Shadowing Practice: Opening a Business Bank Account - Learn English Speaking with Video

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36 sentences
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1
Good morning. How can I help you today?
2
Morning. I'd like to open a business account.
3
Certainly. Please take a seat.
4
What kind of business do you run?
5
I've just opened a small bakery in town.
6
At the moment I'm using my personal account.
7
I see. It's better to keep them separate.
8
It makes your tax return much easier.
9
How long have you been trading?
10
Only for about three months.
11
And roughly how much do you earn each month?
12
Around four thousand pounds, before costs.
13
Lovely. Do you take card payments?
14
Yes, most of my customers pay by card.
15
Then you'll need a card reader as well.
16
We can set that up for you today.
17
That sounds useful. Are there any monthly fees?
18
The account is free for the first year.
19
After that, it's eight pounds a month.
20
That seems reasonable to me.
21
Could I also get a small overdraft?
22
Possibly. What would you use it for?
23
Sometimes I have to pay suppliers before I'm paid.
24
I understand. We could offer up to two thousand pounds.
25
And how much interest would I pay?
26
Only on the amount you actually use.
27
If you don't use it, it costs nothing.
28
Perfect. That's exactly what I need.
29
I'll just need to see some documents.
30
I've brought my passport and a recent bill.
31
Wonderful. Have you registered the business yet?
32
Yes, I've got the certificate here.
33
Excellent. Your account will be ready by Friday.
34
That's quicker than I expected.
35
You'll get your card in the post next week.
36
Thank you so much for your help.

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Vocabulary and speaking notes for this lesson

This video has 36 sentences and 261 words to shadow. The speech runs for 1:48. The speaker talks at a steady 145 words per minute, a comfortable pace for shadowing. 88% of the words are among the 3,000 most common in English, so the vocabulary is easy to follow.

Key vocabulary in this video

15 words from the video worth learning, with pronunciation and meaning:

WordPronunciationMeaning
pound noun/ˈpaʊ̯nd/A unit of weight in various measurement systems.
earn verb/ɝn/To gain (success, reward, recognition) through applied effort or work.
roughly adverb/ˈɹʌf.li/In a rough manner; without kindness, softness, or gentleness.
reader noun/ˈɹi.dɚ/A person who reads.
certificate noun/səˈtɪf.ɪ.kɪt/A document containing a certified statement.
passport noun/ˈpæspɔɹt/An official document normally used for international journeys, which proves the identity and nationality of the person for whom it was issued.
supplier noun/səˈplaɪə/One who supplies; a provider.
bakery noun/ˈbeɪ.kə.ɹi/A place in which bread (and often other baked goods such as cakes) is baked and/or sold.
overdraft noun/ˈoʊvɚdɹæft/The act of overdrawing a bank account.
payment noun/ˈpeɪmənt/The act of paying.
customer noun/ˈkʌs.tə.mə/A person or company who purchases or receives a product or service from a business or merchant or intends to do so.
reasonable adjective/ˈɹiː.zə.nə.bəl/Just; fair; agreeable to reason.
register noun/ˈɹɛd͡ʒ.ɪ.stə/A formal recording of names, events, transactions, etc.
fee noun/fiː/An amount charged for a privilege.
document noun/ˈdɑkjʊmənt/An original or official paper used as the basis, proof, or support of anything else, including any writing, book, or other instrument conveying information…

Grammar in this video

The structures the speaker uses most, with the exact words from the video:

StructureIn the video
Present perfect have/has + past participle — a past action that still matters nowI've just opened · I've brought
Future with “will” will + verb — a decision, promise or predictionyou'll need · I'll just need · will be
Obligation: must / have to / need to saying that something is necessaryhave to pay · need to see

Pronunciation to watch

The speaker uses 10 contractions and reduced forms, such as I've, I'm, you'll. Say them the short way, as you hear them.

  • Long words — get the stress right: certificate /səˈtɪf.ɪ.kɪt/, reasonable /ˈɹiː.zə.nə.bəl/

How to practise with this video

  1. Listen to the whole video once without speaking and note the words you do not know.
  2. Shadow it sentence by sentence at normal speed, repeating each one until your rhythm matches the speaker.
  3. Record yourself and compare with the original, paying attention to words like pound, earn, roughly.

What is the Shadowing Technique?

Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.

Shadowing technique: read the full step-by-step guide →