Shadowing Practice: FIN 1 Welcome to Finance! - Learn English Speaking with Video

Creando lección...
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Welcome to our course in corporate finance and welcome to module one.
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You can see the title cash flows and the financial statements,
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our course in corporate finance in general is very interested in the future cash flow of a business of a financial instrument.
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It's sort of, we value financial assets based on cash flow.
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And one of the most valuable tools we have in finance is financial statements produced by accountants.
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Now, accountants are not as obsessed with cash flow as we are here in finance.
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And so as a consequence, we have to take accounting information and make sure we understand it well and convert that over to cash flow information.
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So that's a fundamental concept that we're covering here in chapter one.
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You will hear in your finance course, in this one, in your classroom, if you're taking the course at a university or college,
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you'll hear this phrase all through finance course.
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The phrase is present value of future cash flows.
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That's the value of any financial asset, the value of anything, really the present value of the future cash flows.
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And I just thought I'd pose a pretty straightforward dilemma.
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And this is a question that finance seeks to answer.
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So if we have a friend, let's just say we have a good friend and they say,
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I promise to pay you $1,000 in 365 days.
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One year from now, I'm going to give you $1,000.
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And it's a friend we love.
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It's a friend that we trust and we believe them when they say that.
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And they say, how much money would you give me today in order for me to fulfill that promise?
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So in other words, what is this $1,000 promise?
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By the way, I know what you're thinking.
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We're living in an age of AI.
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You're probably thinking, oh, this guy, he had an AI draw portrait of Grover Cleveland here, the person on the $1,000 bill.
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No, no, no. I know it's what it looks like, but I did that all by hand.
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You might not believe me, but I'm telling you the truth.
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So in any event, our friend promises to pay us $1,000 in 365 days.
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What's that worth to us today?
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Well, that's a question finance seeks to answer, but I hope you're saying, well, it's gotta be less than a thousand, right?
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Like put a number on, imagine your best friend says, I'll give you a thousand dollars a year from now how much would you give
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that person today in order to cash in on
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that promise would it be 950 dollars would it be 900 800 what how much would you discount
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that how much of a discount would you need in order
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to say okay i'll take the deal um that's the question fundamentally finance is obsessed with and
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if you say well i'd only do it for 600 right
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i don't really trust my friend well imagine there's a market full of people
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and your friends putting it out to lots of offers maybe
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somebody else will do it for seven maybe somebody else will do it for eight
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what's the right price right what's the right price on this promise
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that is the fundamental question of finance now this is a pretty simple thing to value
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but you can imagine it gets much more complex
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and in fact it gets much mathier
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when i was a kid i always wanted to get into something
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that involved math
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and money i chose accounting i should have chose finance finance involves a lot of math
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and i would suggest to you your professor
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if they allow it you're going to want to learn how to use a financial calculator.
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It'll be very useful for your test.
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Now, I'll show you how to do all the exercises we do by hand, but you'll see how much quicker it is.
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So we'll do it by hand.
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We'll also do exercises in our financial calculator.
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So when you want to learn finance, my suggestion is get very good with a financial calculator.
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I'll use the BA2+, and I'll show you how to use that through our videos.
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But, you know, if you have a Casio or some other brand, they're all very similar.
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They certainly all produce the same results.
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So find out what your professor will allow or not.
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And if they allow you to use a financial calculator, for goodness sakes, it's a great tool that you ought to use.
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I'll show you how to do everything by hand, but a financial calculator will help.
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So with all that having been said, I'm so excited that you're with me.
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Module one, we're going to learn how to convert financial statement information
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and to understand financial statement information and how to convert it into something more useful for finance, which is cash flow information.
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Let's get started.
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I can't wait to get going.
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See you in the next video.

Vocabulario y notas de pronunciación para esta lección

Esta lección de conversación de nivel C1 se basa en el vídeo “FIN 1 Welcome to Finance!”. Las palabras que más se repiten: finance, financial, cash, flow, promise. Este vídeo tiene 64 frases y 824 palabras para practicar shadowing. La parte hablada dura 4:38. El hablante habla a un ritmo natural de unas 178 palabras por minuto, cercano a una conversación cotidiana. El 87 % de las palabras está entre las 3.000 más comunes del inglés; conviene repasar el resto antes de empezar.

