Shadowing Practice: What is Net Worth? A Simple Explanation for Teens and Beginners - Learn English Speaking with Video
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Oh!
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you - Here Wall Street, will I?
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In the newspaper, I heard that someone has a really high net worth.
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But what is a net worth anyway?
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Well, a gnat worth...
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is your assets or whatever you own like a home or a car.
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Minus your liabilities, which is debt or money that you owe someone else,
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like a car loan, student loan, credit card debt and a mock gauge which is a loan for a house.
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So you just subtract your liabilities from your assets to get your net worth.
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Okay.
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Is my piggy bank part of my net worth?
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Yes.
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It is part of your net worth.
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Very small part of it, but it still is part of your net worth.
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- Excellent question.
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Is my home part of mine at work?
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Yes.
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It is because it is an asset in something that you own.
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But a mortgage on your home would be considered as a liability because it's something that you owe a bank.
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So you have to subtract that.
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from your assets.
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Okay, but what's my net worth if my liabilities are more than my assets?
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Well, if that happens, then your net worth will be negative.
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But if you pay back part of your loans, then it'll start becoming positive.
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So let's say that you have a house of $100 ,000 and a car of $10 ,000.
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But you have a mortgage or loan on your house for $150 ,000 and a car loan for $10 ,000.
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Then your $100 ,000 house plus your $10 ,000 car would equal $110 ,000.
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But your mortgage would be $150 ,000 plus $10 ,000 loan on your car, which would be $160 ,000.
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So your net worth would be negative $50 ,000.
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But if you paid back $100 ,000 on your mop cage, then your net worth would be $50 ,000.
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That's really good. And...
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Who should calculate their net worth?
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Probably only rich people, right?
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No, not at all.
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It is definitely not only for rich people.
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Everyone should calculate their net worth.
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From the richest person in the world to people like you and me, everyone should calculate their net worth to track their financial progress each year.
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Even if you think that your net worth is really less, you should still calculate it.
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And when do you calculate your net worth anyway?
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You should calculate it at least once a year.
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That helps you track your financial progress over the years, so you know how much your net worth has grown or gotten smaller.
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Thank you very much for all that information about what a net worth is.
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You're welcome.
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Remember, Binance is your friend!
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Hey, people!
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If you enjoyed this video or learned something new, please like, share, and subscribe for more Easy Pizza Finance.
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Vocabulario y notas de pronunciación para esta lección
Este vídeo tiene 46 frases y 445 palabras para practicar shadowing. La parte hablada dura 3:50. El hablante mantiene un ritmo constante de unas 116 palabras por minuto, cómodo para el shadowing. El 89 % de las palabras está entre las 3.000 más comunes del inglés, por lo que el vocabulario es fácil de seguir.
Vocabulario clave de este vídeo
12 palabras del vídeo que vale la pena aprender, con su pronunciación y significado:
| Palabra | Pronunciación | Significado |
|---|---|---|
| calculate verbo | /ˈkælkjʊleɪt/ | calcular |
| asset sustantivo | /ˈæsɛt/ | valor, activo |
| liability sustantivo | /laɪəˈbɪlɪti/ | lastre, estorbo |
| mortgage sustantivo | /ˈmoɹ.ɡɪd͡ʒ/ | hipoteca |
| pig sustantivo | /ˈpɪɡ/ | cerdo, chancho |
| cage sustantivo | /keɪd͡ʒ/ | jaula, gayola |
| gauge sustantivo | /ˈɡeɪd͡ʒ/ | medida, patrón |
| subscribe verbo | /səbˈskɹaɪb/ | suscribirse, subscribirse |
| minus | /ˈmaɪ.nəs/ | menos |
| mock verbo | /mɑk/ | imitar, remedar |
| subtract verbo | /səbˈtɹækt/ | restar, sustraer |
| gnat sustantivo | /næt/ | mosquito, jején |
Phrasal verbs que vas a escuchar
| Palabra | Pronunciación | Significado |
|---|---|---|
| pay back verbo | /peɪ bæk/ | devolver |
Gramática en este vídeo
Las estructuras que más usa el hablante, con las palabras exactas del vídeo:
| Estructura | En el vídeo |
|---|---|
| Oraciones de relativo who / which + oración — información extra sobre una persona o cosa | liabilities, which is · gauge which is |
| Consejo con “should” should + verbo — decir qué es buena idea | should calculate · should still calculate |
| Futuro con “will” will + verbo — una decisión, una promesa o una predicción | will I · will be · it'll start |
Cómo practicar con este vídeo
- Escucha el vídeo entero una vez sin hablar y anota las palabras que no conoces.
- Haz shadowing frase por frase a velocidad normal, repitiendo cada una hasta que tu ritmo coincida con el del hablante.
- Grábate y compara con el original, prestando atención a palabras como calculate, asset, liability.
¿Qué es la Técnica de Shadowing?
Shadowing es una técnica de aprendizaje de idiomas respaldada por la ciencia, desarrollada originalmente para la formación de intérpretes profesionales y popularizada por el políglota Dr. Alexander Arguelles. El método es simple pero poderoso: escuchas audio en inglés nativo y lo repites en voz alta de inmediato, como una sombra que sigue al hablante con solo 1-2 segundos de retraso. A diferencia de la escucha pasiva o los ejercicios de gramática, el shadowing obliga a tu cerebro y músculos de la boca a procesar y reproducir simultáneamente patrones de habla reales. Las investigaciones muestran que mejora significativamente la precisión de la pronunciación, la entonación, el ritmo, el habla conectada, la comprensión auditiva y la fluidez al hablar, convirtiéndola en una de las metodologías más efectivas para la preparación del IELTS Speaking y la comunicación en inglés en el mundo real.