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For millions of Aussies the cost of living just keeps going up.
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No outside coffee like you're making coffee at home.
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We had to move back into our parents place for a little bit to do that yeah.
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Mortgage repayments, rent, fuel, the weekly grocery shop, then there's electricity, insurance, child care, school fees and medical bills.
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I'd hate to be a young person starting out right now
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and there's almost no chance of most people ever buying a home without significant help from parents.
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And for many households, wages just aren't stretching as far as they used to.
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Aussies are being forced to cut back, dip into savings, or rethink spending that used to be considered normal.
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So, it's no wonder that people are feeling frustrated.
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Are you saving for a house at the moment?
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No, it's not.
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Not something you even thought about?
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Well, it's like, it's pushing it off.
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We hit the streets to find out what Aussies are sacrificing
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and who they think should be doing more to ease the pressure.
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Well, that's the government.
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Yeah.
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You know, that's...
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Yeah.
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That's Chalmers.
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That's Jimmy.
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That's...
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Not doing his homework.
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Do I own a home?
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Yeah.
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Well, if I don't own a home by 90, I will never own one.
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Yeah.
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I do because yeah I'm not a homeowner I'm renting
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and it is it seems like a daunting daunting thing I'm hoping
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if I can go in with someone I've got to find a partner
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and we both co -share and get a deposit for a house
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but yeah they're around 6 % now on homes
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but what do you think is easier 17 % deposit like
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back in the day on a cheaper house compared to now it's like 6 % but homes are like a million dollars.
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I think it's similar but the house prices have just gone up too fast you know
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and when that happens it's like the stock market then it's got to come down
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and when it's down that's when you strike.
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There you go.
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And do you think people nowadays they can still save up and pay for a home in cash?
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Do you think that's still possible like what you did or do you think it's more unrealistic now?
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Well it doesn't matter
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if you have to pay it off a mortgage on a house is normal you know that's that's fair enough
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but you know you just have to get your act together
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to get a deposit you can put ten thousand dollars down i was reading in the paper today yeah
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and that will get you a house a home did you know
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that ten thousand dollars deposit wow
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and you can move into your own house what would you prefer would you rather
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that 17 on a cheaper house or
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the six percent on a like one million dollar place 17 on a cheaper house
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well you're borrowing less so you're paying more for a bit okay but yeah uh in terms of like
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20 30 years right you're still uh depends on the math
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but do you reckon they had it easier back then um different challenges
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because salaries were lower but asset prices were cheaper yeah so I think if they do the math it was probably easier.
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And how was the saving you know between you
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and your partner what were you guys cutting back on what was the first to go you cancelling your Netflix subscriptions?
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Eating out less, grocery checking more specials on groceries.
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Yes there are lots of apps these days to make sure you get some deals
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and now so now you've got the place
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and you know you're still still having to save because you're making these big lump sum repayments.
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But you know you're here in Pitt Street, you're here with all the expensive shops, are you back to splurging a little bit?
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No, just walking through here, just going on a stroll.
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Going on a stroll, not spending anything?
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Yeah, no. Are you renting at the moment?
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Yeah.
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Yeah, do you reckon it's harder to save while renting?
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For sure, especially if you're like supporting yourself.
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Yeah.
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Because we're students.
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Yeah, fair and
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so do you reckon game plan would be I mean my game plan would yeah move them with parents yeah
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and then save hopefully by that you can save yeah
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when you're saving what's the first thing to go Netflix dinners drinks what do you like oh like splurge
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if you like I need to knuckle down
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and say what's the first thing no coffee no coffee no
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outside coffee like you're making coffee at home like hundred percent
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like you can't spend seven dollars on coffee every day what's the thing
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that you still have to have despite this cost of living crisis you're like coffees like like yes no coffees
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but like i can't give it up at the moment yeah
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just gotta treat yourself sometimes do you own a home yes i do and
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if you had to buy your home again today do you
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reckon you could afford it uh no probably not okay
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and why do you say
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that uh interest rates have gone up a lot in the last 12 years or so yeah yep
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cost of living everywhere else you know back in 1989 we saw interest rates at 17 %
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which is a real high
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but of course houses were cheaper comparatively to now now we are looking at
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that 6 % mark what would you rather do you reckon you'd go for the 17 % cheaper house
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or the 6 %
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but on like a 1 million dollar place in Sydney you
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used to be able to buy a house for 200 grand back then
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so I'll take the 200 grand with a 17 % mortgage
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and get it paid off in a few years which a lot of people did.
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I bought BHP shares when I was about 18 -19 and just left them and they paid for the house cash.
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And I saw a stat
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that said three around three quarters of average household income would go towards repayments that's if you have a mortgage.
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Which is anything above about 30 % considered mortgage stress I think so.
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Yeah but then like myself I'm renting
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and I am I'm trying save for a house
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but also i'd say like half my income is going towards half my monthly income is going towards my rent
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and then i think if i
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if i really need to make a good dent in
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that savings for my future home i'm gonna have to move back in with mom
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and dad yeah that's pretty common at the moment unfortunately yeah
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and people are living at home longer with their folks as you know so
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final message to camera anything i have to say uh elbow
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and labor fix the economy
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or get out of office please how much are you like
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paying each month like how much of your income is like half
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a quarter between me and my partner probably about quarters
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or half somewhere around there okay and did you guys go in together together okay
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which does makes it a lot easier yes
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but not not easy though um
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and what was the first thing to cut in your savings
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when you were saying is it is it subscriptions no no
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coffee my my my one piece cards all my leisure activities yeah yeah
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congrats you got one thank you uh were you guys renting whilst also saving for a deposit
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or did you guys move back in with your parents we
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had to move back into our parents place for a little bit to do
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that yeah standard uh if you had to i know i was going to say
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so would you rather
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because we were doing some research back in 1989 interest rates hit seven mortgage interest rates hit 17
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but homes were a lot cheaper whereas now six percent
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that homes could be like around the one mil mark yeah what would you rather would you rather
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that 17 100 100 lower prices higher of percentage
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because you can pay it off so much faster
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because i'm pretty sure most people like most of our parents
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have paid off their home loans at this point in time
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i can't imagine what it's trying to pay off a home loan now yeah
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but i can because i'm trying to yeah and uh
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so do you reckon they had it easier back then yes 100 um
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and how realistic does buying a home field for a lot
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of people right now like how how much grit sweat
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and tears i think in sydney it feels unattainable yeah where's your place in sydney
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but we bought it off the plan like a long time ago
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so like three four years ago so it's a little bit easier back then
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but um i mean a lot of my friends are discussing like moving to melbourne
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because it's cheaper down there and honestly

