Практика Shadowing: Why New Zealand Is the Only Safe Haven Left - Изучайте разговорный английский по видео

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About a year ago we covered one of the strangest issues taking place in a high income country.

While everybody else is concerned about unsustainable immigration, everybody was leaving New Zealand.

The simple reason was its cultural, legal, economic

and geographic proximity to us here in Australia has just made

it really easy for a lot of kiwis to jump over the pond

and take advantage of the higher incomes and opportunities that are available in a relatively much larger economy.

But there is one exception to this trend, rich people

or rather the richest people in the world unlike average new

zealanders who can't seem to get out fast enough wealthy people from across the world

and in particular from a few select destinations can't seem to get in fast enough

this hasn't happened by accident the new zealand government has intentionally been accommodating these people for a long time

now to the point where moving to new zealand has become

almost a status symbol amongst wealthy people from certain areas

but it's worth understanding why and how new zealand is achieving this and also asking what the consequences will be.

So, why has

New Zealand become such a magnet for the world's richest people?

How and why is the country encouraging this?

And finally, what are the potential consequences of rolling out this red carpet?

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so the first thing worth recognizing is

that new zealand is a strange place for the richest people

on earth to be queuing up for it's a small isolated agricultural country with roughly the population of sydney

and it's hours of flying from anywhere bigger also it has basically none of the infrastructure

that wealthy people usually seek out and in a lot of the cities

that have become particularly popular but really isn't much of anything

which is for a very specific kind of person exactly the appeal

if you make your income whether you leave the house

or not and you can afford to charter a flight

when you actually need to be somewhere

that isolation is kind of nice in return you get clean air empty landscapes low crime a stable government

and a very large ocean between you and everybody else's problems

which is actually something apparently a lot of billionaires are taking

quite seriously ever since bloomberg reported on silicon valley figures buying

up south island bolt holes back in 2018 new zealand has

had a reputation as the place wealthy americans plan to wait out the end of the world something

that the country has been happy to accommodate peter teal was

infamously granted new zealand citizenship in 2011 after spending a grand total of 12 days in the country

that fact only became public in 2017 and caused a fair bit of a scandal when it did.

But once a few high profile billionaires own houses in the country, the whole thing kind of compounds on itself.

New Zealand becomes known as a destination for the ultra wealthy

which only makes it more attractive to the next billionaire looking for a place to settle.

And getting into the country legally is actually a lot easier than getting into the country physically.

New Zealand runs what is commonly called a golden visa or officially the active investor plus visa and in In April 2025,

the government made it significantly more accessible.

The old requirements asked for a domestic investment of 15 million

New Zealand dollars.

The new ones offer two options, a growth category that only needs 5 million dollars invested into local businesses and funds for 3 years,

and a balanced category that wants 10 million dollars in safer assets for 5 years.

The English language requirement was scrapped entirely, and under the growth category

you only need to physically be in New Zealand for 21 days across the whole 3 year investment period.

And then this visa grants permanent residency, which can quite easily turn into citizenship down the track.

The response has been unsurprisingly dramatic.

In more than two years under the old settings, the investor visa attracted 116 applications and about 70 million actual dollars.

But since the relaunch, Immigration New Zealand has received 837 applications and booked $2 .3 billion in committed capital,

with the average application waived through in 36 working days.

Now, when an immigration department starts quoting its own turnaround times like a courier company,

it's a pretty clear sign of who they are trying to win over.

Americans are the biggest group of applicants by a wide margin, followed by China and Hong Kong with roughly three dozen nationalities on the list overall.

And those customers are getting a very good deal on the tax side too.

New residents now qualify for what is called the Transitional Residency Exemption

which means that for their first 48 months in the country they pay no

New Zealand tax on most of their foreign income.

So any dividends, interest, rents or other offshore investment income they earn all sit outside the net for four years.

Now that exemption has technically been part of New Zealand law since 2006 so calling it new would be a stretch,

but the government has recently been sweetening everything around it.

Just last year the rules were adjusted specifically to carve out an exemption for people taxed on citizenship rather than residency, which in practice means

Americans who pay US taxes wherever they live.

New Zealand also has no general capital gains tax, no inheritance tax, and no wealth tax.

So for someone whose wealth grows through capital gains rather than a paycheck, that combination is about as good as it gets in the developed world.

So that is one side of the wealthy immigration equation,

and the other right now is that a lot of these same people are getting out of the Persian Gulf.

Dubai spent the last decade becoming the default base for the world's mobile rich, with its millionaire population more than doubling over that time.

Close to 10 ,000 millionaires moved to the UAE last year alone, bringing an estimated 63 billion US dollars with them.

