Pratica di Shadowing: Be careful.. - Impara a parlare inglese con i video
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Be careful.
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This video is going to be a little bit more heartfelt,
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a little more where I'm just talking to you straight because in all of my years of finance,
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this year's starting to look eerily similar to some of those bad, bad years that we had in the stock market.
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And it's not necessarily about a bad year in the market, but more so about what I'm seeing in the industry overall
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and how so many people are being taken advantage of or losing money unnecessarily.
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And so let me help you.
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With the stock market falling and with fear spreading everywhere, investors are about to make some very expensive mistakes.
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Now in videos like these, it's good to hear warnings and what to watch out for,
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but also what I'm going to do is I'm going to go the extra mile
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and actually show you how to prepare and what to do to make sure that you're a very successful investor.
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Times like these aren't necessarily fun and definitely not easy, but it can be where you separate yourself from the rest of the pack.
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I've been investing personally for over 20 years and I've helped thousands of people with their investments.
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I know that these are the moments that separate investors from getting
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that long -term wealth building from those that are going to sabotage their own portfolios.
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So today I want to share six things every investor needs to remember before making their next move.
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My name is Nolan Govea, my students call me
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Professor G, and I made this channel to make investing simplified.
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Remember that all investing carries risks, so do your own research.
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This is not financial advice, and I'm not a financial advisor.
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The biggest danger during a stock market decline isn't necessarily the market itself.
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It's how investors react to it.
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Building wealth isn't about predicting the next crash, but having the discipline to survive it and benefit from long -term compounding.
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So number one, be careful who you're listening to.
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When stocks start to fall, suddenly everybody becomes this expert on when the next crash is going to happen and how much it's going to crash.
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Remember, fear generates clicks, but it doesn't necessarily generate wealth.
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The people screaming the loudest about the market are rarely the ones helping you build a successful 20 -year investment strategy.
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My goal here on this channel is to help you to build a portfolio that not only could withstand any bad market,
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but also lets you thrive in a very good market.
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If you hear and know the facts that you cannot time the market,
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but then the person you keep listening to keeps telling you to switch your holdings based on temporary events,
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this is a conflict and this is not smart.
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I've worked with multi, multi -millionaires and I can tell you without a doubt
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that the common theme is that they didn't mess with their portfolio.
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They did the research, they set their portfolio, they usually automated in some way,
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shape, or form, and then they just let the market do its thing.
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So be careful who you're listening to.
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Sometimes people give me some feedback and they say,
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hey, sometimes on your videos it sounds like you're saying the same thing every once in a while.
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Well, I think that's a good thing.
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If I'm sticking to what I've said in the bad market, in the good market, in the sideways market,
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that means that consistency is something that I'm practicing what I preach.
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In much of life, consistency is the key.
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Moving on to number two, don't confuse temporary losses with permanent mistakes.
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A portfolio dropping 10%, 15%, or even 20 % doesn't automatically mean that your investing strategy is broken.
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Market corrections and bear markets are a normal part of investing, and historically, diversified stock investors who stayed invested over long periods have often been rewarded.
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The real danger is turning temporary fear, temporary emotions into a permanent loss by panic selling and getting out of the market.
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Like I said from before, I've worked with thousands of investors and the ones who have made the most money have stayed in the market.
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The ones who have the biggest regrets are the ones who took money out because something big was happening.
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There was some fear and it was justified.
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There was real fear.
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Something bad was happening, whether it be COVID, a new president, some type of shock or war.
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Those are real things.
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But if you look back in the data and you look back at the stock market every single year,
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there's some reason to get out of the stock market.
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But if you look at the S &P 500 chart, it just would have been a very smart move to stay invested
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because it's very much up and to the right with some small dips here and there.
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Now I am an actual university professor.
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And so every semester I show my university students this graphic many times.
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Look at the navy blue versus the orange.
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Blue is when the market's up and orange is when it's down or in a bear market.
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Visually, it's quite simple.
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It's way more blue than orange.
