Pratique du Shadowing: Quick Learning English with Podcast Conversation | Intermediate | Episode 01 - Apprendre l'anglais à l'oral avec la vidéo
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Hello, English learners.
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Welcome back to another great lesson with EnglishPod.
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My name is Marco.
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And I'm Erica.
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And today we're bringing you another great lesson about being at the bank.
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That's right.
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
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Okay, so let's look at our vocabulary preview today.
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Vocabulary preview.
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Two words today.
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The first one is checking accounts.
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A checking account.
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Checking account.
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So what is a checking account?
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Well, it's a type of bank account that lets you do your day -to -day or daily banking.
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
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The dialogue is going to be spoken at a normal speed.
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
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Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
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Yes.
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And used to?
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Take money out of an ATM.
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From an ATM machine, right?
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Right.
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A debit card.
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Not to be confused with a credit card.
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Not the same thing.
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Okay.
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Okay, great.
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So now we could listen to our dialogue a second time at a slower speed.
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So now we can...
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We can hear all of the great language you just talked about.
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Next, please.
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May I help you, sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a savings account?
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What features do they offer?
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Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued with a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit $1 billion.
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We heard some interesting phrases of how to tell somebody to do something in a polite way.
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Yes.
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So, let's start with fluency builder and explain these words.
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Fluency builder.
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The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
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Right, let's listen to how she asked the man to do some things in a polite way.
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Yes.
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I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
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If you could just sign here.
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If you could just sign here.
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So the first thing she said is, I'll get you to fill out this paperwork.
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I'll get you to.
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Right.
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Right.
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I'll get you to.
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So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
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But in a different way, right?
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Uh -huh.
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More polite.
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It's pretty polite.
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Then she also said, I'll need your social insurance number.
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I'll need your.
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I'll need your.
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Again, a polite way of saying.
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Give me your social insurance number.
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Give me your social insurance.
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Yeah.
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And the last thing she said, and this is really polite.
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If you could just sign here.
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Yes.
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If you could just sign here.
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If you could just...
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If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
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Right.
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Very polite way of asking for something.
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Yep.
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Well, some great language in today's cast.
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Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
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Next please.
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May I help you sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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Alright then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars.
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One billion dollars.
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One billion.
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Okay, so an interesting thing here, not many countries use checks.
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That's right.
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Right?
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The checkbook or a check.
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Yeah, it tends to be more of an American thing, don't you think?
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It is, it is.
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I think it is.
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For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
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Yeah, you write the amount of money and then you sign your name, right?
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Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
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Yes.
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It's not very common in other countries.
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No, but from what I know, every single American has a checkbook and uses it pretty regularly.
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Yeah, yeah.
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For example, you pay your phone bill or your electric bill.
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You just put a check in the mailbox and it's paid.
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And it's done.
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It's an interesting thing.
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Also, sometimes in other countries, people's salaries are paid through checks.
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Yes.
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Paycheck.
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Oh, yes.
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I see where that word comes from.
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Paycheck.
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But for example, here in China, it's not very common, right?
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I've never seen a check here.
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Me neither.
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What about in your countries?
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We'd like to know how the banking system works.
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Yes.
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Come to our website at EnglishPod .com and tell us all about it.
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Yes.
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And you can also leave your questions and comments on our website and we'll be there to answer it.
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Yeah.
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Marco and I love answering your questions.
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So please visit us.
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Right.
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But until then, it's...
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Goodbye.
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Bye.
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The EnglishPod audio review.
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Listen to the meaning, then say the vocabulary word.
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Feature.
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Checking account.
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Transaction.
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Savings account.
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Balance.
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Access.
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Debit card.
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Overdraft.
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I'll get you.
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I'll need your. If you could just...
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Deposit Credit card
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Online banking Telephone banking Checkbook
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Terms and conditions
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High interest account Teller Let's try that faster
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Telephone banking High interest account
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Checking account Checkbook Online banking I'll need your
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Debit card Credit card
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Deposit Feature If you could just Overdraft
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Teller Terms and conditions
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Transaction I'll get you
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Savings account Access Balance Now say the word and hear it in a sentence.
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Feature Feature Feature Feature Transaction
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Transaction Transaction Access Access Access
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Access Overdraft Overdraft Overdraft Overdraft Overdraft
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Overdraft Balance Balance Balance Balance If you could just
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If you could just
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If you could just
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Vocabulaire et conseils d’expression pour cette leçon
Cette leçon d’expression orale s’appuie sur la vidéo « Quick Learning English with Podcast Conversation ». Les mots qui reviennent le plus souvent : account, bank, balance, overdraft, transaction. Cette vidéo contient 315 phrases et 1973 mots à répéter en shadowing. La partie parlée dure 17:08. Le locuteur parle à un rythme régulier d’environ 115 mots par minute, confortable pour le shadowing. 83 % des mots font partie des 3 000 mots les plus courants en anglais ; le reste mérite d’être vu avant de commencer.