But the war with Iran has been chipping away at the safe part of their safe haven pitch.

Avoiding the taxman obviously has its appeal, but most of these people aren't willing to risk drone strikes for it.

Henley & Partners, a firm that tracks and services wealthy migration, reported inquiries from UAE residents about alternative residences jumping 41 %

in the space of a single quarter around the turn of this year.

Now to be fair Henley

and partners have received some criticism for their reporting in the past

and obviously not all of these people are moving out of Dubai and straight into Queenstown.

But even still regardless of the exact figures there are a lot of digital

and tax nomads out there right now looking for a new home

100

and it's hard to find a country further from all that geopolitical drama than New Zealand.

101

In addition right next door australians are making the same move

102

and they don't even need a visa to do it we mentioned it extensively in our last video

103

so i don't want to repeat too much here

104

but under the trans -tasman agreement an australian can move to new zealand roughly the way

105

they could move to brisbane we can fly out on a tuesday

106

and be a new zealand tax residence by wednesday for decades

107

that mostly worked in one direction

108

and it's a big part of why regular new zealanders have found it

109

so easy to jump ship for higher wages over here

110

but the same frictionless border works in reverse australian Australian retirees have always drifted across for the scenery

111

and familiar culture and right now the exchange rate is helping too.

112

One Australian dollar buys about $1 .20 in New Zealand

113

so retirement savings built up over here stretch roughly 20 % further than they do across the Tasman.

114

And more recently Australia's own tax changes have started doing

115

New Zealand's recruiting for them.

116

In its most recent budget, Canberra announced it was scrapping the 50 % capital gains tax discount from the middle of next year.

117

For a wealthy Australian sitting on decades of unrealized gains, a short flight to a country with no capital gains tax

118

at all plus a four -year tax holiday on their foreign income

119

while they reorganize their affairs it's a really attractive offer especially

120

when they aren't

121

that far from home new zealand is closer to a lot

122

of australian cities than those cities are to places like perth

123

so the kiwis are getting very good at sucking up tech billionaires

124

and wealthy australian retirees by setting themselves up as a temporary tax haven the tax campsite

125

if you will this begs the question what is in it for them now i know we're all very happy

126

that the world's wealthiest people are getting a nice little safe tax advantage bolt hole

127

but it's worth asking what new zealand actually gets out of

128

the deal where it brings in a whole lot of people

129

that it won't tax the short answer is money at least publicly these people offer jobs growth

130

and investments that they have to provide as part of their visa conditions the growth category requires

131

that five million dollars go into new zealand businesses and manage funds

132

which means the price of entry is an injection of capital into a small economy

133

that never has enough of it also once these wealthy migrants arrive they spend money on houses

134

and cars and boats and services at the very top of the market.

135

Those purchases generate income for New Zealand and tradespeople plus a 15 % GST on most of what they buy.

136

These wealthy migrants are also relatively cheap for the government to host.

137

They're unlikely to rely on benefits or public housing and

138

when they get sick they mostly pay their own way through the private system.

139

All that is especially appealing at a time when New Zealand is losing many of its own workers overseas.

140

Last year New Zealand lost 28 ,500 people to Australia alone

141

which for such a small country is a big deal just in terms of manpower.

142

But on top of this, everybody that does jump ship takes their capital and their spending with them.

143

In other words, New Zealand may not be able to stop all of its workers from leaving,

144

but attracting wealthy migrants gives it another way to bring money into the economy.

145

Still, none of this is without consequence, which almost inevitably shows up in housing.

146

Queenstown, a resort town with very few career industries beyond tourism, now has an average house price of just over 1 .9 million

147

New Zealand dollars, more than double the already unaffordable national average of about 900 ,000.

148

Given its popularity with these wealthy migrants, it's also not seen the price reductions that most of the rest of the country has post -COVID.

149

Houses there sell for around 13 times what local earners earn in a year, and the standard definition of affordable is three times annual income.

150

which produces a strange side of a town that cannot house the people who run it.

151

Stories came out this year of nurses, teachers, and police officers living in garages or sharing beds between day

152

and night shifts and commuting in from cheaper towns well outside the district,

153

all while close to 14 % of local homes sit empty for most of the year as holiday homes or bunkers.

154

It has gotten so bad

155

that the mayor has taken to warning about zombie neighbourhood streets of multi -million dollar houses with nobody actually living in them.

156

Now, to be fair, the government did think about this.

157

When it reopened the housing market to foreign money at the end of last year,

158

it kept the ban that stops most non -residents from buying property at all, but it carved out one narrow exception.

