跟讀練習: FIN 1 Welcome to Finance! - 通過影片學習英語口語
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Welcome to our course in corporate finance and welcome to module one.
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You can see the title cash flows and the financial statements,
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our course in corporate finance in general is very interested in the future cash flow of a business of a financial instrument.
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It's sort of, we value financial assets based on cash flow.
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And one of the most valuable tools we have in finance is financial statements produced by accountants.
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Now, accountants are not as obsessed with cash flow as we are here in finance.
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And so as a consequence, we have to take accounting information and make sure we understand it well and convert that over to cash flow information.
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So that's a fundamental concept that we're covering here in chapter one.
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You will hear in your finance course, in this one, in your classroom, if you're taking the course at a university or college,
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you'll hear this phrase all through finance course.
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The phrase is present value of future cash flows.
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That's the value of any financial asset, the value of anything, really the present value of the future cash flows.
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And I just thought I'd pose a pretty straightforward dilemma.
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And this is a question that finance seeks to answer.
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So if we have a friend, let's just say we have a good friend and they say,
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I promise to pay you $1,000 in 365 days.
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One year from now, I'm going to give you $1,000.
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And it's a friend we love.
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It's a friend that we trust and we believe them when they say that.
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And they say, how much money would you give me today in order for me to fulfill that promise?
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So in other words, what is this $1,000 promise?
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By the way, I know what you're thinking.
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We're living in an age of AI.
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You're probably thinking, oh, this guy, he had an AI draw portrait of Grover Cleveland here, the person on the $1,000 bill.
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No, no, no. I know it's what it looks like, but I did that all by hand.
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You might not believe me, but I'm telling you the truth.
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So in any event, our friend promises to pay us $1,000 in 365 days.
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What's that worth to us today?
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Well, that's a question finance seeks to answer, but I hope you're saying, well, it's gotta be less than a thousand, right?
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Like put a number on, imagine your best friend says, I'll give you a thousand dollars a year from now how much would you give
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that person today in order to cash in on
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that promise would it be 950 dollars would it be 900 800 what how much would you discount
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that how much of a discount would you need in order
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to say okay i'll take the deal um that's the question fundamentally finance is obsessed with and
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if you say well i'd only do it for 600 right
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i don't really trust my friend well imagine there's a market full of people
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and your friends putting it out to lots of offers maybe
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somebody else will do it for seven maybe somebody else will do it for eight
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what's the right price right what's the right price on this promise
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that is the fundamental question of finance now this is a pretty simple thing to value
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but you can imagine it gets much more complex
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and in fact it gets much mathier
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when i was a kid i always wanted to get into something
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that involved math
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and money i chose accounting i should have chose finance finance involves a lot of math
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and i would suggest to you your professor
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if they allow it you're going to want to learn how to use a financial calculator.
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It'll be very useful for your test.
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Now, I'll show you how to do all the exercises we do by hand, but you'll see how much quicker it is.
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So we'll do it by hand.
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We'll also do exercises in our financial calculator.
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So when you want to learn finance, my suggestion is get very good with a financial calculator.
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I'll use the BA2+, and I'll show you how to use that through our videos.
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But, you know, if you have a Casio or some other brand, they're all very similar.
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They certainly all produce the same results.
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So find out what your professor will allow or not.
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And if they allow you to use a financial calculator, for goodness sakes, it's a great tool that you ought to use.
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I'll show you how to do everything by hand, but a financial calculator will help.
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So with all that having been said, I'm so excited that you're with me.
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Module one, we're going to learn how to convert financial statement information
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and to understand financial statement information and how to convert it into something more useful for finance, which is cash flow information.
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Let's get started.
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I can't wait to get going.
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See you in the next video.
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關於本課程
在這節課中,您將學習有關企業財務的基礎知識,重點關注現金流和財務報表。我們將探討如何將會計資訊轉換為現金流資訊,並理解未來現金流的現值。這些是掌握企業財務的重要概念,而理解這些概念將有助於提高您的英語口語能力和專業術語的掌握。
關鍵詞彙與短語
- 現金流 (Cash Flow)
- 財務報表 (Financial Statements)
- 未來現金流的現值 (Present Value of Future Cash Flows)
- 價值 (Value)
- 折扣 (Discount)
- 承諾 (Promise)
- 市場 (Market)
- 計算器 (Calculator)
練習技巧
在進行英語口語練習時,建議您採用shadowspeak的方法,也就是影子發聲。您可以播放這段影片,並嘗試跟隨影片中的語速和語調進行模仿。儘量準確模擬說話者的發音和語調,這樣將有助於提高您的英語發音和口語表達能力。
這段影片的節奏相對較快,您可以反覆播放,並適時暫停,以便能更好地捕捉每個詞彙的發音。特別是在聽到"現金流"和"折扣"等關鍵術語時,進行多次重複練習。這能幫助加深對這些術語的理解,使發音更自然。
同時,建議您在練習時記錄自己的發音,並與影片中的發音進行對比。通過這種方式,您將能更快適應真實的對話場景,從而提高您的英語口語能力。藉助於這種有效的shadowing site技巧,您將能夠在理解企業財務的同時,提升自己的語言能力。
什麼是跟讀法?
跟讀法 (Shadowing) 是一種有科學依據的語言學習技巧,最初開發用於專業口譯員的培訓,並由多語言者Alexander Arguelles博士普及。這個方法簡單而強大:您在聽英語母語原聲的同時立即大聲重複——就像是一個延遲1-2秒緊跟說話者的影子。與被動聽力或語法練習不同,跟讀法強迫您的大腦和口腔肌肉同時處理並模模擬實的講話模式。研究表明它能顯著提高發音準確性,語調,節奏,連讀,聽力理解和口語流利度——使其成為雅思口語備考和真實英語交流最有效的方法之一。












