Shadowing Practice: do whatever it takes to get your money up in your 20s - Learn English Speaking with Video

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growing up nobody really talked super candidly about money to me

and i wish they did as i got older

and i started to really focus on my finances

and for lack of better terms getting my money up

i thought to myself i wish i had all of this education i wish i really understood this game earlier

and i am a true believer that everything happens for a reason

and i'm exactly where i need to be right now in this very moment

but i would be lying if i said

that i didn't think a lot about how my life could look

if i just had this understanding of money a couple years earlier

i think i really began to focus on what i like to call solving the money problem

when i was i would say 21 years old today

i'm actually 26 at the time of filming this my birthday is tomorrow

i'm sitting in a beautiful boutique hotel in paris there's a massive terrace beside me with tables

and chairs and when you sit at a certain side you can see the eiffel tower peeking out

After I filmed this, I'm about to order room service showers.

So when it's ready, I'm clean and cozy in these duvet sheets.

I'm going to watch a movie as I eat tomorrow.

I'm going to wake up on my birthday, walk around, get 25 ,000 steps around Paris in my cozy jacket

and hunt for a very specific bag in the beautiful vintage stores in Paris.

And of course, drink all the cappuccinos and eat all the chocolate mousse and croissants to my heart's desire.

And I'm only here right now

because I just gained awareness about how important solving the money problem is and locked in until I did it.

And today, instead of doing a little corny birthday, 27 lessons at 27,

I just want to talk about one of the most important decisions I made in my 20s so far,

and that was really having urgency about making money and how that has impacted my life.

Listen, I'm not saying that money can heal your mental health problems and it's the key to happiness, because I don't think that's true.

But it sure as hell makes life a lot easier.

It sure as hell does.

And I used to have this mindset that was like, oh, yeah, I don't really care about money.

I just want to live a full life.

Unfortunately, if you want to live a full life in the world we're living right now, I really do believe you got to have some money.

Listen, I am a emotional, very nostalgic person filled with a lot of depth.

I really value deep relationships, quality time, family, friends, etc. All of those things are extremely important to me.

And at the end of the day, they matter more than anything.

But the way I live and all of my relationships have been positively impacted

and are more fulfilling because I have more money.

And I want to talk about that today very candidly, because that's what I wish someone did with me.

So let's get into it.

Hello, my name is Danae.

Thank you so much for giving me a little piece of your time today.

If you're new here, TLDR, I make videos for ambitious women who want to build their dream life by design.

I often talk about self -improvement and mindset and money.

I'm going to talk about everything I did to get to the point where I'm at and how I think about money.

But the main thing I want to get across today, as I said, is the importance of solving the money problem.

What I fundamentally believe that money is one of the easiest problems to solve

and if you can solve that problem everything else just gets a little bit easier and

if you can just spend six months one year two years of your life solving the money problem

you'll completely change your life for the better and long term

and it would be so worth it I think some of you may hear

that and think what a year two years that's so long

but think about in the grand scheme of things

when you're 40 50 60 those two years you'd been

so glad that you committed a year

or two years to making your life easier down the line

because even as I see family members people in my life getting into

that retirement age I'm seeing how a lot of the things they were promised

and they worked so hard for aren't really coming to pass

because of how the economy has changed and the spending power

that they had with the money that they've saved isn't really

that high anymore and all the things and there's just

so much I could say I want this to be yappy

and raw I literally have no notes right now I just have my journal entry

which I'm going to read from a couple years ago to you guys

but there's so much I could say

but what I want to get across is that

if you're going to sacrifice your time doing anything over the next few months years make

it be something that's going to make your life better long term

and I think for most people that's money so

when I was 21 I graduated school like I got the loan amount emailed to me

and I was trying to move out I was trying to travel I was trying to just like adult

and I started reading the book broke millennial

and just listening to a lot of finance content

and the budgeting to a t didn't sit right to me listen

that doesn't mean i don't budget i know every dollar

that goes in and out of my account and business

and i'm very conscious of my finances i'm very future thinking i plan i put lots of money aside

but in those moments when i wasn't doing any of

that i knew that regardless of how analytical i was with my finances at

that time the answer was always going to be making more money

and i became really obsessed with it and I think for a

while I felt kind of embarrassed or maybe the words not embarrassed

but I just didn't really understand why the people around me weren't understanding why I was

so gung -ho on making it work, like family and friends being like, girl, chill, like you're 20.

