쉐도잉 연습: Quick Learning English with Podcast Conversation | Intermediate | Episode 01 - 영상으로 영어 말하기 배우기

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1
Hello, English learners.
2
Welcome back to another great lesson with EnglishPod.
3
My name is Marco.
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And I'm Erica.
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And today we're bringing you another great lesson about being at the bank.
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That's right.
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We've got an intermediate lesson for you today with lots of great language to help you open a bank account.
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Okay, so let's look at our vocabulary preview today.
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Vocabulary preview.
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Two words today.
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The first one is checking accounts.
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A checking account.
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Checking account.
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So what is a checking account?
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Well, it's a type of bank account that lets you do your day -to -day or daily banking.
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So it's the normal bank account that you use to go shopping, that you use to pay your bills.
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Yep, exactly.
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The opposite.
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And our second word is...
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Savings account.
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Savings account.
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Savings account.
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So a savings account is to...
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It's a bank account where you save your money.
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To save money, right?
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So usually you don't touch the money in this account.
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Yeah, usually it stays in there.
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Right.
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So usually banks will have these two types of accounts.
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Yes.
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Checking and savings.
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Okay, great.
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Let's listen to our dialogue a first time now.
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Right.
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Well, today we're at a bank and we're going to listen as a man is opening a bank account.
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The dialogue is going to be spoken at a normal speed.
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So it might be a little bit fast.
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Yeah.
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But don't worry about it because we'll come back and explain everything.
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Yes.
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Next, please.
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May I help you, sir?
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Hello.
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Yes, I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a saving account?
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What features do they offer?
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Well, if you just take a look here, see.
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With our checking account, you can have unlimited daily transactions for a small monthly fee
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and our savings account has a higher interest rate, but you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars!
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One billion dollars!
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One billion.
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All right, one billion dollars.
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That's a lot of money.
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That's a weird laugh.
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Okay, let's look at language takeaway today.
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Language takeaway.
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Today we've got four words for you in language takeaway all about money and banking.
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Money and banking.
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The first one that we have today is transaction.
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transaction transaction transaction so we have some great examples
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that will help you understand what a transaction is
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so let's listen example one I need a record of my most recent bank transactions Example 2.
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There is no fee for bank transactions done online.
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Example 3.
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Okay, we've deposited your money.
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Would you like to make another transaction today?
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So basically I can understand that a transaction is moving money around in your bank account.
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Right.
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It's taking your money from, right.
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It's taking money from your bank account and putting it in another account or just taking it to spend whatever.
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Yes.
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That's a transaction.
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Or even putting money into your bank account.
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That's also a transaction.
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Great.
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Our second word, balance.
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Balance.
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Balance.
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Balance.
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Balance.
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Your account balance is how much money you have.
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Exactly.
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Right?
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An account balance.
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My account balance is $2 right now, I think.
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That's a bit of a problem.
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Yes.
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Good thing payday is three days away.
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Yeah, my God.
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Okay.
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Our third word, overdraft.
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Overdraft.
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Overdraft.
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Overdraft.
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So this really comes in handy, right?
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Mm -hmm.
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To overdraft, can you tell us a little bit about it?
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Let's say in my bank account I have $500, but I spend $600.
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Right.
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So I have an overdraft in my account, meaning I owe the bank $100.
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Right.
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It's also commonly referred to as a negative balance.
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That's right.
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Right?
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Negative balance.
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Like me.
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Very soon I will have a negative balance.
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Okay, I think this one is a little bit tricky to understand, so let's listen to a couple of examples of how we use this word.
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Example one.
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The maximum overdraft on my account is only $5 ,000.
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Example two.
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I'm sorry, sir, but you've exceeded your maximum overdraft limit.
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I cannot give you any more money.
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Example 3.
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Oh no, I have to pay $1500 in overdraw fees.
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Okay, great examples.
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Now we can take a look at our last word, debit card.
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Debit card.
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Debit card.
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D -E -B -I -T, card, debit card.
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So a debit card is issued by the bank.
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Yes.
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And used to?
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Take money out of an ATM.
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From an ATM machine, right?
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Right.
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A debit card.
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Not to be confused with a credit card.
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Not the same thing.
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Okay.
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Okay, great.
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So now we could listen to our dialogue a second time at a slower speed.
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So now we can...
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We can hear all of the great language you just talked about.
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Next, please.
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May I help you, sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
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What type of account would you like to open?
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A checking or a savings account?
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What features do they offer?
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Well, if you just look here, see, with our checking account, you can have unlimited daily transactions for a small monthly fee.
161
And our savings account has a higher interest rate.
162
But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I like to have easy access to my money.
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All right, then.
