跟读练习: The Science of Getting Rich - 通过视频学习英语口语

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Alright, so, you're broke, I'm broke, Jeff Bezos is not.
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So, what's going on here?
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Is there an actual science to getting rich?
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Or did some people just spawn in with a VIP game pass?
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And why can't we, the broke ones, get the hold of that VIP game pass?
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Well, today, I'm exposing everything behind the scenes of making money.
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And I'm not gatekeeping a s*.
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And, uh, hopefully by the end of this, we'll all be rich.
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Or at least, less broke.
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Okay, here's the thing.
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Money isn't real.
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Well, it's technically real in the sense that you can buy tacos with it.
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But in the grand scheme of the universe, it's just paper and digital numbers we all agree to give value to.
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Money is literally a game.
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Except instead of jumping on mushrooms like Mario, we're out here paying taxes and pretending to understand credit scores.
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Think of money like Monopoly.
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Some people start the game already owning Boardwalk and Park Place.
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Some people start the game with nothing but debt and bad luck.
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And some people figure out how to hack the game.
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But those people who buy all the railroads and suddenly control the entire transportation system, the economy works the same way.
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Rich people own the game board, they invest in companies, real estate and stocks.
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Most people trade time for money, they work a 9 to 5 and get paid a fixed salary.
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But here's the catch, the game is rigged so that just working hard doesn't necessarily make you win.
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And don't get me wrong, hard work matters, but only if you're working on the right things.
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Now you might be thinking, wait, if money is a game, how come some people start with a full inventory of cheat codes, while others are stuck doing side quests just to survive.
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The reason?
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Generational wealth plus financial literacy plus capitalism being capitalism.
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Generational wealth, some people are born with millions in assets, which means they don't have to start from scratch.
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Financial literacy, the rich teach their kids how money actually works, while most schools barely teach how to file taxes.
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The rules favor people who already have money.
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Basically the game is set up so that the rich keep winning, and everyone else has to grind like crazy just to stay afloat.
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Okay, so what do you do with this information?
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You learn how to cheat the system.
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Step one is to understand how money flows.
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Most people trade time for money, but rich people trade money for more money.
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Poor mindset.
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I'll work more hours to make more money.
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Rich mindset.
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I'll invest in something that makes money for me while I sleep.
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Step two.
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You need to stop spending money like a player with infinite lives.
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Buying expensive things that lose value equals to playing on hard mode.
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Buying things that make money equals to playing on easy mode.
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And step 3 is to level up your skills.
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The best way to make more money, become more valuable.
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The higher your skills, the more the game rewards you because suddenly companies need you more than you need them.
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The people who win at this game do three things really well.
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They learn the rules early.
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They make their money work for them.
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They leverage opportunities instead of just working harder.
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So yeah, money is a game, and the good news?
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Now you know how to actually win.
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The bad news?
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You still have to actually play.
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So let's talk about how to use this knowledge to go from broke and confused to rich and slightly less confused.
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Once upon a time, humans were just trying not to die.
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No one was hoarding gold or worrying about their credit score.
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They were out there like, do I have food?
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Am I being chased by a lion?
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Can I throw this rock at my problems?
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Fast forward to now, and guess what?
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Your brain still operates on short-term survival mode.
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Except instead of lions, it's rent, DoorDash, and an existential crisis every Tuesday.
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This is the problem.
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Most people are hardwired to think short term.
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You get money, spend it, you feel bad, buy something, you see a new iPhone, suddenly your old one is garbage.
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Rich people rewire their brains to think long term.
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Most people think, how can I make money to survive this month?
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Rich people think, how can I make money that keeps making more money forever.
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And that's why they invest instead of just saving.
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Focus on assets, not just income.
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Delay gratification, skipping that $5 coffee, investing it, and in 40 years, they own a spaceship.
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Kind of.
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So, the secret weapon?
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Compounding.
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When your money makes money, then that money also makes money.
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Example, you invest $1,000 at 10% interest.
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Next year, it's $1,100.
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Year after, $1,210.
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Fast forward a few decades, you're rich.
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The earlier you start, the more the system does the work for you.
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Most people think making more money will fix their problems.
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Get a raise, expenses go up.
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Make six figures, still broke.
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Win the lottery, most winners go broke in five years.
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Because it's not about how much you make, it's about how you use it.
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Rich people don't just earn money, they make their money work for them.
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And here's three simple rules to escape the broke mindset.
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Rule number one, own more than you owe.