159

Golden Visa investors can buy or build a single home worth at least $5 million.

160

That original ban existed for a reason, because at the peak,

161

foreign buyers were picking up as much as 20 % of the homes sold in some of the most expensive Auckland suburbs.

162

Now, the new exception impacts fewer than half a percent of the national housing stock, somewhere between 5 ,000 and 6 ,000 properties,

163

and the Prime Minister called the package a happy compromise.

164

But in a place like Queenstown, if the only homes wealthy foreigners are allowed to buy are worth $5 million or more,

165

developers have every incentive to build homes that cost at least $5 million, which clearly is not doing much for affordability.

166

But then there's the biggest problem of all, stickiness.

167

The exemption ends after four years.

168

By then, these residents fall into the ordinary tax system of their worldwide income.

169

The government's bet is that by then, they will have houses, kids and schools, and money sunk into local funds.

170

The reasoning is that the people who are settled there tend to stay, and people who stay eventually become taxpayers like everybody else.

171

But is that so?

172

A wealthy person who's moved countries to protect their money from one tax system has already shown

173

that they are happy to move countries to protect their money from tax which means when the four -year exemption runs out,

174

some share of these residents will simply run the same calculation again

175

and somewhere like Singapore or Monaco or the calmer future of Dubai will happily host round two, which creates a fairly big problem.

176

Countries bidding for the same pool of mobile millionaires are playing a pretty classic prisoner's dilemma,

177

where each country is individually better off offering a slightly sweeter deal than its neighbours, but if everybody keeps sweetening,

178

it eventually just becomes a race to the bottom.

179

Some countries have already decided that the deal isn't worth it.

180

Spain shut down its golden visa program last year, partly over what it was doing to local housing.

181

The European Court of Justice struck down the Maltese citizenship by investment scheme over security and money laundering concerns,

182

and Portugal pulled property out of its program entirely while extending the citizenship weight from five years to ten.

183

Australia is also moving in this direction.

184

Canberra is raising capital gains tax on its own wealthy residents, which puts Australia

185

and New Zealand's tax systems into direct competition for the same

186

people across a border where by the country's citizens can simply show up and stay.

187

If New Zealand keeps going down this path, it could also very quickly get a bit of a bad reputation.

188

The morning after Australia unveiled those capital gains tax changes in its latest budget, one of Australia's biggest newspapers put

189

New Zealand on its front page as a tax haven.

190

New Zealand also has an election later this year, and the main opposition party is campaigning on a capital gains tax on property,

191

which means the settings attracting these people could shift within a couple years of them arriving.

192

So, while they might be enjoying the capital inflows for now, it could just as easily start flowing the other way,

193

ripping off the band -aid that didn't really fix the core problem to begin with.

194

Now, we have already made an entire video on that issue, which is why everybody else has been leaving New Zealand.

195

You should be able to click to that on your screen now.

196

Thanks for watching, mate.

197

Bye.

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Лексика и советы по произношению к этому уроку

Этот урок разговорной практики построен на видео «Why New Zealand Is the Only Safe Haven Left». Чаще всего повторяются слова: zealand, tax, wealthy, capital. В этом видео 197 предложений и 2774 слов для шедоуинга. Речь длится 13:17. Говорящий говорит быстро, около 209 слов в минуту, поэтому звуки часто сливаются и сокращаются. 84% слов входят в 3000 самых частых слов английского языка; остальные стоит разобрать перед занятием.

Ключевая лексика этого видео

15 слов из видео, которые стоит выучить, с произношением и значением:

Слово	Произношение	Значение
wealthy прилагательное	/ˈwɛl.θi/	бога́тый, состоя́тельный
visa существительное	/ˈviːzə/	ви́за
monarch существительное	/ˈmɑnɚk/	мона́рх
citizenship существительное	/ˈsɪtɪzənʃɪp/	гражда́нство, по́дданство
exemption существительное	/ɪɡˈzɛm(p).ʃən/	освобожде́ние, исключе́ние
immigration существительное	/ˌɪmɪˈɡɹeɪʃən/	иммигра́ция, переселе́ние
roughly наречие	/ˈɹʌf.li/	гру́бо
billionaire существительное	/ˌbɪl.jəˈnɛɚ/	миллиарде́р, миллиарде́рша
migrant существительное	/ˈmaɪɡɹənt/	мигра́нт, мигра́нтка
exception существительное	/əkˈsɛpʃən/	исключе́ние, изъя́тие
attract глагол	/əˈtɹækt/	притя́гивать, притяну́ть
consequence существительное	/ˈkɑn.sɪ.kwəns/	после́дствие, сле́дствие
investor существительное	/ɪnˈvɛs.tə(ɹ)/	инве́стор, вкла́дчик
millionaire существительное	/ˌmɪl.i.əˈnɛə(ɹ)/	миллионе́р, миллионе́рша
earn глагол	/ɝn/	зараба́тывать, зарабо́тать