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The stock market's up way more than it's down.
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Stay the course.
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For those of you in retirement, have a robust emergency fund of three years worth of expenses to cover that short orange period,
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but overall stay the course.
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Number three, the stock market transfers wealth from the inpatient to the patient.
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One of the biggest mistakes in investing that I see, and I see this every single month,
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is that people either buy when everyone else is excited and when the market's up, or they're selling when the market's dropping.
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Think about the investors who sold during 2008, March 2020, or the 2022 bear market and never got back in.
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The goal isn't to avoid volatility, it's to avoid letting volatility control your decisions.
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One of the wisest investors ever, one of the best investors ever, Warren Buffett, says this.
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No called strikes in the business.
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The pitcher just stands there and throws balls at you, and if you're playing real baseball and it's between the knees and the shoulders,
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you either swing or you get a strike call on you.
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If you get too many call on you, you're out.
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In the securities business, you sit there and they throw U .S.
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Steel at 25, and they throw
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General Motors at 68, and you don't have to swing at any of them.
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They may be wonderful pitches to swing at, but if you don't know enough, you don't have to swing.
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And you can sit there and watch thousands of pitches
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and finally you get one right there where you want something that you understand.
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You don't have to swing.
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Understand what you're investing in.
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Be patient and understand what you're about to invest in or what you're already invested in.
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This is some of the simplest advice that will actually impact your financial life forever.
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Number four, lower prices can actually work to your advantage.
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Why is it that everywhere else, other than the stock market, if we see something that we like that's a lower price,
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we say, ooh, that's a good thing.
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But then in the stock market, we see a company that we've either bought into before or we're thinking about buying and have research,
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but then it goes down, lower price, and we say, oh, I'll just wait.
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I'll wait on that.
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I actually don't like it now that it's cheaper.
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This doesn't make sense.
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If you're investing for another 10 years,
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20 years, 30 years, why would you want this stock to be more expensive for you to then buy into?
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When broad market ETFs like VU or VTI or QQQM decline, your regular contributions can purchase more shares for the same amount of money.
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For long -term accumulators, market declines can be opportunities rather than disasters,
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provided your financial situation and investment thesis haven't changed.
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Like, look at this.
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For the past three years, I've been telling people to keep a balanced portfolio,
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make sure to do the entire three fund portfolio that I always talk about, and specifically add to SCHD.
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But if you look at SCHD from 2023 to 2026, it was quite flat, so nobody listened.
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Well, now this year, SCHD's up over 30%, while the other big indexes, like the S &P 500 and NASDAQ 100, are way, way behind.
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My three -fund portfolio did amazing over the past three years when everything was up big, but then even this year,
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while most portfolios are yielding around 10 % to 12 % or less, mine's up almost 20 % because of SCHD and Berkshire Hathaway primarily,
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and I've been buying those for years, especially when they were down, not up.
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You don't get rich in investing by buying things when they're up.
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You get rich in investing when you buy, when things are down or even sideways,
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when everybody else is following the pack on other stocks and other investments that are already too high, and you stick to your research,
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and you stick to your guns, and you buy when nobody else is buying.
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But don't confuse that with this next one, which is number five, and be careful about trying to time the exact bottom.
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While yes, buying low is the goal,
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it's also not something that you can do accurately and probably will mess with your investing and hurt your long -term wealth.
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Most of my clients ask me this question that I'm sure you've thought yourself.
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They say, Professor G, wouldn't it just be the best idea to buy when the stock actually drops another 10 %?
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Right now it's like kind of up near its high or this ETF is up a bit.
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I'm just going to wait till it drops, then I'll buy at that point,
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then it'll come back up and I'll just make a whole bunch of money.
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And usually what I respond back to them is, you're 100 % correct.
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That is exactly how you would make the most amount of money possible, buying at its lowest and letting it come up.
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The only problem with that is, how do you know that it's at its lowest?
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How will you know when it will be at its lowest?
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Nobody on earth knows when that's going to happen or even if that's going to happen.
