跟读练习: How To Buy A House Explained with Bananas - 通过视频学习英语口语
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164 句
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Monkey wants to own home, but how does
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Monkey buy home?
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There are a few options.
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Option one, be rich.
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I really want my own place.
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I don't understand.
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If you want the house, just buy it.
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Oh, okay.
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Your card was declined.
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Option two, inherit
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Monkey's parents' house.
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Monkey's parents have a home, but Monkey's parents are still alive, and taking them out would be financially unwise.
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What?
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I was just kidding.
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Kidding about what, son?
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Nothing.
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Option three, monkey gets a loan from monkey bank.
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This called a mortgage.
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A mortgage is a loan monkey banks give to monkeys to buy house.
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Monkeys then pay back monkey bank in small amounts over time, usually 15 to 30 years.
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So since monkey isn't rich and monkey's parents are still alive, pesky parents, monkey decides to get a mortgage,
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but the monkey bank won't give loans to just any monkey.
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What do you think this is?
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The 1920s?
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They first have to check if monkey can pay back the loan.
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Monkey needs to have a stable job, a good credit score, and enough leaves to put down a deposit.
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A deposit's usually about 10 to 20 % of the total loan.
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It's a show of good faith and that
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Monkey at least has some leaves.
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So if house costs 1 million leaves, Monkey would need to pay at least 100 ,000 leaves as a deposit.
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Then if everything is looking up, Monkey banks will pre -approve
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Monkey for a mortgage.
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Pre -approval means
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Monkey is now able to go house shopping.
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So Monkey takes a look around the jungle housing market.
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Some houses look good, but in bad location.
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Some houses in good location, but look bad
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and some houses just aren't quite right eventually monkey finds house that's perfect banana house rare banana house valuable
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so monkey makes an offer but so do other monkeys sometimes
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if enough monkeys make offers the banana real estate will host an auction
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this is a public meeting for monkeys who all want to
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buy the same house the auctioneer monkey will start with an
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opening price the starting bid is 400 000 leaves do i hear 400 000
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then monkeys will shout out their bid 400 ,000.
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I hear 400.
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400 ,000.
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450 ,000.
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450 ,000.
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475 ,000.
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475 ,000.
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Do you take banana express?
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475. Do I hear 500?
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500. 500.
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500. Do I hear more than 500?
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500, 1 ,000.
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Come on.
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1 million leads.
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Going once.
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Going twice.
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Three times.
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Sold to the monkey in the back.
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Then, when there are no higher bids, the monkey with the highest offer buys the house.
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But in most cases, auctions aren't necessary and Monkees will simply make an offer on the house, which the seller will either accept or decline.
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Would you take 999 ,999 leaves?
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Mmm, deal!
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Then Monkees signs paperwork and gets the keys.
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Now Monkees just has to pay back the leaves he borrowed from Monkees Bank over the next 30 years.
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Monkees will also have to pay the Monkees Bank interest.
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Interest is the cost of borrowing leaves.
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The Monkees Bank will offer Monkees a fixed interest rate or an adjustable interest rate.
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A fixed rate, much like Monkees' love for bananas, will always stay the same.
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an adjustable rate much like monkey riding an elevator goes up and down
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the monkey bank will give monkey a lower interest rate
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if they trust them to pay back the leaves
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and a higher interest rate
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if they're not too sure speaking of trust today's sponsor is
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cape cape is america's privacy first mobile carrier monkey is sick of at &t verizon
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and t -mobile leaking or selling monkeys data cape is the only privacy focused carrier
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that runs its own mobile core which gives more control over account authentication
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and how call logs are collected
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and stored monkey doesn't want someone in the walls listening to all the monkeys conversations
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but cape only takes the minimum possible amount to get
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you set up with their service they don't even ask for monkey's address
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they also don't ask for monkey's name ssn email
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or any other personal information so they couldn't sell monkey's personal data even
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if they wanted to because they don't collect it cape defends against sim swap attacks, signaling hacks, voicemail theft, the works.
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Even new features like identifier rotation, making it far more difficult for anyone to track Monkey's movements.
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Just like Monkey's new house, Monkey is safe with Cape because hackers can't get in.