But in my mind, I'm like, no, I'm looking at the rates of everything to rent, to buy a house, to travel.

I want to live a good life.

If this is what is required, I need to figure this out ASAP.

So I really zoned in on that.

I couldn't get a corporate job and also the salaries I was seeing for the corporate job, especially for junior entry -level roles that were terrible.

So I was like, you know, I'm going to figure this out other ways.

So I started doing making money online stuff.

And I ended up ultimately starting a freelance business.

Now I'm going to get into the specifics of what I do and that and more of my income in a bit,

but I want to zone into that for a bit because freelancing changed my life, making that decision to freelance and go all in

and figure out how I can max out making the most amount of money doing

that is the reason that I'm here today.

Not because I made loads of money right away.

I had clients paying me a thousand bucks for website copy and then $3 ,000 for emails.

I was making like 6k a month and figuring it out

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and I was working 24 -7 but the money in

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that moment wasn't what mattered and I knew

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that what mattered was the skill set and knowledge

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that I was building up it was understanding how other people are making money like working with business owners

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and seeing how they're making money and what they're doing

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and being exposed to people who didn't have a money problem

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because in my IRL environment everyone had a money problem

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if a random bill came up a hundred dollars or this

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or that or your plane gets delayed and you get to the hotel late

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and they add a cancellation

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or late fee it's gonna be a big problem actually in booking this hotel i was clearly tired

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and i booked the wrong dates

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and i rocked up three days earlier for the wrong hotel booking

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and i had to cancel another hotel it was like a 500 fee

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and that was dumb of me it was very stupid

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but you know what it literally didn't matter to me

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that $500 was not breaking the bank

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and although it was a dumb decision I know

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that I'm gonna be okay it literally wasn't a problem at all I didn't even sweat a bit about it

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and that night

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when I was lying down here I was thinking to myself

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this is why I worked my little butt off for the past two years for this specific moment

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it's not in the things necessarily that you can get

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or do which are great but it's in that security

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that knowing that you're going to be okay and you can solve problems

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if a family member or friend called me today

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and had again a money problem i could help them

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and not expect anything back from them and that gives you

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so much security and peace

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and allows you in my opinion to really sit in your femininity

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i have actually posted a reel today talking about how i

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think the girlies have lost the plot a lot of us have been sold this belief

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that femininity is in the things we have and buy in purses and shoes and pilates and matcha and Porsches and whatever.

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And while I love all of those things too, I know that's not what makes a woman feminine.

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I don't look at a woman and think she's feminine because of the things she has.

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It's more about her aura and how she moves through the world.

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And in order to move through the world with a rested, confident, yet like reserved, demure,

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whatever aura, you need to have a regulated nervous system.

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And a lot of the things that deregulate your nervous system, make you anxious have you worrying about xyz truly come down to money

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so in that journey of working with these clients it changed my perception of what i believed was possible

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so i knew of what it was possible and

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that gave me the momentum to keep going even

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when things weren't as fine and dandy as i would have liked them to be

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because being self -employed has a massive upside

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you're not waiting to get a three percent raise

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it's going to pay you an extra thousand dollars a year in fact i could decide

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that i want to make extra five thousand dollars in the next month

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and i can reverse engineer how to do it and

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if i've built up the required skill sets

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and i know how to position myself reach out to the right people

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and then give them the results

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that they're looking for i'll be able to do it that's the beauty of having

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that one abundance mindset and being in environments where you see people doing this at scale

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and i encourage you

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if you have no representation of anyone solving the money problem in real life in an untraditional way

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you fix your algorithms like i did

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but shameless promo watching videos watching people like me

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and whoever else youtube suggests you don't have to go out there become a freelance creator strategist

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which i'm going to talk about you don't have to do

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any of those things what you need to do is one have the belief

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that you can solve the money problem

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and then two immerse yourself in a digital environment where people are affirming

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that belief because that's what's going to change your life i always say create narratives

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that serve you and a narrative

