Практика Shadowing: How to retire in Vietnam? - Изучайте разговорный английский по видео
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What does it really cost to live in Ho Chi Minh City?
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How much money do you actually need to retire in Vietnam?
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And a big question, can you really live a good life on $2 ,000 per month?
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Let's find out!
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In today's video, I'm gonna break down everything, rent, food, transportation, and even healthcare and visa expenses.
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And by the end of the video, I'm gonna show you the total monthly budget to live comfortably here in Ho Chi Minh City.
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Before we start, don't forget to subscribe to my channel
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and turn on the bell so that you won't miss any fun videos about Vietnam.
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Also, if you like the more detailed breakdown like how much for a dozen of eggs
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or how much the local beer costs, don't forget to check out my Ultimate Vietnam Guidebook in the description box below.
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If you watched my previous videos, you know
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that I used to live in a more local area in
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Ho Chi Minh city where my cost of living was significantly lower
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but this time i moved to thao dien where most of the expats live
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so is it actually worth it to spend extra money to live in one of the most expensive
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and one of the most fun neighborhoods in the world i personally think
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so because recently vietnam was named one of the best countries to retire in 2026 by the us news
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and honestly i can see why every day
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when i walk out my apartment i was very excited to
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see something new a new restaurant a new coffee shop
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and a new reason to spend money i was supposed to
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be saving basically taodian has almost everything you need that's why people call it taodian bubble
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because you basically never have to leave i love this neighborhood because it's relatively safe quiet and easy to walk around.
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Plus, most of the people here speak English, so it's an ideal place for foreigners or expats to live here.
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But there are downsides.
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Traffic, construction and flooding during the rainy seasons, especially around June to December.
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So, how much does it really cost to rent a place in Thao Diên?
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Right now, I'm living in a studio with a big kitchen,
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a cozy bedroom and one of my favorite features is the Saigon River sunset view that's actually priceless.
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What I love the most here is the security.
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There's a guard who actually lives here and he always makes sure that the common space is tidy and clean.
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The building also has comprehensive fire prevention and firefighting system which is something I pay close attention to when renting in Vietnam.
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My apartment came fully furnished and the building also has the gym, laundry room, rooftop pool and cleaning service twice a week.
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I didn't know that I needed the cleaning service until I came home after a long day with fresh sheets, an empty trash can and everything is clean.
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Honestly, it's a game changer.
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In the US, you may pay 10 to 20 dollars per hour for a cleaner.
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Here in Vietnam, the cleaning service is included in the rent.
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And if it's not included, it's still very affordable for you to hire someone from BixTasky to help you cook and clean.
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Vietnam really does spoil you.
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My rent is 14 million Vietnam Dong,
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which is roughly about 535 US dollars per month with a flat fee of 20 USD for water
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and 40 to 60 USD per month for electricity depending on how much I use the AC.
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So I'm budgeting around 600 USD for rent and utilities.
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If you want something more high -end, apartments in developments like Mastery Thao Diên,
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The Edge or Thao Diên Green can cost around 1000 to 1800 USD for a 2 -bedroom apartment.
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And a 3 -4 bedroom apartment can range from $3 ,000 to $5 ,000 or more.
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Actually, I'm curious, how much does it cost for a 1 -bedroom apartment in your city?
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Leave it down in the comment below.
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Local tips, if you plan on staying more than 6 months, try negotiating.
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Sometimes, landlord will offer 10 -15 % discount if you stay in Vietnam long term.
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And make sure within 24 hours of moving in, your landlord properly registers your temporary residence.
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Otherwise, if you fail to do so, you might end up paying the fine up to 5 million VN.
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Since my internet is included in the rent, free stuff, so I only pay around 10 US dollars for my streaming services.
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But some movies and shows are not available in Vietnam and my secret trick is to use a VPN.
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So I pay around 3 US dollars per month for my VPN service.
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The VPN that I'm using is Surfshark VPN and I've been using them for years now.
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That's why I'm very excited to partner with them in this video.
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Personally, I use Surfshark not only to access content from different countries,
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but also to help block unwanted ads and protect myself from malicious links.
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When you're living or retiring abroad, online safety is as important as physical safety.
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That's why I use features like antivirus programs,
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alternative IDs, and alert to protect myself from third parties snooping around and collecting my data.
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They also have a feature called Email Scam Checker, which is super helpful for a creator like me because it can identify phishing attempts and email scams.
