跟讀練習: Quick Learning English with Podcast Conversation | Intermediate | Episode 01 - 通過影片學習英語口語
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1
Hello, English learners.
各位英語學習者,你們好。
2
Welcome back to another great lesson with EnglishPod.
歡迎回到EnglishPod的又一節精彩課程。
3
My name is Marco.
我的名字是馬可。
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And I'm Erica.
我是埃麗卡。
5
And today we're bringing you another great lesson about being at the bank.
今天我們將為大家帶來另一堂關於在銀行辦理業務的精彩課程。
6
That's right.
沒錯。
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
今天我們為大家準備了一節中級課程,包含很多實用表達,能幫助大家學會如何開立銀行賬戶。
8
Okay, so let's look at our vocabulary preview today.
好,我們來看今天的詞彙預習部分。
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Vocabulary preview.
詞彙預習。
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Two words today.
今天就兩個詞。
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The first one is checking accounts.
第一種是支票賬戶。
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A checking account.
支票賬戶。
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Checking account.
支票賬戶
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So what is a checking account?
那麼,什麼是支票賬戶呢?
15
Well, it's a type of bank account that lets you do your day -to -day or daily banking.
嗯,這是一種可供你辦理日常銀行業務的銀行賬戶型別。
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
好的,今天我們來到一家銀行,接下來我們將聆聽一位男士開立銀行賬戶的對話過程。
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The dialogue is going to be spoken at a normal speed.
這段對話將以正常語速播放。
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
使用我們的支票賬戶,您只需支付少量月費,即可享受無限制的每日交易次數。
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
我們的儲蓄賬戶利率更高,但您必須保持至少10000美元的最低餘額。
53
I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
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Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
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Yes.
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And used to?
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Take money out of an ATM.
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From an ATM machine, right?
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Right.
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A debit card.
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Not to be confused with a credit card.
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Not the same thing.
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Okay.
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Okay, great.
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So now we could listen to our dialogue a second time at a slower speed.
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So now we can...
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We can hear all of the great language you just talked about.
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Next, please.
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May I help you, sir?
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Hello, yes.
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I'd like to open a bank account.
155
Certainly.
156
I can help you with that.
157
What type of account would you like to open?
158
A checking or a savings account?
159
What features do they offer?
160
Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
161
And our savings account has a higher interest rate.
162
But you must carry a minimum balance of $10 ,000.
163
I see.
164
Well, I think I'm more interested in a checking account.
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I like to have easy access to my money.
166
All right, then.
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With this checking account, you'll be issued with a debit card and a checkbook.
168
Will you require overdraft protection?
169
There is an extra fee for that.
170
No, that won't be necessary.
171
In that case, I'll get you to fill out this paperwork.
172
I'll need your social insurance number and two pieces of government ID.
173
If you could just sign here and here and here, we'll be all set.
174
Would you like to make a deposit today?
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Yes, I'd like to deposit $1 billion.
176
We heard some interesting phrases of how to tell somebody to do something in a polite way.
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Yes.
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So, let's start with fluency builder and explain these words.
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Fluency builder.
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The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
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Right, let's listen to how she asked the man to do some things in a polite way.
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Yes.
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I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
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If you could just sign here.
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If you could just sign here.
189
So the first thing she said is, I'll get you to fill out this paperwork.
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I'll get you to.
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Right.
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Right.
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I'll get you to.
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So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
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But in a different way, right?
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Uh -huh.
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More polite.
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It's pretty polite.
200
Then she also said, I'll need your social insurance number.
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I'll need your.
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I'll need your.
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Again, a polite way of saying.
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Give me your social insurance number.
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Give me your social insurance.
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Yeah.
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And the last thing she said, and this is really polite.
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If you could just sign here.
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Yes.
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If you could just sign here.
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If you could just...
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If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
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Right.
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Very polite way of asking for something.
216
Yep.
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Well, some great language in today's cast.
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Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
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Next please.
220
May I help you sir?
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Hello, yes.
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I'd like to open a bank account.
223
Certainly.
224
I can help you with that.
225
What type of account would you like to open?
226
A checking or a saving account?
227
What features do they offer?
228
Well, if you just take a look here, see.