Vocabulario clave de este vídeo

Las 15 palabras más avanzadas del vídeo, con su pronunciación y significado:

PalabraPronunciaciónSignificado
calculator sustantivo/kæl.kjə.leɪ.tɚ/calculador, calculadora
convert verbo/kənˈvɝt/convertir
discount sustantivo/ˈdɪskaʊnt/descuento, rebaja
fundamental adjetivo/ˌfʌn.dəˈmɛn.təl/fundamental, cimental
phrase sustantivo/ˈfɹeɪ̯z/frase
asset sustantivo/ˈæsɛt/valor, activo
mathematics sustantivo/mæθ(.ə)ˈmæt.ɪks/matemáticas, matemática
module sustantivo/ˈmɑd͡ʒul/módulo
accountant sustantivo/əˈkaʊn.tənt/contador, contadora
sake sustantivo/ˈseɪ̯k/causa, gracia
involve verbo/ɪnˈvɑlv/involucrar
instrument sustantivo/ˈɪnstɹəmənt/instrumento
suggestion sustantivo/səˈd͡ʒɛst.ʃən/sugerencia, propuesta
portrait sustantivo/ˈpɔɹtɹət/retrato
classroom sustantivo/ˈklɑːsɹʊm/aula, sala de clases

Phrasal verbs que vas a escuchar

PalabraSignificado
find out verboaveriguar, anoticiarse

Frases que vale la pena repetir

Frases cortas y completas del vídeo que puedes reutilizar en la conversación diaria:

  • By the way, I know what you're thinking.
  • What's that worth to us today?
  • It'll be very useful for your test.
  • We'll also do exercises in our financial calculator.
  • I can't wait to get going.

Pronunciación a tener en cuenta

El hablante usa 29 contracciones y formas reducidas, como I'll, you're, I'm. Dilas en su forma corta, tal como las oyes.

  • Palabras largas — cuida el acento: calculator /kæl.kjə.leɪ.tɚ/, fundamental /ˌfʌn.dəˈmɛn.təl/, mathematics /mæθ(.ə)ˈmæt.ɪks/

Sonidos difíciles para hispanohablantes:

  • /v/ — no es /b/: los dientes tocan el labio inferior: convert /kənˈvɝt/, involve /ɪnˈvɑlv/
  • /z/ — sonora, no /s/: phrase /ˈfɹeɪ̯z/, pose /poʊz/
  • /dʒ/ — no es la “y” ni la “ch”: module /ˈmɑd͡ʒul/, suggestion /səˈd͡ʒɛst.ʃən/

Cómo practicar con este vídeo

  1. Escucha el vídeo entero una vez sin hablar y anota las palabras que no conoces.
  2. Empieza a velocidad 0,75×, haz shadowing frase por frase y vuelve a la velocidad normal cuando te resulte fácil.
  3. Grábate y compara con el original, prestando atención a palabras como calculator, convert, discount.

¿Qué es la Técnica de Shadowing?

Shadowing es una técnica de aprendizaje de idiomas respaldada por la ciencia, desarrollada originalmente para la formación de intérpretes profesionales y popularizada por el políglota Dr. Alexander Arguelles. El método es simple pero poderoso: escuchas audio en inglés nativo y lo repites en voz alta de inmediato, como una sombra que sigue al hablante con solo 1-2 segundos de retraso. A diferencia de la escucha pasiva o los ejercicios de gramática, el shadowing obliga a tu cerebro y músculos de la boca a procesar y reproducir simultáneamente patrones de habla reales. Las investigaciones muestran que mejora significativamente la precisión de la pronunciación, la entonación, el ritmo, el habla conectada, la comprensión auditiva y la fluidez al hablar, convirtiéndola en una de las metodologías más efectivas para la preparación del IELTS Speaking y la comunicación en inglés en el mundo real.

Técnica de shadowing: lee la guía completa paso a paso →