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For millions of Aussies the cost of living just keeps going up.
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No outside coffee like you're making coffee at home.
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We had to move back into our parents place for a little bit to do that yeah.
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Mortgage repayments, rent, fuel, the weekly grocery shop, then there's electricity, insurance, child care, school fees and medical bills.
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I'd hate to be a young person starting out right now
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and there's almost no chance of most people ever buying a home without significant help from parents.
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And for many households, wages just aren't stretching as far as they used to.
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Aussies are being forced to cut back, dip into savings, or rethink spending that used to be considered normal.
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So, it's no wonder that people are feeling frustrated.
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Are you saving for a house at the moment?
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No, it's not.
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Not something you even thought about?
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Well, it's like, it's pushing it off.
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We hit the streets to find out what Aussies are sacrificing
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and who they think should be doing more to ease the pressure.
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Well, that's the government.
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Yeah.
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You know, that's...
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Yeah.
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That's Chalmers.
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That's Jimmy.
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That's...
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Not doing his homework.
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Do I own a home?
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Yeah.
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Well, if I don't own a home by 90, I will never own one.
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Yeah.
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I do because yeah I'm not a homeowner I'm renting
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and it is it seems like a daunting daunting thing I'm hoping
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if I can go in with someone I've got to find a partner
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and we both co -share and get a deposit for a house
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but yeah they're around 6 % now on homes
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but what do you think is easier 17 % deposit like
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back in the day on a cheaper house compared to now it's like 6 % but homes are like a million dollars.
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I think it's similar but the house prices have just gone up too fast you know
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and when that happens it's like the stock market then it's got to come down
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and when it's down that's when you strike.
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There you go.
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And do you think people nowadays they can still save up and pay for a home in cash?
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Do you think that's still possible like what you did or do you think it's more unrealistic now?
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Well it doesn't matter
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if you have to pay it off a mortgage on a house is normal you know that's that's fair enough
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but you know you just have to get your act together
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to get a deposit you can put ten thousand dollars down i was reading in the paper today yeah
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and that will get you a house a home did you know
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that ten thousand dollars deposit wow
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and you can move into your own house what would you prefer would you rather
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that 17 on a cheaper house or
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the six percent on a like one million dollar place 17 on a cheaper house
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well you're borrowing less so you're paying more for a bit okay but yeah uh in terms of like
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20 30 years right you're still uh depends on the math
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but do you reckon they had it easier back then um different challenges
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because salaries were lower but asset prices were cheaper yeah so I think if they do the math it was probably easier.
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And how was the saving you know between you
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and your partner what were you guys cutting back on what was the first to go you cancelling your Netflix subscriptions?
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Eating out less, grocery checking more specials on groceries.
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Yes there are lots of apps these days to make sure you get some deals
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and now so now you've got the place
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and you know you're still still having to save because you're making these big lump sum repayments.
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But you know you're here in Pitt Street, you're here with all the expensive shops, are you back to splurging a little bit?
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No, just walking through here, just going on a stroll.
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Going on a stroll, not spending anything?
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Yeah, no. Are you renting at the moment?
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Yeah.
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Yeah, do you reckon it's harder to save while renting?
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For sure, especially if you're like supporting yourself.
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Yeah.
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Because we're students.
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Yeah, fair and
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so do you reckon game plan would be I mean my game plan would yeah move them with parents yeah
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and then save hopefully by that you can save yeah
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when you're saving what's the first thing to go Netflix dinners drinks what do you like oh like splurge
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if you like I need to knuckle down
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and say what's the first thing no coffee no coffee no
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outside coffee like you're making coffee at home like hundred percent
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like you can't spend seven dollars on coffee every day what's the thing
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that you still have to have despite this cost of living crisis you're like coffees like like yes no coffees
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but like i can't give it up at the moment yeah
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just gotta treat yourself sometimes do you own a home yes i do and
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if you had to buy your home again today do you
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reckon you could afford it uh no probably not okay
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and why do you say
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that uh interest rates have gone up a lot in the last 12 years or so yeah yep
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cost of living everywhere else you know back in 1989 we saw interest rates at 17 %
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which is a real high
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but of course houses were cheaper comparatively to now now we are looking at
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that 6 % mark what would you rather do you reckon you'd go for the 17 % cheaper house
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or the 6 %
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but on like a 1 million dollar place in Sydney you
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used to be able to buy a house for 200 grand back then
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so I'll take the 200 grand with a 17 % mortgage
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and get it paid off in a few years which a lot of people did.
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I bought BHP shares when I was about 18 -19 and just left them and they paid for the house cash.
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And I saw a stat
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that said three around three quarters of average household income would go towards repayments that's if you have a mortgage.
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Which is anything above about 30 % considered mortgage stress I think so.
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Yeah but then like myself I'm renting
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and I am I'm trying save for a house
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but also i'd say like half my income is going towards half my monthly income is going towards my rent
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and then i think if i
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if i really need to make a good dent in
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that savings for my future home i'm gonna have to move back in with mom
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and dad yeah that's pretty common at the moment unfortunately yeah
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and people are living at home longer with their folks as you know so
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final message to camera anything i have to say uh elbow
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and labor fix the economy
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or get out of office please how much are you like
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paying each month like how much of your income is like half
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a quarter between me and my partner probably about quarters
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or half somewhere around there okay and did you guys go in together together okay
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which does makes it a lot easier yes
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but not not easy though um
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and what was the first thing to cut in your savings
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when you were saying is it is it subscriptions no no
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coffee my my my one piece cards all my leisure activities yeah yeah
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congrats you got one thank you uh were you guys renting whilst also saving for a deposit
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or did you guys move back in with your parents we
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had to move back into our parents place for a little bit to do
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that yeah standard uh if you had to i know i was going to say
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so would you rather
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because we were doing some research back in 1989 interest rates hit seven mortgage interest rates hit 17
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but homes were a lot cheaper whereas now six percent
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that homes could be like around the one mil mark yeah what would you rather would you rather
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that 17 100 100 lower prices higher of percentage
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because you can pay it off so much faster
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because i'm pretty sure most people like most of our parents
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have paid off their home loans at this point in time
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i can't imagine what it's trying to pay off a home loan now yeah
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but i can because i'm trying to yeah and uh
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so do you reckon they had it easier back then yes 100 um
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and how realistic does buying a home field for a lot
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of people right now like how how much grit sweat
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and tears i think in sydney it feels unattainable yeah where's your place in sydney
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but we bought it off the plan like a long time ago
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so like three four years ago so it's a little bit easier back then
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but um i mean a lot of my friends are discussing like moving to melbourne
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because it's cheaper down there and honestly