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And even if Monkey wants to travel abroad, Cape's international roaming uses home routing,
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which means Monkey's calls and texts are sent back through Cape's secure core network, not the local network of the country Monke's visiting.
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You can learn more about Cape with the link in the description below
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and get 33 % off your first six months with promo code PRIMATE33.
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And thanks to Cape for sponsoring this video.
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There's also some fees.
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Funky Kong, give me a beat.
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Oh yeah, Funky Kong, Funky Ken.
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Uh, yeah.
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Application fee.
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First hit of the day.
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Monkey Bank say, pay this just to see if you can pay.
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Appraisal fee.
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Next, gotta check that price.
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Is the house worth the leaves?
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Bank don't roll no dice.
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Inspection fees.
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Yeah, they crawl through the place.
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Looking for termites, trying to eat your space.
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Origination fee.
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That's the bank's little cut.
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For making your loans so your deal don't bust.
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Credit report fee, they digging your past.
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Checking if you pay your bills slow or fast.
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Title search fees.
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They look deep inside.
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Make sure no old owner gonna slide back inside.
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Title insurance.
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Yeah, that legal shield.
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If someone claims your house, they gotta yield.
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Lawyer fees, baby.
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That's contracts and pens.
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Keeping you safe so the deal don't end.
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Recording fees.
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The government has agreed.
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Gotta pay.
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Pay to make your name to go on that deed.
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Transfer tax.
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Yeah, monkey government takes a bite.
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Save your bananas.
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There's no use to fight.
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Mortgage insurance.
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If you deposit too thin, banks say pay this so we feel safe within.
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And finally, closing costs.
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Last minute fees.
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Gotta pay them before you get your keys.
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Yeah, there's more fees than grass in the savannah.
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But it don't matter when your crib is a banana.
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So many fees sprouting like trees on my knees in a wheeze.
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Ain't no ease.
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Please, just want to freeze those fees coming like fleas.
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Like bees.
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Oh, jeez.
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Don't tease.
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Just need those keys.
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Oh, oh, oh, ah!
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Pros and cons of mortgages.
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Mortgages help monkeys get into the banana housing market.
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Monkeys don't need to pay all the leaves up front and instead can pay small amounts over a long time.
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Monkeys can also apply for a mortgage with a partner, friend, cousin, even a complete stranger, as long as they can both pay for it.
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But if monkeys still struggling to pay back leaves, monkey can rent out a room in banana house.
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When monkeys pay their mortgage on time, their credit score goes up and monkey banks trust them more.
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And Monkey's house will likely grow in value over time, which means when it's all paid for,
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Monkey can sell it for more than Monkey bought it.
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But mortgages aren't always easy.
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I mean, the literal translation of the word mortgage is death pledge.
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Monkey will be in debt to Monkey Bank for a long time.
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If Monkey has an adjustable interest rate, leaf payments can rise a lot, quickly and suddenly.
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But even if Monkey has a fixed interest rate, Monkey will still end up paying a lot of leaves to Monkey Bank,
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often more than the original price of Banana House.
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And if Monkey can't pay, the Monkey Bank will take
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Monkey's house back.
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Monkey understands buying a house isn't easy, but it can't be that difficult, can it?
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Let's take a look at the current housing market today.
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Oh my God, what the?
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Thank you.