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that it's doom gloom you're not going to be able to make money

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you have to do this there's no money out there to be made whatever it doesn't serve you

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so might as well have a narrative that serves you

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and then immerse yourself in something that's going to affirm

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that i guarantee just that alone will get you further than the opposite

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but anyways i learned a lot trying a bunch of different freelance services and then i accidentally

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serendipitously ended up working with a client who got me into

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what gave me my first little bit of financial security I was doing just general marketing copywriting services for her

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and she asked me to write an ad for her I fell into something called creative strategy

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if you've never heard me talk about it and you're new here

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and you would like to learn from me live just like this

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but in a more class site setting where I walk through what it is, walk through how to make an ad,

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even if you don't have any marketing background, because I didn't, all of that.

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I host a masterclass.

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The link is in the description.

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It's free, 90 minutes, good vibes, and you'll be immersed and surrounded by other ambitious women too.

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But in doing that, I learned the skillset and it turned out to be a very valuable skillset that business desperately need.

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So I built an offer around it, started using the skills that I built up over time to position myself and sell that service to people.

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I started signing retainer clients $4 ,000 a month $8 ,000 a month $10 ,000 a month

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and I was stacking those clients

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and listen I was working hard I was working my little butt off long days

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but I saw what was possible and I really just wanted to get undeniable

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because I knew

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if I was I would never struggle with making money

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I knew I would always be able to get results for someone

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and if I could guarantee results for someone I would never worry about money I saw the vision

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and I stuck to it for the first few months of falling into the industry

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I just worked literally all day for months

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and I ended up using all of that cash to pay off my student debt.

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I didn't buy a single material item or go out or do anything.

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Obviously, I went out here and there, but it wasn't anything crazy.

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And then from there, I went on my first solo trip to London, which created space for me to move to London a few months later.

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That's irrelevant to this specific storyline.

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But what is important in that storyline is on that trip, I had a big realization.

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Objectively, I had reached a very good place the student debt was paid off I had clients

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that I loved they were paying me well my bills were paid

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I had enough money every month to give a little bit to my family

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and to go on a trip like that and enjoy it

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and that felt good

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and I was stacking my savings as well I was investing

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I was doing all the things I was really proud of where I was at

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and objectively I was doing good but I sat there on that trip

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and I thought to myself this is just the beginning I'm playing it small I need to go all in

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and a lot of people will say that's a toxic mindset

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or that you should just bask in the kind of accomplishment a little more

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and you don't need to be that greedy and all the things

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but to me I had seen how just a little bit of focus had drastically changed my life

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and I knew that I didn't even give it my all in those months leading up to

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that I knew that I had more to give

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and I had this deep knowing that

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if I continued being thoughtful about the next steps I could take things to the next level

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and I could make even more money and have more of an impact

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but with less of my time

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because obviously I was working a lot I had enough balance where I didn't feel burnt out

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but I knew that what I wanted was something bigger than me just working on my laptop

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and you may not feel that way exactly but

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if you do I'm begging you to lean into it

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but whatever stage you're at whether it's the first stage where you're like wait

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I think I need to listen to this and truly have urgency

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and be strategic about solving the money problem

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or whether you've solved it a bit

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but you've been coasting whatever place you're at I want you to lean into the fears

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or limiting beliefs you may have about what that next stage will require of you or what it could look like.

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Because I believe in leaning into those fears and really unpacking them and moving forward through that uncomfortableness,

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that's where you find true alignment and can build your dream life by design.

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Because it was only after that where I decided, okay, if I build a personal brand,

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I can build even more security, i .e having a YouTube channel where I could do brand deals

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and have an offer and have multiple income streams

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and all the these things the vision was clear to me

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but I was scared and I thought oh maybe I'm being greedy

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or what if this doesn't last or what if

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that was just a fluke that I was able to do

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that but instead of allowing those fears

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or thoughts to win I leaned into them and at the end of

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that year I decided I am going to take things to the next level

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I'm not playing small in any capacity anymore and

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that I did I want to make it clear

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that it's not just about what you can get out of it it's about also the person you become

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and showing up for your future self.

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So what I wrote in my journal is moving into 2024,

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because this was the end of 2023 that I went on this trip and it ignited it for me.

