ฝึกพูดภาษาอังกฤษด้วยเทคนิค Shadowing จากวิดีโอ: Quick Learning English with Podcast Conversation | Intermediate | Episode 01
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315 ประโยค
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1
Hello, English learners.
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Welcome back to another great lesson with EnglishPod.
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My name is Marco.
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And I'm Erica.
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And today we're bringing you another great lesson about being at the bank.
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That's right.
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
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Okay, so let's look at our vocabulary preview today.
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Vocabulary preview.
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Two words today.
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The first one is checking accounts.
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A checking account.
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Checking account.
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So what is a checking account?
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Well, it's a type of bank account that lets you do your day -to -day or daily banking.
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
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The dialogue is going to be spoken at a normal speed.
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
133
Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
138
Yes.
139
And used to?
140
Take money out of an ATM.
141
From an ATM machine, right?
142
Right.
143
A debit card.
144
Not to be confused with a credit card.
145
Not the same thing.
146
Okay.
147
Okay, great.
148
So now we could listen to our dialogue a second time at a slower speed.
149
So now we can...
150
We can hear all of the great language you just talked about.
151
Next, please.
152
May I help you, sir?
153
Hello, yes.
154
I'd like to open a bank account.
155
Certainly.
156
I can help you with that.
157
What type of account would you like to open?
158
A checking or a savings account?
159
What features do they offer?
160
Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
161
And our savings account has a higher interest rate.
162
But you must carry a minimum balance of $10 ,000.
163
I see.
164
Well, I think I'm more interested in a checking account.
165
I like to have easy access to my money.
166
All right, then.
167
With this checking account, you'll be issued with a debit card and a checkbook.
168
Will you require overdraft protection?
169
There is an extra fee for that.
170
No, that won't be necessary.
171
In that case, I'll get you to fill out this paperwork.
172
I'll need your social insurance number and two pieces of government ID.
173
If you could just sign here and here and here, we'll be all set.
174
Would you like to make a deposit today?
175
Yes, I'd like to deposit $1 billion.
176
We heard some interesting phrases of how to tell somebody to do something in a polite way.
177
Yes.
178
So, let's start with fluency builder and explain these words.
179
Fluency builder.
180
The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
181
Right, let's listen to how she asked the man to do some things in a polite way.
182
Yes.
183
I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
187
If you could just sign here.
188
If you could just sign here.
189
So the first thing she said is, I'll get you to fill out this paperwork.
190
I'll get you to.
191
Right.
192
Right.
193
I'll get you to.
194
So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
196
But in a different way, right?
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Uh -huh.
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More polite.
199
It's pretty polite.
200
Then she also said, I'll need your social insurance number.
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I'll need your.
202
I'll need your.
203
Again, a polite way of saying.
204
Give me your social insurance number.
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Give me your social insurance.
206
Yeah.
207
And the last thing she said, and this is really polite.
208
If you could just sign here.
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Yes.
210
If you could just sign here.
211
If you could just...
212
If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
214
Right.
215
Very polite way of asking for something.
216
Yep.
217
Well, some great language in today's cast.
218
Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
219
Next please.
220
May I help you sir?
221
Hello, yes.
222
I'd like to open a bank account.
223
Certainly.
224
I can help you with that.
225
What type of account would you like to open?
226
A checking or a saving account?
227
What features do they offer?
228
Well, if you just take a look here, see.
229
With our checking account, you can have unlimited daily transactions for a small monthly fee.
230
And our savings account has a higher interest rate.
231
But you must carry a minimum balance of $10 ,000.
232
I see.
233
Well, I think I'm more interested in a checking account.
234
I'd like to have easy access to my money.
235
Alright then.
236
With this checking account, you'll be issued a debit card and a checkbook.
237
Will you require overdraft protection?
238
There is an extra fee for that.
239
No, that won't be necessary.
240
In that case, I'll get you to fill out this paperwork.
241
I'll need your social insurance number and two pieces of government ID.
242
If you could just sign here and here and here, we'll be all set.
243
Would you like to make a deposit today?
244
Yes, I'd like to deposit one billion dollars.
245
One billion dollars.
246
One billion.
247
Okay, so an interesting thing here, not many countries use checks.
248
That's right.
249
Right?
250
The checkbook or a check.
251
Yeah, it tends to be more of an American thing, don't you think?
