跟讀練習: Never Worry About Money Again... - 通過影片學習英語口語

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how to become financially independent.

Here's number one.

First of all, you got to have the right philosophy.

Now, let me give you a couple of philosophies to consider.

Here's the first one.

It's called the philosophy of the poor.

Poor people usually spend their money and invest what's left.

That's the philosophy of the poor.

Now, here's the philosophy of the rich rich people invest their money and spend what's left.

And here's the startling answer.

It really doesn't matter what the amount is.

What's most important is not the amount.

What's really important is the philosophy.

So I would ask you to adopt this philosophy.

And I've got a little formula that I'm going to share with you.

Now, what should a child do with a dollar?

Here's one opinion, it's only a child and it's only a dollar.

What difference does it make?

Well, in my opinion, it makes all the difference in the world.

A person's economic future starts with a child with a dollar.

Somebody says, oh no, you're only young once, let him spend the dollar.

Well, when would you hope that would stop?

He says, well, wait till he's 50 and broke like me, and you know, and then he'll learn.

Well, no, we don't want to wait that long.

So what should a child do with a dollar?

Here's the simple premise to begin with.

Don't spend it all.

And if a child wants to spend the whole dollar, you got to say, hey, don't spend it all.

They'll say, why not?

It's my dollar, I earned it.

You say, I know you earned it, but don't spend it all.

They'll still say, why not?

Say, let me show you why not.

So you put them in your car, take them to the other side of town, and show them where people live that spend the whole dollar.

Just drive them around.

Kids learn best by visual.

Just drive around and say, would you like to live here?

Kid says, no. Would you like to live like these people live?

Kid says, no, no. Then you can't spend the whole dollar.

So, kids will get the message.

So, you know, take them to the other side of town and show them around, unless you already live there, and then just show them around.

Anyway, don't spend the whole dollar.

Now, let me give you my best view of what to do with the dollar.

Here's my first bit of advice.

Never spend more than 70 cents.

Now, you got to pick some number and the number you pick is going to be determined by your philosophy.

It's going to be determined by what you've been taught or your experience teaching yourself.

When I first met my teacher, Mr. Shoaff, I was at about 110% of each dollar.

And then I learned a whole better formula for financial independence.

Number one, don't spend more than 70 cents.

Now, kids say to me, well, okay, what do I do with the other 30 cents?

And here's what I teach them.

10 cents for charity.

We're helping people that can't help themselves.

Ten cents to support worthy projects, projects that you feel good about, 10 cents out of every dollar.

It's called being generous.

Now, in my opinion, nothing teaches us character better than generosity.

No class, no teacher, no book teaches character better than generosity.

And the best time to start is when the amounts are small, because when the amounts get larger, sometimes it's a little more difficult.

You know, giving a hundred thousand out of a million, someone says, oh, if I had a million, I'd give a hundred thousand.

I'm not sure.

That's a lot of money.

So the time to start is when the amounts are small, 10 cents out of the dollar.

Okay.

Next 10 cents.

I call active capital.

Active capital means do something to make a profit.

active capital.

Set aside a portion of your income.

Wages are okay, but I'm telling you, wages will make you a living.

Profits will make you a fortune.

So set aside part of your income as capital called active capital.

Any kind of project you can possibly think of, you can possibly come up with.

Then you must jot this down if you're taking notes.

Profits are better than wages.

And then there's no limit to profits and they can they can double and triple and quadruple.

You know, there's no limit.

It's incredible how fast profits can grow.

So profits are better than wages.

Wages make you a living, profits make you a fortune.

Now, the third 10 cents is vitally important.

I call it passive capital.

Capital, you let somebody else use.

A financial institution, stocks and bonds, mutual funds, whatever.

Let someone else use it.

You furnish the money.

They use it to make a profit, but they pay you for the use of it called interest.

And here's one of the things that'll make you financially independent fairly quickly, and that's called compound interest.

And this is how you get it.

Letting someone else use a portion of your money, your substance.

They show the profit.

They pay you interest.

And this passive capital, I'm telling you, over a sustained period of time, if you'll develop this little 10, 10, 10, and 70, you will be financially independent.

You'll have the ability to live from the income of your own resources.

And then one more point on passive capital.

The borrower is servant to the lender.

And if you want to be in a powerful position as you grow older, finally, when you become mature, maybe have your own business, things have worked out for you for the future.

The position you always want to be in is the power position.