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I said, moving into 2024, I want to take my discipline and knowledge to the next level.

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I want to become the absolute best top -notch version of myself.

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I want to feel fit, paid, and wealthy.

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I want to go into 2025.

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I want to go into this next year knowing

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that I put my all into myself for this next stretch of my 20s.

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I want to show up for myself in a way that inspires others to show up for themselves as well.

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I have a deep desire to show others how beautiful life can be and I haven't leaned into it.

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I am thankful for what my parents have done and have given me and to thank them fully.

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I owe it to them to take things to the next level.

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And this all starts with taking my health and wealth seriously.

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And then there's some more in between, more personal stuff and i end it by saying and

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that all starts with taking my health

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and wealth seriously in 2024 i lost 30 pounds i started consulting

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so making the same amount of money doing less work consulting clients

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so i do

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that now i also built

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she freelances where i help women starters scale freelance businesses just like i did i've scaled

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that to 100k months and by the way

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and just to be explicitly clear that's just a revenue number 100k is not going in my pocket Yeah

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but I have a freaking team of amazing, beautiful, ambitious women that I get to pay every month that I'm so excited to pay.

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And we get to impact women and help them build their dream life by designs.

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Also, every woman I pay learned from me and has built six -figure freelance career, if not six figures yet,

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very close to that, doing less work and feeling more fulfilled.

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I did a MacBook giveaway on here a few months ago for hitting 100K.

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And I met with that lady today that won the MacBook and we chatted for a few hours.

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None of this would be available to me if I didn't solve the money problem, if I didn't admit one, that it was important and two,

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go all in and not cope.

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So I just wanna leave you with that today.

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I know this was very yappy and all over the place, but it's really coming from the heart.

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Making good money has completely changed my life and it really isn't

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that hard if you're willing to sacrifice and commit for a short period of time for long -term benefit.

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Too many people today are caught up in quick fixes, quick dopamine, but nothing long lasting is gonna come like that.

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You're not gonna build a six -figure freelance business in three days

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that's not going to occur what you want to do is

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become undeniable become skilled actually build up multiple skill sets multiple income streams

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and that's going to give you the long -term security

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and that's what i want for every woman

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because that's what makes you feminine that's what allows you to really just sink into your true self

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and be aligned and listen i'm not saying that

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if you don't have money right now you can't be feminine

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and you're unable to feel happy and live a good life

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but i know that for many of you it can

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and will take you to the next level if you focus on it

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and i think i want to demystify what

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that actually looks like it's going to require yes you to work hard

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but money isn't this mystical thing that's difficult to get

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and only a few people

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that build multi -million dollar crazy elon musk whatever gajillion businesses can make

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it you can make above average money today

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if you just look at what of where the money is going actually on the coffee chat

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that i had with the get macbook giveaway winner based in paris we were talking about

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that today because she is in her 40s

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and she did acting i believe in i think she said 2009

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or something and she got paid really well she said she was able to live off the pay

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that she made from one acting gig for a couple years

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if i'm not mistaken whereas today she got paid 1500 euros to do an acting gig

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and that's nothing that can probably barely cover rent in a city like paris

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and we were talking about how the advertising

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that money is going in a different place now so

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if you're not curious and pivoting

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and seeing where the money is moving in the market

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you're going to be behind for me

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i'm not looking to do the next shiny thing i'm looking at where can i go now

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that i'm guaranteed to make good money without having to sell really hard

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and also how can i future proof myself to the best of my ability

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i don't know what the world is going to look like in 10 years

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but i can infer a few things based on trends based on where the world is at

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and that in and of itself is a skill set

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and that's true security more than any job any title

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because that's going to ensure that you will always have money in the bank and

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when you make money it's important to steward it correctly

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there was a time where I was stuck at 10k 11k per month

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because you can't unlock the next level until you truly have one a vision

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and you're able to steward the money that you make correctly at

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that time I was still very scared about money

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and I didn't really know where to invest it

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and instead of actually taking the steps to do so

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and I was just hoarding it and being like weirdly frugal and stuff

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but it wasn't until I was like okay let me make

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my money work for me let me think strategically about this