229
With our checking account, you can have unlimited daily transactions for a small monthly fee.
230
And our savings account has a higher interest rate.
231
But you must carry a minimum balance of $10 ,000.
232
I see.
233
Well, I think I'm more interested in a checking account.
234
I'd like to have easy access to my money.
235
Alright then.
236
With this checking account, you'll be issued a debit card and a checkbook.
237
Will you require overdraft protection?
238
There is an extra fee for that.
239
No, that won't be necessary.
240
In that case, I'll get you to fill out this paperwork.
241
I'll need your social insurance number and two pieces of government ID.
242
If you could just sign here and here and here, we'll be all set.
243
Would you like to make a deposit today?
244
Yes, I'd like to deposit one billion dollars.
245
One billion dollars.
246
One billion.
247
Okay, so an interesting thing here, not many countries use checks.
248
That's right.
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Right?
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The checkbook or a check.
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Yeah, it tends to be more of an American thing, don't you think?
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It is, it is.
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I think it is.
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For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
255
Yeah, you write the amount of money and then you sign your name, right?
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Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
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Yes.
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It's not very common in other countries.
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No, but from what I know, every single American has a checkbook and uses it pretty regularly.
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Yeah, yeah.
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For example, you pay your phone bill or your electric bill.
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You just put a check in the mailbox and it's paid.
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And it's done.
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It's an interesting thing.
265
Also, sometimes in other countries, people's salaries are paid through checks.
266
Yes.
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Paycheck.
268
Oh, yes.
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I see where that word comes from.
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Paycheck.
271
But for example, here in China, it's not very common, right?
272
I've never seen a check here.
273
Me neither.
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What about in your countries?
275
We'd like to know how the banking system works.
我們想了解銀行系統是如何運作的。
276
Yes.
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Come to our website at EnglishPod .com and tell us all about it.
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Yes.
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And you can also leave your questions and comments on our website and we'll be there to answer it.
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Yeah.
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Marco and I love answering your questions.
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So please visit us.
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Right.
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But until then, it's...
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Goodbye.
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Bye.
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The EnglishPod audio review.
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Listen to the meaning, then say the vocabulary word.
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Feature.
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Checking account.
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Transaction.
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Savings account.
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Balance.
294
Access.
