शैडोइंग अभ्यास: How To Buy A House Explained with Bananas - वीडियो के साथ अंग्रेजी बोलना सीखें
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164 वाक्य
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Monkey wants to own home, but how does
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Monkey buy home?
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There are a few options.
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Option one, be rich.
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I really want my own place.
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I don't understand.
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If you want the house, just buy it.
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Oh, okay.
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Your card was declined.
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Option two, inherit
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Monkey's parents' house.
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Monkey's parents have a home, but Monkey's parents are still alive, and taking them out would be financially unwise.
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What?
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I was just kidding.
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Kidding about what, son?
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Nothing.
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Option three, monkey gets a loan from monkey bank.
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This called a mortgage.
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A mortgage is a loan monkey banks give to monkeys to buy house.
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Monkeys then pay back monkey bank in small amounts over time, usually 15 to 30 years.
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So since monkey isn't rich and monkey's parents are still alive, pesky parents, monkey decides to get a mortgage,
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but the monkey bank won't give loans to just any monkey.
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What do you think this is?
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The 1920s?
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They first have to check if monkey can pay back the loan.
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Monkey needs to have a stable job, a good credit score, and enough leaves to put down a deposit.
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A deposit's usually about 10 to 20 % of the total loan.
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It's a show of good faith and that
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Monkey at least has some leaves.
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So if house costs 1 million leaves, Monkey would need to pay at least 100 ,000 leaves as a deposit.
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Then if everything is looking up, Monkey banks will pre -approve
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Monkey for a mortgage.
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Pre -approval means
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Monkey is now able to go house shopping.
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So Monkey takes a look around the jungle housing market.
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Some houses look good, but in bad location.
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Some houses in good location, but look bad
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and some houses just aren't quite right eventually monkey finds house that's perfect banana house rare banana house valuable
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so monkey makes an offer but so do other monkeys sometimes
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if enough monkeys make offers the banana real estate will host an auction
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this is a public meeting for monkeys who all want to
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buy the same house the auctioneer monkey will start with an
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opening price the starting bid is 400 000 leaves do i hear 400 000
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then monkeys will shout out their bid 400 ,000.
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I hear 400.
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400 ,000.
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450 ,000.
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450 ,000.
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475 ,000.
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475 ,000.
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Do you take banana express?
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475. Do I hear 500?
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500. 500.
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500. Do I hear more than 500?
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500, 1 ,000.
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Come on.
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1 million leads.
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Going once.
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Going twice.
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Three times.
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Sold to the monkey in the back.
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Then, when there are no higher bids, the monkey with the highest offer buys the house.
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But in most cases, auctions aren't necessary and Monkees will simply make an offer on the house, which the seller will either accept or decline.
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Would you take 999 ,999 leaves?
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Mmm, deal!
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Then Monkees signs paperwork and gets the keys.
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Now Monkees just has to pay back the leaves he borrowed from Monkees Bank over the next 30 years.
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Monkees will also have to pay the Monkees Bank interest.
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Interest is the cost of borrowing leaves.
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The Monkees Bank will offer Monkees a fixed interest rate or an adjustable interest rate.
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A fixed rate, much like Monkees' love for bananas, will always stay the same.
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an adjustable rate much like monkey riding an elevator goes up and down
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the monkey bank will give monkey a lower interest rate
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if they trust them to pay back the leaves
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and a higher interest rate
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if they're not too sure speaking of trust today's sponsor is
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that runs its own mobile core which gives more control over account authentication
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and how call logs are collected
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and stored monkey doesn't want someone in the walls listening to all the monkeys conversations
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but cape only takes the minimum possible amount to get
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you set up with their service they don't even ask for monkey's address
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they also don't ask for monkey's name ssn email
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or any other personal information so they couldn't sell monkey's personal data even
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if they wanted to because they don't collect it cape defends against sim swap attacks, signaling hacks, voicemail theft, the works.
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Even new features like identifier rotation, making it far more difficult for anyone to track Monkey's movements.
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Just like Monkey's new house, Monkey is safe with Cape because hackers can't get in.
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And even if Monkey wants to travel abroad, Cape's international roaming uses home routing,
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which means Monkey's calls and texts are sent back through Cape's secure core network, not the local network of the country Monke's visiting.
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And thanks to Cape for sponsoring this video.
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There's also some fees.
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Funky Kong, give me a beat.
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Oh yeah, Funky Kong, Funky Ken.
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Uh, yeah.
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Application fee.
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First hit of the day.
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Monkey Bank say, pay this just to see if you can pay.
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Appraisal fee.
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Next, gotta check that price.