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and let me steward it correctly let me actual fix this weird feeling

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that i get when people pay me that i don't deserve it

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because that's probably going to be allowing me to get to the next step

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and that i did

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and in for example scaling she freelances i have to break new limiting beliefs i may have

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and have a different view on money before

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i used to think ten thousand dollars a month was peak i used to think wow

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if i could just make that

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that would be crazy then i hit 30k months now i have a business making 100k in revenue

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and i'm like damn after i pay the business tech

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and freelancers we have and all this stuff it's not looking like a lot of money anymore

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so my mindset has changed but it's only because I've taken action

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and everyday work toward this new version new level

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and I wanted to read my journal especially

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because I wanted you in my headspace nobody who's really attacking their goals

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and maybe living the life that you want

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or inspiring you is being passive about it you have to have a little bit of an ego

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you have to really speak things into the world

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and take what's yours like you really have to move with conviction

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and take action every day like just like inputs and be vocal

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and clear my closest friends

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when i speak to them before i started scaling this business

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now i'm like this is what i'm gonna do i am going to become a millionaire before my 30s period

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and at that time i was nowhere near that point

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but i knew i was going to do it i knew one it was possible

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and i knew two that in being sure about it

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and putting myself around people where they had that belief

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or they were already doing it I would do it too

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and off the back of all of this yes

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you can buy fun things yes you can come to a boutique hotel in Paris

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and do all whatever and it's amazing you can buy the extra nice gift for your friend

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and get extra points and all that yes all of that's great

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but the biggest benefit of it all is the ease that you get is how it helps your mental health.

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When I have down days now, it sucks.

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It's terrible.

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I posted a video about how I was feeling about going through the motions for a few months this year

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when you have bad mental health days or you even struggle with things like ADHD or anxiety or whatever.

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When those flare -ups occur and it's extremely difficult, at least you can make things a little bit easier with money.

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You can bop out and go on a flight, go somewhere warm, reset.

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You can pay for the therapist.

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You can fix whatever.

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If you miss something important, you missed a flight or you did that, you can just solve it.

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And that makes everything a little bit easier and it's okay to want

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that admit that

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and shamelessly work towards it i'm begging

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you to not care about how people are going to think about you being too greedy

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or this and that i know

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that sometimes maybe you'll deal with a little bit of guilt especially

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if you have an immigrant family people back where you're from may not be doing well financially

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and you may have a fear deep down that you don't even know

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that if you make too much money you'll feel too guilty about the income gap

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or whatever even if you know you're going to support them i know how

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that feels and listen my perspective and something

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that has really helped me was rather than thinking about how it's my duty as someone who's more privileged

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and has access to all the things

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i have access to make use of it i could have been born in any country in any time

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and i'm born now in this country with access to a wi -fi laptop all these things

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so it's my duty to make use of it

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and to max it out to make the most

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and of course i can use the money to have an impact in xyz

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but i think that's a good reframe as well

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so anyways i'm gonna leave it off here i just want to leave

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you one with permission to just to go all in go all in in 2027

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but yeah ultimately i just want to leave you with permission

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and a new sense of urgency to go make it happen go out there

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and go make money figure it out solve that problem in your life

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because it will make solving every other problem easier

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and the best part is in the pursuit of this you're going to work through a lot of limiting beliefs

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and improve yourself in ways that you couldn't

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or wouldn't without this specific journey i am rooting for you

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if you want to look at freelance creative strategy obviously as a vehicle to doing

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that come to the live master class

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i have loads of videos on youtube too watch those subscribe obviously

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i post videos twice a week we have a beautiful ambitious rich wealthy healthy sexy community here

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and i would love for you to be a part of it bye

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Vocabulary and speaking notes for this lesson

This speaking lesson is built on the video “do whatever it takes to get your money up in your 20s”. This video has 400 sentences and 5041 words to shadow. The speech runs for 22:22. The speaker talks fast, about 225 words per minute, so expect linked and reduced sounds. 83% of the words are among the 3,000 most common in English; the rest is worth studying before you start.