Vocabulaire clé de cette vidéo
15 mots de la vidéo à retenir, avec leur prononciation et leur sens :
| Mot | Prononciation | Sens |
|---|---|---|
| debit nom | /ˈdɛb.ɪt/ | débit |
| deposit nom | /dɪˈpɑ.zɪt/ | dépôt, gisement |
| polite adjectif | /pəˈlaɪt/ | poli |
| paperwork nom | /ˈpeɪ.pɚˌwɝk/ | tâches administratives |
| dialogue nom | /ˈdaɪəˌlɑɡ/ | dialogue, conversation |
| lesson nom | /ˈlɛs.ən/ | leçon |
| unlimited adjectif | /ʌnˈlɪm.ɪ.tɪd/ | illimité |
| vocabulary nom | /vəˈkæb.jə.lə.ɹi/ | vocabulaire, lexique |
| preview nom | /ˈpɹiːvjuː/ | aperçu |
| builder nom | /ˈbɪl.dəɹ/ | constructeur, constructrice |
| audio adjectif | /ˈɔ.di.oʊ/ | audio |
| confused adjectif | /kənˈfjuːzd/ | désorienté, perdu |
| refer verbe | /ɹɪˈfɜː/ | référer |
| commonly adverbe | /ˈkɑmənli/ | communément, fréquemment |
| salary nom | /ˈsæləɹi/ | salaire |
Les verbes à particule que vous entendrez
| Mot | Prononciation | Sens |
|---|---|---|
| fill out verbe | /fɪl ˈaʊt/ | remplir, compléter |
| come back verbe | revenir |
Des phrases à répéter
Des phrases courtes et complètes de la vidéo, à réutiliser dans la conversation de tous les jours :
- May I help you, sir?
- What type of account would you like to open?
- Will you require overdraft protection?
- Would you like to make a deposit today?
- Would you like to make another transaction today?
La grammaire de cette vidéo
Les structures que le locuteur utilise le plus, avec les mots exacts de la vidéo :
| Structure | Dans la vidéo |
|---|---|
| Voix passive be + participe passé — l’accent est mis sur ce qui arrive, pas sur qui le fait | be spoken · be issued · is issued |
| Present perfect have/has + participe passé — une action passée qui compte encore maintenant | we've deposited · you've exceeded · I've never seen |
| Futur avec « will » will + verbe — une décision, une promesse ou une prédiction | will have · we'll come · you'll be |
| Présent continu am/is/are + -ing — ce qui se passe en ce moment | we're bringing · is checking · is opening |
Prononciation à surveiller
Le locuteur utilise 59 contractions et formes réduites, comme I'll, I'd, we'll. Prononcez-les sous leur forme courte, telles que vous les entendez.
- Mots longs — placez bien l’accent: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/
Les sons difficiles pour les francophones :
- /tʃ/ et /dʒ/ — à ne pas adoucir en « ch » et « j »: chequebook /ˈt͡ʃɛk.bʊk/, paycheck /ˈpeɪ.t͡ʃɛk/
- /r/ anglais — langue recourbée, sans frotter la gorge: transaction /tɹænˈzækʃən/, vocabulary /vəˈkæb.jə.lə.ɹi/, preview /ˈpɹiːvjuː/, builder /ˈbɪl.dəɹ/, refer /ɹɪˈfɜː/
Comment s’entraîner avec cette vidéo
- Écoutez la vidéo en entier une fois sans parler et notez les mots que vous ne connaissez pas.
- Répétez phrase par phrase à vitesse normale, en reprenant chacune jusqu’à ce que votre rythme corresponde à celui du locuteur.
- Enregistrez-vous et comparez avec l’original, en faisant attention à des mots comme debit, deposit, polite.
Qu'est-ce que la technique du Shadowing ?
Le Shadowing est une technique d'apprentissage des langues fondée sur la science, développée à l'origine pour la formation des interprètes professionnels. Le principe est simple mais puissant : vous écoutez de l'anglais natif et le répétez immédiatement à voix haute — comme une ombre suivant le locuteur avec un décalage de 1 à 2 secondes. Les recherches montrent une amélioration significative de la précision de la prononciation, de l'intonation, du rythme, des liaisons, de la compréhension orale et de la fluidité.