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I've seen it so, so many times with my clients and my financial circle, even with my colleagues, where they think they can outsmart the market
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because of some economical situation that might happen in the next year or two years.
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And what actually happens is they may be right.
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There might be a drop at that point.
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But what happens up until that point is the stock market steadily increases, 15, 20%.
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Then that thing does happen they were talking about and it drops 10%.
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But had they bought here, Before the run -up, they actually would have got in at a better price,
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or even better, just dollar -cost average throughout the entire thing, whether it's up, whether it's down,
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if it's a good index and it's a good thing that you've been researching.
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Everyone wants to sell before the crash and buy back at the exact bottom, but successfully timing both decisions consistently is incredibly difficult.
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Some of the market's strongest recovery days happen during periods of extreme uncertainty, and missing them can seriously damage long -term returns.
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And that's the other piece of this.
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A lot of people will say, well, I'm going to sell now because it does look like a crash is happening.
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And maybe you can see that.
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Maybe you see the oil prices are very high or we just declared that we're going to war.
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Yeah, the stock market's probably going to drop.
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The problem is how long do we know how far down it's going to go and for how long?
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You start to see a little bit of a recovery and you think, ah, it's probably not a real recovery.
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It's probably going to keep dropping.
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Then it keeps coming back up and then you have to buy in possibly
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when it's higher than what you even sold at.
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So successfully timing it both ways is the whole reason why most people can't do this right.
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That's why I just say dollar cost average for the vast majority of you, and long term just let the market do its thing.
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Number six is where everything comes together.
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Your portfolio should give you peace, not panic.
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If a 10 % market decline or possible market decline down the road is causing you to lose sleep, you're probably too risky as it is.
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Your portfolio is probably too volatile for what it is that you need in this season of life.
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Having an emergency fund, appropriate diversification, and an allocation that matches your time horizon can help you avoid selling investments when you need them most.
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The best investment strategy isn't the one that makes the most money in a perfect market,
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it's the one you can actually stick with when things get ugly.
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Now the stock market, and specifically the S &P 500, or just total US stock market index, has survived recessions, wars, inflation,
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financial crises, and countless predictions of its collapse.
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That doesn't mean that every investment recovers or that the next decade is going to be easy or even successful,
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but if you own diversified investments and you have a long -term investing schedule
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and you continue investing consistently and just stay consistent in all areas, you don't need to be able to predict tomorrow
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or next year to be able to build wealth for the next 20 years
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and even those of you that are in retirement.
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Your investing didn't just stop because you retired.
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You still have a trajectory.
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You still have a period of time.
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It's just that we need to be a bit more safe with at least a portion of it
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so that you can live off of that in the event of a drop.
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Be careful not to let short -term fear dictate your long -term future.
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Take some time today to watch this video where I go over the simple three -fund portfolio
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that I was talking about from earlier in this video
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and exact percentages of those allocations based off of your age
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or life stage or watch this one to keep you going strong and investing.
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Keep investing simplified.
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Vocabolario e note di pronuncia per questa lezione
Le parole che ritornano più spesso: stock, investing, portfolio, investor. Questo video contiene 173 frasi e 2421 parole da ripetere con lo shadowing. Il parlato dura 12:51. Chi parla va veloce, circa 188 parole al minuto: aspettati suoni legati e ridotti. Il 87% delle parole rientra nelle 3.000 più comuni dell’inglese, quindi il lessico è facile da seguire.
