쉐도잉 연습: Why Earning More Still Doesn't Feel Like Enough - 영상으로 영어 말하기 배우기
레슨 만드는 중...
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You got the raise, so you should feel better, right?
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So why does it feel exactly the same?
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Because more money wasn't the solution.
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It's what happens after you get it.
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Somewhere along the way, earning more was supposed to solve the problem.
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Less stress, more freedom.
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But for a lot of people, that's not what really happens.
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I'm Jenny, and I'm Celine.
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Today, we're breaking down why earning more still doesn't feel like enough and what you can do to actually change that.
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So today we're going to talk all about lifestyle creep.
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What is lifestyle creep, Jenny?
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So lifestyle creep is a very insidious thing that happens when you earn more money, right?
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And you're progressing in your career and you are earning more, but then slowly your lifestyle,
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your choices and what you spend money on also creeps up very slowly to match that income level.
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So before you know it, you have more money than you did and you're still just as broke.
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Yeah, I feel like that can so easily happen though because the second you get a little bit more money, what is your first thought?
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Ooh, more money.
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What can I do with that?
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What else can I spend?
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Can I get that new car?
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Can I now go buy more clothes?
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Yep, all those things that you feel like you want but you couldn't before, all of a sudden you get a little bit more income and it seems more possible,
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but it's so easy for that to get out of hand and your behavior hasn't changed then.
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You're just spending more money the way you got it.
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The reason why it's a lifestyle creep is because it happens slowly, right?
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You get maybe a raise one year and then you decide, oh, I can upgrade my car.
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You get a raise the next year.
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Maybe, oh, I get another subscription.
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And you're not thinking of all the things that you're already spending.
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And so before you know it, you've added hundreds, thousands of dollars to your spending and it's negated anything that you earned for yourself.
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Yes, and most of the time you don't really need those things, right?
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It's not something you need.
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It's something you want and you feel just getting that extra money is what's gonna get you there.
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And that's when I've talked to so many people all the time that are like, if I just made an extra $100 a week or
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if I just made an extra $3 ,000 a year that I could have everything I wanted and I'd be fined.
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But then you end up saying the exact same thing
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that next year and the year after that because you haven't changed anything with your spending.
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So when you're figuring out what your baseline is, like I need this much to cover my expenses, anything after that, now you're choosing how to spend that money
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but the problem with lifestyle creep is your past self has really decided
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that for your future self you're setting yourself up for failure
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and that you don't get a choice in the future right you're tagging
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that money for other things before you even get to enjoy it
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so i think it is important here to mention
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that there is inflation it is a thing actual inflation there's actual inflation
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so things cost different yes and we want to make sure
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that when you do get that increase and you've made a little bit more money.
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That's not exactly the same amount.
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$1 ,000 today is a lot less than $1 ,000 20 years ago.
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And so all of those expenses, not even 20 years ago, just do five years ago.
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So yes, your income has gone up, but your expenses go up too.
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So you have to be mindful that that is for a reason why it's going up.
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There is just cost of living inflation, cost of living increases that you get to balance those out.
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Absolutely.
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And then once you know what your baseline is, you can work those increases into that, right?
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So you can put more money into those accounts.
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You can understand that you're going to be paying more.
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Even something as simple as you're paying more in the summer for your air conditioning.
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You need to make sure to budget for that, right?
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So the first step, we always say you have to know where you stand.
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You have to know where you are.
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As much as it stinks to see how much you have spent on food delivery over the past six months, you have to do it and so you can make a plan moving forward
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so get your baseline this is what i need to live
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this is nothing fancy this is what we need to survive
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so selene one thing that i think people struggle with is the social pressure especially
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when they're progressing in their career and i think
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that can be really hard
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and it has you have to do the mental work of taking a step back
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and saying just
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because they have it doesn't mean they can always afford it true you know how much debt people are in
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and the other thing i i think deserves to be talked about more is what does success look like right
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because social media is all about looks i have this brand
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i have this car i went to this vacation spot we
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were just talking today about a gym i go to this gym i don't go to the other gym
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and all of that if that really to me
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and i think to a lot of people though isn't what success looks like success
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and especially financial success is security it's i decide what i
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do with my time i decide what i do with my
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money i am at peace i can handle emergencies i don't stress about bills i am comfortable in my life
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and that's really hard to show
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so other than just me telling you this you would never know like
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But success to me is someone who isn't controlled by their bills and by their money.