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Vocabolario e note di pronuncia per questa lezione

Questa lezione di conversazione si basa sul video “How life in Australia is getting too expensive for workers”. Le parole che ritornano più spesso: coffee, cheaper, saving, reckon, mortgage. Questo video contiene 137 frasi e 1494 parole da ripetere con lo shadowing. Il parlato dura 8:11. Chi parla va veloce, circa 182 parole al minuto: aspettati suoni legati e ridotti. Il 86% delle parole rientra nelle 3.000 più comuni dell’inglese; conviene studiare le altre prima di iniziare.

Vocaboli chiave di questo video

15 parole del video che vale la pena imparare, con pronuncia e significato:

ParolaPronunciaSignificato
mortgage sostantivo/ˈmoɹ.ɡɪd͡ʒ/ipoteca
deposit sostantivo/dɪˈpɑ.zɪt/deposito, versamento
household aggettivo/ˈhaʊshoʊld/domestico, casalinghi
mathematics sostantivo/mæθ(.ə)ˈmæt.ɪks/matematica
subscription sostantivo/səbˈskɹɪpʃən/abbonamento
stroll verbo/stɹoʊl/passeggiare, andare a spasso
percentage sostantivo/pə(ɹ)ˈsɛntɪd͡ʒ/percentuale
compare verbo/kəmˈpɛɚ/paragonare
wage sostantivo/weɪd͡ʒ/salario, paga
whereas/(h)wɛɹˈæz/laddove, mentre
congratulations/kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/congratulazioni, complimenti
salary sostantivo/ˈsæləɹi/stipendio, salario
stretch verbo/stɹɛt͡ʃ/tendere
tear verbo/tɛɹ/strappare, dilaniare
ease verbo/iz/attenuare

I phrasal verb che sentirai

ParolaSignificato
go up verbosalire
pay off verbocorrompere
find out verboscoprire
save up verboraggruzzolare

Frasi da ripetere

Frasi brevi e complete del video che puoi riutilizzare nella conversazione di tutti i giorni:

  • No outside coffee like you're making coffee at home.
  • Are you saving for a house at the moment?
  • Not something you even thought about?
  • Do I own a home?
  • Are you renting at the moment?

La grammatica di questo video

Le strutture che chi parla usa di più, con le parole esatte del video:

StrutturaNel video
“Used to” used to + verbo — un’abitudine o uno stato passato che non è più veroused to be
Present perfect have/has + participio passato — un’azione passata che conta ancora adessohave just gone · have gone · have paid

Pronuncia a cui fare attenzione

Chi parla usa 36 contrazioni e forme ridotte, come you're, I'm, can't. Pronunciale nella forma breve, così come le senti.

  • I suoni “th”: mathematics /mæθ(.ə)ˈmæt.ɪks/, rethink /ɹiːˈθɪŋk/
  • I suoni “sh” e “zh”: subscription /səbˈskɹɪpʃən/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, leisure /ˈlɛʒə(ɹ)/
  • Parole lunghe — attenzione all’accento: mathematics /mæθ(.ə)ˈmæt.ɪks/, electricity /ɪˌlɛkˈtɹɪsɪti/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, comparatively /kəmˈpæɹ.ə.tɪvli/, unattainable /ˌʌnəˈteɪnəbəl/

I suoni difficili per chi parla italiano:

  • /h/ — va soffiata, non è muta: household /ˈhaʊshoʊld/, whereas /(h)wɛɹˈæz/, homework /ˈhoʊmˌwɝk/
  • Consonante finale — senza aggiungere una vocale dopo: mortgage /ˈmoɹ.ɡɪd͡ʒ/, deposit /dɪˈpɑ.zɪt/, household /ˈhaʊshoʊld/, mathematics /mæθ(.ə)ˈmæt.ɪks/, percentage /pə(ɹ)ˈsɛntɪd͡ʒ/
  • /æ/ — più aperta della “e”: mathematics /mæθ(.ə)ˈmæt.ɪks/, whereas /(h)wɛɹˈæz/, congratulations /kənˌɡɹæt͡ʃəˈleɪʃ(ə)nz/, salary /ˈsæləɹi/, sacrifice /ˈsæk.ɹɪ.faɪs/

Come esercitarsi con questo video

  1. Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
  2. Inizia a velocità 0,75×, fai shadowing frase per frase e torna alla velocità normale quando diventa facile.
  3. Registrati e confronta con l’originale, facendo attenzione a parole come mortgage, deposit, household.

Cos'è la tecnica dello Shadowing?

Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.

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