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Debit card.
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Overdraft.
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I'll get you.
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I'll need your. If you could just...
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Deposit Credit card
300
Online banking Telephone banking Checkbook
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Terms and conditions
302
High interest account Teller Let's try that faster
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Telephone banking High interest account
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Checking account Checkbook Online banking I'll need your
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Debit card Credit card
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Deposit Feature If you could just Overdraft
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Teller Terms and conditions
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Transaction I'll get you
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Savings account Access Balance Now say the word and hear it in a sentence.
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Feature Feature Feature Feature Transaction
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Transaction Transaction Access Access Access
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Access Overdraft Overdraft Overdraft Overdraft Overdraft
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Overdraft Balance Balance Balance Balance If you could just
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If you could just
315
If you could just
同頻道
FOR YOU
推薦影片
本課的詞彙與口語要點
這節口語課以影片“Quick Learning English with Podcast Conversation”為素材。 影片中反覆出現的詞有:account, bank, balance, overdraft, transaction。 這段影片共有 315 個句子、1973 個單詞可供跟讀。 講話部分時長為 17:08。 說話人語速平穩,每分鐘約 115 個詞,很適合跟讀。 83% 的單詞屬於英語最常用的 3,000 詞,其餘的詞建議在練習前先學一下。
影片中的重點詞彙
影片中 15 個值得學習的單詞,附發音和釋義:
| 單詞 | 發音 | 釋義 |
|---|---|---|
| transaction 名詞 | /tɹænˈzækʃən/ | 處理 /處理 |
| debit 名詞 | /ˈdɛb.ɪt/ | 借記 /借記 |
| deposit 名詞 | /dɪˈpɑ.zɪt/ | 沉積 /沉積 |
| polite 形容詞 | /pəˈlaɪt/ | 有禮貌 /有禮貌, 客氣 /客氣 |
| paperwork 名詞 | /ˈpeɪ.pɚˌwɝk/ | 文書工作 /文書工作, 公文處理 /公文處理 |
| dialogue 名詞 | /ˈdaɪəˌlɑɡ/ | 對話 /對話, 會話 /會話 |
| lesson 名詞 | /ˈlɛs.ən/ | 課業 /課業, -課 /-課 |
| unlimited 形容詞 | /ʌnˈlɪm.ɪ.tɪd/ | 無限 /無限 |
| vocabulary 名詞 | /vəˈkæb.jə.lə.ɹi/ | 詞匯 /詞彙, 語匯 /語彙 |
| builder 名詞 | /ˈbɪl.dəɹ/ | 建築工人 /建築工人, 建築工 /建築工 |
| audio 形容詞 | /ˈɔ.di.oʊ/ | 音訊 /音訊, 伴音 |
| confused 形容詞 | /kənˈfjuːzd/ | 困惑 |
| refer 動詞 | /ɹɪˈfɜː/ | 談到 /談到 |
| commonly 副詞 | /ˈkɑmənli/ | 通常 |
| salary 名詞 | /ˈsæləɹi/ | 薪金, 薪水 |
影片中出現的短語動詞
| 單詞 | 發音 | 釋義 |
|---|---|---|
| fill out 動詞 | /fɪl ˈaʊt/ | 填, 填寫 /填寫 |
| come back 動詞 | 回來 /回來, 返回 |
值得反覆跟讀的句子
影片中簡短而完整的句子,可以直接用在日常對話裡:
- May I help you, sir?
- What type of account would you like to open?
- Will you require overdraft protection?
- Would you like to make a deposit today?
- Would you like to make another transaction today?
影片中的語法
說話人最常用的結構,並附上影片中的原話:
| 結構 | 影片中的用法 |
|---|---|
| 被動語態 be + 過去分詞 — 強調發生了什麼,而不是誰做的 | be spoken · be issued · is issued |
| 現在完成時 have/has + 過去分詞 — 過去發生但與現在仍有關聯的事 | we've deposited · you've exceeded · I've never seen |
| “will” 表將來 will + 動詞 — 決定、承諾或預測 | will have · we'll come · you'll be |
| 現在進行時 am/is/are + -ing — 此刻或近期正在發生的事 | we're bringing · is checking · is opening |
需要注意的發音
說話人用了 59 次縮略和弱讀形式,例如 I'll, I'd, we'll。請按聽到的簡短形式來說。
- 長單詞——注意重音位置: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/
中文母語者容易讀錯的音:
- /v/ — 不要讀成 /w/,上齒輕觸下唇: vocabulary /vəˈkæb.jə.lə.ɹi/, preview /ˈpɹiːvjuː/, overdraft /ˈoʊvɚdɹæft/
- 詞尾子音 — 要讀清楚,後面不要加母音: debit /ˈdɛb.ɪt/, deposit /dɪˈpɑ.zɪt/, polite /pəˈlaɪt/, paperwork /ˈpeɪ.pɚˌwɝk/, dialogue /ˈdaɪəˌlɑɡ/
- /r/ 和 /l/ 的區別: vocabulary /vəˈkæb.jə.lə.ɹi/, builder /ˈbɪl.dəɹ/, salary /ˈsæləɹi/, teller /ˈtɛləɹ/, learner /ˈlɜɹnəɹ/
如何用這段影片練習
- 先完整聽一遍影片,不要開口,記下不認識的單詞。
- 用正常速度逐句跟讀,每句重複到你的節奏與說話人一致為止。
- 錄下自己的聲音並與原聲對比,特別注意 transaction, debit, deposit 這類單詞。
什麼是跟讀法?
跟讀法 (Shadowing) 是一種有科學依據的語言學習技巧,最初開發用於專業口譯員的培訓,並由多語言者Alexander Arguelles博士普及。這個方法簡單而強大:您在聽英語母語原聲的同時立即大聲重複——就像是一個延遲1-2秒緊跟說話者的影子。與被動聽力或語法練習不同,跟讀法強迫您的大腦和口腔肌肉同時處理並模模擬實的講話模式。研究表明它能顯著提高發音準確性,語調,節奏,連讀,聽力理解和口語流利度——使其成為雅思口語備考和真實英語交流最有效的方法之一。










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