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And those aren't the things that you're posting on social media.
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No, he wants posting the vacations, the houses, the new cars, the new clothes, the new purse, all those fun things.
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You don't post, I reached $1 ,000 in my emergency savings.
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But you should.
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We should.
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It's exciting.
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That's something we do.
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Yeah.
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We talk about it all the time.
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That's not something that you see all of the time.
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Very similar is hiding money from myself through automatic transfer.
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So that baseline number that I mentioned before, I know what my baseline number is.
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On payday, that goes away into one account.
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And then I have my spending budget.
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So my groceries and my shopping plan expenses.
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That is another bucket into another account automatically.
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Everything else, savings.
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It all happens.
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We hit paid on a Friday by like 12 p .m.
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Everything has been dispersed.
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And that is the only way I have been able to stop myself from spending the money, committed it to my savings and made sure
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that the lifestyle creep doesn't happen
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because like you said I set a spending budget for myself
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that has nothing to do with what I make it's like what I think is reasonable right so
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because everything extra is going into savings just like you described
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I'm like wow I'm really starting to save some money wow
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if I don't spend it that number starts to go up
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and when the number starts to go up you really don't want it to go down oh you've worked
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so hard for it.
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I know.
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And so that's really my biggest tip is hiding money from yourself.
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I think you did that as well.
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Make sure to automatically put that money away and then make a reasonable budget for yourself and stick to that budget.
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And then in the future, your future self will thank you.
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Yeah, absolutely.
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We did the same thing with the accounts.
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I feel like the accounts now having them separately
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and then hiding them is like the envelopes back in the day where you would put everything in a different envelope.
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And this is what you could spend on food.
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This is what you could spend on travel whatever it might be now we do it with the accounts
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and it's just out of sight out of mind
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and you know it's starting to build more money can change your life but only
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if you tell it where to go that's where real financial freedom starts not with your next race
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if this is something that you are feeling
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or have felt before you're not alone
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if this helped put things into perspective share this with someone who needs to hear it too
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and don't forget to like comment and subscribe we'll see you next time We'll be right back.
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이 레슨의 어휘와 말하기 포인트
이 영상에는 섀도잉할 문장 128개와 단어 1504개가 있습니다. 말하는 구간의 길이는 7:21입니다. 화자는 분당 약 204단어로 빠르게 말하므로 연음과 약하게 발음되는 소리가 많습니다. 단어의 89%가 영어에서 가장 많이 쓰이는 3,000단어에 속해 어휘가 쉬운 편입니다.
이 영상의 핵심 어휘
영상에 나오는 덜 흔한 단어 15개를 발음, 뜻과 함께 정리했습니다.
- earn /ɝn/ (동사) — 벌다. To gain (success, reward, recognition) through applied effort or work.
- expense /ɪkˈspɛns/ (명사) — 비용. A spending or consuming, often a disbursement of funds.
- inflation /ɪnˈfleɪ.ʃən/ (명사) — 인플레이션, 인플레. An act, instance of, or state of expansion or increase in size, especially by injection of a gas or liquid.
- vacation /veɪˈkeɪ.ʃən/ (명사) — 휴가. An extended trip or journey away from home for rest or pleasure.
- cloth /klɒθ/ (명사) — 천. A fabric, usually made of woven, knitted, or felted fibres or filaments, such as used in dressing, decorating, cleaning or other practical use. Sometimes…
- envelope /ˈɛnvə(ˌ)loʊp/ (명사) — 봉투. A paper or cardboard wrapper used to enclose small, flat items, especially letters, for mailing.