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If you want to get 4 extra months of using Surfshark, go to surfshark .com and apply my code FU at the checkout.
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And if you don't like it, they offer 30 -day money -back guarantee so there's no risk for you.
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Besides paying for the VPN monthly, I also pay $3 USD per month for YouTube Premium.
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And honestly, I think you should too.
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It's a great way to support your favorite creators without having to sit through ads every 5 seconds.
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Last but not least, for my phone bill, I pay $6 USD per month with 4GB per day.
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And I use Viettel because they have stores everywhere.
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It is super convenient and the connection is very strong and fast.
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Now let's talk about one of my favorite categories, food.
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It's very sweet.
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Well if you want to live comfortably here in Vietnam you might want to eat out quite often.
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A typical local meal such as pho, bánh mì, bún bò huế, cơm tấm can cost around 2 to 5 US dollars per meal.
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I realize that since I'm living here, I often find myself ordering more premium meals like this Bo Ho,
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the stewed beef with hand cut noodles which costs around 10 US dollars including drinks, wet wipes and VAT.
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And if you're an expat, you might feel homesick sometime and you want to seek for international food options, the prices will be double or triple.
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And once you start discovering all the amazing restaurants in Thao Diên.
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Your cheap Vietnam style will be disappeared very quickly.
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So for eating out, I generously budgeted it as $500 per month.
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If you enjoy cooking, you definitely can go grocery shopping.
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But for me, shopping at the premium supermarkets like Annam Gourmet isn't necessary much cheaper than eating out.
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For example, a one -liter carton of milk is about $4.
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A box of cereal is $7.
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A box of 10 eggs is $2 and no Vietnam doesn't sell eggs as a dozen.
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And this Australian broccoli is $3.
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If you want to save money you have other options.
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You can shop at An Phu Market
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which is right across from An Nam Gourmet or go to MN Mega Market which is basically Vietnam's version of Costco.
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Prices can be around 20 to 30 % cheaper than premium supermarkets. For example,
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this broccoli is not from Australia and it costs about 1 .5 US dollars
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and this Rife Huff with the same brand is 6 US dollars.
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Transportation in Taodian is pretty affordable because you can walk to a lot of places and when you don't feel like walking,
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there's Grab, Bee and Seng SM.
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Those are the three most popular healing services in Ho Chi Minh City.
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If you're taking a motorbike, you can often get around for less than $5 USD per day.
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A car will cost more, around $10 USD per day.
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Depending on the distance and the time you book the healing service, during the rush hours, the price will be more expensive.
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But they always give discounts so don't forget to check the discount part.
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If you want to own a motorbike,
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prices can range from $3 million to $50 million V &D which which is roughly about $115 to $2 ,000 USD.
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However, Ho Chi Minh City is planning restrictions on gasoline -powered motorbikes in downtown areas.
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So, if you're planning on buying one, an electric bike may be worth considering.
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Since coming back from the US, I really don't want the hassle of finding the parking, or filling gas, or fixing my bikes or my cars,
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so that's why I don't even drive.
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So for the purpose of this video, I'm just gonna calculate the transportation budget based on the ride hilling.
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For me, it's around 200 USD per month to go around Thaodian.
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And if you choose to walk to improve your health, transportation will be zero.
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Okay, I'm running out of backgrounds in my apartment for this new category.
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Now, let's talk about something much less fun but very important, which is...
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Healthcare.
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You might be wondering what if I get sick or get into an accident in Vietnam.
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I know if you live in the US, you might have to pay a fortune for your healthcare.
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But in Vietnam, without the insurance, the private healthcare is still much more affordable.
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A copay for a general visit in a private hospital or clinic can cost about 30 to 60 US dollars.
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But personally, I highly recommend having international insurance or at least travel insurance.
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For example, I know a lot of expats use safety wing for their hospital stay,
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surgeries, and medication, and they pay around $62 per month depending on your coverage.
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If you plan on staying in Vietnam long term, you can also look into the Vietnamese -based providers such as Bảo Việt,
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Liberty Vietnam, or Pacific Cross Vietnam.
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International options include Signal Global, AllianzCare, GeoBlue, AXA, and William Russell.
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Depending on your age, coverage, pre -existing condition, and the provider,
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you can easily pay around $150 per month for the comprehensive international insurance.
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However, most of the insurance doesn't cover dental care, and dental care is another area where Vietnam is significantly cheaper.