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Is the house worth the leaves?
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Bank don't roll no dice.
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Inspection fees.
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Yeah, they crawl through the place.
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Looking for termites, trying to eat your space.
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Origination fee.
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That's the bank's little cut.
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For making your loans so your deal don't bust.
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Credit report fee, they digging your past.
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Checking if you pay your bills slow or fast.
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Title search fees.
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They look deep inside.
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Make sure no old owner gonna slide back inside.
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Title insurance.
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Yeah, that legal shield.
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If someone claims your house, they gotta yield.
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Lawyer fees, baby.
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That's contracts and pens.
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Keeping you safe so the deal don't end.
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Recording fees.
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The government has agreed.
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Gotta pay.
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Pay to make your name to go on that deed.
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Transfer tax.
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Yeah, monkey government takes a bite.
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Save your bananas.
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There's no use to fight.
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Mortgage insurance.
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If you deposit too thin, banks say pay this so we feel safe within.
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And finally, closing costs.
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Last minute fees.
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Gotta pay them before you get your keys.
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Yeah, there's more fees than grass in the savannah.
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But it don't matter when your crib is a banana.
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So many fees sprouting like trees on my knees in a wheeze.
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Ain't no ease.
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Please, just want to freeze those fees coming like fleas.
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Like bees.
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Oh, jeez.
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Don't tease.
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Just need those keys.
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Oh, oh, oh, ah!
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Pros and cons of mortgages.
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Mortgages help monkeys get into the banana housing market.
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Monkeys don't need to pay all the leaves up front and instead can pay small amounts over a long time.
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Monkeys can also apply for a mortgage with a partner, friend, cousin, even a complete stranger, as long as they can both pay for it.
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But if monkeys still struggling to pay back leaves, monkey can rent out a room in banana house.
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When monkeys pay their mortgage on time, their credit score goes up and monkey banks trust them more.
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And Monkey's house will likely grow in value over time, which means when it's all paid for,
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Monkey can sell it for more than Monkey bought it.
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But mortgages aren't always easy.
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I mean, the literal translation of the word mortgage is death pledge.
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Monkey will be in debt to Monkey Bank for a long time.
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If Monkey has an adjustable interest rate, leaf payments can rise a lot, quickly and suddenly.
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But even if Monkey has a fixed interest rate, Monkey will still end up paying a lot of leaves to Monkey Bank,
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often more than the original price of Banana House.
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And if Monkey can't pay, the Monkey Bank will take
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Monkey's house back.
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Monkey understands buying a house isn't easy, but it can't be that difficult, can it?
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Let's take a look at the current housing market today.
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Oh my God, what the?
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Thank you.
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इस पाठ की शब्दावली और बोलने के सुझाव
यह स्पीकिंग पाठ वीडियो “How To Buy A House Explained with Bananas” पर आधारित है। सबसे ज़्यादा दोहराए गए शब्द ये हैं: monkey, bank, fee, leaves, mortgage। इस वीडियो में शैडोइंग के लिए 157 वाक्य और 1305 शब्द हैं। बोला गया हिस्सा 6:57 लंबा है। वक्ता तेज़ बोलता है, लगभग 188 शब्द प्रति मिनट, इसलिए जुड़ी हुई और कमज़ोर ध्वनियाँ ज़्यादा मिलेंगी। केवल 78% शब्द अंग्रेज़ी के 3,000 सबसे आम शब्दों में से हैं, इसलिए शब्दावली कठिन है।
इस वीडियो की मुख्य शब्दावली
वीडियो के 15 सीखने लायक शब्द, उच्चारण और अर्थ के साथ:
| शब्द | उच्चारण | अर्थ |
|---|---|---|
| monkey संज्ञा | /ˈmʌŋki/ | बंदर m or बन्दर, वानर |
| leaf संज्ञा | /lif/ | पत्ता, पत्ती |
| mortgage संज्ञा | /ˈmoɹ.ɡɪd͡ʒ/ | रेहन, रहन |
| banana संज्ञा | /bəˈnænə/ | केला |
| deposit संज्ञा | /dɪˈpɑ.zɪt/ | भंडार |
| decline क्रिया | /dɪˈklaɪn/ | गिरना |
| collect क्रिया | /ˈkɑlɪkt/ | शामिल होने, इकट्ठा करना |
| privacy संज्ञा | /ˈpɹaɪ.və.si/ | एकांत |
| carrier संज्ञा | /ˈkæɹi.ɚ/ | कहार |
| auction संज्ञा | /ˈɔkʃən/ | नीलामी, नीलाम |
| stable संज्ञा | /ˈsteɪ.bəl/ | गोष्ठ, अश्वालय |
| defend क्रिया | /dɪˈfɪnd/ | रक्षा करना |
| thin विशेषण | /ˈθɪn/ | पतला, दुबला |
| cousin संज्ञा | /ˈkʌz(ə)n/ | चचेरा भाई, चचेरी बहन |
| abroad क्रिया विशेषण | /əˈbɹɔːd/ | विदेश में |
दोहराने लायक वाक्य
वीडियो के छोटे, पूरे वाक्य जिन्हें आप रोज़ की बातचीत में इस्तेमाल कर सकते हैं:
- What do you think this is?
