Shadowing Practice: IELTS Speaking Part 3: Money, Saving and Spending - Learn English Speaking with Video
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32 sentences
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1
We've been talking about something you saved up for.
2
Now I'd like to ask you some broader questions.
3
Of course, I'm ready.
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Do young people today find it harder to save money?
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In many ways, yes, and it's not entirely their fault.
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Rents have soared, while starting salaries have barely moved!
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On top of that, spending has never been so effortless.
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One tap on your phone, and the money's gone.
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So is your phone the real enemy here?
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Ha, my bank statement would certainly say so!
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To be fair, phones can also help us budget.
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My app rounds up every purchase and saves the change.
13
Should schools teach children how to manage money?
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Absolutely! I'd say it's long overdue.
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Most of us leave school knowing algebra,
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but not how interest on a loan works.
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I learned about credit card interest the hard way.
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A single practical course could prevent years of debt.
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Do people today buy more than they really need?
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Without a doubt, and advertising plays a huge part.
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Fast fashion is so cheap that we treat clothes as disposable.
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Some items are worn once, then simply thrown away!
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Is that changing at all, in your experience?
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Yes, and it's really encouraging!
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Second-hand shopping is booming among people my age.
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That said, it's partly about saving money, not the planet.
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Finally, can money really make people happy?
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Up to a point, certainly, because it buys security.
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But beyond that, experiences matter far more than possessions.
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Thank you. That's the end of the speaking test.
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Oh, already? That went so quickly!
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Thank you very much. Goodbye!
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Vocabulary and speaking notes for this lesson
This C1 speaking lesson is built on the video “IELTS Speaking Part 3: Money, Saving and Spending”. This video has 32 sentences and 267 words to shadow. The speech runs for 1:58. The speaker talks at a steady 136 words per minute, a comfortable pace for shadowing. 89% of the words are among the 3,000 most common in English; the rest is worth studying before you start. 7 of its 32 sentences are questions, so it is good practice for question intonation and short answers.
Key vocabulary in this video
The 12 most advanced words in the video, with pronunciation and meaning:
| Word | Pronunciation | Meaning |
|---|---|---|
| practical adjective | /ˈpɹæk.tɪ.kəl/ | Relating to, or based on, practice or action rather than theory or hypothesis. |
| encourage verb | /ɪnˈkʌɹ.ɪd͡ʒ/ | To mentally support; to motivate, give courage, hope or spirit. |
| possession noun | /pəˈzɛʃn̩/ | A control or occupancy of something for which one does not necessarily have private property rights. |
| salary noun | /ˈsæləɹi/ | A fixed amount of money paid to a worker, usually calculated on a monthly or annual basis, not hourly, as wages. Implies a degree of professionalism and/or… |
| boom verb | /bum/ | To make a loud, hollow, resonant sound. |
| partly adverb | /ˈpɑɹtli/ | In part, or to some degree, but not completely. |
| cloth noun | /klɒθ/ | A fabric, usually made of woven, knitted, or felted fibres or filaments, such as used in dressing, decorating, cleaning or other practical use. Sometimes… |
| algebra noun | /ˈæl.d͡ʒɪ.bɹə/ | Elementary algebra: A system for representing and manipulating unknown quantities (variables) in equations. |
| disposable adjective | /dɪsˈpoʊzəbl̩/ | That can be disposed of. |
| effortless adjective | /ˈɛfə(ɹ)tlɪs/ | Without effort. |
| overdue adjective | /ˌoʊ.vəɹˈdu/ | Late; especially, past a deadline or too late to fulfill a need. |
| soar verb | /soɹ/ | To fly high with little effort, like a bird. |
Phrasal verbs you will hear
| Word | Meaning |
|---|---|
| throw away verb | To discard (trash, garbage, or the like), to toss out, to put in the trash. |
Sentences worth repeating
Short, complete lines from the video that you can reuse in everyday conversation:
- We've been talking about something you saved up for.
- One tap on your phone, and the money's gone.
- I'd say it's long overdue.
- Is that changing at all, in your experience?
Pronunciation to watch
The speaker uses 4 contractions and reduced forms, such as I'd, I'm, we've. Say them the short way, as you hear them.
How to practise with this video
- Listen to the whole video once without speaking and note the words you do not know.
- Shadow it sentence by sentence at normal speed, repeating each one until your rhythm matches the speaker.
- Record yourself and compare with the original, paying attention to words like practical, encourage, possession.
What is the Shadowing Technique?
Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.