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A basic dental cleaning can cost around 20 to 50 US dollars.
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And more advanced treatments like implants can cost a fraction of what you pay in other countries like Australia or the US.
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As a local, I personally prefer and recommend you to go to private hospitals or clinics.
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Because public hospitals can be cheaper,
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but it's always very crowded with long lines and also it may have some more language barriers for foreigners.
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Some private options that foreigners commonly use such as Vinmec International Hospital, Family Medical Practice and Tam Anh.
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Personally, I go to Care Plus to have my annual checkup because I find their outpatient service high standard,
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convenient and very affordable.
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So yeah, if you plan on retiring in Vietnam, healthcare is one category worth researching carefully.
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Okay, enough about serious stuff.
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Let's talk about the reason most of us work in the first place.
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Having fun!
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And in Vietnam, there are a lot of ways to spend money.
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Coffee, shopping, gyms, spas, restaurants, nightlife.
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Speaking of coffee, a normal cup can cost around 2 to 3 US dollars.
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But if you want specialty coffee made with premium Arabica beans, you can apparently spend up to 30 US dollars per serving.
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If you don't drink coffee, you can drink tea, juice, or smoothie.
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For example, mango smoothie can cost around 45 ,000 VND, which is less than 2 US dollars.
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And you can find a lot of juice shops on Sun Thuy or Quốc Huong Street.
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Living in a new country can also get lonely.
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So that's why I think joining sports clubs
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or classes is a great way to meet new friends and build your own community.
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I pay around 350 ,000 VND, which is 13 US dollars per group session at ACTN.
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Court rental can be around $12 per hour compared to $22 in the US.
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This month, I spent more on the private lessons
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and it can cost from 25 to 50 US dollars per one hour per session.
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So I would budget around $300 per month for entertainment, hobbies and fitness.
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Which is affordable because health is the most important thing in life.
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Okay so for things like haircuts, laundry detergent, manicures, barber services and occasional household help,
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I'm budgeting around 100 US dollars per month.
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And there's a category that exists in every budget.
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Usually this is a category that I don't know where my money went.
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It's like the necessary but also random expenses that you don't even expect to pay.
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For example, air conditioner maintenance, phone accessories, small household decors.
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So I would budget around 80 US dollars per month.
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And you know Vietnam has Shopee and then they ship within 1 to 4 hours.
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So it is so tempting to shop all the time.
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Okay so before we calculate the total cost, I want to address a big question is that how can you really retire in Vietnam?
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Do you want good news or bad news first?
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Let's start with.. bad news.
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Currently, at this moment of me filming this video,
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Vietnam hasn't had the dedicated retirement visa like other Southeast Asian countries such as Thailand or Malaysia.
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But there's some several legal ways that foreigners can stay long term here in Vietnam and there are four main ways.
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So one is the tourist e -visa.
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So the Vietnam e -visa can allow you to stay up to 90 days.
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After three months you have to leave the country and reapply
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and it's 25 US dollars for single entry and 50 US dollars for multiple entry.
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And please don't overstay because Vietnamese government is tightening the immigration penalties
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and you might end up paying 1500 US dollars for the penalty.
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And the worst case is that you're gonna be in the blacklist.
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If you are overseas Vietnamese aka Viet Kiều you can apply
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for the five -year visa exemption however you still need to do the border runs every six months
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that means you're gonna go to the neighbor countries such as Thailand, Laos, Cambodia and in
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that situation you might have to pay extra for travel expenses the third way is the spouse visa Tham Thân
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if you're married to a Vietnamese citizen you can stay up to three years and get your temporary resident card.
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Last but not least the investor visa.
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Depending on the category, the investment requirements can range from around 3 billion VND to 100 billion VND
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or roughly 115 ,000 US dollars to 3 .8 million US dollars.
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Depending on the investment level, you may be able to stay in Vietnam from one to five years.
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Also your spouse and your children under the age of 18 can be your dependent
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and they can stay here in Vietnam with you.
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So you can have your family but at the same time you can secure your passive monthly income as well.
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Also Vietnam is disgusting about the golden visa.
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It's a potential long -term residency option for investors, skilled professionals and other groups.
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But this is an area where the rules can change
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so make sure you check the latest official requirements before you make any retirement plans.
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So how much does it really cost to live comfortably here in Vietnam?
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Let me give you the monthly breakdown.
