger than your money out.
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Simple idea, but not always easy to do.
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Definitely not always easy.
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Let's practice.
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Repeat after me.
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I make a budget every month.
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I make a budget every month.
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Her budget has two columns, money in and money out.
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Great!
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Now listen to my story about budgets.
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Oh, is this the notebook story?
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Yes.
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So a few years ago, I had no idea where my money was going.
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I was always surprised at the end of the month.
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My bank account was almost empty, but I did not know why.
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That is a scary feeling. So scary.
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So my friend said, Lily?
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Make a budget.
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Just write it down.
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Everything you earn, everything you spent. And?
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So I bought a small notebook and I wrote down everything for one month.
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And do you know what I found?
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What?
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I was spending thousands $30 a month on phone games.
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Little purchases inside the games.
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$1 here, $2 there.
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The small ones are sneaky.
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So sneaky because each one feels small but together $30 a month!
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Just from phone games?
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Just from phone games.
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And when I saw it in my budget, I stopped immediately.
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And I saved that money instead.
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That is the power of a budget.
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You can see your money.
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You can understand it.
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So let's practice making a simple budget together.
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Think about your money in, how much do you earn in a month,
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and your money out, how much do you spend? to be perfect.
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Just start.
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Step 4: Saving money.
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Yes!
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Saving money means keeping some of your money, not spending it.
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When you save money, you put it to the side.
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You keep it for later.
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For example, "I save $20 every week." Or,
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"She saves money by making coffee at home." Making coffee at home, my nemesis.
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Tell them.
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Okay, so after Lily told me I spend $100 a month on Coffee Shop coffee, I was shocked.
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I decided to make coffee at home.
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And how did that go?
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I bought a coffee machine.
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I bought nice coffee beans.
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I watched videos about how to make the perfect coffee.
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Tom, how much did the coffee machine cost?
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$80.
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Tom...
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But, but I have used it every day for six months, so now I have saved money.
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Eventually.
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Eventually?
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The point is, making coffee at home is cheaper than the coffee shop, even with the machine.
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Okay, he is right.
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It is cheaper in the long run.
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And that is a great small saving habit, making coffee at home.
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Here are some other small ways to save money.
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Make a shopping list before you go to the supermarket and only buy what is on the list.
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Cook food at home instead of going to restaurants or try cooking at home more often.
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Walk or or use public transit instead of a taxi when you can.
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- And here's a good trick.
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When you want something that's a want, wait 24 hours, sleep on it.
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Often you wake up the next day and you don't want it anymore.
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- That trick saved me from buying a second jacket.
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- What color was it?
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- Blue.
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- Oh, Tom.
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- I waited 24 hours.
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I did not buy it.
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Growth.
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- Growth, we love to see it.
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And our last vocabulary item for today, Saving goal What is a saving goal?
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A saving goal is a reason to save, a target, something you are working toward.
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When you have a saving goal, it is much easier to save money because you know why you are saving.
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For example, maybe your saving goal is a holiday, a trip to another country, or a new laptop, or moving to a bigger apartment.
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When you have a goal, saving feels exciting, not boring.
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Instead of thinking, "I cannot spend this money," you think, "I am saving this money for my goal." Let's practice.
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My saving goal is a trip to Japan.
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My saving goal is a trip to Japan.
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dollars every month for his goal.
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He saves fifty dollars every month for his goal.
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Now, tell them your saving goal, Tom.
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Oh, my current saving goal is a new camera because I love photography, and my old camera is very old.
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How much does it cost?
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$300 and I save $30 every month.
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So in 10 months, you will have your camera.
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Exactly!
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And every time I want to spend money on something I don't need, I think about the camera.
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And I don't spend the money.
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Oh, that is so smart!
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Your saving goal protects your money.
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"It protects my money from me !" What is your saving goal, listeners?
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Write it in the comments.
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We want to know.
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And there is one more tip: Use a piggy bank or a jar or open a separate savings account.
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Keep your saving money separate from your spending money.
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When you can see your savings growing, it feels so good.
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It motivates you to save more.
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And it works!
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I use a savings account, and every month when I see the number go up, I feel so proud.
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It is the best feeling.
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You can do this.
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We believe in you.