252
It is, it is.
253
I think it is.
254
For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
255
Yeah, you write the amount of money and then you sign your name, right?
256
Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
257
Yes.
258
It's not very common in other countries.
259
No, but from what I know, every single American has a checkbook and uses it pretty regularly.
260
Yeah, yeah.
261
For example, you pay your phone bill or your electric bill.
262
You just put a check in the mailbox and it's paid.
263
And it's done.
264
It's an interesting thing.
265
Also, sometimes in other countries, people's salaries are paid through checks.
266
Yes.
267
Paycheck.
268
Oh, yes.
269
I see where that word comes from.
270
Paycheck.
271
But for example, here in China, it's not very common, right?
272
I've never seen a check here.
273
Me neither.
274
What about in your countries?
275
We'd like to know how the banking system works.
276
Yes.
277
Come to our website at EnglishPod .com and tell us all about it.
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Yes.
279
And you can also leave your questions and comments on our website and we'll be there to answer it.
280
Yeah.
281
Marco and I love answering your questions.
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So please visit us.
283
Right.
284
But until then, it's...
285
Goodbye.
286
Bye.
287
The EnglishPod audio review.
288
Listen to the meaning, then say the vocabulary word.
289
Feature.
290
Checking account.
291
Transaction.
292
Savings account.
293
Balance.
294
Access.
295
Debit card.
296
Overdraft.
297
I'll get you.
298
I'll need your. If you could just...
299
Deposit Credit card
300
Online banking Telephone banking Checkbook
301
Terms and conditions
302
High interest account Teller Let's try that faster
303
Telephone banking High interest account
304
Checking account Checkbook Online banking I'll need your
305
Debit card Credit card
306
Deposit Feature If you could just Overdraft
307
Teller Terms and conditions
308
Transaction I'll get you
309
Savings account Access Balance Now say the word and hear it in a sentence.
310
Feature Feature Feature Feature Transaction
311
Transaction Transaction Access Access Access
312
Access Overdraft Overdraft Overdraft Overdraft Overdraft
313
Overdraft Balance Balance Balance Balance If you could just
314
If you could just
315
If you could just
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คำศัพท์และข้อสังเกตด้านการพูดสำหรับบทเรียนนี้
บทเรียนฝึกพูดนี้ใช้วิดีโอ “Quick Learning English with Podcast Conversation” เป็นสื่อ คำที่ถูกพูดซ้ำบ่อยที่สุด: account, bank, balance, overdraft, transaction วิดีโอนี้มี 315 ประโยค และ 1973 คำ สำหรับฝึกพูดตาม ช่วงที่มีเสียงพูดยาว 17:08 ผู้พูดพูดด้วยความเร็วสม่ำเสมอ ประมาณ 115 คำต่อนาที เหมาะกับการฝึกพูดตาม 83% ของคำอยู่ใน 3,000 คำที่ใช้บ่อยที่สุดในภาษาอังกฤษ ส่วนที่เหลือควรดูไว้ก่อนเริ่มฝึก
คำศัพท์สำคัญในวิดีโอนี้
คำที่ควรเรียนรู้ 12 คำจากวิดีโอ พร้อมคำอ่านและความหมาย:
| คำศัพท์ | คำอ่าน | ความหมาย |
|---|---|---|
| debit คำนาม | /ˈdɛb.ɪt/ | เดบิต |
| deposit คำนาม | /dɪˈpɑ.zɪt/ | เงินฝาก |
| polite คำคุณศัพท์ | /pəˈlaɪt/ | สุภาพ |
| dialogue คำนาม | /ˈdaɪəˌlɑɡ/ | การสนทนา, บทพูด |
| lesson คำนาม | /ˈlɛs.ən/ | บทเรียน |
| vocabulary คำนาม | /vəˈkæb.jə.lə.ɹi/ | คำศัพท์, วงศัพท์ |
| builder คำนาม | /ˈbɪl.dəɹ/ | ผู้สร้าง, ผู้ก่อสร้าง |
| confused คำคุณศัพท์ | /kənˈfjuːzd/ | สับสน |
| salary คำนาม | /ˈsæləɹi/ | เงินเดือน, ค่าจ้าง |
| goodbye | /ɡʊdˈbaɪ/ | สวัสดี, ลาก่อน |
| phrase คำนาม | /ˈfɹeɪ̯z/ | วลี, ประโยค |
| fluency คำนาม | /ˈfluːənsi/ | ความคล่องแคล่ว |
กริยาวลีที่คุณจะได้ยิน
| คำศัพท์ | คำอ่าน | ความหมาย |
|---|---|---|
| fill out คำกริยา | /fɪl ˈaʊt/ | กรอก |
| come back คำกริยา | กลับมา |
ประโยคที่ควรฝึกพูดซ้ำ
ประโยคสั้น ๆ ที่สมบูรณ์จากวิดีโอ ซึ่งนำไปใช้ในบทสนทนาประจำวันได้:
- May I help you, sir?