Vocaboli chiave di questo video
15 parole del video che vale la pena imparare, con pronuncia e significato:
| Parola | Pronuncia | Significato |
|---|---|---|
| invest verbo | /ɪnˈvɛst/ | investire |
| portfolio sostantivo | /pɔːtˈfəʊ.liˌəʊ/ | cartella |
| investor sostantivo | /ɪnˈvɛs.tə(ɹ)/ | investitore, investitrice |
| decline verbo | /dɪˈklaɪn/ | declinare |
| swing verbo | /ˈswɪŋ/ | oscillare, ondeggiare |
| necessarily avverbio | /ˌnɛs.əˈsɛɹ.ə.li/ | necessariamente, a tutti i costi |
| temporary aggettivo | /ˈtɛmp(əˌɹ)ɛɹi/ | temporaneo |
| pitch sostantivo | /pɪt͡ʃ/ | tiro, lancio |
| successfully avverbio | /səkˈsɛs.fə.li/ | con successo |
| panic sostantivo | /ˈpænɪk/ | panico |
| consistently avverbio | /kənˈsɪstəntli/ | coerentemente |
| generate verbo | /ˈd͡ʒɛn.ə.ɹeɪt/ | generare |
| predict verbo | /pɹɪˈdɪkt/ | profetizzare |
| consistency sostantivo | /kənˈsɪs.tən.si/ | coerenza, costanza |
| confuse verbo | /kənˈfjuːz/ | confondere |
I phrasal verb che sentirai
| Parola | Significato |
|---|---|
| come up verbo | venire fuori, emergere |
Frasi da ripetere
Frasi brevi e complete del video che puoi riutilizzare nella conversazione di tutti i giorni:
- You don't have to swing.
- Understand what you're investing in.
- I actually don't like it now that it's cheaper.
- How will you know when it will be at its lowest?
- Your investing didn't just stop because you retired.
La grammatica di questo video
Le strutture che chi parla usa di più, con le parole esatte del video:
| Struttura | Nel video |
|---|---|
| Present perfect continuous have/has been + -ing — un’azione iniziata prima e ancora in corso | I've been investing · I've been telling · I've been buying |
| Present perfect have/has + participio passato — un’azione passata che conta ancora adesso | I've helped · I've worked · I've said |
| Forma passiva be + participio passato — conta ciò che accade, non chi lo fa | being taken · is broken · been rewarded |
| Frasi relative who / which + frase — un’informazione in più su una persona o una cosa | ones who have · one, which is |
Pronuncia a cui fare attenzione
Chi parla usa 65 contrazioni e forme ridotte, come you're, I'm, don't. Pronunciale nella forma breve, così come le senti.
- I suoni “th”: thesis /ˈθisɪs/, thrive /θɹajv/, withstand /wɪðˈstænd/
- I suoni “sh” e “zh”: allocation /ˌæl.əˈkeɪ.ʃən/, shock /ʃɔk/, contribution /ˌkɑntɹɪˈbjuʃən/, emotion /ɪˈməʊ.ʃən/, inflation /ɪnˈfleɪ.ʃən/
- Parole lunghe — attenzione all’accento: portfolio /pɔːtˈfəʊ.liˌəʊ/, necessarily /ˌnɛs.əˈsɛɹ.ə.li/, temporary /ˈtɛmp(əˌɹ)ɛɹi/, successfully /səkˈsɛs.fə.li/, consistently /kənˈsɪstəntli/
I suoni difficili per chi parla italiano:
- /h/ — va soffiata, non è muta: historically /hɪˈstɔɹɪkli/, horizon /həˈɹaɪ.zən/, heartfelt /ˈhɑːɹt.fɛlt/
- Consonante finale — senza aggiungere una vocale dopo: invest /ɪnˈvɛst/, pitch /pɪt͡ʃ/, panic /ˈpænɪk/, generate /ˈd͡ʒɛn.ə.ɹeɪt/, predict /pɹɪˈdɪkt/
- /æ/ — più aperta della “e”: panic /ˈpænɪk/, allocation /ˌæl.əˈkeɪ.ʃən/, vast /væst/, feedback /ˈfiːdˌbæk/, graphic /ˈɡɹæfɪk/
Come esercitarsi con questo video
- Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
- Inizia a velocità 0,75×, fai shadowing frase per frase e torna alla velocità normale quando diventa facile.
- Registrati e confronta con l’originale, facendo attenzione a parole come invest, portfolio, investor.
Cos'è la tecnica dello Shadowing?
Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.