Shadowing Practice: Quick Learning English with Podcast Conversation | Intermediate | Episode 01 - Learn English Speaking with Video
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Hello, English learners.
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Welcome back to another great lesson with EnglishPod.
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My name is Marco.
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And I'm Erica.
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And today we're bringing you another great lesson about being at the bank.
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That's right.
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
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Okay, so let's look at our vocabulary preview today.
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Vocabulary preview.
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Two words today.
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The first one is checking accounts.
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A checking account.
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Checking account.
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So what is a checking account?
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Well, it's a type of bank account that lets you do your day -to -day or daily banking.
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
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The dialogue is going to be spoken at a normal speed.
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
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Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
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Yes.
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And used to?
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Take money out of an ATM.
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From an ATM machine, right?
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Right.
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A debit card.
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Not to be confused with a credit card.
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Not the same thing.
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Okay.
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Okay, great.
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So now we could listen to our dialogue a second time at a slower speed.
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So now we can...
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We can hear all of the great language you just talked about.
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Next, please.
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May I help you, sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a savings account?
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What features do they offer?
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Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued with a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit $1 billion.
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We heard some interesting phrases of how to tell somebody to do something in a polite way.
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Yes.
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So, let's start with fluency builder and explain these words.
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Fluency builder.
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The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
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Right, let's listen to how she asked the man to do some things in a polite way.
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Yes.
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I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
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If you could just sign here.
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If you could just sign here.
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So the first thing she said is, I'll get you to fill out this paperwork.
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I'll get you to.
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Right.
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Right.
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I'll get you to.
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So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
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But in a different way, right?
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Uh -huh.
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More polite.
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It's pretty polite.
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Then she also said, I'll need your social insurance number.
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I'll need your.
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I'll need your.
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Again, a polite way of saying.
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Give me your social insurance number.
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Give me your social insurance.
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Yeah.
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And the last thing she said, and this is really polite.
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If you could just sign here.
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Yes.
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If you could just sign here.
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If you could just...
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If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
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Right.
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Very polite way of asking for something.
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Yep.
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Well, some great language in today's cast.
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Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
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Next please.
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May I help you sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee.
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And our savings account has a higher interest rate.
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But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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Alright then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars.
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One billion dollars.
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One billion.
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Okay, so an interesting thing here, not many countries use checks.
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That's right.
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Right?
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The checkbook or a check.
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Yeah, it tends to be more of an American thing, don't you think?
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It is, it is.
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I think it is.
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For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
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Yeah, you write the amount of money and then you sign your name, right?
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Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
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Yes.
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It's not very common in other countries.
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No, but from what I know, every single American has a checkbook and uses it pretty regularly.
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Yeah, yeah.
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For example, you pay your phone bill or your electric bill.
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You just put a check in the mailbox and it's paid.
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And it's done.
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It's an interesting thing.
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Also, sometimes in other countries, people's salaries are paid through checks.
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Yes.
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Paycheck.
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Oh, yes.
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I see where that word comes from.
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Paycheck.
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But for example, here in China, it's not very common, right?
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I've never seen a check here.
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Me neither.
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What about in your countries?
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We'd like to know how the banking system works.
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Yes.
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Come to our website at EnglishPod .com and tell us all about it.
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Yes.
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And you can also leave your questions and comments on our website and we'll be there to answer it.
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Yeah.
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Marco and I love answering your questions.
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So please visit us.
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Right.
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But until then, it's...
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Goodbye.
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Bye.
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The EnglishPod audio review.
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Listen to the meaning, then say the vocabulary word.
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Feature.
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Checking account.
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Transaction.
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Savings account.
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Balance.
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Access.
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Debit card.
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Overdraft.
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I'll get you.
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I'll need your. If you could just...
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Deposit Credit card
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Online banking Telephone banking Checkbook
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Terms and conditions
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High interest account Teller Let's try that faster
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Telephone banking High interest account
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Checking account Checkbook Online banking I'll need your
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Debit card Credit card
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Deposit Feature If you could just Overdraft
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Teller Terms and conditions
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Transaction I'll get you
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Savings account Access Balance Now say the word and hear it in a sentence.
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Feature Feature Feature Feature Transaction
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Transaction Transaction Access Access Access
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Access Overdraft Overdraft Overdraft Overdraft Overdraft
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Overdraft Balance Balance Balance Balance If you could just
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If you could just
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If you could just
Uygulamayı İndir
Akıcı konuşmak için ihtiyacınız olan her şey
AI TelaffuzHer cümleyi puanla
IPA AlıştırmasıHer sesi ustalaştır
Kelime BilgisiKelime bankanızı oluşturun
Kelime OyunuOynarken öğrenin
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Bu dersin kelimeleri ve konuşma notları
Bu konuşma dersi “Quick Learning English with Podcast Conversation” videosuna dayanıyor. En çok tekrarlanan kelimeler: account, bank, balance, overdraft, transaction. Bu videoda gölgeleme çalışması için 315 cümle ve 1973 kelime var. Konuşma bölümü 17:08 sürüyor. Konuşmacı dakikada yaklaşık 115 kelimelik dengeli bir hızla konuşuyor; gölgeleme için rahat bir tempo. Kelimelerin %83’i İngilizcede en sık kullanılan 3.000 kelime arasında; geri kalanına başlamadan önce bakmakta fayda var.