Фразовые глаголы, которые вы услышите

Слово	Произношение	Значение
come out глагол	/ˌkʌm ˈaʊt/	выходи́ть, вы́йти
go down глагол		спуска́ться, спусти́ться
pick up глагол		подбира́ть, подобра́ть
rip off глагол		обдира́ть, ободра́ть
run out глагол		зака́нчиваться, зако́нчиться
show up глагол		объявля́ться, объяви́ться
shut down глагол		выключить, остановить
wait out глагол		пережидать

Грамматика в этом видео

Конструкции, которые говорящий использует чаще всего, с точными словами из видео:

Конструкция	В видео
Present Perfect Continuous have/has been + -ing — действие началось раньше и продолжается	has intentionally been accommodating · has recently been sweetening · has been chipping
Present Perfect have/has + причастие прошедшего времени — прошлое действие, важное сейчас	has just made · hasn't happened · has become
Пассивный залог be + причастие прошедшего времени — важно, что происходит, а не кто это делает	is solely funded · is commonly called · was scrapped
Придаточные определительные who / which + предложение — уточнение о человеке или предмете	accounts, which makes · residency, which can · people who run

Произношение, на которое стоит обратить внимание

Говорящий использует 14 сокращённых и редуцированных форм, например aren't, can't, don't. Произносите их коротко, так, как слышите.

Звуки «sh» и «zh»: citizenship /ˈsɪtɪzənʃɪp/, exemption /ɪɡˈzɛm(p).ʃən/, immigration /ˌɪmɪˈɡɹeɪʃən/, exception /əkˈsɛpʃən/, reputation /ˌɹɛpjʊˈteɪʃən/
Длинные слова — следите за ударением: citizenship /ˈsɪtɪzənʃɪp/, immigration /ˌɪmɪˈɡɹeɪʃən/, millionaire /ˌmɪl.i.əˈnɛə(ɹ)/, residency /ˈɹɛzɪdənsi/, reputation /ˌɹɛpjʊˈteɪʃən/

Звуки, трудные для русскоязычных:

/w/ — губы округлены, это не /v/: wealthy /ˈwɛl.θi/, consequence /ˈkɑn.sɪ.kwəns/, wage /weɪd͡ʒ/, wherever /(h)wɛɹˈɛvɚ/, requirement /ɹɪˈkwaɪɹmənt/
/h/ — лёгкий выдох, а не русское «х»: household /ˈhaʊshoʊld/, wherever /(h)wɛɹˈɛvɚ/, happily /ˈhæp.ə.li/, neighbourhood /ˈneɪbə.hʊd/, inheritance /ɪnˈhɛɹɪtəns/
Звонкие согласные в конце слова — не оглушайте их: arrive /əˈɹaɪv/, household /ˈhaʊshoʊld/, package /ˈpæk.ɪd͡ʒ/, encourage /ɪnˈkʌɹ.ɪd͡ʒ/, wage /weɪd͡ʒ/

Как заниматься с этим видео

Прослушайте всё видео один раз молча и выпишите незнакомые слова.
Начните со скорости 0,75×, повторяйте предложение за предложением и вернитесь к обычной скорости, когда станет легко.
Запишите себя и сравните с оригиналом, обращая внимание на такие слова, как wealthy, visa, monarch.

Что такое техника Shadowing?

Shadowing — это научно обоснованная техника изучения языка, изначально разработанная для подготовки профессиональных переводчиков и популяризированная полиглотом доктором Александром Аргуэльесом. Метод прост, но эффективен: вы слушаете аудио на английском от носителей языка и немедленно повторяете вслух — как тень, следующая за говорящим с задержкой в 1–2 секунды. В отличие от пассивного прослушивания или грамматических упражнений, Shadowing заставляет мозг и мышцы рта одновременно обрабатывать и воспроизводить реальные речевые паттерны. Исследования показывают, что это значительно улучшает точность произношения, интонацию, ритм, связную речь, понимание на слух и беглость речи — что делает его одним из самых эффективных методов для подготовки к IELTS Speaking и реального общения на английском.

Техника шедоуинга: читать полное пошаговое руководство →

Практика Shadowing: Why New Zealand Is the Only Safe Haven Left - Изучайте разговорный английский по видео

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