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And that's called the lender.

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The lender is the power position.

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So if kids learn early enough and then you ask them what they'd like to be when they grow up, I'm telling you, once they understand, they'll say, well, one of the things I want to be is one of those lenders.

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That's the power position, not the spender.

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No, you'll be pitied the rest of your life if you just become a spender.

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You got to become a lender.

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Can't we teach our children how to take a dollar, search the neighborhood, find a broken wagon, pay a dollar for it, bring it home, you know,

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clean it up, sand it until it's clean, paint it red till it shines, straighten out the wheel still they're true, take it back to the neighborhood, sell it for five dollars.

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Anybody can do that.

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Finding something, touching it, making it better, making a profit.

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Now does the child deserve $4 profit?

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And the answer is yes.

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Society now has a mended wagon.

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Capital in the hands of the kids.

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Capital in the hands of the people.

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Enterprises that make a profit.

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Enterprises that grow.

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It's the hope of our future.

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So that little simple formula, I hope will help you.

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Now one more key on financial independence, and that is attitude.

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Attitude.

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Here's number one.

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I used to say, I hate to pay my bills.

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My teacher straightened me out on that.

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He said, let's see, Mr. Rohn, what you hate to do is pay $100 on an account and reduce your liabilities and increase your assets.

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I said, well, no, not if you look at it that way.

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He said, well, it all depends on how you look at it.

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So wouldn't you love to pay your bills, reduce your liabilities, increase your assets?

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You've got to have that kind of attitude.

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I found out the same attitude about taxes.

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I used to say, I hate to pay my taxes.

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And Mr. Shoaff said, well, that's one way to live.

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But don't you understand taxes is how we care and feed the goose that lays the golden eggs.

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Wouldn't you want to do your share?

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Someone says, yes, but the goose eats too much.

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Probably true.

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But hey, we all eat too much.

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We all need to go on a diet.

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Better a fat goose than no goose.

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So I finally became a happy taxpayer.

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Now, I think taxes are too high, so I'm working to get taxes lowered for our economic future.

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But then whatever they turn out to be I gladly pay do my part

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because that's what makes the whole system run Each of us doing our part

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Now I want these three subjects to be valuable for you.

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I Want them to have meaning for you.

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I Want you someday to be financially independent.

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I Want you to have the personal development so that you feel good about yourself

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If I had a chance to meet you someday I'd like to have you show me the list of goals

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that you got started and say, Mr. Oh, and here's some I've already checked off.

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Here's the books I'm reading.

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Here's what's happened.

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I'm developing the skills.

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I'm better this year than I was last year.

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I've got more self-confidence.

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My skills are developing.

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That's what I want for you.

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And that's why I took the time to come and share in this video message with you.

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I do seminars all around the world, but this is one way that I can reach out and touch you in case you can't come to my seminars, wherever I am.

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Maybe this video will reach you somewhere and it'll have an impact on your life.

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And what I'd like to do is later hear about it, a letter, phone call, or to have a chance to meet you in person.

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And now I'd like to leave you with these four questions called questions to ponder.

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These questions were valuable for me and I want to make them valuable for you.

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Here's the first one.

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Why?

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We all ask why we should work this hard.

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Why take that many classes?

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Why go to school that many years?

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You know, why take the notes?

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Why read the books?

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Why work that hard?

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Why put yourself through the push ups and the disciplines?

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Why?

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Good question.

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Why?

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Best answer to why I think is the second question.

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Why not?

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Why not see how many books you can read, how many classes you can take, how many skills you can develop?

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Why not see how valuable you can become to the marketplace and to your friends and to your family?

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Why not see what you can make of yourself?

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Why not see how far you can go, how much you can see, how much you can earn, how much you can share?

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Why not?

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That's the heritage all of us have now that we've been given this extraordinary opportunity.

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Now, my My third question I'd love to ask you in person, but since I can't do it in person, I want to ask it of all of you.

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But I want you to take it personally.

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And my third question is, why not you?

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Why not you?

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With good self-esteem, why not you starting to change and setting goals?

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Why not you starting to make progress toward financial independence?

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If I can do it, you can do it.

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I wish I had a lot more testimonials here today besides mine.

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A whole steady stream that would come by and tell you their story.

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Someone who started with nothing, finally run a big enterprise.

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A mother who was on welfare, now she owns her own business.

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In addition to my story, I wish I had a lot more.

