Shadowing Practice: FIN 1 Welcome to Finance! - Learn English Speaking with Video
Les maken...
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Welcome to our course in corporate finance and welcome to module one.
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You can see the title cash flows and the financial statements,
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our course in corporate finance in general is very interested in the future cash flow of a business of a financial instrument.
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It's sort of, we value financial assets based on cash flow.
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And one of the most valuable tools we have in finance is financial statements produced by accountants.
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Now, accountants are not as obsessed with cash flow as we are here in finance.
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And so as a consequence, we have to take accounting information and make sure we understand it well and convert that over to cash flow information.
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So that's a fundamental concept that we're covering here in chapter one.
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You will hear in your finance course, in this one, in your classroom, if you're taking the course at a university or college,
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you'll hear this phrase all through finance course.
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The phrase is present value of future cash flows.
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That's the value of any financial asset, the value of anything, really the present value of the future cash flows.
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And I just thought I'd pose a pretty straightforward dilemma.
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And this is a question that finance seeks to answer.
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So if we have a friend, let's just say we have a good friend and they say,
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I promise to pay you $1,000 in 365 days.
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One year from now, I'm going to give you $1,000.
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And it's a friend we love.
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It's a friend that we trust and we believe them when they say that.
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And they say, how much money would you give me today in order for me to fulfill that promise?
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So in other words, what is this $1,000 promise?
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By the way, I know what you're thinking.
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We're living in an age of AI.
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You're probably thinking, oh, this guy, he had an AI draw portrait of Grover Cleveland here, the person on the $1,000 bill.
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No, no, no. I know it's what it looks like, but I did that all by hand.
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You might not believe me, but I'm telling you the truth.
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So in any event, our friend promises to pay us $1,000 in 365 days.
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What's that worth to us today?
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Well, that's a question finance seeks to answer, but I hope you're saying, well, it's gotta be less than a thousand, right?
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Like put a number on, imagine your best friend says, I'll give you a thousand dollars a year from now how much would you give
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that person today in order to cash in on
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that promise would it be 950 dollars would it be 900 800 what how much would you discount
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that how much of a discount would you need in order
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to say okay i'll take the deal um that's the question fundamentally finance is obsessed with and
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if you say well i'd only do it for 600 right
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i don't really trust my friend well imagine there's a market full of people
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and your friends putting it out to lots of offers maybe
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somebody else will do it for seven maybe somebody else will do it for eight
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what's the right price right what's the right price on this promise
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that is the fundamental question of finance now this is a pretty simple thing to value
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but you can imagine it gets much more complex
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and in fact it gets much mathier
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when i was a kid i always wanted to get into something
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that involved math
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and money i chose accounting i should have chose finance finance involves a lot of math
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and i would suggest to you your professor
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if they allow it you're going to want to learn how to use a financial calculator.
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It'll be very useful for your test.
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Now, I'll show you how to do all the exercises we do by hand, but you'll see how much quicker it is.
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So we'll do it by hand.
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We'll also do exercises in our financial calculator.
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So when you want to learn finance, my suggestion is get very good with a financial calculator.
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I'll use the BA2+, and I'll show you how to use that through our videos.
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But, you know, if you have a Casio or some other brand, they're all very similar.
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They certainly all produce the same results.
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So find out what your professor will allow or not.
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And if they allow you to use a financial calculator, for goodness sakes, it's a great tool that you ought to use.
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I'll show you how to do everything by hand, but a financial calculator will help.
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So with all that having been said, I'm so excited that you're with me.
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Module one, we're going to learn how to convert financial statement information
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and to understand financial statement information and how to convert it into something more useful for finance, which is cash flow information.
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Let's get started.
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I can't wait to get going.
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See you in the next video.
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Woordenschat en spreektips bij deze les
Deze spreekles op niveau C1 is gebaseerd op de video “FIN 1 Welcome to Finance!”. Deze woorden komen het vaakst terug: finance, financial, cash, flow, promise. Deze video bevat 64 zinnen en 824 woorden om na te spreken. Het gesproken deel duurt 4:38. De spreker praat in een natuurlijk tempo van ongeveer 178 woorden per minuut, dicht bij een alledaags gesprek. 87% van de woorden hoort bij de 3.000 meest gebruikte Engelse woorden; de rest kun je beter vooraf bekijken.