- What type of account would you like to open?
- Will you require overdraft protection?
- Would you like to make a deposit today?
- Would you like to make another transaction today?
ไวยากรณ์ในวิดีโอนี้
โครงสร้างที่ผู้พูดใช้บ่อยที่สุด พร้อมคำพูดจริงจากวิดีโอ:
| โครงสร้าง | ในวิดีโอ |
|---|---|
| Passive voice be + กริยาช่อง 3 — เน้นสิ่งที่เกิดขึ้น ไม่ใช่ผู้กระทำ | be spoken · be issued · is issued |
| Present perfect have/has + กริยาช่อง 3 — เหตุการณ์ในอดีตที่ยังเกี่ยวข้องกับปัจจุบัน | we've deposited · you've exceeded · I've never seen |
| อนาคตด้วย “will” will + กริยา — การตัดสินใจ คำสัญญา หรือการคาดการณ์ | will have · we'll come · you'll be |
| Present continuous am/is/are + -ing — สิ่งที่กำลังเกิดขึ้นตอนนี้หรือช่วงนี้ | we're bringing · is checking · is opening |
การออกเสียงที่ควรระวัง
ผู้พูดใช้รูปย่อและรูปลดเสียง 59 ครั้ง เช่น I'll, I'd, we'll ให้พูดแบบสั้นตามที่ได้ยิน
- คำยาว — ลงเสียงหนักให้ถูกพยางค์: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/
เสียงที่คนไทยมักออกเสียงยาก:
- เสียงท้ายคำ — ออกเสียงให้ครบ ไม่เปลี่ยนเป็นตัวสะกดแบบไทย: phrase /ˈfɹeɪ̯z/, mailbox /ˈmeɪl.bɑks/
- /v/ — ไม่ใช่ /w/ ให้ฟันบนแตะริมฝีปากล่าง: vocabulary /vəˈkæb.jə.lə.ɹi/, preview /ˈpɹiːvjuː/, overdraft /ˈoʊvɚdɹæft/
- /z/ — เสียงก้อง ไม่ใช่ /s/: transaction /tɹænˈzækʃən/, deposit /dɪˈpɑ.zɪt/, confused /kənˈfjuːzd/, phrase /ˈfɹeɪ̯z/
วิธีฝึกกับวิดีโอนี้
- ฟังวิดีโอให้จบหนึ่งรอบโดยยังไม่ต้องพูด แล้วจดคำที่ยังไม่รู้จัก
- พูดตามทีละประโยคด้วยความเร็วปกติ ทำซ้ำแต่ละประโยคจนจังหวะของคุณตรงกับผู้พูด
- อัดเสียงตัวเองแล้วเทียบกับต้นฉบับ โดยสังเกตคำอย่าง debit, deposit, polite เป็นพิเศษ
เทคนิค Shadowing คืออะไร?
Shadowing เป็นเทคนิคการเรียนรู้ภาษาที่ได้รับการรับรองทางวิทยาศาสตร์ พัฒนาขึ้นสำหรับการฝึกนักแปลมืออาชีพ วิธีการนี้เรียบง่ายแต่ทรงพลัง: คุณฟังเสียงภาษาอังกฤษจากเจ้าของภาษาและพูดตามทันที — เหมือนเงาที่ตามผู้พูดด้วยช่วงเวลาห่าง 1-2 วินาที การวิจัยแสดงว่าเทคนิคนี้ปรับปรุงความแม่นยำในการออกเสียง ทำนองเสียง จังหวะ การเชื่อมเสียง การฟังเข้าใจ และความคล่องแคล่วในการพูดได้อย่างมีนัยสำคัญ