Pratica di Shadowing: Quick Learning English with Podcast Conversation | Intermediate | Episode 01 - Impara a parlare inglese con i video
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Hello, English learners.
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Welcome back to another great lesson with EnglishPod.
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My name is Marco.
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And I'm Erica.
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And today we're bringing you another great lesson about being at the bank.
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That's right.
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
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Okay, so let's look at our vocabulary preview today.
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Vocabulary preview.
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Two words today.
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The first one is checking accounts.
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A checking account.
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Checking account.
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So what is a checking account?
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Well, it's a type of bank account that lets you do your day -to -day or daily banking.
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
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The dialogue is going to be spoken at a normal speed.
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
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Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
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Yes.
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And used to?
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Take money out of an ATM.
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From an ATM machine, right?
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Right.
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A debit card.
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Not to be confused with a credit card.
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Not the same thing.
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Okay.
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Okay, great.
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So now we could listen to our dialogue a second time at a slower speed.
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So now we can...
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We can hear all of the great language you just talked about.
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Next, please.
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May I help you, sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a savings account?
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What features do they offer?
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Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued with a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit $1 billion.
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We heard some interesting phrases of how to tell somebody to do something in a polite way.
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Yes.
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So, let's start with fluency builder and explain these words.
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Fluency builder.
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The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
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Right, let's listen to how she asked the man to do some things in a polite way.
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Yes.
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I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
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If you could just sign here.
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If you could just sign here.
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So the first thing she said is, I'll get you to fill out this paperwork.
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I'll get you to.
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Right.
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Right.
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I'll get you to.
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So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
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But in a different way, right?
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Uh -huh.
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More polite.
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It's pretty polite.
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Then she also said, I'll need your social insurance number.
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I'll need your.
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I'll need your.
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Again, a polite way of saying.
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Give me your social insurance number.
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Give me your social insurance.
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Yeah.
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And the last thing she said, and this is really polite.
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If you could just sign here.
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Yes.
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If you could just sign here.
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If you could just...
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If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
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Right.
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Very polite way of asking for something.
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Yep.
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Well, some great language in today's cast.
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Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
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Next please.
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May I help you sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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Alright then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars.
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One billion dollars.
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One billion.
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Okay, so an interesting thing here, not many countries use checks.
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That's right.
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Right?
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The checkbook or a check.
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Yeah, it tends to be more of an American thing, don't you think?
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It is, it is.
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I think it is.
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For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
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Yeah, you write the amount of money and then you sign your name, right?
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Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
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Yes.
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It's not very common in other countries.
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No, but from what I know, every single American has a checkbook and uses it pretty regularly.
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Yeah, yeah.
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For example, you pay your phone bill or your electric bill.
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You just put a check in the mailbox and it's paid.
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And it's done.
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It's an interesting thing.
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Also, sometimes in other countries, people's salaries are paid through checks.
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Yes.
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Paycheck.
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Oh, yes.
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I see where that word comes from.
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Paycheck.
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But for example, here in China, it's not very common, right?
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I've never seen a check here.
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Me neither.
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What about in your countries?
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We'd like to know how the banking system works.
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Yes.
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Come to our website at EnglishPod .com and tell us all about it.
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Yes.
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And you can also leave your questions and comments on our website and we'll be there to answer it.
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Yeah.
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Marco and I love answering your questions.
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So please visit us.
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Right.
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But until then, it's...
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Goodbye.
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Bye.
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The EnglishPod audio review.
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Listen to the meaning, then say the vocabulary word.
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Feature.
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Checking account.
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Transaction.
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Savings account.
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Balance.
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Access.
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Debit card.
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Overdraft.
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I'll get you.
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I'll need your. If you could just...
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Deposit Credit card
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Online banking Telephone banking Checkbook
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Terms and conditions
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High interest account Teller Let's try that faster
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Telephone banking High interest account
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Checking account Checkbook Online banking I'll need your
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Debit card Credit card
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Deposit Feature If you could just Overdraft
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Teller Terms and conditions
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Transaction I'll get you
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Savings account Access Balance Now say the word and hear it in a sentence.
