쉐도잉 연습: Complete IELTS Band 5-6.5 - UNIT 6 - YouTube로 영어 말하기 배우기
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Complete IELTS, Bands 5 to 6.5,
140 문장
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1
Complete IELTS, Bands 5 to 6.5,
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by Guy Brookhart and Vanessa Jakeman,
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published by Cambridge University Press.
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This recording is copyright.
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Track 1, Unit 6, Listening,
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Exercise 3 So I thought that I'd first say a few words to help orientate you round the banking system.
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As new arrivals, one of the first things you'll want to do is open a bank account.
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This will allow you to receive your money transfers,
9
pay your bills by direct debit,
10
and all sorts of other things that will make your life easier.
11
One mistake I think a lot of people make is to just wander into the first bank they see,
12
thinking that all banks are much the same,
13
and ask to open an account.
14
In actual fact, they all offer something slightly different,
15
and some of the differences can affect you quite seriously.
16
For example, for those of you who are studying at the university here,
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you may have noticed that there are two or three banks with branches near the university,
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Great Western and Money Safe, for example.
19
But only one, Finlay's, actually has an office inside one of the university buildings.
20
For the others, you'd have a bit more of a walk.
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Some banks give away free gifts.
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Evergreen offers a laptop to people who keep a balance of more than £5,000 for nine months.
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With International Union, you'll get a phone when you open your first account.
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And one or two others,
25
like MoneySafe and Northern Star,
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offer mountain bikes or vacuum cleaners if you put money on deposit,
27
that sort of thing.
28
More seriously, you should look at the sort of interest rates the bank will offer you,
29
both if you need an overdraft or loan,
30
or if you're hoping to get some interest on your savings.
31
At the moment, Northern Star offers the highest rate of interest to savers,
32
but Great Western will lend money at a lower percentage than normal to people registered on higher education courses.
33
So, you can see, it really is worth looking around.
34
Another thing it's a good idea to inquire about are bank charges.
35
Again, they're not all the same.
36
Some charge the same across the board,
37
such as Evergreen, Findlay's and Northern Star.
38
But MoneySafe actually say that if you're in credit,
39
your account won't cost a thing though just like the others
40
as soon as you go into the red their prices become pretty steep
41
track 2 unit 6 listening exercise 5 of course one of
42
the things you'll want as as soon as you open your account is a debit card.
43
So I thought I'd give you a little tour of these essential little pieces of plastic.
44
If you look at the slide,
45
you'll see that on the front at the top they tend to have either the name of the bank
46
or the company which has issued the card.
47
Then, a bit more than halfway down on the right,
48
you'll see this hologram with a picture which appears to move as you move the card around in front of you.
49
This sort of detail makes cars very hard to forge,
50
although, like with anything else,
51
there are people out there who will try.
52
Then, on the back, there's another of those sophisticated high-tech details,
53
and that's the magnetic strip,
54
which is this black thing going from one side to the other,
55
which contains certain coded details.
56
While we're on the back,
57
you'll see another lighter strip with three numbers at the end.
58
That's your security number, which they always ask for when you use the card for an internet purchase or over the phone.
59
And it also has a space where you,
60
as the cardholder, should put your signature,
61
so that shop assistants can compare it when you sign a payment slip.
62
Going back to the front,
63
in the bottom right-hand corner,
64
you'll usually find the bank logo and just to the left of it,
65
there's your own name in raised print
66
One thing you always need for telephone and internet sales is the expiry date and on the card in front of you,
67
that's just above the cardholder's name Finally,
68
in most places you have to insert your card into a machine and key in your PIN
69
Just above the card number on the left you can see a chip
70
and that chip is there to verify that the PIN you have entered is correct
71
Thank you.
72
Track 1, Unit 6, Listening,
73
Exercise 3 So I thought that I'd first say a few words to help orientate you around the banking system.
74
As new arrivals, one of the first things you'll want to do is open a bank account.
75
This will allow you to receive your money transfers,
76
pay your bills by direct debit,
77
and all sorts of other things that will make your life easier.
78
One mistake I think a lot of people make is to just wander into the first bank they see,
79
thinking that all banks are much the same,
80
and ask to open an account.