Belangrijke woorden in deze video
De 15 moeilijkste woorden uit de video, met uitspraak en betekenis:
| Woord | Uitspraak | Betekenis |
|---|---|---|
| calculator zelfstandig naamwoord | /kæl.kjə.leɪ.tɚ/ | rekenmachine, zakrekenmachine |
| discount zelfstandig naamwoord | /ˈdɪskaʊnt/ | korting |
| fundamental bijvoeglijk naamwoord | /ˌfʌn.dəˈmɛn.təl/ | fundamenteel |
| phrase zelfstandig naamwoord | /ˈfɹeɪ̯z/ | uitspraak |
| asset zelfstandig naamwoord | /ˈæsɛt/ | activa, activum |
| mathematics zelfstandig naamwoord | /mæθ(.ə)ˈmæt.ɪks/ | wiskunde, mathematiek |
| module zelfstandig naamwoord | /ˈmɑd͡ʒul/ | module |
| accountant zelfstandig naamwoord | /əˈkaʊn.tənt/ | boekhouder, accountant |
| sake zelfstandig naamwoord | /ˈseɪ̯k/ | -halve, wille |
| instrument zelfstandig naamwoord | /ˈɪnstɹəmənt/ | instrument, meetinstrument |
| suggestion zelfstandig naamwoord | /səˈd͡ʒɛst.ʃən/ | voorstel |
| portrait zelfstandig naamwoord | /ˈpɔɹtɹət/ | portret |
| classroom zelfstandig naamwoord | /ˈklɑːsɹʊm/ | klaslokaal |
| goodness zelfstandig naamwoord | /ˈɡʊdnəs/ | goedheid |
| consequence zelfstandig naamwoord | /ˈkɑn.sɪ.kwəns/ | gevolg, consequentie |
Phrasal verbs die je zult horen
| Woord | Betekenis |
|---|---|
| find out werkwoord | ontdekken, onderzoeken |
Zinnen om te herhalen
Korte, volledige zinnen uit de video die je in alledaagse gesprekken kunt gebruiken:
- By the way, I know what you're thinking.
- What's that worth to us today?
- It'll be very useful for your test.
- We'll also do exercises in our financial calculator.
- I can't wait to get going.
Uitspraak om op te letten
De spreker gebruikt 29 samentrekkingen en verkorte vormen, zoals I'll, you're, I'm. Spreek ze kort uit, zoals je ze hoort.
- Lange woorden — let op de klemtoon: calculator /kæl.kjə.leɪ.tɚ/, fundamental /ˌfʌn.dəˈmɛn.təl/, mathematics /mæθ(.ə)ˈmæt.ɪks/
Klanken die Nederlandstaligen lastig vinden:
- Stemhebbende eindmedeklinker — /b/, /d/, /g/, /z/, /v/ niet verscherpen: phrase /ˈfɹeɪ̯z/, involve /ɪnˈvɑlv/, pose /poʊz/, straightforward /ˌstɹeɪtˈfɔː(ɹ)wə(ɹ)d/
- /æ/ — opener dan de Nederlandse “e”: calculator /kæl.kjə.leɪ.tɚ/, asset /ˈæsɛt/, mathematics /mæθ(.ə)ˈmæt.ɪks/
- /w/ — met ronde lippen: consequence /ˈkɑn.sɪ.kwəns/, straightforward /ˌstɹeɪtˈfɔː(ɹ)wə(ɹ)d/
Zo oefen je met deze video
- Luister de hele video één keer zonder te spreken en noteer de woorden die je niet kent.
- Begin op 0,75× snelheid, spreek zin voor zin na en ga terug naar normale snelheid zodra het makkelijk gaat.
- Neem jezelf op en vergelijk met het origineel; let daarbij op woorden als calculator, discount, fundamental.
Wat is de Shadowing-techniek?
Shadowing is een wetenschappelijk onderbouwde taalleermethode die oorspronkelijk is ontwikkeld voor professionele tolkentraining en gepopulariseerd door polyglot Dr. Alexander Arguelles. De methode is eenvoudig maar krachtig: je luistert naar native Engelse audio en herhaalt het onmiddellijk hardop — als een schaduw die de spreker volgt met slechts 1–2 seconden vertraging. In tegenstelling tot passief luisteren of grammaticadrills, dwingt shadowing je hersenen en mondspieren om echte spraakpatronen tegelijkertijd te verwerken en te reproduceren. Onderzoek toont aan dat het de uitspraaknauwkeurigheid, intonatie, ritme, verbonden spraak, luisterbegrip en spreekvaardigheid aanzienlijk verbetert — waardoor het een van de meest effectieve methoden is voor IELTS Speaking-voorbereiding en echte Engelse communicatie.