Prática de Shadowing: What is Net Worth? A Simple Explanation for Teens and Beginners - Aprenda a falar inglês com vídeo
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Oh!
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you - Here Wall Street, will I?
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In the newspaper, I heard that someone has a really high net worth.
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But what is a net worth anyway?
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Well, a gnat worth...
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is your assets or whatever you own like a home or a car.
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Minus your liabilities, which is debt or money that you owe someone else,
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like a car loan, student loan, credit card debt and a mock gauge which is a loan for a house.
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So you just subtract your liabilities from your assets to get your net worth.
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Okay.
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Is my piggy bank part of my net worth?
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Yes.
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It is part of your net worth.
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Very small part of it, but it still is part of your net worth.
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- Excellent question.
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Is my home part of mine at work?
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Yes.
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It is because it is an asset in something that you own.
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But a mortgage on your home would be considered as a liability because it's something that you owe a bank.
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So you have to subtract that.
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from your assets.
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Okay, but what's my net worth if my liabilities are more than my assets?
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Well, if that happens, then your net worth will be negative.
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But if you pay back part of your loans, then it'll start becoming positive.
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So let's say that you have a house of $100 ,000 and a car of $10 ,000.
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But you have a mortgage or loan on your house for $150 ,000 and a car loan for $10 ,000.
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Then your $100 ,000 house plus your $10 ,000 car would equal $110 ,000.
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But your mortgage would be $150 ,000 plus $10 ,000 loan on your car, which would be $160 ,000.
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So your net worth would be negative $50 ,000.
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But if you paid back $100 ,000 on your mop cage, then your net worth would be $50 ,000.
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That's really good. And...
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Who should calculate their net worth?
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Probably only rich people, right?
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No, not at all.
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It is definitely not only for rich people.
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Everyone should calculate their net worth.
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From the richest person in the world to people like you and me, everyone should calculate their net worth to track their financial progress each year.
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Even if you think that your net worth is really less, you should still calculate it.
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And when do you calculate your net worth anyway?
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You should calculate it at least once a year.
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That helps you track your financial progress over the years, so you know how much your net worth has grown or gotten smaller.
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Thank you very much for all that information about what a net worth is.
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You're welcome.
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Remember, Binance is your friend!
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Hey, people!
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If you enjoyed this video or learned something new, please like, share, and subscribe for more Easy Pizza Finance.
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Vocabulário e dicas de fala para esta lição
Este vídeo tem 46 frases e 445 palavras para praticar shadowing. A fala dura 3:50. O falante mantém um ritmo estável de cerca de 116 palavras por minuto, confortável para o shadowing. 89% das palavras estão entre as 3.000 mais comuns do inglês, por isso o vocabulário é fácil de acompanhar.
Vocabulário principal deste vídeo
12 palavras do vídeo que vale a pena aprender, com pronúncia e significado:
| Palavra | Pronúncia | Significado |
|---|---|---|
| calculate verbo | /ˈkælkjʊleɪt/ | calcular |
| asset substantivo | /ˈæsɛt/ | bem, activo |
| liability substantivo | /laɪəˈbɪlɪti/ | responsabilidade, obrigação |
| mortgage substantivo | /ˈmoɹ.ɡɪd͡ʒ/ | hipoteca |
| pig substantivo | /ˈpɪɡ/ | porco, suíno |
| cage substantivo | /keɪd͡ʒ/ | gaiola, jaula |
| gauge substantivo | /ˈɡeɪd͡ʒ/ | medida, medição |
| subscribe verbo | /səbˈskɹaɪb/ | assinar |
| minus | /ˈmaɪ.nəs/ | menos |
| mock verbo | /mɑk/ | simular, imitar |
| subtract verbo | /səbˈtɹækt/ | subtrair |
| gnat substantivo | /næt/ | mosquito, mosquitinho |
Phrasal verbs que você vai ouvir
| Palavra | Pronúncia | Significado |
|---|---|---|
| pay back verbo | /peɪ bæk/ | devolver |
Gramática neste vídeo
As estruturas que o falante mais usa, com as palavras exatas do vídeo:
| Estrutura | No vídeo |
|---|---|
| Orações relativas who / which + oração — informação extra sobre uma pessoa ou coisa | liabilities, which is · gauge which is |
| Conselho com “should” should + verbo — dizer o que é uma boa ideia | should calculate · should still calculate |
| Futuro com “will” will + verbo — uma decisão, promessa ou previsão | will I · will be · it'll start |
Como praticar com este vídeo
- Ouça o vídeo inteiro uma vez sem falar e anote as palavras que você não conhece.
- Faça shadowing frase por frase na velocidade normal, repetindo cada uma até o seu ritmo ficar igual ao do falante.
- Grave a sua voz e compare com o original, prestando atenção a palavras como calculate, asset, liability.
O que é a Técnica de Shadowing?
Shadowing é uma técnica de aprendizado de idiomas com base científica, originalmente desenvolvida para o treinamento de intérpretes profissionais. O método é simples, mas poderoso: você ouve áudio em inglês nativo e repete imediatamente em voz alta — como uma sombra seguindo o falante com 1-2 segundos de atraso. Pesquisas mostram melhora significativa na precisão da pronúncia, entonação, ritmo, sons conectados, compreensão auditiva e fluência na fala.