- solve /sɒlv/ (동사) — 해결하다. To find an answer or solution to a problem or question; to work out.
- sudden /ˈsʌd.ən/ (형용사) — 급격한. Occurring quickly with little or no warning or expectation; instantly.
- automatic /ˌɔː.təˈmæt.ɪk/ (형용사) — 자동, 자동적. Capable of operating without external control or intervention.
- bucket /ˈbʌkɪt/ (명사) — 양동이. A container made of rigid material, often with a handle, used to carry liquids or small items.
- subscription /səbˈskɹɪpʃən/ (명사) — 구독. Access to a resource for a period of time, generally for payment.
- subscribe /səbˈskɹaɪb/ (동사) — 구독하다. To write (one’s name) at the bottom of a document; to sign (one's name).
- purse /pɚs/ (명사) — 지갑. A small bag for carrying money.
- disperse /dɪˈspɝs/ (동사) — 흩다. To scatter in different directions.
- negate /nɪˈɡeɪt/ (동사) — 부정하다. To deny the existence, evidence, or truth of; to contradict.
영상에 나오는 구동사
- go up (동사) — 올라가다. To move upwards.
- go down (동사) — 내려가다. To descend; to move from a higher place to a lower one.
주의할 발음
화자는 you're, don't, I'm 같은 축약형과 약화된 형태를 46번 사용합니다. 들리는 대로 짧게 발음하세요.
- “sh”와 “zh” 소리: inflation /ɪnˈfleɪ.ʃən/, vacation /veɪˈkeɪ.ʃən/, subscription /səbˈskɹɪpʃən/
- 긴 단어 — 강세 위치에 주의: automatic /ˌɔː.təˈmæt.ɪk/, insidious /ɪnˈsɪdi.əs/
이 영상으로 연습하는 방법
- 먼저 말하지 않고 영상을 끝까지 듣고 모르는 단어를 적어 둡니다.
- 0.75배속으로 한 문장씩 섀도잉을 시작하고, 익숙해지면 보통 속도로 돌아갑니다.
- 자신의 목소리를 녹음해 원본과 비교하고, earn, expense, inflation 같은 단어에 특히 주의합니다.
이 영상의 문법
화자가 가장 많이 쓰는 문형을 영상 속 실제 표현과 함께 정리했습니다.
| 문형 | 영상 속 표현 |
|---|---|
| 현재완료 have/has + 과거분사 — 과거의 일이 지금도 관련이 있을 때 | hasn't changed · you've added · I've talked |
| 수동태 be + 과거분사 — 누가 하는지보다 무슨 일이 일어나는지에 초점 | be fined · be talked · isn't controlled |
| 관계절 who / which + 절 — 사람이나 사물에 대한 추가 정보 | someone who isn · someone who needs |
쉐도잉이란? 영어 실력을 빠르게 키우는 과학적 방법
쉐도잉(Shadowing)은 원래 전문 통역사 훈련을 위해 개발된 언어 학습 기법으로, 다언어 학자인 Dr. Alexander Arguelles에 의해 대중화된 방법입니다. 핵심 원리는 간단하지만 매우 강력합니다: 원어민의 영어를 들으면서 1~2초의 짧은 지연으로 즉시 소리 내어 따라 말하는 것——마치 '그림자(shadow)'처럼 화자를 따라가는 것입니다. 문법 공부나 수동적인 청취와 달리, 쉐도잉은 뇌와 입 근육이 동시에 실시간으로 영어를 처리하고 재현하도록 훈련합니다. 연구에 따르면 이 방법은 발음 정확도, 억양, 리듬, 연음, 청취력, 말하기 유창성을 크게 향상시킵니다. IELTS 스피킹 준비와 자연스러운 영어 소통을 원하는 분들에게 특히 효과적입니다.