Key vocabulary in this video

15 words from the video worth learning, with pronunciation and meaning:

Word	Pronunciation	Meaning
solve verb	/sɒlv/	To find an answer or solution to a problem or question; to work out.
freelance adjective	/ˈfɹiˌlæns/	Of or relating to a freelance; without a long-term employment contract.
belief noun	/bɪˈliːf/	Mental acceptance of a claim as true.
skill noun	/skɪl/	A capacity to do something well; a technique, an ability, usually acquired or learned, as opposed to abilities that are regarded as innate.
lean verb	/ˈliːn/	To incline, deviate, or bend, from a vertical position; to be in a position thus inclining or deviating.
mindset noun	/ˈmaɪn(d)ˌsɛt/	A way of thinking; an attitude or opinion, especially a habitual one.
ambitious adjective	/æmˈbɪʃ.əs/	Having or showing ambition; wanting a lot of power, honor, respect, superiority, or other distinction.
feminine adjective	/ˈfɛmɪnɪn/	Of or pertaining to the female gender.
guarantee noun	/ˌɡæɹ.ənˈtiː/	Anything that assures a certain outcome.
narrative noun	/ˈnæɹ.ə.tɪv/	The systematic recitation of an event or series of events.
correctly adverb	/kəˈɹɛk(t).li/	In a correct manner.
greedy adjective	/ˈɡɹiːdi/	Having greed; consumed by selfish desires.
urgency noun	/ˈɜː.d͡ʒən.si/	The quality or condition of being urgent.
occur verb	/əˈkɜː/	To happen or take place.
invest verb	/ɪnˈvɛst/	To spend money, time, or energy on something, especially for some benefit or purpose; used with in.

Phrasal verbs you will hear

Word	Meaning
go out verb	To leave, especially a building.
build up verb	To erect; to construct.
end up verb	To bring to a conclusion.
get across verb	To cross; to move from one side (of something) to the other, literally or figuratively.
pay off verb	To bribe, especially to deter oversight.
walk through verb	To explain (something) to (someone), step by step.
come down to verb	To reach by moving down or reducing.
come up verb	To emerge or become known, especially unexpectedly.

Grammar in this video

The structures the speaker uses most, with the exact words from the video:

Structure	In the video
Conditional sentences if + clause, will/would + verb — a condition and its result	if I was I would never · if you make too much money you'll feel
“Used to” used to + verb — a past habit or state that is no longer true	used to have · used to think
Present perfect have/has + past participle — a past action that still matters now	has impacted · have been · has changed
Passive voice be + past participle — the focus is on what happens, not who does it	have been positively impacted · were promised · is required

Pronunciation to watch

The speaker uses 127 contractions and reduced forms, such as I'm, you're, didn't. Say them the short way, as you hear them.

The “th” sounds: wealthy /ˈwɛl.θi/, algorithm /ˈælɡəɹɪðm̩/, therapist /ˈθɛɹəpɪst/, thankful /ˈθæŋkfəl/, thoughtful /ˈθɔːtfəl/
The “sh” and “zh” sounds: ambitious /æmˈbɪʃ.əs/, sheet /ʃit/, representation /ˌɹɛp.ɹə.zɛnˈteɪ.ʃən/, conscious /ˈkɑn.ʃəs/, perception /pɚˈsɛpʃ(ə)n/
Long words — get the stress right: necessarily /ˌnɛs.əˈsɛɹ.ə.li/, anxiety /æŋˈzaɪ.əti/, representation /ˌɹɛp.ɹə.zɛnˈteɪ.ʃən/, accidentally /ˌæk.sɪˈdɛnt(ə)li/, momentum /ˌmə(ʊ)ˈmɛntəm/

How to practise with this video

Listen to the whole video once without speaking and note the words you do not know.
Start at 0.75× speed, shadow it sentence by sentence, then go back to normal speed once it feels easy.
Record yourself and compare with the original, paying attention to words like solve, freelance, belief.

What is the Shadowing Technique?

Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.

Shadowing technique: read the full step-by-step guide →

Shadowing Practice: do whatever it takes to get your money up in your 20s - Learn English Speaking with Video

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Vocabulary and speaking notes for this lesson

Key vocabulary in this video

Phrasal verbs you will hear

Grammar in this video

Pronunciation to watch

How to practise with this video

What is the Shadowing Technique?