Bu videodaki önemli kelimeler
Videodan öğrenmeye değer 15 kelime, telaffuzu ve anlamıyla:
| Kelime | Telaffuz | Anlam |
|---|---|---|
| polite sıfat | /pəˈlaɪt/ | kibar, nazik |
| dialogue isim | /ˈdaɪəˌlɑɡ/ | diyalog, sohbet |
| lesson isim | /ˈlɛs.ən/ | ders, çimke |
| unlimited sıfat | /ʌnˈlɪm.ɪ.tɪd/ | sonsuz, sınırsız |
| vocabulary isim | /vəˈkæb.jə.lə.ɹi/ | kelime hazinesi, kelime kadrosu |
| builder isim | /ˈbɪl.dəɹ/ | yapı kurucu, inşaatçı |
| audio sıfat | /ˈɔ.di.oʊ/ | ses |
| confused sıfat | /kənˈfjuːzd/ | şaşkın, şaşırmış |
| refer fiil | /ɹɪˈfɜː/ | zikretmek |
| commonly zarf | /ˈkɑmənli/ | sık sık, sıkça |
| salary isim | /ˈsæləɹi/ | aylık, maaş |
| goodbye | /ɡʊdˈbaɪ/ | güle güle, hoşça kal |
| phrase isim | /ˈfɹeɪ̯z/ | deyim, tabir |
| tricky sıfat | /ˈtɹɪk.i/ | güç, zor |
| payday isim | /ˈpeɪdeɪ/ | maaş günü |
Duyacağınız deyimsel fiiller
| Kelime | Telaffuz | Anlam |
|---|---|---|
| fill out fiil | /fɪl ˈaʊt/ | doldurmak |
Tekrar etmeye değer cümleler
Videodan, günlük konuşmada yeniden kullanabileceğiniz kısa ve tam cümleler:
- May I help you, sir?
- What type of account would you like to open?
- Will you require overdraft protection?
- Would you like to make a deposit today?
- Would you like to make another transaction today?
Bu videodaki dil bilgisi
Konuşmacının en çok kullandığı yapılar, videodaki sözcüklerin aynısıyla:
| Yapı | Videoda |
|---|---|
| Edilgen yapı be + fiilin üçüncü hâli — kimin yaptığı değil, ne olduğu önemli | be spoken · be issued · is issued |
| Present perfect have/has + fiilin üçüncü hâli — geçmişte olan ama şimdi de önemli olan bir eylem | we've deposited · you've exceeded · I've never seen |
| “will” ile gelecek will + fiil — bir karar, söz ya da tahmin | will have · we'll come · you'll be |
| Present continuous am/is/are + -ing — şu anda ya da bu sıralar olan bir şey | we're bringing · is checking · is opening |
Dikkat edilecek telaffuzlar
Konuşmacı I'll, I'd, we'll gibi kısaltılmış biçimleri 59 kez kullanıyor. Bunları duyduğunuz gibi kısa söyleyin.
- Uzun kelimeler — vurguyu doğru yere koyun: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/
Türkçe konuşanların zorlandığı sesler:
- /w/ — dudaklar yuvarlak, /v/ değil: paperwork /ˈpeɪ.pɚˌwɝk/, takeaway /ˈteɪkəweɪ/
- Kelime başındaki ünsüz kümesi — araya ünlü eklemeyin: transaction /tɹænˈzækʃən/, preview /ˈpɹiːvjuː/, phrase /ˈfɹeɪ̯z/, tricky /ˈtɹɪk.i/, fluency /ˈfluːənsi/
- /æ/ — “e”den daha açık: transaction /tɹænˈzækʃən/, vocabulary /vəˈkæb.jə.lə.ɹi/, salary /ˈsæləɹi/, overdraft /ˈoʊvɚdɹæft/
Bu videoyla nasıl çalışılır
- Videonun tamamını konuşmadan bir kez dinleyin ve bilmediğiniz kelimeleri not edin.
- Normal hızda cümle cümle tekrar edin; ritminiz konuşmacıyla aynı olana kadar her cümleyi yineleyin.
- Kendinizi kaydedin ve orijinaliyle karşılaştırın; polite, dialogue, lesson gibi kelimelere özellikle dikkat edin.
Gölgeleme Tekniği Nedir?
Gölgeleme, başlangıçta profesyonel tercüman eğitimi için geliştirilen ve çok dilli Dr. Alexander Arguelles tarafından popüler hale getirilen, bilim destekli bir dil öğrenme tekniğidir. Yöntem basit ama güçlüdür: ana dili İngilizce olan bir sesi dinler ve hemen yüksek sesle tekrar edersiniz — konuşmacıyı 1-2 saniye gecikmeyle takip eden bir gölge gibi. Pasif dinleme veya dilbilgisi alıştırmalarının aksine, gölgeleme beyninizi ve ağız kaslarınızı gerçek konuşma kalıplarını eşzamanlı olarak işlemeye ve yeniden üretmeye zorlar. Araştırmalar, telaffuz doğruluğu, tonlama, ritim, bağlı konuşma, dinleme anlama ve konuşma akıcılığını önemli ölçüde geliştirdiğini göstermektedir — bu da onu IELTS Konuşma hazırlığı ve gerçek dünya İngilizce iletişimi için en etkili yöntemlerden biri yapar.