Prática de Shadowing: FIN 1 Welcome to Finance! - Aprenda a falar inglês com vídeo

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Welcome to our course in corporate finance and welcome to module one.
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You can see the title cash flows and the financial statements,
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our course in corporate finance in general is very interested in the future cash flow of a business of a financial instrument.
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It's sort of, we value financial assets based on cash flow.
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And one of the most valuable tools we have in finance is financial statements produced by accountants.
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Now, accountants are not as obsessed with cash flow as we are here in finance.
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And so as a consequence, we have to take accounting information and make sure we understand it well and convert that over to cash flow information.
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So that's a fundamental concept that we're covering here in chapter one.
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You will hear in your finance course, in this one, in your classroom, if you're taking the course at a university or college,
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you'll hear this phrase all through finance course.
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The phrase is present value of future cash flows.
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That's the value of any financial asset, the value of anything, really the present value of the future cash flows.
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And I just thought I'd pose a pretty straightforward dilemma.
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And this is a question that finance seeks to answer.
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So if we have a friend, let's just say we have a good friend and they say,
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I promise to pay you $1,000 in 365 days.
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One year from now, I'm going to give you $1,000.
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And it's a friend we love.
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It's a friend that we trust and we believe them when they say that.
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And they say, how much money would you give me today in order for me to fulfill that promise?
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So in other words, what is this $1,000 promise?
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By the way, I know what you're thinking.
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We're living in an age of AI.
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You're probably thinking, oh, this guy, he had an AI draw portrait of Grover Cleveland here, the person on the $1,000 bill.
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No, no, no. I know it's what it looks like, but I did that all by hand.
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You might not believe me, but I'm telling you the truth.
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So in any event, our friend promises to pay us $1,000 in 365 days.
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What's that worth to us today?
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Well, that's a question finance seeks to answer, but I hope you're saying, well, it's gotta be less than a thousand, right?
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Like put a number on, imagine your best friend says, I'll give you a thousand dollars a year from now how much would you give
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that person today in order to cash in on
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that promise would it be 950 dollars would it be 900 800 what how much would you discount
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that how much of a discount would you need in order
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to say okay i'll take the deal um that's the question fundamentally finance is obsessed with and
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if you say well i'd only do it for 600 right
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i don't really trust my friend well imagine there's a market full of people
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and your friends putting it out to lots of offers maybe
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somebody else will do it for seven maybe somebody else will do it for eight
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what's the right price right what's the right price on this promise
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that is the fundamental question of finance now this is a pretty simple thing to value
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but you can imagine it gets much more complex
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and in fact it gets much mathier
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when i was a kid i always wanted to get into something
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that involved math
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and money i chose accounting i should have chose finance finance involves a lot of math
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and i would suggest to you your professor
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if they allow it you're going to want to learn how to use a financial calculator.
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It'll be very useful for your test.
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Now, I'll show you how to do all the exercises we do by hand, but you'll see how much quicker it is.
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So we'll do it by hand.
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We'll also do exercises in our financial calculator.
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So when you want to learn finance, my suggestion is get very good with a financial calculator.
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I'll use the BA2+, and I'll show you how to use that through our videos.
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But, you know, if you have a Casio or some other brand, they're all very similar.
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They certainly all produce the same results.
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So find out what your professor will allow or not.
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And if they allow you to use a financial calculator, for goodness sakes, it's a great tool that you ought to use.
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I'll show you how to do everything by hand, but a financial calculator will help.
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So with all that having been said, I'm so excited that you're with me.
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Module one, we're going to learn how to convert financial statement information
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and to understand financial statement information and how to convert it into something more useful for finance, which is cash flow information.
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Let's get started.
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I can't wait to get going.
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See you in the next video.

Por que praticar a fala com este vídeo?

Praticar sua pronunciação e fluência em inglês por meio de vídeos como este é uma excelente maneira de aprender a falar de forma mais natural e confiante. Ao assistir a vídeos que abordam tópicos relevantes, como finanças corporativas, você não apenas assimila conteúdo informativo, mas também melhora suas habilidades de comunicação. Com o método de shadowing, que envolve repetir o que ouve em tempo real, você consegue desenvolver a escuta ativa e a articulação necessária para falar fluentemente. Essa técnica é ideal para quem deseja aprender inglês com youtube de maneira eficaz.

Gramática & Expressões em Contexto

O vídeo apresenta várias estruturas que são úteis para a comunicação em inglês, especialmente em contextos financeiros. Vejamos algumas delas:

  • “I promise to pay you $1,000”: Aqui, a estrutura de promessa em inglês é evidenciada com o uso do simple present. Essa forma é essencial para discutir compromissos.
  • “How much would you give me today?”: O uso de "would" indica uma situação hipotética, fundamental em conversas sobre finanças e investimentos.
  • “That's the value of any financial asset”: A expressão “value of” mostra a importância de compreender a avaliação de ativos no contexto financeiro.
  • “In order to cash in on that promise”: Essa expressão destaca o conceito de “cashing in”, que é muito utilizada em contextos de negócios.

Essas estruturas são valiosas quando você pratica shadow speaking ou shadow speech, já que ajudam a internalizar não apenas a gramática, mas também o vocabulário necessário para discutir temas complexos.

Traps Comuns de Pronúncia

A pronúncia correta é crucial, especialmente quando lidamos com vocabulário específico da área financeira. Aqui estão algumas palavras e expressões do vídeo que podem representar desafios:

  • “cash flow”: A junção dessas duas palavras pode ser difícil de pronunciar rapidamente; pratique a conexão entre elas.
  • “financial statements”: A pronúncia clara da palavra “financial” é essencial para evitar confusões na comunicação.
  • “present value”: A combinação das vogais e consoantes pode ser desafiadora; repita lentamente até se sentir confortável.

Encorajo você a usar essas palavras em suas práticas de shadowing site e focar na escuta atenta para melhorar sua articulação. Lembre-se de que a repetição é a chave para superar esses desafios de pronúncia.

O que é a Técnica de Shadowing?

Shadowing é uma técnica de aprendizado de idiomas com base científica, originalmente desenvolvida para o treinamento de intérpretes profissionais. O método é simples, mas poderoso: você ouve áudio em inglês nativo e repete imediatamente em voz alta — como uma sombra seguindo o falante com 1-2 segundos de atraso. Pesquisas mostram melhora significativa na precisão da pronúncia, entonação, ritmo, sons conectados, compreensão auditiva e fluência na fala.