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本课的词汇与口语要点
这节口语课以视频“How To Buy A House Explained with Bananas”为素材。 视频中反复出现的词有：monkey, bank, fee, leaves, mortgage。 这段视频共有 157 个句子、1305 个单词可供跟读。 讲话部分时长为 6:57。 说话人语速较快，每分钟约 188 个词，会出现较多连读和弱读。 只有 78% 的单词属于英语最常用的 3,000 词，词汇难度较高。
视频中的重点词汇
视频中 15 个值得学习的单词，附发音和释义：
| 单词 | 发音 | 释义 |
|---|---|---|
| monkey 名词 | /ˈmʌŋki/ | 猴子, 猴兒 /猴儿 |
| leaf 名词 | /lif/ | еезы, еер |
| mortgage 名词 | /ˈmoɹ.ɡɪd͡ʒ/ | 抵押, 抵押貸款 /抵押贷款 |
| banana 名词 | /bəˈnænə/ | щёнҗё, баҗё |
| cape 名词 | /keɪp/ | 角, 海角 |
| deposit 名词 | /dɪˈpɑ.zɪt/ | 沉積 /沉积 |
| decline 动词 | /dɪˈklaɪn/ | 惡化 /恶化 |
| collect 动词 | /ˈkɑlɪkt/ | 庋藏, 收藏 |
| privacy 名词 | /ˈpɹaɪ.və.si/ | 隱私 /隐私 |
| carrier 名词 | /ˈkæɹi.ɚ/ | 攜帶者 /携带者 |
| auction 名词 | /ˈɔkʃən/ | 拍賣 /拍卖, 競賣 /竞卖 |
| sponsor 名词 | /ˈspɒn.səː/ | 保證人 /保证人 |
| stable 名词 | /ˈsteɪ.bəl/ | 馬厩, 馬棚 /马棚 |
| defend 动词 | /dɪˈfɪnd/ | 保衛 /保卫, 守衛 /守卫 |
| thin 形容词 | /ˈθɪn/ | бә, 薄 |
视频中出现的短语动词
| 单词 | 发音 | 释义 |
|---|---|---|
| pay back 动词 | /peɪ bæk/ | 賠 /赔, 報償 /报偿 |
| go up 动词 | 上昇 /上升, 上去 | |
| end up 动词 | 到达 | |
| look around 动词 | 環顧 /环顾 | |
| look up 动词 | /ˌlʊk ˈʌp/ | 仰, 上看 |
| put down 动词 | 放下 |
值得反复跟读的句子
视频中简短而完整的句子，可以直接用在日常对话里：
- What do you think this is?
- Do you take banana express?
- For making your loans so your deal don't bust.
- Keeping you safe so the deal don't end.
视频中的语法
说话人最常用的结构，并附上视频中的原话：
| 结构 | 视频中的用法 |
|---|---|
| 被动语态 be + 过去分词 — 强调发生了什么，而不是谁做的 | was declined · are collected · are sent |
| “will” 表将来 will + 动词 — 决定、承诺或预测 | won't give · will pre · will host |
| 义务：must / have to / need to 表示某事是必要的 | have to check · needs to have · need to pay |
需要注意的发音
说话人用了 28 次缩略和弱读形式，例如 don't, gotta, aren't。请按听到的简短形式来说。
- “th” 音: thin /ˈθɪn/, theft /θɛft/, authentication /ɔːˌθɛntɪˈkeɪʃn̩/
- “sh” 和 “zh” 音: auction /ˈɔkʃən/, translation /tɹænzˈleɪʃən/, shield /ˈʃild/, inspection /ɪnˈspɛkʃən/, rotation /ɹoʊˈteɪʃən/
- 长单词——注意重音位置: adjustable /əˈd͡ʒʌstəbəl/, elevator /ˈɛləˌveɪtɚ/, authentication /ɔːˌθɛntɪˈkeɪʃn̩/
中文母语者容易读错的音：
- /v/ — 不要读成 /w/，上齿轻触下唇: privacy /ˈpɹaɪ.və.si/, approve /əˈpɹuːv/, elevator /ˈɛləˌveɪtɚ/
- 词尾辅音 — 要读清楚，后面不要加元音: leaf /lif/, mortgage /ˈmoɹ.ɡɪd͡ʒ/, cape /keɪp/, deposit /dɪˈpɑ.zɪt/, collect /ˈkɑlɪkt/
- /r/ 和 /l/ 的区别: translation /tɹænzˈleɪʃən/, crawl /kɹɔːl/, literal /ˈlɪt(ə)ɹəl/, cellar /ˈsɛləɹ/, appraisal /əˈpɹeɪzəl/
如何用这段视频练习
- 先完整听一遍视频，不要开口，记下不认识的单词。
- 先用 0.75 倍速逐句跟读，熟练之后再回到正常速度。
- 录下自己的声音并与原声对比，特别注意 monkey, leaf, mortgage 这类单词。
什么是跟读法？
跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。