Pratique du Shadowing: FIN 1 Welcome to Finance! - Apprendre l'anglais à l'oral avec la vidéo

Création de la leçon...
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Welcome to our course in corporate finance and welcome to module one.
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You can see the title cash flows and the financial statements,
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our course in corporate finance in general is very interested in the future cash flow of a business of a financial instrument.
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It's sort of, we value financial assets based on cash flow.
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And one of the most valuable tools we have in finance is financial statements produced by accountants.
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Now, accountants are not as obsessed with cash flow as we are here in finance.
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And so as a consequence, we have to take accounting information and make sure we understand it well and convert that over to cash flow information.
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So that's a fundamental concept that we're covering here in chapter one.
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You will hear in your finance course, in this one, in your classroom, if you're taking the course at a university or college,
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you'll hear this phrase all through finance course.
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The phrase is present value of future cash flows.
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That's the value of any financial asset, the value of anything, really the present value of the future cash flows.
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And I just thought I'd pose a pretty straightforward dilemma.
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And this is a question that finance seeks to answer.
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So if we have a friend, let's just say we have a good friend and they say,
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I promise to pay you $1,000 in 365 days.
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One year from now, I'm going to give you $1,000.
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And it's a friend we love.
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It's a friend that we trust and we believe them when they say that.
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And they say, how much money would you give me today in order for me to fulfill that promise?
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So in other words, what is this $1,000 promise?
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By the way, I know what you're thinking.
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We're living in an age of AI.
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You're probably thinking, oh, this guy, he had an AI draw portrait of Grover Cleveland here, the person on the $1,000 bill.
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No, no, no. I know it's what it looks like, but I did that all by hand.
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You might not believe me, but I'm telling you the truth.
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So in any event, our friend promises to pay us $1,000 in 365 days.
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What's that worth to us today?
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Well, that's a question finance seeks to answer, but I hope you're saying, well, it's gotta be less than a thousand, right?
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Like put a number on, imagine your best friend says, I'll give you a thousand dollars a year from now how much would you give
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that person today in order to cash in on
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that promise would it be 950 dollars would it be 900 800 what how much would you discount
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that how much of a discount would you need in order
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to say okay i'll take the deal um that's the question fundamentally finance is obsessed with and
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if you say well i'd only do it for 600 right
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i don't really trust my friend well imagine there's a market full of people
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and your friends putting it out to lots of offers maybe
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somebody else will do it for seven maybe somebody else will do it for eight
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what's the right price right what's the right price on this promise
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that is the fundamental question of finance now this is a pretty simple thing to value
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but you can imagine it gets much more complex
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and in fact it gets much mathier
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when i was a kid i always wanted to get into something
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that involved math
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and money i chose accounting i should have chose finance finance involves a lot of math
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and i would suggest to you your professor
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if they allow it you're going to want to learn how to use a financial calculator.
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It'll be very useful for your test.
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Now, I'll show you how to do all the exercises we do by hand, but you'll see how much quicker it is.
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So we'll do it by hand.
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We'll also do exercises in our financial calculator.
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So when you want to learn finance, my suggestion is get very good with a financial calculator.
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I'll use the BA2+, and I'll show you how to use that through our videos.
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But, you know, if you have a Casio or some other brand, they're all very similar.
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They certainly all produce the same results.
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So find out what your professor will allow or not.
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And if they allow you to use a financial calculator, for goodness sakes, it's a great tool that you ought to use.
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I'll show you how to do everything by hand, but a financial calculator will help.
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So with all that having been said, I'm so excited that you're with me.
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Module one, we're going to learn how to convert financial statement information
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and to understand financial statement information and how to convert it into something more useful for finance, which is cash flow information.
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Let's get started.
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I can't wait to get going.
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See you in the next video.

Why practice speaking with this video?

The "FIN 1 Welcome to Finance!" video serves as an excellent resource for English learners aiming to enhance their speaking skills within a specialized context. Finance vocabulary can be daunting, yet this video presents it in a clear and engaging manner. By practicing your speaking skills using the shadowing technique, you can learn the correct intonation and pacing while becoming familiar with the terminology unique to finance. The speaker's methodical approach to explaining concepts like "present value of future cash flows" not only aids in vocabulary acquisition but also helps you grasp the fundamental ideas in finance that can be beneficial in real-world discussions or professional settings.

Grammar & Expressions in Context

Analyzing the transcript reveals several key structures and expressions that can be useful for your own speaking practice:

  • Conditional statements: The speaker frequently employs conditional phrases such as, "if we have a friend..." This structure is pivotal in hypothesizing situations, which is a critical skill in both everyday conversation and professional environments.
  • Interrogative forms: The use of questions like "how much would you give me today?" prompts listeners to think actively. Employing interrogative forms can make your dialogues more interactive and engaging.
  • Comparative phrases: Expressions like "less than a thousand" highlight comparisons and contrasts. Mastering comparative structures is essential for clear explanations and persuasive speaking.
  • Direct speech: The speaker mimics a conversational setting effectively by saying, "let's just say we have a good friend." Using direct speech techniques in your practice helps make conversations more relatable and lively.

Common Pronunciation Traps

As you engage with the FIN 1 Welcome to Finance! video, be mindful of certain words and phrases that can pose challenges to pronunciation:

  • Finance: Depending on your native language, the pronunciation of "finance" may vary. Ensure you emphasize the second syllable as fi-NANCE, not FI-nance.
  • Promise: The speaker uses "promise" frequently, which may lead to overemphasis. Focus on a soft, even tone rather than stressing the vowel sounds.
  • Cash flow: This economic term can sometimes confuse learners. Practice saying it smoothly as two distinct words rather than blending them together.
  • Mathematical terminology: Words like "discount" and "present value" may require extra attention. Breaking these terms into syllables can help improve your accuracy.

By utilizing the shadowing technique with this video, you not only improve English pronunciation but also refine your understanding of financial concepts in English. Whether you're practicing in front of a mirror or with a study partner, this shadowing site can serve as a vital tool in your language learning journey. Embrace the shadow speech approach and enjoy the process of becoming more fluent and confident in English!

Qu'est-ce que la technique du Shadowing ?

Le Shadowing est une technique d'apprentissage des langues fondée sur la science, développée à l'origine pour la formation des interprètes professionnels. Le principe est simple mais puissant : vous écoutez de l'anglais natif et le répétez immédiatement à voix haute — comme une ombre suivant le locuteur avec un décalage de 1 à 2 secondes. Les recherches montrent une amélioration significative de la précision de la prononciation, de l'intonation, du rythme, des liaisons, de la compréhension orale et de la fluidité.