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Vocabulário e dicas de fala para esta lição

Esta aula de conversação usa o vídeo “How life in Australia is getting too expensive for workers”. As palavras que mais se repetem: coffee, cheaper, saving, reckon, mortgage. Este vídeo tem 137 frases e 1494 palavras para praticar shadowing. A fala dura 8:11. O falante fala rápido, cerca de 182 palavras por minuto, então espere sons ligados e reduzidos. 86% das palavras estão entre as 3.000 mais comuns do inglês; vale a pena estudar o restante antes de começar.

Vocabulário principal deste vídeo

15 palavras do vídeo que vale a pena aprender, com pronúncia e significado:

PalavraPronúnciaSignificado
mortgage substantivo/ˈmoɹ.ɡɪd͡ʒ/hipoteca
reckon verbo/ˈɹɛkən/contar, calcular
deposit substantivo/dɪˈpɑ.zɪt/depósito
household adjetivo/ˈhaʊshoʊld/familiar
mathematics substantivo/mæθ(.ə)ˈmæt.ɪks/matemática
subscription substantivo/səbˈskɹɪpʃən/subscrição, assinatura
stroll verbo/stɹoʊl/passear, perambular
percentage substantivo/pə(ɹ)ˈsɛntɪd͡ʒ/percentagem, porcentagem
compare verbo/kəmˈpɛɚ/comparar
wage substantivo/weɪd͡ʒ/salário, ordenado
electricity substantivo/ɪˌlɛkˈtɹɪsɪti/eletricidade
whereas/(h)wɛɹˈæz/enquanto, ao passo que
congratulations/kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/parabéns, congratulações
salary substantivo/ˈsæləɹi/salário
stretch verbo/stɹɛt͡ʃ/esticar

Phrasal verbs que você vai ouvir

PalavraSignificado
go up verbosubir
pay off verbocompensar
find out verbodescobrir

Frases que vale a pena repetir

Frases curtas e completas do vídeo que você pode usar na conversa do dia a dia:

  • No outside coffee like you're making coffee at home.
  • Are you saving for a house at the moment?
  • Not something you even thought about?
  • Do I own a home?
  • Are you renting at the moment?

Gramática neste vídeo

As estruturas que o falante mais usa, com as palavras exatas do vídeo:

EstruturaNo vídeo
“Used to” used to + verbo — um hábito ou estado do passado que não é mais verdadeused to be
Present perfect have/has + particípio passado — uma ação passada que ainda importa agorahave just gone · have gone · have paid

Pronúncia para ficar de olho

O falante usa 36 contrações e formas reduzidas, como you're, I'm, can't. Diga-as na forma curta, do jeito que você ouve.

  • Os sons de “th”: mathematics /mæθ(.ə)ˈmæt.ɪks/, rethink /ɹiːˈθɪŋk/
  • Os sons de “sh” e “zh”: subscription /səbˈskɹɪpʃən/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, leisure /ˈlɛʒə(ɹ)/
  • Palavras longas — acerte a sílaba tônica: mathematics /mæθ(.ə)ˈmæt.ɪks/, electricity /ɪˌlɛkˈtɹɪsɪti/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, comparatively /kəmˈpæɹ.ə.tɪvli/, unattainable /ˌʌnəˈteɪnəbəl/

Sons difíceis para falantes de português:

  • Consoante final — sem acrescentar um “i” depois: deposit /dɪˈpɑ.zɪt/, household /ˈhaʊshoʊld/, whilst /waɪlst/, asset /ˈæsɛt/, folk /foʊk/
  • /l/ final — a língua toca o céu da boca, não vira “u”: stroll /stɹoʊl/, knuckle /ˈnʌkəl/, unattainable /ˌʌnəˈteɪnəbəl/
  • /h/ — um sopro suave, diferente do “r”: household /ˈhaʊshoʊld/, whereas /(h)wɛɹˈæz/, homework /ˈhoʊmˌwɝk/

Como praticar com este vídeo

  1. Ouça o vídeo inteiro uma vez sem falar e anote as palavras que você não conhece.
  2. Comece na velocidade 0,75×, faça shadowing frase por frase e volte à velocidade normal quando ficar fácil.
  3. Grave a sua voz e compare com o original, prestando atenção a palavras como mortgage, reckon, deposit.

O que é a Técnica de Shadowing?

Shadowing é uma técnica de aprendizado de idiomas com base científica, originalmente desenvolvida para o treinamento de intérpretes profissionais. O método é simples, mas poderoso: você ouve áudio em inglês nativo e repete imediatamente em voz alta — como uma sombra seguindo o falante com 1-2 segundos de atraso. Pesquisas mostram melhora significativa na precisão da pronúncia, entonação, ritmo, sons conectados, compreensão auditiva e fluência na fala.

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