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If you have more debt than assets, you're playing the game backward.
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Own stocks, businesses, real estate.
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Stop financing stuff you can't afford.
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Rule number two, buy time, not things.
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Most people trade time for money.
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Rich people trade money for time.
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If your job disappears tomorrow, would you still be making money?
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Rule number three, think in decades, not days.
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Want fast money?
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Scams, gambling, and bad decisions.
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real wealth, investing, skill building, and patience.
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Get rich quick schemes.
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More like get broke fast schemes.
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And here's the deal.
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Poor mindset, future you is someone else's problem.
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Rich mindset, future you is your number one investment.
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Every dollar you save, invest, or use to build skills is future you leveling up.
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Alright, let's talk about why your wallet is constantly crying.
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You work hard, you make money.
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So where does it all go?
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The bad news?
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You're probably broke because of one or more of these three things.
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Reason number one, you don't track your money.
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Most people treat their money like a mystery box.
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They get paid, they spend, they check their balance and wonder who robbed them.
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Well, your bank account isn't a murder mystery, it's just math.
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If you don't track where your money goes, it will disappear.
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Solution?
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Start tracking literally everything for a month.
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No judgement.
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Just vibes and numbers.
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How much do you spend on food?
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Subscriptions, Treating yourself after a hard day that turned into 10 hard days?
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Once you see where your money is going, you can control it instead of letting it control you.
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Reason number two, you're not investing.
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AKA, inflation is stealing from you.
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Here's a harsh truth, if you're not investing, you're losing money.
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Let's say you put $1,000 in a shoebox.
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A year later, it's still $1,000.
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But because of inflation, it buys less stuff.
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Meanwhile, rich people's money is making more money through investments.
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Start investing.
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Doesn't have to be much.
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Index funds?
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Solid.
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Real estate?
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If you have the cash.
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Pokemon cards?
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Eh, maybe not.
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The key is to get your money working for you instead of letting inflation slowly rob you blind.
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Reason number three.
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You're buying dumb stuff.
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Just because you can afford something doesn't mean you should buy it.
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Most people go broke trying to look rich.
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Design a close?
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Liability.
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New iPhone every year?
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Liability.
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A $300,000 car when you make $60,000 a year?
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Come on now.
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Solution?
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Follow this simple rule.
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If it doesn't make you money, think twice before buying it.
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If one paycheck is your entire financial lifeline, you are one bad day away from disaster.
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Rich people never rely on a single income source.
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They stack multiple income streams like a cheat code.
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Start freelancing, sell digital products, invest in dividend stocks, monetize a hobby.
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Even an extra $200 a month gives you breathing room.
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And breathing room keeps you out of panic mode.
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The choice is simple.
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playing the game on hard mode, aka paycheck to paycheck life, or start stacking small wins that make future you rich, relaxed, and unbothered.
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Alright, want to know the real cheat code to getting rich?
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Skill stacking.
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Most people focus on one skill, thinking it's enough to get rich.
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I know how to code.
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I'm great at marketing.
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I make killer TikToks.
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Here's the thing though, one skill isn't enough.
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The real money is in combining skills in a way that makes you irreplaceable.
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Take Elon Musk, engineering, business, hype machine equals billionaire, or Mr. Beast,
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YouTube, business, understanding the algorithm equals richer than entire countries. And you?
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Uh, I can build cool stuff in Minecraft?
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And yeah, I guess you could start a Minecraft channel at something, but.
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Step one is to pick a valuable skill.
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Coding, sales, marketing, investing video editing.
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Step two is to add another valuable skill.
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Coding plus business equals tech startup founder.
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Sales plus psychology equals millionaire consultant.
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Marketing plus video editing equals YouTube empire.
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And step three is to profit.
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The more rare your skill combo, the more valuable you become.
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The more valuable you become, the more money you make.
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And why this worked?
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Because just knowing how to code, a million people can do that.
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But knowing how to code and sell a product, you become dangerous.
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Like really dangerous.
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The richer someone is, the more valuable their skill stack.
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And here's how to start even if you're broke.
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Learn a skill online for free.
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YouTube, Coursera, Google, literally everything you need is free.
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Get good enough to make money with it.
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You don't need to be the best.
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Good enough is just enough.
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Offer your skill as a freelancer.
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Build a small business.
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Apply for high paying jobs that need that skill.
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Then add another skill and repeat until you're unstoppable.
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Now, the question is, are you going to keep playing on hard mode, or are you going to finish the game once and for all?

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