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With this checking account, you'll be issued with a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
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I'll need your social insurance number and two pieces of government ID.
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If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit $1 billion.
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We heard some interesting phrases of how to tell somebody to do something in a polite way.
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Yes.
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So, let's start with fluency builder and explain these words.
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Fluency builder.
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The bank teller asked this man to do a number of things in order to open his bank account, and she used some great expressions.
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Right, let's listen to how she asked the man to do some things in a polite way.
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Yes.
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I'll get you to fill out this paperwork.
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I'll get you to fill out this paperwork.
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I'll need your social insurance number.
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I'll need your social insurance number.
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If you could just sign here.
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If you could just sign here.
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So the first thing she said is, I'll get you to fill out this paperwork.
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I'll get you to.
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Right.
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Right.
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I'll get you to.
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So it's just a way of saying, can you please fill this out?
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Yeah. Do this. Do this.
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But in a different way, right?
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Uh -huh.
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More polite.
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It's pretty polite.
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Then she also said, I'll need your social insurance number.
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I'll need your.
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I'll need your.
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Again, a polite way of saying.
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Give me your social insurance number.
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Give me your social insurance.
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Yeah.
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And the last thing she said, and this is really polite.
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If you could just sign here.
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Yes.
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If you could just sign here.
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If you could just...
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If you could just wait a moment, I'll be with you.
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If you could just send me an email with your bank account number.
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Right.
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Very polite way of asking for something.
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Yep.
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Well, some great language in today's cast.
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Let's listen to the dialogue one last time and we'll catch all of this wonderful language.
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Next please.
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May I help you sir?
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Hello, yes.
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I'd like to open a bank account.
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Certainly.
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I can help you with that.
225
What type of account would you like to open?
226
A checking or a saving account?
227
What features do they offer?
228
Well, if you just take a look here, see.
229
With our checking account, you can have unlimited daily transactions for a small monthly fee.
230
And our savings account has a higher interest rate.
231
But you must carry a minimum balance of $10 ,000.
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I see.
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Well, I think I'm more interested in a checking account.
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I'd like to have easy access to my money.
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Alright then.
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With this checking account, you'll be issued a debit card and a checkbook.
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Will you require overdraft protection?
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There is an extra fee for that.
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No, that won't be necessary.
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In that case, I'll get you to fill out this paperwork.
241
I'll need your social insurance number and two pieces of government ID.
242
If you could just sign here and here and here, we'll be all set.
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Would you like to make a deposit today?
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Yes, I'd like to deposit one billion dollars.
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One billion dollars.
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One billion.
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Okay, so an interesting thing here, not many countries use checks.
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That's right.
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Right?
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The checkbook or a check.
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Yeah, it tends to be more of an American thing, don't you think?
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It is, it is.
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I think it is.
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For those of you who aren't sure what a check is, it's basically a piece of paper that you just sign your name and...
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Yeah, you write the amount of money and then you sign your name, right?
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Right, and then you give that to the person, that person can take it to the bank and get money in exchange for it.
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Yes.
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It's not very common in other countries.
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No, but from what I know, every single American has a checkbook and uses it pretty regularly.
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Yeah, yeah.
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For example, you pay your phone bill or your electric bill.
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You just put a check in the mailbox and it's paid.
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And it's done.
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It's an interesting thing.
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Also, sometimes in other countries, people's salaries are paid through checks.
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Yes.
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Paycheck.
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Oh, yes.
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I see where that word comes from.
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Paycheck.
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But for example, here in China, it's not very common, right?
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I've never seen a check here.
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Me neither.
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What about in your countries?
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We'd like to know how the banking system works.
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Yes.
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Come to our website at EnglishPod .com and tell us all about it.
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Yes.
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And you can also leave your questions and comments on our website and we'll be there to answer it.
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Yeah.
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Marco and I love answering your questions.
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So please visit us.
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Right.
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But until then, it's...
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Goodbye.
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Bye.
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The EnglishPod audio review.
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Listen to the meaning, then say the vocabulary word.
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Feature.
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Checking account.
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Transaction.
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Savings account.
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Balance.
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Access.
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Debit card.
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Overdraft.
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I'll get you.
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I'll need your. If you could just...
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Deposit Credit card
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Online banking Telephone banking Checkbook
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Terms and conditions
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High interest account Teller Let's try that faster
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Telephone banking High interest account
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Checking account Checkbook Online banking I'll need your
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Debit card Credit card
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Deposit Feature If you could just Overdraft
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Teller Terms and conditions
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Transaction I'll get you
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Savings account Access Balance Now say the word and hear it in a sentence.
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Feature Feature Feature Feature Transaction
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Transaction Transaction Access Access Access
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Access Overdraft Overdraft Overdraft Overdraft Overdraft
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Overdraft Balance Balance Balance Balance If you could just
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If you could just
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If you could just