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So for rent and utility is $600.
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Food and groceries, $500.
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Healthcare and insurance, $200.
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Transportation, $200.
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Travel, $250.
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Visa expenses, $17.
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Personal care and household $100 Entertainment and hobbies $300 Miscellaneous $80
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So the total monthly cost of living in Ho Chi Minh City is $2 ,247
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With a 10 -15 % of unexpected expenses
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and inflation you're looking at roughly $2 ,500 to live comfortably here in Thảo Điên, Ho Chi Minh City.
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But honestly, there's one thing that I didn't put the price on.
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The sense of community you can find here is priceless.
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I've lived in Ho Chi Minh City for 4 years now after moving back from the States, so in the next video,
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I'm gonna talk honestly about the pros and cons of living in Vietnam, The things that I absolutely love and the things that still drive me crazy.
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And if you're thinking about living or retiring here in Vietnam, you definitely don't want to miss that one.
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I hope this video gives you the realistic idea of how
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much it's cost to live comfortably here in Ho Chi Minh City.
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So yeah, $1 ,000 cannot guarantee you a good life in Vietnam anymore.
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Don't forget to subscribe, like, comment, do all the engagement activities so
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that this video will be boosted on the YouTube recommendation so more people can have more helpful information from my YouTube channel.
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And also comment down below how much is the monthly cost of living in your country.
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Thank you so much for watching until the end and I'll see you guys in the next videos.
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Bye bye!
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Что вы узнаете
Из этого видео вы освоите навык описания ежемесячных расходов на жилье и услуги в иностранном языке, а также научитесь объяснять преимущества и недостатки жилых районов. Кроме того, вы поймете, как правильно структурировать разговор о бюджете для пенсионеров, используя простые и понятные фразы.
Слушайте за этими звуками
В диалоге часто встречается связная речь: например, фраза "I'm gonna break down" произносится как "I'm gonna break down" с плавным переходом между "gonna" и "break". Также обратите внимание на сокращения: "it's" вместо "it is", "don't" вместо "do not". Эти особенности делают речь более естественной и похожей на разговор носителя языка.
Говорите, как носитель
Чтобы подражать ритму и ударениям спикера, обратите внимание на то, что важные слова (например, "rent", "utilities", "discount") получают больше акцента. Например, в фразе "My rent is 14 million Vietnam Dong" слово "rent" произносится с повышением тона. Используйте технику shadowing (или "теньевого говорения"): повторяйте фразы сразу после спикера, пытаясь скопировать его интонацию и темп. Это поможет вам улучшить своевременность речи и сделать ее более естественной. Для тренировки можно выбрать короткие отрывки, например, описание условий аренды квартиры, и повторять их несколько раз. Помните, что shadow speak — это эффективный способ улучшить произношение и понимание живой речи.
Также обратите внимание на паузы: спикер делает короткие перерывы перед важными информацией, например, перед упоминанием сумм денег. Это помогает слушателю сосредоточиться на ключевых деталях. Попробуйте вставлять такие паузы в свои реплики, чтобы ваша речь была более понятной.
Грамматика в этом видео
Конструкции, которые говорящий использует чаще всего, с точными словами из видео:
| Конструкция | В видео |
|---|---|
| Придаточные определительные who / which + предложение — уточнение о человеке или предмете | system which is · Checker, which is · Market which is |
| Пассивный залог be + причастие прошедшего времени — важно, что происходит, а не кто это делает | was named · is included · will be disappeared |
| Present Perfect have/has + причастие прошедшего времени — прошлое действие, важное сейчас | hasn't had · I've lived |
Что такое техника Shadowing?
Shadowing — это научно обоснованная техника изучения языка, изначально разработанная для подготовки профессиональных переводчиков и популяризированная полиглотом доктором Александром Аргуэльесом. Метод прост, но эффективен: вы слушаете аудио на английском от носителей языка и немедленно повторяете вслух — как тень, следующая за говорящим с задержкой в 1–2 секунды. В отличие от пассивного прослушивания или грамматических упражнений, Shadowing заставляет мозг и мышцы рта одновременно обрабатывать и воспроизводить реальные речевые паттерны. Исследования показывают, что это значительно улучшает точность произношения, интонацию, ритм, связную речь, понимание на слух и беглость речи — что делает его одним из самых эффективных методов для подготовки к IELTS Speaking и реального общения на английском.