81
In actual fact, they all offer something slightly different,
82
and some of the differences can affect you quite seriously.
83
For example, for those of you who are studying at the university here,
84
you may have noticed that there are two or three banks with branches near the university.
85
Great Western and Money Safe, for example.
86
But only one, Finley's, actually has an office inside one of the university buildings.
87
For the others, you'd have a bit more of a walk.
88
Some banks give away free gifts.
89
Evergreen offers a laptop to people who keep a balance of more than £5,000 for nine months.
90
With International Union, you'll get a phone when you open your first account.
91
And one or two others,
92
like MoneySafe and Northern Star,
93
offer mountain bikes or vacuum cleaners if you put money on deposit,
94
that sort of thing.
95
More seriously, you should look at the sort of interest rates the bank will offer you,
96
both if you need an overdraft or loan,
97
or if you're hoping to get some interest on your savings.
98
At the moment, Northern Star offers the highest rate of interest to savers,
99
but Great Western will lend money at a lower percentage than normal to people registered on higher education courses.
100
So, you can see, it really is worth looking around.
101
Another thing it's a good idea to inquire about are bank charges.
102
Again, they're not all the same.
103
Some charge the same across the board,
104
such as Evergreen, Findlay's and Northern Star But MoneySafe actually say that if you're in credit,
105
your account won't cost a thing Though,
106
just like the others, as soon as you go into the red,
107
their prices become pretty steep.
108
Track 2 Unit 6 Listening Exercise 5 Of course,
109
one of the things you'll want as soon as you open your account is a debit card,
110
so I thought I'd give you a little tour of these essential little pieces of plastic.
111
If you look at the slide,
112
you'll see that on the front at the top,
113
they tend to have either the name of the bank or the company which has issued the card.
114
Then a bit more than halfway down on the right,
115
you'll see this hologram with a picture which appears to move as you move the card around in front of you.
116
This sort of detail makes cards very hard to forge,
117
although like with anything else,
118
there are people out there who will try.
119
Then, on the back, there's another of those sophisticated high-tech details,
120
and that's the magnetic strip,
121
which is this black thing going from one side to the other,
122
which contains certain coded details.
123
While we're on the back,
124
you'll see another lighter strip with three numbers at the end.
125
That's your security number, which they always ask for when you use the card for an internet purchase or over the phone.
126
And it also has a space where you,
127
as the cardholder, should put your signature,
128
so that shop assistants can compare it when you sign a payment slip.
129
Going back to the front,
130
in the bottom right-hand corner,
131
you'll usually find the bank logo,
132
and just to the left of it,
133
there's your own name in raised print.
134
One thing you always need for telephone and internet sales is the expiry date,
135
and on the card in front of you,
136
that's just above the cardholder's name.
137
Finally, in most places you have to insert your card into a machine and key in your PIN.
138
Just above the card number on the left you can see a chip
139
and that chip is there to verify that the PIN you have entered is correct.
140
Thank you.
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문맥 속의 문법 및 표현
- ‘open a bank account’ - 은행 계좌를 개설하다: 금융 관련 대화를 할 때 자주 사용되는 표현입니다.
- ‘receive your money transfers’ - 돈 이체를 받다: 이체와 관련된 금융용어를 익힐 수 있는 좋은 예시입니다.
- ‘pay your bills by direct debit’ - 자동이체로 청구서 결제하기: 실생활에서 유용한 문장을 통해 대화 능력을 향상시킬 수 있습니다.
- ‘look at the sort of interest rates’ - 이자율을 살펴보다: 금융 서비스와 관련하여 중요한 정보를 주고받는 상황에서 활용할 수 있습니다.
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비디오에서 언급된 몇 가지 단어는 발음하기 까다롭습니다. 예를 들어, ‘debit card’는 초보자에게는 발음하기 어려운 단어일 수 있습니다. 카드와 관련된 표현에서는 억양에 주의해야 하며, 특히 ‘bank’와 ‘account’와 같은 단어들은 자연스럽게 이어서 발음하는 것이 중요합니다. 이와 같은 단어를 반복해서 듣고 말하는 것은 shadowing site에서의 쉐도잉 연습을 통해 개선할 수 있습니다.
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