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Feature Feature Feature Feature Transaction
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Transaction Transaction Access Access Access
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Access Overdraft Overdraft Overdraft Overdraft Overdraft
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Overdraft Balance Balance Balance Balance If you could just
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If you could just
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If you could just
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Vocabolario e note di pronuncia per questa lezione
Questa lezione di conversazione si basa sul video “Quick Learning English with Podcast Conversation”. Le parole che ritornano più spesso: account, bank, balance, overdraft, transaction. Questo video contiene 315 frasi e 1973 parole da ripetere con lo shadowing. Il parlato dura 17:08. Chi parla mantiene un ritmo costante di circa 115 parole al minuto, comodo per lo shadowing. Il 83% delle parole rientra nelle 3.000 più comuni dell’inglese; conviene studiare le altre prima di iniziare.
Vocaboli chiave di questo video
15 parole del video che vale la pena imparare, con pronuncia e significato:
| Parola | Pronuncia | Significato |
|---|---|---|
| debit sostantivo | /ˈdɛb.ɪt/ | addebito |
| deposit sostantivo | /dɪˈpɑ.zɪt/ | deposito, versamento |
| polite aggettivo | /pəˈlaɪt/ | cortese, educato |
| paperwork sostantivo | /ˈpeɪ.pɚˌwɝk/ | lavoro di documentazione |
| dialogue sostantivo | /ˈdaɪəˌlɑɡ/ | dialogo, conversazione |
| lesson sostantivo | /ˈlɛs.ən/ | lezione |
| unlimited aggettivo | /ʌnˈlɪm.ɪ.tɪd/ | illimitato |
| vocabulary sostantivo | /vəˈkæb.jə.lə.ɹi/ | vocabolario |
| preview sostantivo | /ˈpɹiːvjuː/ | assaggio |
| builder sostantivo | /ˈbɪl.dəɹ/ | costruttore, costruttrice |
| confused aggettivo | /kənˈfjuːzd/ | confuso |
| refer verbo | /ɹɪˈfɜː/ | riferire |
| commonly avverbio | /ˈkɑmənli/ | comunemente, frequentemente |
| salary sostantivo | /ˈsæləɹi/ | stipendio, salario |
| goodbye | /ɡʊdˈbaɪ/ | arrivederci, addio |
I phrasal verb che sentirai
| Parola | Pronuncia | Significato |
|---|---|---|
| fill out verbo | /fɪl ˈaʊt/ | compilare |
| come back verbo | tornare |
Frasi da ripetere
Frasi brevi e complete del video che puoi riutilizzare nella conversazione di tutti i giorni:
- May I help you, sir?
- What type of account would you like to open?
- Will you require overdraft protection?
- Would you like to make a deposit today?
- Would you like to make another transaction today?
La grammatica di questo video
Le strutture che chi parla usa di più, con le parole esatte del video:
| Struttura | Nel video |
|---|---|
| Forma passiva be + participio passato — conta ciò che accade, non chi lo fa | be spoken · be issued · is issued |
| Present perfect have/has + participio passato — un’azione passata che conta ancora adesso | we've deposited · you've exceeded · I've never seen |
| Futuro con “will” will + verbo — una decisione, una promessa o una previsione | will have · we'll come · you'll be |
| Present continuous am/is/are + -ing — qualcosa che succede adesso o in questo periodo | we're bringing · is checking · is opening |
Pronuncia a cui fare attenzione
Chi parla usa 59 contrazioni e forme ridotte, come I'll, I'd, we'll. Pronunciale nella forma breve, così come le senti.
- Parole lunghe — attenzione all’accento: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/
I suoni difficili per chi parla italiano:
- Consonante finale — senza aggiungere una vocale dopo: debit /ˈdɛb.ɪt/, deposit /dɪˈpɑ.zɪt/, polite /pəˈlaɪt/, paperwork /ˈpeɪ.pɚˌwɝk/, dialogue /ˈdaɪəˌlɑɡ/
- /æ/ — più aperta della “e”: transaction /tɹænˈzækʃən/, vocabulary /vəˈkæb.jə.lə.ɹi/, salary /ˈsæləɹi/, overdraft /ˈoʊvɚdɹæft/
Come esercitarsi con questo video
- Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
- Fai shadowing frase per frase a velocità normale, ripetendo ognuna finché il tuo ritmo coincide con quello di chi parla.
- Registrati e confronta con l’originale, facendo attenzione a parole come debit, deposit, polite.
Cos'è la tecnica dello Shadowing?
Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.