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And if all of them told their story, guess how they would probably wind up their story?

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They'd probably say, just like me, why not you?

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If we can read, you can read.

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If we can change, you can change.

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If we can figure it out, you can figure it out.

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If we can turn it around, you can turn it around.

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There isn't anything you can't accomplish.

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That's what those testimonials would say.

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And so I want to say it to you personally.

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Why not you?

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You've got the brains.

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You've got the stamina.

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You've got the vitality.

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You've got the interest.

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You've got your life ahead of you.

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You've got the future.

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You can do it.

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If anybody can do it, you can do it.

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If one of us can do it, hey, we all can do it.

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And now here's my last question.

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Why not now?

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This is a good time as the 20th century starts to

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wind down a few more years as we get ready for century 21.

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What a good time to set your goals, work on yourself, work on your skills.

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What a good time to get it together.

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What a good time to start this process.

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personal development, growing, changing, developing, having a good plan for your money and for your life and for your future.

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Why not now?

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And I hope I have a chance to see you one of these days and share with you the experience, the reaction, response you might have had from my message today.

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And until I get a chance to see you on this side of the world or the other side of the world, in some school or some seminar,

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I want all that I've gotten to be yours and much, much more.

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God bless.

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Goodbye.

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背景與語境

在這段影片中，演講者討論了財務獨立的重要性，並提供了一些基本的財務哲學。他強調了富人和窮人如何看待和處理金錢的不同，尤其是關於消費與投資的觀念。這段對話不僅涉及到個人理財，還蘊含了關於教育和成長的重要資訊，對於英語學習者來說，它能夠幫助他們更好地理解日常生活中的經濟活動相關的英語表達。

日常交流中的五個關鍵短語

經濟未來 - Economic future
消費與投資 - Spending and investing
財務哲學 - Financial philosophy
不要花光全部的錢 - Don’t spend the whole dollar
明智的財務決策 - Wise financial decisions

逐步跟讀指南

要有效增強您的英語發音和口語能力，可以採取以下的逐步跟讀（shadowing）方法來練習這段影片內容：

仔細聆聽： 首先，完整地聽一遍影片。注意演講者的語調、停頓和表達方式，這將有助於您掌握節奏和語感。
分段學習： 將影片內容分成幾個小段。每段都要反覆播放，並嘗試模仿演講者的發音和語調。這是shadowing site的關鍵所在。
逐句跟讀： 在聽的同時，將您的注意力集中在個別句子上。每當演講者說完一個句子，您就跟著重複出來。這有助於提高您的口語流利度及提高英語發音。
記錄並對比： 自己錄下您的跟讀聲音，然後與演講者的原音進行比較。找到需要改進的地方，尤其是在語音和節奏上。
持續練習： 重複這個過程，定期進行跟讀練習。這將促使您在口語交流中逐漸自信，同時提高您的英語水平。

結合這些練習，您將能夠更有效地理解和掌握與財務相關的日常對話，同時在雅思口語練習中表現得更加遊刃有餘。

影片中的語法

說話人最常用的結構，並附上影片中的原話：

結構	影片中的用法
條件句 if + 從句，will/would + 動詞 — 條件及其結果	if I had a million, I'd give
“used to” used to + 動詞 — 過去的習慣或狀態，現在已不再如此	used to say
現在完成時 have/has + 過去分詞 — 過去發生但與現在仍有關聯的事	you've been taught · have worked · I've already checked
被動語態 be + 過去分詞 — 強調發生了什麼，而不是誰做的	you've been taught · be pitied · we've been given

什麼是跟讀法？

跟讀法 (Shadowing) 是一種有科學依據的語言學習技巧，最初開發用於專業口譯員的培訓，並由多語言者Alexander Arguelles博士普及。這個方法簡單而強大：您在聽英語母語原聲的同時立即大聲重複——就像是一個延遲1-2秒緊跟說話者的影子。與被動聽力或語法練習不同，跟讀法強迫您的大腦和口腔肌肉同時處理並模模擬實的講話模式。研究表明它能顯著提高發音準確性，語調，節奏，連讀，聽力理解和口語流利度——使其成為雅思口語備考和真實英語交流最有效的方法之一。

影子跟讀法: 閱讀完整分步指南 →

跟讀練習: Never Worry About Money Again... - 通過影片學習英語口語

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日常交流中的五個關鍵短語

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影片中的語法

什麼是跟讀法？