- Do you take banana express?
- For making your loans so your deal don't bust.
- Keeping you safe so the deal don't end.
इस वीडियो का व्याकरण
वक्ता जिन संरचनाओं का सबसे अधिक प्रयोग करता है, वीडियो के असली शब्दों के साथ:
| संरचना | वीडियो में |
|---|---|
| Passive voice be + past participle — ज़ोर इस पर कि क्या होता है, न कि कौन करता है | was declined · are collected · are sent |
| “will” से भविष्य will + क्रिया — फ़ैसला, वादा या अनुमान | won't give · will pre · will host |
| ज़रूरत: must / have to / need to बताना कि कोई काम ज़रूरी है | have to check · needs to have · need to pay |
ध्यान देने योग्य उच्चारण
वक्ता 28 बार संक्षिप्त रूपों का प्रयोग करता है, जैसे don't, gotta, aren't। इन्हें वैसे ही छोटा बोलें जैसा आप सुनते हैं।
- “th” की ध्वनियाँ: thin /ˈθɪn/, theft /θɛft/, authentication /ɔːˌθɛntɪˈkeɪʃn̩/
- “sh” और “zh” की ध्वनियाँ: auction /ˈɔkʃən/, translation /tɹænzˈleɪʃən/, shield /ˈʃild/, inspection /ɪnˈspɛkʃən/, rotation /ɹoʊˈteɪʃən/
- लंबे शब्द — बलाघात सही रखें: adjustable /əˈd͡ʒʌstəbəl/, elevator /ˈɛləˌveɪtɚ/, authentication /ɔːˌθɛntɪˈkeɪʃn̩/
हिंदी भाषियों के लिए मुश्किल ध्वनियाँ:
- /v/ और /w/ का फ़र्क़ — /v/ में ऊपर के दाँत निचले होंठ को छूते हैं, /w/ में होंठ गोल होते हैं: privacy /ˈpɹaɪ.və.si/, approve /əˈpɹuːv/, elevator /ˈɛləˌveɪtɚ/, swap /ˈswɑp/, paperwork /ˈpeɪ.pɚˌwɝk/
- /z/ — इसे “ज” (/dʒ/) न बनाएँ: deposit /dɪˈpɑ.zɪt/, cousin /ˈkʌz(ə)n/, translation /tɹænzˈleɪʃən/, ease /iz/, freeze /ˈfɹiːz/
- शब्द की शुरुआत में s + व्यंजन — पहले “इ” न जोड़ें: sponsor /ˈspɒn.səː/, stable /ˈsteɪ.bəl/, slide /ˈslaɪ̯d/, swap /ˈswɑp/, sprout /spɹaʊt/
इस वीडियो से अभ्यास कैसे करें
- पहले बिना बोले पूरा वीडियो एक बार सुनें और जो शब्द नहीं आते उन्हें लिख लें।
- 0.75× गति से शुरू करें, एक-एक वाक्य की शैडोइंग करें, और सहज लगने पर सामान्य गति पर लौटें।
- अपनी आवाज़ रिकॉर्ड करें और मूल से तुलना करें, ख़ासकर monkey, leaf, mortgage जैसे शब्दों पर ध्यान दें।
शैडोइंग तकनीक क्या है?
शैडोइंग (Shadowing) एक विज्ञान-समर्थित भाषा सीखने की तकनीक है जो मूल रूप से पेशेवर दुभाषिया प्रशिक्षण के लिए विकसित की गई थी। विधि सरल लेकिन शक्तिशाली है: आप मूल अंग्रेज़ी ऑडियो सुनते हैं और तुरंत इसे ज़ोर से दोहराते हैं — जैसे वक्ता की छाया 1-2 सेकंड की देरी से। शोध से पता चलता है कि यह उच्चारण सटीकता, स्वर, लय, जुड़ी हुई ध्वनियाँ, सुनने की समझ और बोलने की प्रवाहशीलता में काफ़ी सुधार करता है।