跟读练习: What is Net Worth? A Simple Explanation for Teens and Beginners - 通过视频学习英语口语
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Oh!
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you - Here Wall Street, will I?
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In the newspaper, I heard that someone has a really high net worth.
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But what is a net worth anyway?
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Well, a gnat worth...
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is your assets or whatever you own like a home or a car.
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Minus your liabilities, which is debt or money that you owe someone else,
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like a car loan, student loan, credit card debt and a mock gauge which is a loan for a house.
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So you just subtract your liabilities from your assets to get your net worth.
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Okay.
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Is my piggy bank part of my net worth?
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Yes.
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It is part of your net worth.
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Very small part of it, but it still is part of your net worth.
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- Excellent question.
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Is my home part of mine at work?
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Yes.
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It is because it is an asset in something that you own.
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But a mortgage on your home would be considered as a liability because it's something that you owe a bank.
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So you have to subtract that.
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from your assets.
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Okay, but what's my net worth if my liabilities are more than my assets?
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Well, if that happens, then your net worth will be negative.
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But if you pay back part of your loans, then it'll start becoming positive.
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So let's say that you have a house of $100 ,000 and a car of $10 ,000.
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But you have a mortgage or loan on your house for $150 ,000 and a car loan for $10 ,000.
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Then your $100 ,000 house plus your $10 ,000 car would equal $110 ,000.
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But your mortgage would be $150 ,000 plus $10 ,000 loan on your car, which would be $160 ,000.
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So your net worth would be negative $50 ,000.
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But if you paid back $100 ,000 on your mop cage, then your net worth would be $50 ,000.
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That's really good. And...
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Who should calculate their net worth?
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Probably only rich people, right?
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No, not at all.
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It is definitely not only for rich people.
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Everyone should calculate their net worth.
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From the richest person in the world to people like you and me, everyone should calculate their net worth to track their financial progress each year.
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Even if you think that your net worth is really less, you should still calculate it.
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And when do you calculate your net worth anyway?
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You should calculate it at least once a year.
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That helps you track your financial progress over the years, so you know how much your net worth has grown or gotten smaller.
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Thank you very much for all that information about what a net worth is.
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You're welcome.
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Remember, Binance is your friend!
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Hey, people!
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If you enjoyed this video or learned something new, please like, share, and subscribe for more Easy Pizza Finance.
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本课的词汇与口语要点
这段视频共有 46 个句子、445 个单词可供跟读。 讲话部分时长为 3:50。 说话人语速平稳，每分钟约 116 个词，很适合跟读。 89% 的单词属于英语最常用的 3,000 词，词汇容易理解。
视频中的重点词汇
视频中 11 个值得学习的单词，附发音和释义：
| 单词 | 发音 | 释义 |
|---|---|---|
| calculate 动词 | /ˈkælkjʊleɪt/ | 計算 /计算, 算 |
| asset 名词 | /ˈæsɛt/ | 資產 /资产 |
| liability 名词 | /laɪəˈbɪlɪti/ | 負債 /负债, 債務 /债务 |
| mortgage 名词 | /ˈmoɹ.ɡɪd͡ʒ/ | 抵押, 抵押貸款 /抵押贷款 |
| pig 名词 | /ˈpɪɡ/ | җў, 豬 /猪 |
| cage 名词 | /keɪd͡ʒ/ | 籠子 /笼子, 籠 /笼 |
| gauge 名词 | /ˈɡeɪd͡ʒ/ | 標準尺寸 /标准尺寸, 標準規格 /标准规格 |
| subscribe 动词 | /səbˈskɹaɪb/ | 簽署 /签署 |
| minus | /ˈmaɪ.nəs/ | 減 /减 |
| subtract 动词 | /səbˈtɹækt/ | 減 /减, 減去 /减去 |
| gnat 名词 | /næt/ | 蚋, 蚊 |
视频中出现的短语动词
| 单词 | 发音 | 释义 |
|---|---|---|
| pay back 动词 | /peɪ bæk/ | 賠 /赔, 報償 /报偿 |
视频中的语法
说话人最常用的结构，并附上视频中的原话：
| 结构 | 视频中的用法 |
|---|---|
| 定语从句 who / which + 从句 — 补充说明人或事物 | liabilities, which is · gauge which is |
| 用 “should” 提建议 should + 动词 — 表示应该做的事 | should calculate · should still calculate |
| “will” 表将来 will + 动词 — 决定、承诺或预测 | will I · will be · it'll start |
如何用这段视频练习
- 先完整听一遍视频，不要开口，记下不认识的单词。
- 用正常速度逐句跟读，每句重复到你的节奏与说话人一致为止。
- 录下自己的声音并与原声对比，特别注意 calculate, asset, liability 这类单词。
什么是跟读法？
跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。