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이 레슨의 어휘와 말하기 포인트

이 말하기 레슨은 영상 “Quick Learning English with Podcast Conversation”을(를) 바탕으로 합니다. 가장 자주 반복되는 단어는 다음과 같습니다: account, bank, balance, overdraft, transaction. 이 영상에는 섀도잉할 문장 315개와 단어 1973개가 있습니다. 말하는 구간의 길이는 17:08입니다. 화자는 분당 약 115단어의 일정한 속도로 말해서 섀도잉하기에 편한 속도입니다. 단어의 83%가 영어에서 가장 많이 쓰이는 3,000단어에 속합니다. 나머지는 연습 전에 미리 확인해 두세요.

이 영상의 핵심 어휘

영상에 나오는 익혀 둘 만한 단어 15개를 발음, 뜻과 함께 정리했습니다.

단어발음뜻
transaction 명사/tɹænˈzækʃən/처리
debit 명사/ˈdɛb.ɪt/차변
deposit 명사/dɪˈpɑ.zɪt/퇴적물
polite 형용사/pəˈlaɪt/공손하다
dialogue 명사/ˈdaɪəˌlɑɡ/대화, 회화
lesson 명사/ˈlɛs.ən/수업, 과
vocabulary 명사/vəˈkæb.jə.lə.ɹi/어휘, 어휘력
builder 명사/ˈbɪl.dəɹ/건축업자, 건설자
audio 형용사/ˈɔ.di.oʊ/오디오
refer 동사/ɹɪˈfɜː/언급하다
salary 명사/ˈsæləɹi/급료, 봉급
goodbye/ɡʊdˈbaɪ/안녕히 가십시오, 안녕히 계십시오
phrase 명사/ˈfɹeɪ̯z/어구, 구
chequebook 명사/ˈt͡ʃɛk.bʊk/수표책, 수표장
teller 명사/ˈtɛləɹ/출납계

영상에 나오는 구동사

단어발음뜻
fill out 동사/fɪl ˈaʊt/기입하다
come back 동사돌아오다

따라 말해 볼 만한 문장

영상에 나오는 짧고 완결된 문장으로, 일상 대화에서 그대로 쓸 수 있습니다:

  • May I help you, sir?
  • What type of account would you like to open?
  • Will you require overdraft protection?
  • Would you like to make a deposit today?
  • Would you like to make another transaction today?

이 영상의 문법

화자가 가장 많이 쓰는 문형을 영상 속 실제 표현과 함께 정리했습니다.

문형영상 속 표현
수동태 be + 과거분사 — 누가 하는지보다 무슨 일이 일어나는지에 초점be spoken · be issued · is issued
현재완료 have/has + 과거분사 — 과거의 일이 지금도 관련이 있을 때we've deposited · you've exceeded · I've never seen
“will” 미래 will + 동사 — 결정, 약속 또는 예측will have · we'll come · you'll be
현재진행 am/is/are + -ing — 지금 또는 요즘 일어나고 있는 일we're bringing · is checking · is opening

주의할 발음

화자는 I'll, I'd, we'll 같은 축약형과 약화된 형태를 59번 사용합니다. 들리는 대로 짧게 발음하세요.

  • 긴 단어 — 강세 위치에 주의: unlimited /ʌnˈlɪm.ɪ.tɪd/, vocabulary /vəˈkæb.jə.lə.ɹi/, intermediate /ɪn.tə(ɹ)ˈmi.di.ət/

한국어 화자가 어려워하는 소리:

  • /f/ — ㅍ(/p/)으로 바꾸지 말고 윗니를 아랫입술에 대기: confused /kənˈfjuːzd/, refer /ɹɪˈfɜː/, phrase /ˈfɹeɪ̯z/, overdraft /ˈoʊvɚdɹæft/, fluency /ˈfluːənsi/
  • /v/ — ㅂ(/b/)과 구별하기: vocabulary /vəˈkæb.jə.lə.ɹi/, preview /ˈpɹiːvjuː/, overdraft /ˈoʊvɚdɹæft/
  • /z/ — ㅈ이 아니라 성대를 울리는 /s/: transaction /tɹænˈzækʃən/, deposit /dɪˈpɑ.zɪt/, confused /kənˈfjuːzd/, phrase /ˈfɹeɪ̯z/

이 영상으로 연습하는 방법

  1. 먼저 말하지 않고 영상을 끝까지 듣고 모르는 단어를 적어 둡니다.
  2. 보통 속도로 한 문장씩 섀도잉하고, 화자의 리듬과 맞을 때까지 반복합니다.
  3. 자신의 목소리를 녹음해 원본과 비교하고, transaction, debit, deposit 같은 단어에 특히 주의합니다.

쉐도잉이란? 영어 실력을 빠르게 키우는 과학적 방법

쉐도잉(Shadowing)은 원래 전문 통역사 훈련을 위해 개발된 언어 학습 기법으로, 다언어 학자인 Dr. Alexander Arguelles에 의해 대중화된 방법입니다. 핵심 원리는 간단하지만 매우 강력합니다: 원어민의 영어를 들으면서 1~2초의 짧은 지연으로 즉시 소리 내어 따라 말하는 것——마치 '그림자(shadow)'처럼 화자를 따라가는 것입니다. 문법 공부나 수동적인 청취와 달리, 쉐도잉은 뇌와 입 근육이 동시에 실시간으로 영어를 처리하고 재현하도록 훈련합니다. 연구에 따르면 이 방법은 발음 정확도, 억양, 리듬, 연음, 청취력, 말하기 유창성을 크게 향상시킵니다. IELTS 스피킹 준비와 자연스러운 영어 소통을 원하는 분들에게 특히 효과적입니다.

섀도잉 방법: 단계별 전체 가이드 읽기 →