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Okay, let's do a quick summary of everything we learned today.
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Number one: spending money.
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This means giving money to buy something.
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Number two: needs versus wants.
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Needs are things you must have: food, water, shelter.
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Wants are things you like but don't need, like expensive coffee
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or a jacket you wear once or a jacket you wear once number three budget A simple plan: money in, money out.
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Write it down.
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Number four: saving money.
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Keep some money.
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Don't spend everything.
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Small habits help a lot.
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Coffee at home, shopping lists, waiting 24 hours before buying.
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And number five: saving goal.
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Have a reason to save.
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A trip, a camera, a new home.
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Your goal keeps you motivated.
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Five steps, five words, and you can use them all starting today.
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Present Simple Tense for habits.
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I save money every week.
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She spends money on food.
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They make a budget every month.
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Use these sentences.
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Practice them.
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Make them your own.
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Thank you so much for spending this time with us today.
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Spending time, very good!
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If you learned something today, please give this video a thumbs up, it helps more people find our channel. And subscribe!
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We upload a new English lesson every single day.
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Every single day, so you can practice your English with us every morning, every evening, whenever you want.
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We will see you tomorrow for another lesson.
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Take care of yourselves.
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And take care of your wallets.
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And your wallets.
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Bye -bye.
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Bye.
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Sobre Esta Aula
Nesta aula, você vai praticar a conversação em inglês através de um tema que todos nós lidamos diariamente: o dinheiro. Vamos discutir como economizar e planejar um orçamento, ajudando você a se familiarizar com vocabulário e expressões financeiras. Ao final, você não apenas terá uma melhor compreensão sobre o assunto, mas também se sentirá mais confiante ao usar essas novas palavras e frases em suas próprias conversas. Aproveite para melhorar a pronúncia em inglês com histórias e diálogos autênticos!
Vocabulário e Frases Chave
- Budget - Orçamento
- Spend - Gastar
- Save - Economizar
- Bank app - Aplicativo bancário
- Balance - Saldo
- Coffee - Café
- Where did all my money go? - Para onde foi todo o meu dinheiro?
- Less than/More than - Menos que/Mais que
Dicas de Prática
Para maximizar sua aprendizagem a partir deste vídeo, recomendamos que você utilize a técnica de "shadow speech". Isso significa que você deve ouvir e repetir as falas em tempo real, imitando a entonação e a velocidade dos falantes. A conversa de Tom e Lily apresenta um ritmo acessível e envolvente, ideal para iniciantes que desejam aprimorar a sua prática de conversação em inglês.
Comece ouvindo a parte que mais lhe interessa e tente repetir o que eles dizem imediatamente após. Shadowspeaks pode ser uma das suas ferramentas favoritas para isso! Preste atenção nas pausas e no fluxo natural da conversation - isso ajudará você a melhorar a pronúncia em inglês e a entender melhor os contextos em que cada expressão pode ser utilizada.
Lembre-se de que o shadow speak é uma prática poderosa: ao ouvir e repetir, você não apenas aprende novas palavras, mas também como usá-las em situações reais. Não se preocupe em errar; o importante é praticar consistentemente!
Gramática neste vídeo
As estruturas que o falante mais usa, com as palavras exatas do vídeo:
| Estrutura | No vídeo |
|---|---|
| Past continuous was/were + -ing — uma ação em andamento em um momento do passado | was doing · was paying · were spending |
| Comparativos -er than / more … than — comparar duas coisas | bigger than · cheaper than |
| Superlativos the -est / the most … — o maior ou o menor de um grupo | Your most embarrassing · the best |
| Present continuous am/is/are + -ing — algo que está acontecendo agora ou nestes dias | are talking · am definitely telling · is coming |
O que é a Técnica de Shadowing?
Shadowing é uma técnica de aprendizado de idiomas com base científica, originalmente desenvolvida para o treinamento de intérpretes profissionais. O método é simples, mas poderoso: você ouve áudio em inglês nativo e repete imediatamente em voz alta — como uma sombra seguindo o falante com 1-2 segundos de atraso. Pesquisas mostram melhora significativa na precisão da pronúncia, entonação, ritmo, sons conectados, compreensão auditiva e fluência na fala.